If you are visually impaired or blind, you can visit the PDF version by Pressing CONTROL + ALT + 4
You need a JavaScript enabled browser to view this Publication
Please follow these steps to view the Publication:
Enable JavaScript in your browser
Refresh this page
Best regards
Zmags
<br /> Annual Report<br /> 2010<br /> Financial Highlights<br /> <br /> <br /> <br /> <br /> <br /> <br /> Exposure in CHF m 31.12.2010 31.12.2009<br /> Insurance policies (IP) 6 583 7 390<br /> Insurance commitments in principle (ICP) 2 233 1 190<br /> Gross exposure 8 816 8 580<br /> Reinsurance –120 –127<br /> <a title="serv Geschäftsbericht 10, e page 1" href="http://viewer.zmags.com/publication/072ae3e8?page=1">Annual Report2010</a> Annual Report2010<a title="serv Geschäftsbericht 10, e page 2" href="http://viewer.zmags.com/publication/072ae3e8?page=2">Financial HighlightsExposure in CHF m </a> Financial HighlightsExposure in CHF m <a title="serv Geschäftsbericht 10, e page 3" href="http://viewer.zmags.com/publication/072ae3e8?page=3">AbbreviationsAP Accounting principlesB</a> AbbreviationsAP Accounting principlesB<a title="serv Geschäftsbericht 10, e page 4" href="http://viewer.zmags.com/publication/072ae3e8?page=4">Table of ContentsAnnual Report </a> Table of ContentsAnnual Report <a title="serv Geschäftsbericht 10, e page 5" href="http://viewer.zmags.com/publication/072ae3e8?page=5">Annual Report</a> Annual Report<a title="serv Geschäftsbericht 10, e page 6" href="http://viewer.zmags.com/publication/072ae3e8?page=6">Annual ReportReview and Outlook</a> Annual ReportReview and Outlook<a title="serv Geschäftsbericht 10, e page 7" href="http://viewer.zmags.com/publication/072ae3e8?page=7">The good results and low claims seen in the first </a> The good results and low claims seen in the first <a title="serv Geschäftsbericht 10, e page 8" href="http://viewer.zmags.com/publication/072ae3e8?page=8">JahresberichtAnnual ReportInsurance Business</a> JahresberichtAnnual ReportInsurance Business<a title="serv Geschäftsbericht 10, e page 9" href="http://viewer.zmags.com/publication/072ae3e8?page=9">1 New Exposure in million CHF </a> 1 New Exposure in million CHF <a title="serv Geschäftsbericht 10, e page 10" href="http://viewer.zmags.com/publication/072ae3e8?page=10">JahresberichtAnnual ReportNo large pr</a> JahresberichtAnnual ReportNo large pr<a title="serv Geschäftsbericht 10, e page 11" href="http://viewer.zmags.com/publication/072ae3e8?page=11">Opening of a New SERV Office inWestern Switzerlan</a> Opening of a New SERV Office inWestern Switzerlan<a title="serv Geschäftsbericht 10, e page 12" href="http://viewer.zmags.com/publication/072ae3e8?page=12">JahresberichtAnnual Report2 Engagem</a> JahresberichtAnnual Report2 Engagem<a title="serv Geschäftsbericht 10, e page 13" href="http://viewer.zmags.com/publication/072ae3e8?page=13">Insurance Business4 Engagement by OE</a> Insurance Business4 Engagement by OE<a title="serv Geschäftsbericht 10, e page 14" href="http://viewer.zmags.com/publication/072ae3e8?page=14">JahresberichtAnnual ReportCountry Cover Prac</a> JahresberichtAnnual ReportCountry Cover Prac<a title="serv Geschäftsbericht 10, e page 15" href="http://viewer.zmags.com/publication/072ae3e8?page=15">Classification of Countries by OECD Country Catego</a> Classification of Countries by OECD Country Catego<a title="serv Geschäftsbericht 10, e page 16" href="http://viewer.zmags.com/publication/072ae3e8?page=16">JahresberichtAnnual ReportAssessment of Soci</a> JahresberichtAnnual ReportAssessment of Soci<a title="serv Geschäftsbericht 10, e page 17" href="http://viewer.zmags.com/publication/072ae3e8?page=17">Sustainable Lending to Low-Income CountriesThe a</a> Sustainable Lending to Low-Income CountriesThe a<a title="serv Geschäftsbericht 10, e page 18" href="http://viewer.zmags.com/publication/072ae3e8?page=18">JahresberichtAnnual ReportInternational Coop</a> JahresberichtAnnual ReportInternational Coop<a title="serv Geschäftsbericht 10, e page 19" href="http://viewer.zmags.com/publication/072ae3e8?page=19">Loss and Claims ManagementFoundationsArt. 