<br /> The Tech Dependent Demystifying an Planning Ahead: ISSUES & ANSWERS:<br /> Millennial Employee Asset Class Trade Shows Specialized Investments<br /> Page 14 Page 29 Pages 75-79 Pages 23-27<br /> www.bestreview.com June 2017<br /> A.M. BEST'S MONTHLY INSURANCE MAGAZINE<br /> THE<br /> FRONT LINES<br /> Many U.S. cities are vulnerable to wildfires, hurricanes and earthquakes. Chief resilience<br /> officers are working with insurers to defend their communities against disaster.<br /> Pages 39-74<br /> Pizza.<br /> Mond<a title="Best's Review - June 2017 Edition page 1" href="http://viewer.zmags.com/publication/11084323?page=1"> The Tech Dependent Demystifying a</a> <a title="Best's Review - June 2017 Edition page 2" href="http://viewer.zmags.com/publication/11084323?page=2"> Pizza. Monday morning. Payment for your claims.</a> <a title="Best's Review - June 2017 Edition page 3" href="http://viewer.zmags.com/publication/11084323?page=3"> From the Editor’s Desk A Turning Point </a> <a title="Best's Review - June 2017 Edition page 4" href="http://viewer.zmags.com/publication/11084323?page=4"> Contents THE FRONT LINES </a> <a title="Best's Review - June 2017 Edition page 5" href="http://viewer.zmags.com/publication/11084323?page=5"> </a> <a title="Best's Review - June 2017 Edition page 6" href="http://viewer.zmags.com/publication/11084323?page=6"> THE FRONT LINES Contents R</a> <a title="Best's Review - June 2017 Edition page 7" href="http://viewer.zmags.com/publication/11084323?page=7"> You're the expert on your business. But we can he</a> <a title="Best's Review - June 2017 Edition page 8" href="http://viewer.zmags.com/publication/11084323?page=8"> Best's Review Interactive @ www.bestreview.com D</a> <a title="Best's Review - June 2017 Edition page 9" href="http://viewer.zmags.com/publication/11084323?page=9"> ® Cyber Specialists: More Questions Than A</a> <a title="Best's Review - June 2017 Edition page 10" href="http://viewer.zmags.com/publication/11084323?page=10"> Executive Changes Department Distribution </a> <a title="Best's Review - June 2017 Edition page 11" href="http://viewer.zmags.com/publication/11084323?page=11"> sDavid LimHASBEENAPPOINTEDCHIEFEXECUTIVE OFF</a> <a title="Best's Review - June 2017 Edition page 12" href="http://viewer.zmags.com/publication/11084323?page=12"> Insurance Marketing Department Top 5 Tips for B</a> <a title="Best's Review - June 2017 Edition page 13" href="http://viewer.zmags.com/publication/11084323?page=13"> A global carrier led by industry experts. A compa</a> <a title="Best's Review - June 2017 Edition page 14" href="http://viewer.zmags.com/publication/11084323?page=14"> What Readers Say/Best's Calendar Department Lon</a> <a title="Best's Review - June 2017 Edition page 15" href="http://viewer.zmags.com/publication/11084323?page=15"> A Global Conversation Catastrophes' Impact Ex</a> <a title="Best's Review - June 2017 Edition page 16" href="http://viewer.zmags.com/publication/11084323?page=16"> Next Wave Department Training Request R </a> <a title="Best's Review - June 2017 Edition page 17" href="http://viewer.zmags.com/publication/11084323?page=17"> INSTITUTISM no. 203 The first step to preventing</a> <a title="Best's Review - June 2017 Edition page 18" href="http://viewer.zmags.com/publication/11084323?page=18"> Spotlight on Workers' Compensation AIA: Workers'</a> <a title="Best's Review - June 2017 Edition page 19" href="http://viewer.zmags.com/publication/11084323?page=19"> Spotlight on Property Insurance CEA Reports Seve</a> <a title="Best's Review - June 2017 Edition page 20" href="http://viewer.zmags.com/publication/11084323?page=20"> At Large Insight Cyber Snare New York's cyber l</a> <a title="Best's Review - June 2017 Edition page 21" href="http://viewer.zmags.com/publication/11084323?page=21"> </a> <a title="Best's Review - June 2017 Edition page 22" href="http://viewer.zmags.com/publication/11084323?page=22"> Risk Adviser Insight Sepsis: Knowledge Is Key </a> <a title="Best's Review - June 2017 Edition page 23" href="http://viewer.zmags.com/publication/11084323?page=23"> Technology The Trust Factor Insight