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<br /> Facts,<br /> Figures &<br /> Opinions<br /> BSA Yearbook 2021/22<br /> Meets your Comprehensive reporting Implements effective<br /> regulatory needs governance<br /> Key Product Benefits<br /> · Measure current levels of risk inherent in the business<br /> · Assess the impact on the business of various stresses<br /> · Identify `warning signs' that might indicate areas of vulnerability<br /> · Assess the effectiveness of risk management strategies<br /> · Reports automatically generated from the Integrated Whistlebrook Database<br /> · A wide range of ALCO reporting including comprehensive and flexible IRRBB reporting<br /> If you would like more information or a demonstration contact us at the following<br /> Call: 01480 309550 Email: enquiries@whistlebrook.co.uk Visit: www.whistlebro<a title="BSA Yearbook page 1" href="http://viewer.zmags.com/publication/2bf0b82c?page=1"> Facts, Figures & Opinions BSA Yearbook 2021/2</a> <a title="BSA Yearbook page 2" href="http://viewer.zmags.com/publication/2bf0b82c?page=2"> Meets your Co</a> <a title="BSA Yearbook page 3" href="http://viewer.zmags.com/publication/2bf0b82c?page=3"> The Building Societies Association (BSA) is the v</a> <a title="BSA Yearbook page 4" href="http://viewer.zmags.com/publication/2bf0b82c?page=4"> Are you ready for the changing mortgage market? </a> <a title="BSA Yearbook page 5" href="http://viewer.zmags.com/publication/2bf0b82c?page=5"> Robin Fieth Chief Executive Building Societies As</a> <a title="BSA Yearbook page 6" href="http://viewer.zmags.com/publication/2bf0b82c?page=6"> “This past year we have witnessed the largest dro</a> <a title="BSA Yearbook page 7" href="http://viewer.zmags.com/publication/2bf0b82c?page=7"> Mark Bogard Chief Executive Family Building Socie</a> <a title="BSA Yearbook page 8" href="http://viewer.zmags.com/publication/2bf0b82c?page=8"> Rede ne the way you manage your data and unlock i</a> <a title="BSA Yearbook page 9" href="http://viewer.zmags.com/publication/2bf0b82c?page=9"> David Leek Head of Product and Marketing Teachers</a> <a title="BSA Yearbook page 10" href="http://viewer.zmags.com/publication/2bf0b82c?page=10"> Revolulutitioionisisiningmorrtgtgagelelendining R</a> <a title="BSA Yearbook page 11" href="http://viewer.zmags.com/publication/2bf0b82c?page=11"> Joanne Leek Marketing Manager, Mortgage Ipswich B</a> <a title="BSA Yearbook page 12" href="http://viewer.zmags.com/publication/2bf0b82c?page=12"> “One of the threads which runs through all buildi</a> <a title="BSA Yearbook page 13" href="http://viewer.zmags.com/publication/2bf0b82c?page=13"> </a> <a title="BSA Yearbook page 14" href="http://viewer.zmags.com/publication/2bf0b82c?page=14"> 3 property trends that highlight the relevance of</a> <a title="BSA Yearbook page 15" href="http://viewer.zmags.com/publication/2bf0b82c?page=15"> Emma Simms Marketing and Communications Manager N</a> <a title="BSA Yearbook page 16" href="http://viewer.zmags.com/publication/2bf0b82c?page=16"> Andy Moody Chief Commercial Officer Leeds Buildin</a> <a title="BSA Yearbook page 17" href="http://viewer.zmags.com/publication/2bf0b82c?page=17"> Mutuals will have a key role to play in assisting</a> <a title="BSA Yearbook page 18" href="http://viewer.zmags.com/publication/2bf0b82c?page=18"> ADVERTISEMENT Surveying with confidence </a> <a title="BSA Yearbook page 19" href="http://viewer.zmags.com/publication/2bf0b82c?page=19"> Jeremy Wood Chief Executive Dudley Building Socie</a> <a title="BSA Yearbook page 20" href="http://viewer.zmags.com/publication/2bf0b82c?page=20"> Award winning digital technology for Mortgages a</a> <a title="BSA Yearbook page 21" href="http://viewer.zmags.com/publication/2bf0b82c?page=21"> Andrew Haigh Chief Executive Newcastle Building S</a> <a title="BSA Yearbook page 22" href="http://viewer.zmags.com/publication/2bf0b82c?page=22"> Deposit Unlock – Carl Sobolewski and Andrew Haigh</a> <a title="BSA Yearbook page 23" href="http://viewer.zmags.com/publication/2bf0b82c?page=23"> Time for your members to make new plans? Reti</a> <a