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<br /> Home<br /> Health and<br /> Wellness<br /> Life and<br /> Disability<br /> 401(k), PTO<br /> and Other Benefits<br /> Enroll or<br /> Make Changes<br /> Summary Plan<br /> Description<br /> Using this guide<br /> To navigate, click the menu on the<br /> left side of the page, or to jump to a<br /> different section, click on the bars at<br /> the top of the page.<br /> Roll over the bold-underlined<br /> words to view helpful definitions and<br /> other information, or to be taken to<br /> external websites.<br /> To print this document, click the<br /> printer icon in the bottom right<br /> corner of this website.<br /> People count on energy every day, which means<br /> they count on your hard work to power our •<br /> communities. That’s why PNM Resources takes •<br /> care of you — with benefits that help you live well •<br /> and make your health a priority. •<br /> This guide wi<a title="PNM Resources 2016 Benefits Guide page 1" href="http://viewer.zmags.com/publication/01267863?page=1"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 2" href="http://viewer.zmags.com/publication/01267863?page=2"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 3" href="http://viewer.zmags.com/publication/01267863?page=3"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 4" href="http://viewer.zmags.com/publication/01267863?page=4"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 5" href="http://viewer.zmags.com/publication/01267863?page=5"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 6" href="http://viewer.zmags.com/publication/01267863?page=6"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 7" href="http://viewer.zmags.com/publication/01267863?page=7"> Your Medical Plan Options Consumer Choice Plan </a> <a title="PNM Resources 2016 Benefits Guide page 8" href="http://viewer.zmags.com/publication/01267863?page=8"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 9" href="http://viewer.zmags.com/publication/01267863?page=9"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 10" href="http://viewer.zmags.com/publication/01267863?page=10"> Your Medical Plan Options Consumer Choice Plan </a> <a title="PNM Resources 2016 Benefits Guide page 11" href="http://viewer.zmags.com/publication/01267863?page=11"> Your Medical Plan Options Consumer Choice Plan </a> <a title="PNM Resources 2016 Benefits Guide page 12" href="http://viewer.zmags.com/publication/01267863?page=12"> Your Medical Plan Options Consumer Choice Plan </a> <a title="PNM Resources 2016 Benefits Guide page 13" href="http://viewer.zmags.com/publication/01267863?page=13"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 14" href="http://viewer.zmags.com/publication/01267863?page=14"> Your Medical Plan Options Consumer Choice Plan </a> <a title="PNM Resources 2016 Benefits Guide page 15" href="http://viewer.zmags.com/publication/01267863?page=15"> Your Medical Plan Options Consumer Choice Plan </a> <a title="PNM Resources 2016 Benefits Guide page 16" href="http://viewer.zmags.com/publication/01267863?page=16"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 17" href="http://viewer.zmags.com/publication/01267863?page=17"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 18" href="http://viewer.zmags.com/publication/01267863?page=18"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 19" href="http://viewer.zmags.com/publication/01267863?page=19"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 20" href="http://viewer.zmags.com/publication/01267863?page=20"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 21" href="http://viewer.zmags.com/publication/01267863?page=21"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 22" href="http://viewer.zmags.com/publication/01267863?page=22"> Life and Accidental Death and Dismemberment Insur</a> <a title="PNM Resources 2016 Benefits Guide page 23" href="http://viewer.zmags.com/publication/01267863?page=23"> Life and Accidental Death and Dismemberment Insur</a> <a title="PNM Resources 2016 Benefits Guide page 24" href="http://viewer.zmags.com/publication/01267863?page=24"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 25" href="http://viewer.zmags.com/publication/01267863?page=25"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 26" href="http://viewer.zmags.com/publication/01267863?page=26"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 27" href="http://viewer.zmags.com/publication/01267863?page=27"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 28" href="http://viewer.zmags.com/publication/01267863?page=28"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 29" href="http://viewer.zmags.com/publication/01267863?page=29"> Retirement Savings Plan – 401(k) Dependent Care </a> <a title="PNM Resources 2016 Benefits Guide page 30" href="http://viewer.zmags.com/publication/01267863?page=30"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 31" href="http://viewer.zmags.com/publication/01267863?page=31"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 32" href="http://viewer.zmags.com/publication/01267863?page=32"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 33" href="http://viewer.zmags.com/publication/01267863?page=33"> Home Health and Wellness Life and Disability </a> <a title="PNM Resources 2016 Benefits Guide page 34" href="http://viewer.zmags.com/publication/01267863?page=34"> Home Health and Wellness Life and Disability </a>