1</a> Loss and Claims ManagementFoundationsArt. 1<a title="serv Geschäftsbericht 10, e page 20" href="http://viewer.zmags.com/publication/072ae3e8?page=20">JahresberichtAnnual ReportClaims from</a> JahresberichtAnnual ReportClaims from<a title="serv Geschäftsbericht 10, e page 21" href="http://viewer.zmags.com/publication/072ae3e8?page=21">agreements in the year under review, as value adj</a> agreements in the year under review, as value adj<a title="serv Geschäftsbericht 10, e page 22" href="http://viewer.zmags.com/publication/072ae3e8?page=22">JahresberichtAnnual ReportFinancial Report</a> JahresberichtAnnual ReportFinancial Report<a title="serv Geschäftsbericht 10, e page 23" href="http://viewer.zmags.com/publication/072ae3e8?page=23">Cash Flow Statement </a> Cash Flow Statement <a title="serv Geschäftsbericht 10, e page 24" href="http://viewer.zmags.com/publication/072ae3e8?page=24">JahresberichtAnnual ReportRisk Management</a> JahresberichtAnnual ReportRisk Management<a title="serv Geschäftsbericht 10, e page 25" href="http://viewer.zmags.com/publication/072ae3e8?page=25">fallen due are reinvested, but at least twice a y</a> fallen due are reinvested, but at least twice a y<a title="serv Geschäftsbericht 10, e page 26" href="http://viewer.zmags.com/publication/072ae3e8?page=26">JahresberichtAnnual ReportOur Guiding Princi</a> JahresberichtAnnual ReportOur Guiding Princi<a title="serv Geschäftsbericht 10, e page 27" href="http://viewer.zmags.com/publication/072ae3e8?page=27">OrganisationOrgans of SERV </a> OrganisationOrgans of SERV <a title="serv Geschäftsbericht 10, e page 28" href="http://viewer.zmags.com/publication/072ae3e8?page=28">JahresberichtAnnual ReportBoard of Dir</a> JahresberichtAnnual ReportBoard of Dir<a title="serv Geschäftsbericht 10, e page 29" href="http://viewer.zmags.com/publication/072ae3e8?page=29">OrganisationOrganisational ChartBoard</a> OrganisationOrganisational ChartBoard<a title="serv Geschäftsbericht 10, e page 30" href="http://viewer.zmags.com/publication/072ae3e8?page=30">JahresberichtAnnual ReportFramework Conditio</a> JahresberichtAnnual ReportFramework Conditio<a title="serv Geschäftsbericht 10, e page 31" href="http://viewer.zmags.com/publication/072ae3e8?page=31">Financial StatementsFässler Supplies Honing</a> Financial StatementsFässler Supplies Honing<a title="serv Geschäftsbericht 10, e page 32" href="http://viewer.zmags.com/publication/072ae3e8?page=32">Financial StatementsIncome Statement11 </a> Financial StatementsIncome Statement11 <a title="serv Geschäftsbericht 10, e page 33" href="http://viewer.zmags.com/publication/072ae3e8?page=33">Balance Sheet12 Balance Sheet as o</a> Balance Sheet12 Balance Sheet as o<a title="serv Geschäftsbericht 10, e page 34" href="http://viewer.zmags.com/publication/072ae3e8?page=34">Financial StatementsCash Flow Statement</a> Financial StatementsCash Flow Statement<a title="serv Geschäftsbericht 10, e page 35" href="http://viewer.zmags.com/publication/072ae3e8?page=35">Segment Accounting15 Income Statement by S</a> Segment Accounting15 Income Statement by S<a title="serv Geschäftsbericht 10, e page 