title="BSA Yearbook page 24" href="http://viewer.zmags.com/publication/2bf0b82c?page=24"> Carole Charter Chief Commercial Officer The Cambr</a> <a title="BSA Yearbook page 25" href="http://viewer.zmags.com/publication/2bf0b82c?page=25"> Jimmy’s night shelter modular homes “It was whi</a> <a title="BSA Yearbook page 26" href="http://viewer.zmags.com/publication/2bf0b82c?page=26"> Standing OUT from the crowd PROPERTIES IN POSS</a> <a title="BSA Yearbook page 27" href="http://viewer.zmags.com/publication/2bf0b82c?page=27"> Richard Newton Chief Executive Tipton & Coseley B</a> <a title="BSA Yearbook page 28" href="http://viewer.zmags.com/publication/2bf0b82c?page=28"> Council & BSA Team BSA Council Chairman 2021-23</a> <a title="BSA Yearbook page 29" href="http://viewer.zmags.com/publication/2bf0b82c?page=29"> Regional Associations There are three indepen</a> <a title="BSA Yearbook page 30" href="http://viewer.zmags.com/publication/2bf0b82c?page=30"> BSA Members Directory Every UK building society i</a> <a title="BSA Yearbook page 31" href="http://viewer.zmags.com/publication/2bf0b82c?page=31"> Bath Building Society Head office: 15 Queen Squar</a> <a title="BSA Yearbook page 32" href="http://viewer.zmags.com/publication/2bf0b82c?page=32"> Beverley Building Society Head office: 57 Market </a> <a title="BSA Yearbook page 33" href="http://viewer.zmags.com/publication/2bf0b82c?page=33"> Buckinghamshire Building Society Head office: Hig</a> <a title="BSA Yearbook page 34" href="http://viewer.zmags.com/publication/2bf0b82c?page=34"> Cambridge Building Society Head office: PO Box 23</a> <a title="BSA Yearbook page 35" href="http://viewer.zmags.com/publication/2bf0b82c?page=35"> Capital Credit Union Head office: 62 Hamilton Pla</a> <a title="BSA Yearbook page 36" href="http://viewer.zmags.com/publication/2bf0b82c?page=36"> The Chorley and District Building Society Head of</a> <a title="BSA Yearbook page 37" href="http://viewer.zmags.com/publication/2bf0b82c?page=37"> Coventry Building Society Head office: Economic H</a> <a title="BSA Yearbook page 38" href="http://viewer.zmags.com/publication/2bf0b82c?page=38"> Cumberland Building Society Head office: Cumberla</a> <a title="BSA Yearbook page 39" href="http://viewer.zmags.com/publication/2bf0b82c?page=39"> Darlington Building Society Head office: Sentinel</a> <a title="BSA Yearbook page 40" href="http://viewer.zmags.com/publication/2bf0b82c?page=40"> Dudley Building Society Head office: 7 Harbour Bu</a> <a title="BSA Yearbook page 41" href="http://viewer.zmags.com/publication/2bf0b82c?page=41"> Earl Shilton Building Society Head office: 22 Th</a> <a title="BSA Yearbook page 42" href="http://viewer.zmags.com/publication/2bf0b82c?page=42"> Ecology Building Society Head office: 7 Belton Ro</a> <a title="BSA Yearbook page 43" href="http://viewer.zmags.com/publication/2bf0b82c?page=43"> Family Building Society/ National Counties Head o</a> <a title="BSA Yearbook page 44" href="http://viewer.zmags.com/publication/2bf0b82c?page=44"> Furness Building Society Head office: Emlyn Hughe</a> <a title="BSA Yearbook page 45" href="http://viewer.zmags.com/publication/2bf0b82c?page=45"> Glasgow Credit Union Head office: 95 Morrison Str</a> <a title="BSA Yearbook page 46" href="http://viewer.zmags.com/publication/2bf0b82c?page=46"> The Hanley Economic Building Society Head office:</a> <a title="BSA Yearbook page 47" href="http://viewer.zmags.com/publication/2bf0b82c?page=47"> Harpenden Building Society Head office: Mardall H</a> <a title="BSA Yearbook page 48" href="http://viewer.zmags.com/publication/2bf0b82c?page=48"> Hinckley & Rugby Building Society Head office: Up</a> <a title="BSA Yearbook page 49" href="http://viewer.zmags.com/publication/2bf0b82c?page=49"> Ipswich Building Society (Suffolk Building Societ</a> <a title="BSA Yearbook page 50" href="http://viewer.zmags.com/publication/2bf0b82c?page=50"> Leeds Building Society Head office: 26 Sovereign </a> <a title="BSA Yearbook page 51" href="http://viewer.zmags.com/publication/2bf0b82c?page=51"> Leeds Credit Union Head office: 31 New York Stree</a> <a title="BSA Yearbook