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<br /> ISSUE 74<br /> ISSUE 78<br /> SEPTEMBER<br /> JANUARY<br /> 2013<br /> 2014<br /> icaew.com/fsf<br /> icaew.com/fsf<br /> FS FOCUS<br /> FS FOCUS<br /> “WCOITNHTPINAUTIEDNCRE,LOIAPNPCOERTOUNTITHIESCTROERDEIT-INRVAETSINTGINATGHENBCOIENSDISMUANRAKVEOT IWDAILBLLEM” ERGE”<br /> PAGE 8 PAGE 25<br /> Hidden dispatches<br /> Notes from our<br /> secret accountant<br /> Nobel causes<br /> The eminent<br /> economists who<br /> shape our world<br /> Crime and<br /> punishment<br /> Putting directors<br /> in the firing line<br /> Banking: how to fix it<br /> Changing the culture of an industry<br /> Payroll<br /> is sitting<br /> on gold<br /> Payrolls, outsourced or in-house, are crucial to successful<br /> implementation of Auto Enrolment. This puts the Payroll<br /> Industry in a unique position to crea<a title="FS Focus Jan 14 page 1" href="http://viewer.zmags.com/publication/15f90127?page=1"> ISSUE 74 ISSUE 78 SEPTEMBER JANUARY 2013 20</a> <a title="FS Focus Jan 14 page 2" href="http://viewer.zmags.com/publication/15f90127?page=2"> Payroll is sitting on gold Payrolls, outsourced o</a> <a title="FS Focus Jan 14 page 3" href="http://viewer.zmags.com/publication/15f90127?page=3"> Contents Issue 78 January 2014 COVER: ARON VELLE</a> <a title="FS Focus Jan 14 page 4" href="http://viewer.zmags.com/publication/15f90127?page=4"> WELCOME RDR's report card As we mark the</a> <a title="FS Focus Jan 14 page 5" href="http://viewer.zmags.com/publication/15f90127?page=5"> FACULTY UPDATE Faculty news SOLVENCY I</a> <a title="FS Focus Jan 14 page 6" href="http://viewer.zmags.com/publication/15f90127?page=6"> FACULTY UPDATE Events SAVE T</a> <a title="FS Focus Jan 14 page 7" href="http://viewer.zmags.com/publication/15f90127?page=7"> </a> <a title="FS Focus Jan 14 page 8" href="http://viewer.zmags.com/publication/15f90127?page=8"> ALTE RNAT IVE VIEW Rethinking sovereign cr</a> <a title="FS Focus Jan 14 page 9" href="http://viewer.zmags.com/publication/15f90127?page=9"> AUDIT & REPORTING The first step in prepari</a> <a title="FS Focus Jan 14 page 10" href="http://viewer.zmags.com/publication/15f90127?page=10"> GETTY THE SECRET CHIEF ACCOUNTANT </a> <a title="FS Focus Jan 14 page 11" href="http://viewer.zmags.com/publication/15f90127?page=11"> AUDIT & REPORTING The idea that IFRS 9</a> <a title="FS Focus Jan 14 page 12" href="http://viewer.zmags.com/publication/15f90127?page=12"> Following the crowd Crowdsourcing c</a> <a title="FS Focus Jan 14 page 13" href="http://viewer.zmags.com/publication/15f90127?page=13"> MANAGEMENT ALAMY CROWDSOURCING IN ACTION The CB</a> <a title="FS Focus Jan 14 page 14" href="http://viewer.zmags.com/publication/15f90127?page=14"> Culture club With financial services professional</a> <a title="FS Focus Jan 14 page 15" href="http://viewer.zmags.com/publication/15f90127?page=15"> COVER STORY </a> <a title="FS Focus Jan 14 page 16" href="http://viewer.zmags.com/publication/15f90127?page=16"> JONATHAN BLOOMER non-executive chairman, JLT Empl</a> <a title="FS Focus Jan 14 page 17" href="http://viewer.zmags.com/publication/15f90127?page=17"> IAIN COKE head of the Financial Services Faculty,</a> <a title="FS Focus Jan 14 page 18" href="http://viewer.zmags.com/publication/15f90127?page=18"> Lessons from Nobel Laureates Last year the Nob</a> <a title="FS Focus Jan 14 page 19" href="http://viewer.zmags.com/publication/15f90127?page=19"> FINANCIAL PLANNING L ast year's Nobel Prize f</a> <a title="FS Focus Jan 14 page 20" href="http://viewer.zmags.com/publication/15f90127?page=20"> forecast future behaviour; diversification is `a </a> <a title="FS Focus Jan 14 page 21" href="http://viewer.zmags.com/publication/15f90127?page=21"> FINANCIAL PLANNING Key com</a> <a title="FS Focus Jan 14 page 22" href="http://viewer.zmags.com/publication/15f90127?page=22"> TESTING THE FOUNDATIONS Solvency II preparatory g</a> <a title="FS Focus Jan 14 page 23" href="http://viewer.zmags.com/publication/15f90127?page=23"> RISK & REGULATION same opportunity. The re</a> <a title="FS Focus Jan 14 page 24" href="http://viewer.zmags.com/publication/15f90127?page=24"> Criminal behaviour Directors of financial institu</a> <a title="FS Focus Jan 14 page 25" href="http://viewer.zmags.com/publication/15f90127?page=25"> RISK & REGULATION THE GOVERNMENT'S AIM The gov</a> <a title="FS Focus Jan 14 page 26" href="http://viewer.zmags.com/publication/15f90127?page=26"> Unfocused They said it… Payday loans To say pa</a> <a title="FS Focus Jan 14 page 27" href="http://viewer.zmags.com/publication/15f90127?page=27"> news and views. economia online has all the news </a> <a title="FS Focus Jan 14 page 28" href="http://viewer.zmags.com/publication/15f90127?page=28"> </a>