<br />
DOW U.S. COMPENSATION AND<br />
BENEFITS TRANSITION GUIDE<br />
Welcome to Dow<br />
We are glad you are here to join us as we embark on our journey to build the most innovative,<br />
customer-centric, inclusive and sustainable materials science company in the world. We value<br />
you and your contributions to our success. That’s why we offer you a total rewards package that<br />
includes competitive compensation, world-class benefits and opportunities for professional<br />
growth. Take the time to read this guide and learn about your Dow compensation and benefits.<br />
You are the core to our success,<br />
so that is why we invest in you.<br />
We provide opportunities for you to build your<br />
capabilities and develop your career, and rewards to<br />
recognize our collective success. Your Dow total rewards<br />
are world class, providing:<br />
- Compensation that is competitive with the best<br />
companies in our industry<br />
- Opportunities for<a title="2019 US Dow Transition Guide page 1" href="http://viewer.zmags.com/publication/1b29d3e9?page=1"> DOW U.S. COMPENSATION AND BENEFITS TRANSITION GUI</a>
<a title="2019 US Dow Transition Guide page 2" href="http://viewer.zmags.com/publication/1b29d3e9?page=2"> You are the core to our success, so that is why w</a>
<a title="2019 US Dow Transition Guide page 3" href="http://viewer.zmags.com/publication/1b29d3e9?page=3"> Compensation ....................................</a>
<a title="2019 US Dow Transition Guide page 4" href="http://viewer.zmags.com/publication/1b29d3e9?page=4"> COMPENSATION 4 Compensation and Benefits</a>
<a title="2019 US Dow Transition Guide page 5" href="http://viewer.zmags.com/publication/1b29d3e9?page=5"> Compensation Your fixed and variable compensation </a>
<a title="2019 US Dow Transition Guide page 6" href="http://viewer.zmags.com/publication/1b29d3e9?page=6"> Watch for an email from dowbenefits@ehr.com lettin</a>
<a title="2019 US Dow Transition Guide page 7" href="http://viewer.zmags.com/publication/1b29d3e9?page=7"> Medical Plans Dow offers several options for medi</a>
<a title="2019 US Dow Transition Guide page 8" href="http://viewer.zmags.com/publication/1b29d3e9?page=8"> MAP Plus – Two Choices How the MAP Plus Options a</a>
<a title="2019 US Dow Transition Guide page 9" href="http://viewer.zmags.com/publication/1b29d3e9?page=9"> HMOs and HMO-like Plans – Only Available at Some </a>
<a title="2019 US Dow Transition Guide page 10" href="http://viewer.zmags.com/publication/1b29d3e9?page=10"> DECIDE — WHICH MEDICAL PLAN IS RIGHT FOR ME? If y</a>
<a title="2019 US Dow Transition Guide page 11" href="http://viewer.zmags.com/publication/1b29d3e9?page=11"> Health Savings Account (HSA) If you enroll in MAP</a>
<a title="2019 US Dow Transition Guide page 12" href="http://viewer.zmags.com/publication/1b29d3e9?page=12"> Analyze See how the HSA works. Check out the to</a>
<a title="2019 US Dow Transition Guide page 13" href="http://viewer.zmags.com/publication/1b29d3e9?page=13"> Dental Plans Dow offers choices for dental covera</a>
<a title="2019 US Dow Transition Guide page 14" href="http://viewer.zmags.com/publication/1b29d3e9?page=14"> DECIDE – WHICH DENTAL PLAN IS RIGHT FOR ME? If yo</a>
<a title="2019 US Dow Transition Guide page 15" href="http://viewer.zmags.com/publication/1b29d3e9?page=15"> Vision Care Plan You have the option to elect the</a>
<a title="2019 US Dow Transition Guide page 16" href="http://viewer.zmags.com/publication/1b29d3e9?page=16"> Reimbursement/Flexible Spending Accounts (FSAs) T</a>
<a title="2019 US Dow Transition Guide page 17" href="http://viewer.zmags.com/publication/1b29d3e9?page=17"> HSA Eligibility If You Contributed to the DuPont </a>
<a title="2019 US Dow Transition Guide page 18" href="http://viewer.zmags.com/publication/1b29d3e9?page=18"> DECIDE – WHICH REIMBURSEMENT ACCOUNT IS RIGHT FOR</a>
<a title="2019 US Dow Transition Guide page 19" href="http://viewer.zmags.com/publication/1b29d3e9?page=19"> Life Insurance Life insurance benefits offer an im</a>
<a title="2019 US Dow Transition Guide page 20" href="http://viewer.zmags.com/publication/1b29d3e9?page=20"> Dependent Life Insurance for Child(ren) Provides </a>
<a title="2019 US Dow Transition Guide page 21" href="http://viewer.zmags.com/publication/1b29d3e9?page=21"> Accident Insurance Dow offers insurance that prov</a>
<a title="2019 US Dow Transition Guide page 22" href="http://viewer.zmags.com/publication/1b29d3e9?page=22"> Long Term Disability (LTD) The LTD program provid</a>
<a title="2019 US Dow Transition Guide page 23" href="http://viewer.zmags.com/publication/1b29d3e9?page=23"> Legal Plan MetLaw, offered through Hyatt Legal Pl</a>
<a title="2019 US Dow Transition Guide page 24" href="http://viewer.zmags.com/publication/1b29d3e9?page=24"> The Dow Retirement Program At Dow, there are two </a>
<a title="2019 US Dow Transition Guide page 25" href="http://viewer.zmags.com/publication/1b29d3e9?page=25"> Employees’ Savings Plan — Dow 401(k) The Dow Empl</a>
<a title="2019 US Dow Transition Guide page 26" href="http://viewer.zmags.com/publication/1b29d3e9?page=26"> Other Features The plan provides: - A variety of </a>
<a title="2019 US Dow Transition Guide page 27" href="http://viewer.zmags.com/publication/1b29d3e9?page=27"> Personal Pension Account Dow offers the Personal </a>
<a title="2019 US Dow Transition Guide page 28" href="http://viewer.zmags.com/publication/1b29d3e9?page=28"> QUESTIONS? 28 Compensation and Benefits Transi</a>
<a title="2019 US Dow Transition Guide page 29" href="http://viewer.zmags.com/publication/1b29d3e9?page=29"> Questions? Check out the Resources link, found in</a>