page 52" href="http://viewer.zmags.com/publication/2bf0b82c?page=52"> Leek United Building Society Head office: Custome</a> <a title="BSA Yearbook page 53" href="http://viewer.zmags.com/publication/2bf0b82c?page=53"> London Mutual Credit Union Head office: 4 Heaton </a> <a title="BSA Yearbook page 54" href="http://viewer.zmags.com/publication/2bf0b82c?page=54"> Loughborough Building Society Head office: 6 High</a> <a title="BSA Yearbook page 55" href="http://viewer.zmags.com/publication/2bf0b82c?page=55"> Manchester Building Society Head office: 125 Port</a> <a title="BSA Yearbook page 56" href="http://viewer.zmags.com/publication/2bf0b82c?page=56"> The Mansfield Building Society Head office: Regen</a> <a title="BSA Yearbook page 57" href="http://viewer.zmags.com/publication/2bf0b82c?page=57"> Market Harborough Building Society Head office: W</a> <a title="BSA Yearbook page 58" href="http://viewer.zmags.com/publication/2bf0b82c?page=58"> Marsden Building Society Head office: 6-20 Russel</a> <a title="BSA Yearbook page 59" href="http://viewer.zmags.com/publication/2bf0b82c?page=59"> Melton Mowbray Building Society Head office: Mutu</a> <a title="BSA Yearbook page 60" href="http://viewer.zmags.com/publication/2bf0b82c?page=60"> Monmouthshire Building Society Head office: John </a> <a title="BSA Yearbook page 61" href="http://viewer.zmags.com/publication/2bf0b82c?page=61"> Nationwide Building Society Head office: Nationwi</a> <a title="BSA Yearbook page 62" href="http://viewer.zmags.com/publication/2bf0b82c?page=62"> Newbury Building Society Head office: 90 Bartholo</a> <a title="BSA Yearbook page 63" href="http://viewer.zmags.com/publication/2bf0b82c?page=63"> Newcastle Building Society Head office: Principal</a> <a title="BSA Yearbook page 64" href="http://viewer.zmags.com/publication/2bf0b82c?page=64"> Nottingham Building Society Head office: Nottingh</a> <a title="BSA Yearbook page 65" href="http://viewer.zmags.com/publication/2bf0b82c?page=65"> Number One Police Credit Union Limited trading as</a> <a title="BSA Yearbook page 66" href="http://viewer.zmags.com/publication/2bf0b82c?page=66"> Penrith Building Society Head office: 7 King Stre</a> <a title="BSA Yearbook page 67" href="http://viewer.zmags.com/publication/2bf0b82c?page=67"> Principality Building Society Head office: Princi</a> <a title="BSA Yearbook page 68" href="http://viewer.zmags.com/publication/2bf0b82c?page=68"> Progressive Building Society Head office: Progres</a> <a title="BSA Yearbook page 69" href="http://viewer.zmags.com/publication/2bf0b82c?page=69"> Saffron Building Society Head office: Saffron Hou</a> <a title="BSA Yearbook page 70" href="http://viewer.zmags.com/publication/2bf0b82c?page=70"> Scottish Building Society Head office: SBS House,</a> <a title="BSA Yearbook page 71" href="http://viewer.zmags.com/publication/2bf0b82c?page=71"> Scotwest Credit Union Head office: 13 Elmbank Str</a> <a title="BSA Yearbook page 72" href="http://viewer.zmags.com/publication/2bf0b82c?page=72"> Skipton Building Society Head office: The Bailey,</a> <a title="BSA Yearbook page 73" href="http://viewer.zmags.com/publication/2bf0b82c?page=73"> Stafford Railway Building Society Head office: 4 </a> <a title="BSA Yearbook page 74" href="http://viewer.zmags.com/publication/2bf0b82c?page=74"> Swansea Building Society Head office: 11/12 Crado</a> <a title="BSA Yearbook page 75" href="http://viewer.zmags.com/publication/2bf0b82c?page=75"> Teachers Building Society Head office: Allenview </a> <a title="BSA Yearbook page 76" href="http://viewer.zmags.com/publication/2bf0b82c?page=76"> Tipton & Coseley Building Society Head office: 70</a> <a title="BSA Yearbook page 77" href="http://viewer.zmags.com/publication/2bf0b82c?page=77"> Vernon Building Society Head office: 19 St Peters</a> <a title="BSA Yearbook page 78" href="http://viewer.zmags.com/publication/2bf0b82c?page=78"> West Bromwich Building Society Head office: 2 Pro</a> <a title="BSA Yearbook page 79" href="http://viewer.zmags.com/publication/2bf0b82c?page=79"> Yorkshire Building Society Head office: Yorkshire</a> <a title="BSA Yearbook page 