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<br /> CITY OF LOS ANGELES QUARTERLY NEWSLETTER OCTOBER 2015<br /> CITY OF<br /> DEFERRED COMPENSATION PLAN<br /> Los Angeles<br /> INTRODUCING PRE-TAX TO ROTH CONVERSIONS See What’s Inside:<br /> FOR ACTIVE EMPLOYEE PARTICIPANTS<br /> FOR ACTIVE EMPLOYEE PARTICIPANTS<br /> earnings from these contributions are not taxed upon distribution as long as certain criteria INTRODUCING PRE-TAX TO ROTH CONVERSIONS<br /> The City’s Deferred Compensation Plan is pleased to introduce a new conversion option for<br /> active employee Plan participants. “Conversion” in this case means the ability to convert existing<br /> pre-tax balances into after-tax (also known as Roth) balances.<br /> First, as a reminder, participants making biweekly payroll deferrals to their accounts can save<br /> on a pre-tax and/or after-tax basis (Roth). Pre-tax contributions come out of your paycheck<br /> before taxes are deducted, and taxes are paid on the total amount of any distribution taken<a title="CB1003N_CiLA_Newsletter_3Q15_FINAL page 1" href="http://viewer.zmags.com/publication/0f5a8bad?page=1"> CITY OF LOS ANGELES QUARTERLY NEWSLETTER OCTOBER </a> <a title="CB1003N_CiLA_Newsletter_3Q15_FINAL page 2" href="http://viewer.zmags.com/publication/0f5a8bad?page=2"> Is the Roth Option Right for You? The City of Lo</a> <a title="CB1003N_CiLA_Newsletter_3Q15_FINAL page 3" href="http://viewer.zmags.com/publication/0f5a8bad?page=3"> CITY OF LOS ANGELES DEFERRED COMPENSATION PLAN QU</a> <a title="CB1003N_CiLA_Newsletter_3Q15_FINAL page 4" href="http://viewer.zmags.com/publication/0f5a8bad?page=4"> City of Los Angeles Deferred Compensation Plan IN</a> <a title="CB1003N_CiLA_Newsletter_3Q15_FINAL page 5" href="http://viewer.zmags.com/publication/0f5a8bad?page=5"> City of Los Angeles Deferred Compensation Plan B</a> <a title="CB1003N_CiLA_Newsletter_3Q15_FINAL page 6" href="http://viewer.zmags.com/publication/0f5a8bad?page=6"> Have Questions? Need Information? For inform</a>