Blockchain</a> <a title="Best's Review - June 2017 Edition page 24" href="http://viewer.zmags.com/publication/11084323?page=24"> Regulatory/Law Insight The Storm Next Time Car</a> <a title="Best's Review - June 2017 Edition page 25" href="http://viewer.zmags.com/publication/11084323?page=25"> Special Advertising Section ISSUES & ANSWERS: </a> <a title="Best's Review - June 2017 Edition page 26" href="http://viewer.zmags.com/publication/11084323?page=26"> ©2017 Conning, Inc. All Rights Reserved. </a> <a title="Best's Review - June 2017 Edition page 27" href="http://viewer.zmags.com/publication/11084323?page=27"> SPECIAL ADVERTISING SECTION ssues &</a> <a title="Best's Review - June 2017 Edition page 28" href="http://viewer.zmags.com/publication/11084323?page=28"> </a> <a title="Best's Review - June 2017 Edition page 29" href="http://viewer.zmags.com/publication/11084323?page=29"> SPECIAL ADVERTISING SECTION ssues &</a> <a title="Best's Review - June 2017 Edition page 30" href="http://viewer.zmags.com/publication/11084323?page=30"> Hello. Do you speak insurance? </a> <a title="Best's Review - June 2017 Edition page 31" href="http://viewer.zmags.com/publication/11084323?page=31"> Be INFORMED Asset Management An industry expert</a> <a title="Best's Review - June 2017 Edition page 32" href="http://viewer.zmags.com/publication/11084323?page=32"> Asset Management plenty of room for growth, part</a> <a title="Best's Review - June 2017 Edition page 33" href="http://viewer.zmags.com/publication/11084323?page=33"> </a> <a title="Best's Review - June 2017 Edition page 34" href="http://viewer.zmags.com/publication/11084323?page=34"> Asset Management by Jeff Roberts T h</a> <a title="Best's Review - June 2017 Edition page 35" href="http://viewer.zmags.com/publication/11084323?page=35"> MetLife Investment Management </a> <a title="Best's Review - June 2017 Edition page 36" href="http://viewer.zmags.com/publication/11084323?page=36"> Strategy Make It EASY To remain competitive sma</a> <a title="Best's Review - June 2017 Edition page 37" href="http://viewer.zmags.com/publication/11084323?page=37"> to identify the business (e.g., business name, bu</a> <a title="Best's Review - June 2017 Edition page 38" href="http://viewer.zmags.com/publication/11084323?page=38"> Life Insurance The 3 D's </a> <a title="Best's Review - June 2017 Edition page 39" href="http://viewer.zmags.com/publication/11084323?page=39"> and how they face up to those customers in terms </a> <a title="Best's Review - June 2017 Edition page 40" href="http://viewer.zmags.com/publication/11084323?page=40"> What A.M. Best Says Department Best's Special R</a> <a title="Best's Review - June 2017 Edition page 41" href="http://viewer.zmags.com/publication/11084323?page=41"> Special Section Sponsored By: Catastrophe Risk </a> <a title="Best's Review - June 2017 Edition page 42" href="http://viewer.zmags.com/publication/11084323?page=42"> Catastrophe Risk ON BORROWED TIME Last year was </a> <a title="Best's Review - June 2017 Edition page 43" href="http://viewer.zmags.com/publication/11084323?page=43"> Special Section Sponsored By: first qua</a> <a title="Best's Review - June 2017 Edition page 44" href="http://viewer.zmags.com/publication/11084323?page=44"> Catastrophe Risk A Rising Tide That provide</a> <a title="Best's Review - June 2017 Edition page 45" href="http://viewer.zmags.com/publication/11084323?page=45"> Special Section Sponsored By: The large</a> <a title="Best's Review - June 2017 Edition page 46" href="http://viewer.zmags.com/publication/11084323?page=46"> </a> <a title="Best's Review - June 2017 Edition page 47" href="http://viewer.zmags.com/publication/11084323?page=47"> We were chasing storms before there was reality T</a> <a title="Best's Review - June 2017 Edition page 48" href="http://viewer.zmags.com/publication/11084323?page=48"> Catastrophe Risk WADING INTO Uncertain Waters A</a> <a title="Best's Review - June 2017 Edition page 49" href="http://viewer.zmags.com/publication/11084323?page=49"> Special Section Sponsored By: </a> <a title="Best's Review - June 2017 Edition page 