80" href="http://viewer.zmags.com/publication/2bf0b82c?page=80"> BSA Associates Directory The benefits of being </a> <a title="BSA Yearbook page 81" href="http://viewer.zmags.com/publication/2bf0b82c?page=81"> BSA Associates Addleshaw Goddard LLP Head offi</a> <a title="BSA Yearbook page 82" href="http://viewer.zmags.com/publication/2bf0b82c?page=82"> BSA Associates BCMGlobal Head office: 6th Floo</a> <a title="BSA Yearbook page 83" href="http://viewer.zmags.com/publication/2bf0b82c?page=83"> BSA Associates Countrywide Surveying Services </a> <a title="BSA Yearbook page 84" href="http://viewer.zmags.com/publication/2bf0b82c?page=84"> BSA Associates DXC Technology Head office: Roy</a> <a title="BSA Yearbook page 85" href="http://viewer.zmags.com/publication/2bf0b82c?page=85"> BSA Associates Festina Finance Head office: Bi</a> <a title="BSA Yearbook page 86" href="http://viewer.zmags.com/publication/2bf0b82c?page=86"> BSA Associates Gateway Surveyors Head office: </a> <a title="BSA Yearbook page 87" href="http://viewer.zmags.com/publication/2bf0b82c?page=87"> BSA Associates Kind Consultancy Head office: L</a> <a title="BSA Yearbook page 88" href="http://viewer.zmags.com/publication/2bf0b82c?page=88"> BSA Associates LMS Head office: Bickerton Hous</a> <a title="BSA Yearbook page 89" href="http://viewer.zmags.com/publication/2bf0b82c?page=89"> BSA Associates Miles Advisory LLP Head office:</a> <a title="BSA Yearbook page 90" href="http://viewer.zmags.com/publication/2bf0b82c?page=90"> BSA Associates OneFamily Head office: 16-17 We</a> <a title="BSA Yearbook page 91" href="http://viewer.zmags.com/publication/2bf0b82c?page=91"> BSA Associates Reclaim Fund Ltd Head office: E</a> <a title="BSA Yearbook page 92" href="http://viewer.zmags.com/publication/2bf0b82c?page=92"> BSA Associates Shoosmiths LLP Head office: The</a> <a title="BSA Yearbook page 93" href="http://viewer.zmags.com/publication/2bf0b82c?page=93"> BSA Associates TLT LLP Head office: 1 Redcliff</a> <a title="BSA Yearbook page 94" href="http://viewer.zmags.com/publication/2bf0b82c?page=94"> BSA Associates Yobota Head office: Bentima Hou</a> <a title="BSA Yearbook page 95" href="http://viewer.zmags.com/publication/2bf0b82c?page=95"> Financial Statistics The following section contai</a> <a title="BSA Yearbook page 96" href="http://viewer.zmags.com/publication/2bf0b82c?page=96"> Key statistics Name of Society Total Assets </a> <a title="BSA Yearbook page 97" href="http://viewer.zmags.com/publication/2bf0b82c?page=97"> Key statistics Liquid Assets % Investing mem</a> <a title="BSA Yearbook page 98" href="http://viewer.zmags.com/publication/2bf0b82c?page=98"> Building society operational information Year</a> <a title="BSA Yearbook page 99" href="http://viewer.zmags.com/publication/2bf0b82c?page=99"> Building society / mutuals mortgage lending Perio</a> <a title="BSA Yearbook page 100" href="http://viewer.zmags.com/publication/2bf0b82c?page=100"> Mortgage balances outstanding BALANCES OUTSTAND</a> <a title="BSA Yearbook page 101" href="http://viewer.zmags.com/publication/2bf0b82c?page=101"> Mortgage gross advances GROSS ADVANCES Building</a> <a title="BSA Yearbook page 102" href="http://viewer.zmags.com/publication/2bf0b82c?page=102"> Number of loans approved Period Building Soc</a> <a title="BSA Yearbook page 103" href="http://viewer.zmags.com/publication/2bf0b82c?page=103"> Building society shares and deposits Buildin</a> <a title="BSA Yearbook page 104" href="http://viewer.zmags.com/publication/2bf0b82c?page=104"> ISA inflows Year Building Societies £m </a> <a title="BSA Yearbook page 105" href="http://viewer.zmags.com/publication/2bf0b82c?page=105"> House prices, retail prices & earnings Period A</a> <a title="BSA Yearbook page 106" href="http://viewer.zmags.com/publication/2bf0b82c?page=106"> House prices & sales HOUSE PRICES (£s) Yorkshire </a> <a title="BSA Yearbook page 107" href="http://viewer.zmags.com/publication/2bf0b82c?page=107"> Interest rates Bank Rate </a> <a title="BSA Yearbook page 108" href="http://viewer.zmags.com/publication/2bf0b82c?page=108"> Interest rates Bank Rate </a> <a