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<br /> THRIVING ON CHALLENGES<br /> 2010 Annual Report<br /> TABLE OF CONTENTS<br /> <br /> <br /> <br /> 2 CHAIRMAN'S COMMENTS<br /> Thriving on challenges<br /> <br /> 6 CARDTRONICS<br /> Securing billions,<br /> $20 at a time<br /> <br /> 8 DIAMONDROCK HOSPITALITY<br /> Starting up together<br /> <br /> 10 HABITAT FOR HUMANITY<br /> Building on experience<br /> and a mission<br /> <br /> 12 HONEYWELL INTERNATIONAL<br /> Covering all bases<br /> <br /> 14 UNITED ONLINE<br /> Connecting in<br /> the marketplace<br /> <br /> 16 WESTMORELAND COAL<br /> Digging deep<br /> to unearth opportunities<br /> <br /> 18 COMMUNITY<br /> Breaking records<br<a title="Lockton 2010 Annual Report.pdf page 1" href="http://viewer.zmags.com/publication/250b13a2?page=1">THRIVING ON CHALLENGES2010 Annual Report</a> THRIVING ON CHALLENGES2010 Annual Report<a title="Lockton 2010 Annual Report.pdf page 2" href="http://viewer.zmags.com/publication/250b13a2?page=2">TABLE OF CONTENTS2 CHAIRMAN'S COMMENTS Th</a> TABLE OF CONTENTS2 CHAIRMAN'S COMMENTS Th<a title="Lockton 2010 Annual Report.pdf page 3" href="http://viewer.zmags.com/publication/250b13a2?page=3">David LocktonTHRIVING ON CHALLENGES2010 Annu</a> David LocktonTHRIVING ON CHALLENGES2010 Annu<a title="Lockton 2010 Annual Report.pdf page 4" href="http://viewer.zmags.com/publication/250b13a2?page=4">PERFORMING, INVESTING, DELIVERINGPERFORMINGDes</a> PERFORMING, INVESTING, DELIVERINGPERFORMINGDes<a title="Lockton 2010 Annual Report.pdf page 5" href="http://viewer.zmags.com/publication/250b13a2?page=5">years, we have experienced 260 percent growth in </a> years, we have experienced 260 percent growth in <a title="Lockton 2010 Annual Report.pdf page 6" href="http://viewer.zmags.com/publication/250b13a2?page=6">1%5%-2%-2% Public Public P</a> 1%5%-2%-2% Public Public P<a title="Lockton 2010 Annual Report.pdf page 7" href="http://viewer.zmags.com/publication/250b13a2?page=7">The challenging economic environment has strained</a> The challenging economic environment has strained<a title="Lockton 2010 Annual Report.pdf page 8" href="http://viewer.zmags.com/publication/250b13a2?page=8">SECURING BILLIONS, $20 AT A TIMEPROFILECardtro</a> SECURING BILLIONS, $20 AT A TIMEPROFILECardtro<a title="Lockton 2010 Annual Report.pdf page 9" href="http://viewer.zmags.com/publication/250b13a2?page=9">RESPONSELockton immediately secured a30-day ext</a> RESPONSELockton immediately secured a30-day ext<a title="Lockton 2010 Annual Report.pdf page 10" href="http://viewer.zmags.com/publication/250b13a2?page=10">STARTING UP TOGETHERSean Mahoney, Diamon</a> STARTING UP TOGETHERSean Mahoney, Diamon<a title="Lockton 2010 Annual Report.pdf page 11" href="http://viewer.zmags.com/publication/250b13a2?page=11">DIAMONDROCK HOSPITALITY“We need our guns loaded </a> DIAMONDROCK HOSPITALITY“We need our guns loaded <a title="Lockton 2010 Annual Report.pdf page 12" href="http://viewer.zmags.com/publication/250b13a2?page=12">BUILDING ON EXPERIENCEAND A MISSION“L ockt</a> BUILDING ON EXPERIENCEAND A MISSION“L ockt<a title="Lockton 2010 Annual Report.pdf page 13" href="http://viewer.zmags.com/publication/250b13a2?page=13">LOCKTON EXTRALockton Affinity Plus developed acu</a> LOCKTON EXTRALockton Affinity Plus developed acu<a title="Lockton 2010 Annual Report.pdf page 14" href="http://viewer.zmags.com/publication/250b13a2?page=14">COVERING ALL BASESCHALLENGEAs required by the </a> COVERING ALL BASESCHALLENGEAs required by the <a title="Lockton 2010 Annual Report.pdf page 15" href="http://viewer.zmags.com/publication/250b13a2?page=15">Back row: Laura Cornish, Matthew McEwan (London o</a> Back row: Laura Cornish, Matthew McEwan (London o<a title="Lockton 2010 Annual Report.pdf page 16" href="http://viewer.zmags.com/publication/250b13a2?page=16">CONNECTING IN T </a> CONNECTING IN T <a title="Lockton 2010 Annual Report.pdf page 17" href="http://viewer.zmags.com/publication/250b13a2?page=17">Mark Goldston, United Online</a> Mark Goldston, United Online<a title="Lockton 2010 Annual Report.pdf page 18" href="http://viewer.zmags.com/publication/250b13a2?page=18">Mary Hauck, Westmoreland Coal CompanyD</a> Mary Hauck, Westmoreland Coal CompanyD<a title="Lockton 2010 Annual Report.pdf page 19" href="http://viewer.zmags.com/publication/250b13a2?page=19">WESTMORELAND COAL COMPANY“At the end of the day,</a> WESTMORELAND COAL COMPANY“At the end of the day,<a title="Lockton 2010 Annual Report.pdf page 20" href="http://viewer.zmags.com/publication/250b13a2?page=20">Allison HillBREAKING RECORDS</a> Allison HillBREAKING RECORDS<a title="Lockton 2010 Annual Report.pdf page 21" href="http://viewer.zmags.com/publication/250b13a2?page=21">ADOPT-A-SOLDIER RESPONDING GENE</a> ADOPT-A-SOLDIER RESPONDING GENE<a title="Lockton 2010 Annual Report.pdf page 22" href="http://viewer.zmags.com/publication/250b13a2?page=22">ASIACHINABEIJING+86-10-6805-2035: Sui JunSHAN</a> ASIACHINABEIJING+86-10-6805-2035: Sui JunSHAN<a title="Lockton 2010 Annual Report.pdf page 23" href="http://viewer.zmags.com/publication/250b13a2?page=23"> OUR MISSION </a> OUR MISSION <a title="Lockton 2010 Annual Report.pdf page 24" href="http://viewer.zmags.com/publication/250b13a2?page=24">INSURANCE | RISK MANAGEMENT | EMPLOYEE BENEFITS C</a> INSURANCE | RISK MANAGEMENT | EMPLOYEE BENEFITS C