50" href="http://viewer.zmags.com/publication/11084323?page=50"> Catastrophe Risk NFIP at Center Stage Reauthori</a> <a title="Best's Review - June 2017 Edition page 51" href="http://viewer.zmags.com/publication/11084323?page=51"> Special Section Sponsored By: the same ag</a> <a title="Best's Review - June 2017 Edition page 52" href="http://viewer.zmags.com/publication/11084323?page=52"> Catastrophe Risk Global Perspective </a> <a title="Best's Review - June 2017 Edition page 53" href="http://viewer.zmags.com/publication/11084323?page=53"> Special Section Sponsored By: INSURING Catastro</a> <a title="Best's Review - June 2017 Edition page 54" href="http://viewer.zmags.com/publication/11084323?page=54"> Catastrophe Risk vice president of global partne</a> <a title="Best's Review - June 2017 Edition page 55" href="http://viewer.zmags.com/publication/11084323?page=55"> Special Section Sponsored By: challengi</a> <a title="Best's Review - June 2017 Edition page 56" href="http://viewer.zmags.com/publication/11084323?page=56"> Catastrophe Risk Heads UP Individuals tend to un</a> <a title="Best's Review - June 2017 Edition page 57" href="http://viewer.zmags.com/publication/11084323?page=57"> out in the plains of Africa. But they've been abl</a> <a title="Best's Review - June 2017 Edition page 58" href="http://viewer.zmags.com/publication/11084323?page=58"> learning—or not learning—from past experiences ca</a> <a title="Best's Review - June 2017 Edition page 59" href="http://viewer.zmags.com/publication/11084323?page=59"> Plug into Best's State Rate Filings® </a> <a title="Best's Review - June 2017 Edition page 60" href="http://viewer.zmags.com/publication/11084323?page=60"> San Francisco Catastrophe Risk Miami THE F</a> <a title="Best's Review - June 2017 Edition page 61" href="http://viewer.zmags.com/publication/11084323?page=61"> Special Section Sponsored By: Boulder,</a> <a title="Best's Review - June 2017 Edition page 62" href="http://viewer.zmags.com/publication/11084323?page=62"> Catastrophe Risk ability to withstand, respond t</a> <a title="Best's Review - June 2017 Edition page 63" href="http://viewer.zmags.com/publication/11084323?page=63"> socioeconomic inequity. “And one that ev</a> <a title="Best's Review - June 2017 Edition page 64" href="http://viewer.zmags.com/publication/11084323?page=64"> Catastrophe Risk building urban resilience as a </a> <a title="Best's Review - June 2017 Edition page 65" href="http://viewer.zmags.com/publication/11084323?page=65"> three rounds, which began in 2013 and ended last </a> <a title="Best's Review - June 2017 Edition page 66" href="http://viewer.zmags.com/publication/11084323?page=66"> A.M. Best's Financial Suite: Adding value and cla</a> <a title="Best's Review - June 2017 Edition page 67" href="http://viewer.zmags.com/publication/11084323?page=67"> Special Section Sponsored By: Catastrophe Risk </a> <a title="Best's Review - June 2017 Edition page 68" href="http://viewer.zmags.com/publication/11084323?page=68"> Catastrophe Risk to mitigate and manage it. Stro</a> <a title="Best's Review - June 2017 Edition page 69" href="http://viewer.zmags.com/publication/11084323?page=69"> Special Section Sponsored By: that aren</a> <a title="Best's Review - June 2017 Edition page 70" href="http://viewer.zmags.com/publication/11084323?page=70"> Catastrophe Risk 68 RISING TIDE </a> <a title="Best's Review - June 2017 Edition page 71" href="http://viewer.zmags.com/publication/11084323?page=71"> Gilbert was hired in October and brought exp</a> <a title="Best's Review - June 2017 Edition page 72" href="http://viewer.zmags.com/publication/11084323?page=72"> Catastrophe Risk Insurance became harder to</a> <a title="Best's Review - June 2017 Edition page 73" href="http://viewer.zmags.com/publication/11084323?page=73"> Special Section Sponsored By: Southeast F</a> <a title="Best's Review - June 2017 Edition page 74" href="http://viewer.zmags.com/publication/11084323?page=74"> Catastrophe Risk FIRES, FLOODS & BEETLES O </a> <a title="Best's Review - June 2017 Edition page 75" href="http://viewer.zmags.com/publication/11084323?page=75"> its most imposing peri</a> <a