title="BSA Yearbook page 109" href="http://viewer.zmags.com/publication/2bf0b82c?page=109"> Interest rates Bank Rate </a> <a title="BSA Yearbook page 110" href="http://viewer.zmags.com/publication/2bf0b82c?page=110"> Interest rates Bank Rate </a> <a title="BSA Yearbook page 111" href="http://viewer.zmags.com/publication/2bf0b82c?page=111"> Interest rates Bank Base Rate Date of Change </a> <a title="BSA Yearbook page 112" href="http://viewer.zmags.com/publication/2bf0b82c?page=112"> Interest rates Bank Base Rate Date of Change </a> <a title="BSA Yearbook page 113" href="http://viewer.zmags.com/publication/2bf0b82c?page=113"> Interest rates Bank Base Rate Date of Change </a> <a title="BSA Yearbook page 114" href="http://viewer.zmags.com/publication/2bf0b82c?page=114"> Taxation INCOME TAX (on investors’ interest) F</a> <a title="BSA Yearbook page 115" href="http://viewer.zmags.com/publication/2bf0b82c?page=115"> Mergers & Name Changes Alterations, main</a> <a title="BSA Yearbook page 116" href="http://viewer.zmags.com/publication/2bf0b82c?page=116"> Mergers & Name Changes PART ONE A Abacus </a> <a title="BSA Yearbook page 117" href="http://viewer.zmags.com/publication/2bf0b82c?page=117"> Mergers & Name Changes Alliance & </a> <a title="BSA Yearbook page 118" href="http://viewer.zmags.com/publication/2bf0b82c?page=118"> Mergers & Name Changes Ashton-under-Lyne </a> <a title="BSA Yearbook page 119" href="http://viewer.zmags.com/publication/2bf0b82c?page=119"> Mergers & Name Changes Bedford Cro</a> <a title="BSA Yearbook page 120" href="http://viewer.zmags.com/publication/2bf0b82c?page=120"> Mergers & Name Changes Birmingham Midshires </a> <a title="BSA Yearbook page 121" href="http://viewer.zmags.com/publication/2bf0b82c?page=121"> Mergers & Name Changes Bradford & </a> <a title="BSA Yearbook page 122" href="http://viewer.zmags.com/publication/2bf0b82c?page=122"> Mergers & Name Changes Brighton & Southern C</a> <a title="BSA Yearbook page 123" href="http://viewer.zmags.com/publication/2bf0b82c?page=123"> Mergers & Name Changes Britannia </a> <a title="BSA Yearbook page 124" href="http://viewer.zmags.com/publication/2bf0b82c?page=124"> Mergers & Name Changes Camden </a> <a title="BSA Yearbook page 125" href="http://viewer.zmags.com/publication/2bf0b82c?page=125"> Mergers & Name Changes Cheltenham </a> <a title="BSA Yearbook page 126" href="http://viewer.zmags.com/publication/2bf0b82c?page=126"> Mergers & Name Changes Chingford & District </a> <a title="BSA Yearbook page 127" href="http://viewer.zmags.com/publication/2bf0b82c?page=127"> Mergers & Name Changes Civil Servi</a> <a title="BSA Yearbook page 128" href="http://viewer.zmags.com/publication/2bf0b82c?page=128"> Mergers & Name Changes Co-operative Permanen</a> <a title="BSA Yearbook page 129" href="http://viewer.zmags.com/publication/2bf0b82c?page=129"> Mergers & Name Changes Coventry Pr</a> <a title="BSA Yearbook page 130" href="http://viewer.zmags.com/publication/2bf0b82c?page=130"> Mergers & Name Changes Dorchester </a> <a title="BSA Yearbook page 131" href="http://viewer.zmags.com/publication/2bf0b82c?page=131"> Mergers & Name Changes Earlestown,</a> <a title="BSA Yearbook page 132" href="http://viewer.zmags.com/publication/2bf0b82c?page=132"> Mergers & Name Changes Edinburgh Mutual Inve</a> <a title="BSA Yearbook page 133" href="http://viewer.zmags.com/publication/2bf0b82c?page=133"> Mergers & Name Changes Essex Mutua</a> <a title="BSA Yearbook page 134" href="http://viewer.zmags.com/publication/2bf0b82c?page=134"> Mergers & Name Changes Fourth Bristol Perman</a> <a title="BSA Yearbook page 135" href="http://viewer.zmags.com/publication/2bf0b82c?page=135"> Mergers & Name Changes Goldhawk </a> <a title="BSA Yearbook page 136" href="http://viewer.zmags.com/publication/2bf0b82c?page=136"> Mergers & Name Changes H Hadrian </a> <a title="BSA Yearbook page 137" href="http://viewer.zmags.com/publication/2bf0b82c?page=137"> Mergers & Name Changes Haslemere &</a> <a title="BSA Yearbook page 138" href="http://viewer.zmags.com/publication/2bf0b82c?page=138"> Mergers & Name Changes Hercules </a> <a