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<br /> CS&A Insurance Quick Reference Guide<br /> Floods · Earth Movement · Water Sewer Backup/Fungus and Bacteria<br /> Mechanical/Equipment Breakdown · Brush Fires<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> CS&A Insurance Quick Reference Guide<br /> Table of Contents<br /> <br /> Flood......................................................................................................................................................................4<br /> <br /> Earth Movement<br /> Personal Lines.................................................................................................................................6<br /> Commercial Package and BOP.................................................................................................7<br /> Aviation.........<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 1" href="http://viewer.zmags.com/publication/31e859a2?page=1">CS&A Insurance Quick Reference GuideFloods · E</a> CS&A Insurance Quick Reference GuideFloods · E<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 2" href="http://viewer.zmags.com/publication/31e859a2?page=2"></a> <a title="CS&A Natural Disaster Quick Reference Guide 2011 page 3" href="http://viewer.zmags.com/publication/31e859a2?page=3"> CS&A Insurance Quick Reference GuideTa</a> CS&A Insurance Quick Reference GuideTa<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 4" href="http://viewer.zmags.com/publication/31e859a2?page=4">FloodWhat is the definition of Flood?·Flood i</a> FloodWhat is the definition of Flood?·Flood i<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 5" href="http://viewer.zmags.com/publication/31e859a2?page=5">Chubb, Ace, Fireman's Fund offer broader flood co</a> Chubb, Ace, Fireman's Fund offer broader flood co<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 6" href="http://viewer.zmags.com/publication/31e859a2?page=6">Earth Movement for Personal Lines InsuranceWhat </a> Earth Movement for Personal Lines InsuranceWhat <a title="CS&A Natural Disaster Quick Reference Guide 2011 page 7" href="http://viewer.zmags.com/publication/31e859a2?page=7">Earth Movement for Commercial Package and BOPCom</a> Earth Movement for Commercial Package and BOPCom<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 8" href="http://viewer.zmags.com/publication/31e859a2?page=8">following counties:Earth Movement· </a> following counties:Earth Movement· <a title="CS&A Natural Disaster Quick Reference Guide 2011 page 9" href="http://viewer.zmags.com/publication/31e859a2?page=9">Earth Movement for Aviation InsuranceWhat is the</a> Earth Movement for Aviation InsuranceWhat is the<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 10" href="http://viewer.zmags.com/publication/31e859a2?page=10">Fungi Coverage and Water/Sewage Backup-Homeowner</a> Fungi Coverage and Water/Sewage Backup-Homeowner<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 11" href="http://viewer.zmags.com/publication/31e859a2?page=11">Fungi Coverage and Water/Sewage Backup-Commercia</a> Fungi Coverage and Water/Sewage Backup-Commercia<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 12" href="http://viewer.zmags.com/publication/31e859a2?page=12">Fungi Coverage and Water/Sewage Backup-Aviation </a> Fungi Coverage and Water/Sewage Backup-Aviation <a title="CS&A Natural Disaster Quick Reference Guide 2011 page 13" href="http://viewer.zmags.com/publication/31e859a2?page=13">Mechanical/Equipment BreakdownEquipment Breakdow</a> Mechanical/Equipment BreakdownEquipment Breakdow<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 14" href="http://viewer.zmags.com/publication/31e859a2?page=14">BrushfireWhat is Brushfire?Brushfire is often </a> BrushfireWhat is Brushfire?Brushfire is often <a title="CS&A Natural Disaster Quick Reference Guide 2011 page 15" href="http://viewer.zmags.com/publication/31e859a2?page=15"> Flood Coveragecan cause costly damage to yo</a> Flood Coveragecan cause costly damage to yo<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 16" href="http://viewer.zmags.com/publication/31e859a2?page=16">Everything You Need to Know AboutEarthquake Insu</a> Everything You Need to Know AboutEarthquake Insu<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 17" href="http://viewer.zmags.com/publication/31e859a2?page=17">Planning for the UnexpectedIf your home is your</a> Planning for the UnexpectedIf your home is your<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 18" href="http://viewer.zmags.com/publication/31e859a2?page=18">Fungi