36" href="http://viewer.zmags.com/publication/072ae3e8?page=36">Financial Statements16 Balance Sheet </a> Financial Statements16 Balance Sheet <a title="serv Geschäftsbericht 10, e page 37" href="http://viewer.zmags.com/publication/072ae3e8?page=37"> Notes on theFinancial Statements</a> Notes on theFinancial Statements<a title="serv Geschäftsbericht 10, e page 38" href="http://viewer.zmags.com/publication/072ae3e8?page=38">Notes on the Financial StatementsAccounting P</a> Notes on the Financial StatementsAccounting P<a title="serv Geschäftsbericht 10, e page 39" href="http://viewer.zmags.com/publication/072ae3e8?page=39">hUnearned Insurance PremiumsBalance sheet: Unear</a> hUnearned Insurance PremiumsBalance sheet: Unear<a title="serv Geschäftsbericht 10, e page 40" href="http://viewer.zmags.com/publication/072ae3e8?page=40">Notes on the Financial StatementsComments on </a> Notes on the Financial StatementsComments on <a title="serv Geschäftsbericht 10, e page 41" href="http://viewer.zmags.com/publication/072ae3e8?page=41">17 Value Adjustment on Claims from Losses and Re</a> 17 Value Adjustment on Claims from Losses and Re<a title="serv Geschäftsbericht 10, e page 42" href="http://viewer.zmags.com/publication/072ae3e8?page=42">Notes on the Financial StatementsRegard</a> Notes on the Financial StatementsRegard<a title="serv Geschäftsbericht 10, e page 43" href="http://viewer.zmags.com/publication/072ae3e8?page=43">13) Regarding “Non-personnel expenses” – allocati</a> 13) Regarding “Non-personnel expenses” – allocati<a title="serv Geschäftsbericht 10, e page 44" href="http://viewer.zmags.com/publication/072ae3e8?page=44">Notes on the Financial StatementsRemuneration</a> Notes on the Financial StatementsRemuneration<a title="serv Geschäftsbericht 10, e page 45" href="http://viewer.zmags.com/publication/072ae3e8?page=45">Proof of CapitalSERV's hcapital was valued </a> Proof of CapitalSERV's hcapital was valued <a title="serv Geschäftsbericht 10, e page 46" href="http://viewer.zmags.com/publication/072ae3e8?page=46">Notes on the Financial StatementsAuditors' Re</a> Notes on the Financial StatementsAuditors' Re<a title="serv Geschäftsbericht 10, e page 47" href="http://viewer.zmags.com/publication/072ae3e8?page=47">MiscellaneousTurbomach Delivers a Gas Turbi</a> MiscellaneousTurbomach Delivers a Gas Turbi<a title="serv Geschäftsbericht 10, e page 48" href="http://viewer.zmags.com/publication/072ae3e8?page=48">MiscellaneousMulti-Year Comparison26 E</a> MiscellaneousMulti-Year Comparison26 E<a title="serv Geschäftsbericht 10, e page 49" href="http://viewer.zmags.com/publication/072ae3e8?page=49">GlossaryBerne UnionTogether with 50 other p</a> GlossaryBerne UnionTogether with 50 other p<a title="serv Geschäftsbericht 10, e page 50" href="http://viewer.zmags.com/publication/072ae3e8?page=50">MiscellaneousFramework of obligationMa</a> MiscellaneousFramework of obligationMa<a title="serv Geschäftsbericht 10, e page 51" href="http://viewer.zmags.com/publication/072ae3e8?page=51">Private debtors without del credereNatural or le</a> Private debtors without del credereNatural or le<a title="serv Geschäftsbericht 10, e page 52" href="http://viewer.zmags.com/publication/072ae3e8?page=52">Publishing Details© Swiss Export Risk </a> Publishing Details© Swiss Export Risk <a title="serv Geschäftsbericht 10, e page 53" href="http://viewer.zmags.com/publication/072ae3e8?page=53"></a> <a title="serv Geschäftsbericht 10, e page 54" href="http://viewer.zmags.com/publication/072ae3e8?page=54">SERV Swiss Export Risk InsuranceKirchenweg 8, P.</a> SERV Swiss Export Risk InsuranceKirchenweg 8, P.