title="BSA Yearbook page 139" href="http://viewer.zmags.com/publication/2bf0b82c?page=139"> Mergers & Name Changes Huddersfiel</a> <a title="BSA Yearbook page 140" href="http://viewer.zmags.com/publication/2bf0b82c?page=140"> Mergers & Name Changes Islington </a> <a title="BSA Yearbook page 141" href="http://viewer.zmags.com/publication/2bf0b82c?page=141"> Mergers & Name Changes Kirkcaldy B</a> <a title="BSA Yearbook page 142" href="http://viewer.zmags.com/publication/2bf0b82c?page=142"> Mergers & Name Changes Leek & Moorlands </a> <a title="BSA Yearbook page 143" href="http://viewer.zmags.com/publication/2bf0b82c?page=143"> Mergers & Name Changes Leicestersh</a> <a title="BSA Yearbook page 144" href="http://viewer.zmags.com/publication/2bf0b82c?page=144"> Mergers & Name Changes London Benefit </a> <a title="BSA Yearbook page 145" href="http://viewer.zmags.com/publication/2bf0b82c?page=145"> Mergers & Name Changes Loughboroug</a> <a title="BSA Yearbook page 146" href="http://viewer.zmags.com/publication/2bf0b82c?page=146"> Mergers & Name Changes Mercury </a> <a title="BSA Yearbook page 147" href="http://viewer.zmags.com/publication/2bf0b82c?page=147"> Mergers & Name Changes Modern Perm</a> <a title="BSA Yearbook page 148" href="http://viewer.zmags.com/publication/2bf0b82c?page=148"> Mergers & Name Changes New Swindon </a> <a title="BSA Yearbook page 149" href="http://viewer.zmags.com/publication/2bf0b82c?page=149"> Mergers & Name Changes North Metro</a> <a title="BSA Yearbook page 150" href="http://viewer.zmags.com/publication/2bf0b82c?page=150"> Mergers & Name Changes Northern Counties Per</a> <a title="BSA Yearbook page 151" href="http://viewer.zmags.com/publication/2bf0b82c?page=151"> Mergers & Name Changes Northern Ro</a> <a title="BSA Yearbook page 152" href="http://viewer.zmags.com/publication/2bf0b82c?page=152"> Mergers & Name Changes Over Darwen Permanent</a> <a title="BSA Yearbook page 153" href="http://viewer.zmags.com/publication/2bf0b82c?page=153"> Mergers & Name Changes Peterboroug</a> <a title="BSA Yearbook page 154" href="http://viewer.zmags.com/publication/2bf0b82c?page=154"> Mergers & Name Changes Prince of Wales Perma</a> <a title="BSA Yearbook page 155" href="http://viewer.zmags.com/publication/2bf0b82c?page=155"> Mergers & Name Changes Ravenhead P</a> <a title="BSA Yearbook page 156" href="http://viewer.zmags.com/publication/2bf0b82c?page=156"> Mergers & Name Changes Rugby & Warwick </a> <a title="BSA Yearbook page 157" href="http://viewer.zmags.com/publication/2bf0b82c?page=157"> Mergers & Name Changes St Pancras </a> <a title="BSA Yearbook page 158" href="http://viewer.zmags.com/publication/2bf0b82c?page=158"> Mergers & Name Changes Second Equitable Perm</a> <a title="BSA Yearbook page 159" href="http://viewer.zmags.com/publication/2bf0b82c?page=159"> Mergers & Name Changes Simplified </a> <a title="BSA Yearbook page 160" href="http://viewer.zmags.com/publication/2bf0b82c?page=160"> Mergers & Name Changes South Western </a> <a title="BSA Yearbook page 161" href="http://viewer.zmags.com/publication/2bf0b82c?page=161"> Mergers & Name Changes State (The)</a> <a title="BSA Yearbook page 162" href="http://viewer.zmags.com/publication/2bf0b82c?page=162"> Mergers & Name Changes Summit </a> <a title="BSA Yearbook page 163" href="http://viewer.zmags.com/publication/2bf0b82c?page=163"> Mergers & Name Changes Swansea and</a> <a title="BSA Yearbook page 164" href="http://viewer.zmags.com/publication/2bf0b82c?page=164"> Mergers & Name Changes Thrift </a> <a title="BSA Yearbook page 165" href="http://viewer.zmags.com/publication/2bf0b82c?page=165"> Mergers & Name Changes Tynemouth V</a> <a title="BSA Yearbook page 166" href="http://viewer.zmags.com/publication/2bf0b82c?page=166"> Mergers & Name Changes Vigilant </a> <a title="BSA Yearbook page 167" href="http://viewer.zmags.com/publication/2bf0b82c?page=167"> Mergers & Name Changes Wellington </a> <a title="BSA Yearbook page 168" href="http://viewer.zmags.com/publication/2bf0b82c?page=168"> Mergers & Name Changes West Midlands Permane</a> <a title="BSA Yearbook page 