title="Best's Review - June 2017 Edition page 76" href="http://viewer.zmags.com/publication/11084323?page=76"> Catastrophe Risk in February and March when snow</a> <a title="Best's Review - June 2017 Edition page 77" href="http://viewer.zmags.com/publication/11084323?page=77"> MERGING Trade Shows OPPORTUNITY The anticipa</a> <a title="Best's Review - June 2017 Edition page 78" href="http://viewer.zmags.com/publication/11084323?page=78"> Trade Shows NAPSLO Annual Convention [in May]. B</a> <a title="Best's Review - June 2017 Edition page 79" href="http://viewer.zmags.com/publication/11084323?page=79"> 2017 Insurance Trade Shows AGENTS AND BROKERS Eve</a> <a title="Best's Review - June 2017 Edition page 80" href="http://viewer.zmags.com/publication/11084323?page=80"> 2017 Insurance Trade Shows (continued) WORKERS' C</a> <a title="Best's Review - June 2017 Edition page 81" href="http://viewer.zmags.com/publication/11084323?page=81"> Challenges remain for the industry with incr</a> <a title="Best's Review - June 2017 Edition page 82" href="http://viewer.zmags.com/publication/11084323?page=82"> Corporate Changes ANNUAL CORPORATE CHANGES 2016 </a> <a title="Best's Review - June 2017 Edition page 83" href="http://viewer.zmags.com/publication/11084323?page=83"> Best's Insurance Reports® Gives You a Panoramic </a> <a title="Best's Review - June 2017 Edition page 84" href="http://viewer.zmags.com/publication/11084323?page=84"> Corporate Changes Catamaran Insurance of Ohio (A</a> <a title="Best's Review - June 2017 Edition page 85" href="http://viewer.zmags.com/publication/11084323?page=85"> Iowa. This company was sold to Sumitomo Life Insu</a> <a title="Best's Review - June 2017 Edition page 86" href="http://viewer.zmags.com/publication/11084323?page=86"> Corporate Changes NEW COMPANIES in LIFE/HEALTH </a> <a title="Best's Review - June 2017 Edition page 87" href="http://viewer.zmags.com/publication/11084323?page=87"> New York, N.Y. This company merged into CastlePoi</a> <a title="Best's Review - June 2017 Edition page 88" href="http://viewer.zmags.com/publication/11084323?page=88"> Corporate Changes This company changed its name </a> <a title="Best's Review - June 2017 Edition page 89" href="http://viewer.zmags.com/publication/11084323?page=89"> Pacific Indemnity Co. (AMB# 002385), Milwaukee, W</a> <a title="Best's Review - June 2017 Edition page 90" href="http://viewer.zmags.com/publication/11084323?page=90"> CSAA Affinity Insurance Co. (AMB# 000546), Harris</a> <a title="Best's Review - June 2017 Edition page 91" href="http://viewer.zmags.com/publication/11084323?page=91"> Best's Credit Rating Actions T </a> <a title="Best's Review - June 2017 Edition page 92" href="http://viewer.zmags.com/publication/11084323?page=92"> Rating Action Business Type Company Name/ Ultim</a> <a title="Best's Review - June 2017 Edition page 93" href="http://viewer.zmags.com/publication/11084323?page=93"> BEST'S FINANCIAL STRENGTH RATING GUIDE – (FSR) A </a> <a title="Best's Review - June 2017 Edition page 94" href="http://viewer.zmags.com/publication/11084323?page=94"> BEST'S ISSUER CREDIT RATING GUIDE – (ICR) A Best'</a> <a title="Best's Review - June 2017 Edition page 95" href="http://viewer.zmags.com/publication/11084323?page=95"> Industry Updates Best's Insurance Professionals </a> <a title="Best's Review - June 2017 Edition page 96" href="http://viewer.zmags.com/publication/11084323?page=96"> Department that attracting staff from diverse ba</a> <a title="Best's Review - June 2017 Edition page 97" href="http://viewer.zmags.com/publication/11084323?page=97"> Share your knowledge with our 59,000-plus </a> <a title="Best's Review - June 2017 Edition page 98" href="http://viewer.zmags.com/publication/11084323?page=98"> The Last Word Department Postcards From the Edg</a> <a title="Best's Review - June 2017 Edition page 99" href="http://viewer.zmags.com/publication/11084323?page=99"> COMPLEX RISKS. SIMPLY HANDLED. Where there's r</a> <a title="Best's Review - June 2017 Edition page 100" href="http://viewer.zmags.com/publication/11084323?page=100"> Expect big things in workers' compensation. Expec</a>