169" href="http://viewer.zmags.com/publication/2bf0b82c?page=169"> Mergers & Name Changes Willingham </a> <a title="BSA Yearbook page 170" href="http://viewer.zmags.com/publication/2bf0b82c?page=170"> Mergers & Name Changes Y Yarmouth & Gorleston</a> <a title="BSA Yearbook page 171" href="http://viewer.zmags.com/publication/2bf0b82c?page=171"> Mergers & Name Changes PART TWO Summ</a> <a title="BSA Yearbook page 172" href="http://viewer.zmags.com/publication/2bf0b82c?page=172"> Mergers & Name Changes Ashton-under-Lyne Dis</a> <a title="BSA Yearbook page 173" href="http://viewer.zmags.com/publication/2bf0b82c?page=173"> Mergers & Name Changes Berwick-upo</a> <a title="BSA Yearbook page 174" href="http://viewer.zmags.com/publication/2bf0b82c?page=174"> Mergers & Name Changes Bradford Equitable </a> <a title="BSA Yearbook page 175" href="http://viewer.zmags.com/publication/2bf0b82c?page=175"> Mergers & Name Changes Cambridge P</a> <a title="BSA Yearbook page 176" href="http://viewer.zmags.com/publication/2bf0b82c?page=176"> Mergers & Name Changes City & Metropolitan </a> <a title="BSA Yearbook page 177" href="http://viewer.zmags.com/publication/2bf0b82c?page=177"> Mergers & Name Changes Constantino</a> <a title="BSA Yearbook page 178" href="http://viewer.zmags.com/publication/2bf0b82c?page=178"> Mergers & Name Changes Denton </a> <a title="BSA Yearbook page 179" href="http://viewer.zmags.com/publication/2bf0b82c?page=179"> Mergers & Name Changes East Liverp</a> <a title="BSA Yearbook page 180" href="http://viewer.zmags.com/publication/2bf0b82c?page=180"> Mergers & Name Changes Etna </a> <a title="BSA Yearbook page 181" href="http://viewer.zmags.com/publication/2bf0b82c?page=181"> Mergers & Name Changes Fourth Lewi</a> <a title="BSA Yearbook page 182" href="http://viewer.zmags.com/publication/2bf0b82c?page=182"> Mergers & Name Changes Greater London Perman</a> <a title="BSA Yearbook page 183" href="http://viewer.zmags.com/publication/2bf0b82c?page=183"> Mergers & Name Changes Heaton Norr</a> <a title="BSA Yearbook page 184" href="http://viewer.zmags.com/publication/2bf0b82c?page=184"> Mergers & Name Changes Huskinsson </a> <a title="BSA Yearbook page 185" href="http://viewer.zmags.com/publication/2bf0b82c?page=185"> Mergers & Name Changes Kilmarnock </a> <a title="BSA Yearbook page 186" href="http://viewer.zmags.com/publication/2bf0b82c?page=186"> Mergers & Name Changes Linlithgowshire Savin</a> <a title="BSA Yearbook page 187" href="http://viewer.zmags.com/publication/2bf0b82c?page=187"> Mergers & Name Changes M Maesteg P</a> <a title="BSA Yearbook page 188" href="http://viewer.zmags.com/publication/2bf0b82c?page=188"> Mergers & Name Changes N NALGO </a> <a title="BSA Yearbook page 189" href="http://viewer.zmags.com/publication/2bf0b82c?page=189"> Mergers & Name Changes North Durha</a> <a title="BSA Yearbook page 190" href="http://viewer.zmags.com/publication/2bf0b82c?page=190"> Mergers & Name Changes O Oak Co-operative </a> <a title="BSA Yearbook page 191" href="http://viewer.zmags.com/publication/2bf0b82c?page=191"> Mergers & Name Changes People’s Co</a> <a title="BSA Yearbook page 192" href="http://viewer.zmags.com/publication/2bf0b82c?page=192"> Mergers & Name Changes Q Queen Anne Permanen</a> <a title="BSA Yearbook page 193" href="http://viewer.zmags.com/publication/2bf0b82c?page=193"> Mergers & Name Changes S Saddlewor</a> <a title="BSA Yearbook page 194" href="http://viewer.zmags.com/publication/2bf0b82c?page=194"> Mergers & Name Changes Second Birkenhead Eco</a> <a title="BSA Yearbook page 195" href="http://viewer.zmags.com/publication/2bf0b82c?page=195"> Mergers & Name Changes Silsden </a> <a title="BSA Yearbook page 196" href="http://viewer.zmags.com/publication/2bf0b82c?page=196"> Mergers & Name Changes Spennymoor Permanent </a> <a title="BSA Yearbook page 197" href="http://viewer.zmags.com/publication/2bf0b82c?page=197"> Mergers & Name Changes Sunderland </a> <a title="BSA Yearbook page 198" href="http://viewer.zmags.com/publication/2bf0b82c?page=198"> Mergers & Name Changes Third Petersburgh Mut</a> <a title="BSA Yearbook page 199" href="http://viewer.zmags.com/publication/2bf0b82c?page=199"> Mergers & Name Changes United Hous</a> <a title="BSA Yearbook page 200" href="http://viewer.zmags.com/publication/2bf0b82c?page=200"> Mergers & Name Changes Wellington Permanent </a> <a title="BSA Yearbook page 201" href="http://viewer.zmags.com/publication/2bf0b82c?page=201"> Mergers & Name Changes Western Equ</a> <a title="BSA Yearbook page 202" href="http://viewer.zmags.com/publication/2bf0b82c?page=202"> Mergers & Name Changes Y Yarmouth & Gorlesto</a> <a title="BSA Yearbook page 203" href="http://viewer.zmags.com/publication/2bf0b82c?page=203"> Mergers & Name Changes PART THREE Und</a> <a title="BSA Yearbook page 204" href="http://viewer.zmags.com/publication/2bf0b82c?page=204"> Mergers & Name Changes Grays </a> <a title="BSA Yearbook page 205" href="http://viewer.zmags.com/publication/2bf0b82c?page=205"> Mergers & Name Changes Britannia </a> <a title="BSA Yearbook page 206" href="http://viewer.zmags.com/publication/2bf0b82c?page=206"> Mergers & Name Changes Bristol & West </a> <a title="BSA Yearbook page 207" href="http://viewer.zmags.com/publication/2bf0b82c?page=207"> Mergers & Name Changes Leek & West</a> <a title="BSA Yearbook page 208" href="http://viewer.zmags.com/publication/2bf0b82c?page=208"> Mergers & Name Changes Stroud </a> <a title="BSA Yearbook page 209" href="http://viewer.zmags.com/publication/2bf0b82c?page=209"> Mergers & Name Changes Leeds & Hol</a> <a title="BSA Yearbook page 210" href="http://viewer.zmags.com/publication/2bf0b82c?page=210"> Mergers & Name Changes Liverpool Investment </a> <a title="BSA Yearbook page 211" href="http://viewer.zmags.com/publication/2bf0b82c?page=211"> Mergers & Name Changes Halifax </a> <a title="BSA Yearbook page 212" href="http://viewer.zmags.com/publication/2bf0b82c?page=212"> Mergers & Name Changes Monmouthshire Building </a> <a title="BSA Yearbook page 213" href="http://viewer.zmags.com/publication/2bf0b82c?page=213"> Mergers & Name Changes Holloway </a> <a title="BSA Yearbook page 214" href="http://viewer.zmags.com/publication/2bf0b82c?page=214"> Mergers & Name Changes Hastings & Thanet </a> <a title="BSA Yearbook page 215" href="http://viewer.zmags.com/publication/2bf0b82c?page=215"> Mergers & Name Changes People’s </a> <a title="BSA Yearbook page 216" href="http://viewer.zmags.com/publication/2bf0b82c?page=216"> Mergers & Name Changes Barnstaple </a> <a title="BSA Yearbook page 217" href="http://viewer.zmags.com/publication/2bf0b82c?page=217"> Mergers & Name Changes Paisley </a> <a title="BSA Yearbook page 218" href="http://viewer.zmags.com/publication/2bf0b82c?page=218"> Mergers & Name Changes London Commercial </a> <a title="BSA Yearbook page 219" href="http://viewer.zmags.com/publication/2bf0b82c?page=219"> Mergers & Name Changes Alliance </a> <a title="BSA Yearbook page 220" href="http://viewer.zmags.com/publication/2bf0b82c?page=220"> Mergers & Name Changes Burnley Burnley </a> <a title="BSA Yearbook page 221" href="http://viewer.zmags.com/publication/2bf0b82c?page=221"> Mergers & Name Changes Bradford & </a> <a title="BSA Yearbook page 222" href="http://viewer.zmags.com/publication/2bf0b82c?page=222"> Mergers & Name Changes Swansea Building Societ</a> <a title="BSA Yearbook page 223" href="http://viewer.zmags.com/publication/2bf0b82c?page=223"> Mergers & Name Changes Cheltenham </a> <a title="BSA Yearbook page 224" href="http://viewer.zmags.com/publication/2bf0b82c?page=224"> Mergers & Name Changes United Kingdom </a> <a title="BSA Yearbook page 225" href="http://viewer.zmags.com/publication/2bf0b82c?page=225"> Mergers & Name Changes Northern Co</a> <a title="BSA Yearbook page 226" href="http://viewer.zmags.com/publication/2bf0b82c?page=226"> Mergers & Name Changes Sunderland & Shields </a> <a title="BSA Yearbook page 227" href="http://viewer.zmags.com/publication/2bf0b82c?page=227"> Mergers & Name Changes City of Lon</a> <a title="BSA Yearbook page 228" href="http://viewer.zmags.com/publication/2bf0b82c?page=228"> </a> <a title="BSA Yearbook page 229" href="http://viewer.zmags.com/publication/2bf0b82c?page=229"> RISK ALM Treasury Regula</a>