Hazards and Flood CleanupHealth considerat</a> Fungi Hazards and Flood CleanupHealth considerat<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 19" href="http://viewer.zmags.com/publication/31e859a2?page=19">body thoroughly, including your hair,scalp and n</a> body thoroughly, including your hair,scalp and n<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 20" href="http://viewer.zmags.com/publication/31e859a2?page=20">The Risk Advisor’s Survival Guide to Mold Exclusi</a> The Risk Advisor’s Survival Guide to Mold Exclusi<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 21" href="http://viewer.zmags.com/publication/31e859a2?page=21">IntroductionFear of toxic mold has created a sto</a> IntroductionFear of toxic mold has created a sto<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 22" href="http://viewer.zmags.com/publication/31e859a2?page=22">insurance policies purchased by the defendants.U</a> insurance policies purchased by the defendants.U<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 23" href="http://viewer.zmags.com/publication/31e859a2?page=23">Fresh from their experience in environmentaldama</a> Fresh from their experience in environmentaldama<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 24" href="http://viewer.zmags.com/publication/31e859a2?page=24">(depending on the relationship with the client) t</a> (depending on the relationship with the client) t<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 25" href="http://viewer.zmags.com/publication/31e859a2?page=25">chart below shows, the number of insurance buyers</a> chart below shows, the number of insurance buyers<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 26" href="http://viewer.zmags.com/publication/31e859a2?page=26">backs for mold damages on homeowner’s insurancep</a> backs for mold damages on homeowner’s insurancep<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 27" href="http://viewer.zmags.com/publication/31e859a2?page=27">With the emergence of separate mold and pollution</a> With the emergence of separate mold and pollution<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 28" href="http://viewer.zmags.com/publication/31e859a2?page=28">negligence, but there is no cause of action until</a> negligence, but there is no cause of action until<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 29" href="http://viewer.zmags.com/publication/31e859a2?page=29">the highest level. No longer will the insurance a</a> the highest level. No longer will the insurance a<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 30" href="http://viewer.zmags.com/publication/31e859a2?page=30">For example, if the client provides a stack ofdo</a> For example, if the client provides a stack ofdo<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 31" href="http://viewer.zmags.com/publication/31e859a2?page=31">third parties, the agent is very likely to be fou</a> third parties, the agent is very likely to be fou<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 32" href="http://viewer.zmags.com/publication/31e859a2?page=32">contractors just ignored the “mold issue” it woul</a> contractors just ignored the “mold issue” it woul<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 33" href="http://viewer.zmags.com/publication/31e859a2?page=33">environmental insurance market is constantlyadap</a> environmental insurance market is constantlyadap<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 34" href="http://viewer.zmags.com/publication/31e859a2?page=34">Coverage InsightsEquipment Breakdown Insurance: </a> Coverage InsightsEquipment Breakdown Insurance: <a title="CS&A Natural Disaster Quick Reference Guide 2011 page 35" href="http://viewer.zmags.com/publication/31e859a2?page=35">Coverage InsightsBoilers and Pressure Vessels</a> Coverage InsightsBoilers and Pressure Vessels<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 36" href="http://viewer.zmags.com/publication/31e859a2?page=36">Coverage InsightsDemolitionOrdinance or Law - </a> Coverage InsightsDemolitionOrdinance or Law - <a title="CS&A Natural Disaster Quick Reference Guide 2011 page 37" href="http://viewer.zmags.com/publication/31e859a2?page=37">37</a> 37<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 38" href="http://viewer.zmags.com/publication/31e859a2?page=38">38Chappell, Smith & Associates, Inc. invites yo</a> 38Chappell, Smith & Associates, Inc. invites yo<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 39" href="http://viewer.zmags.com/publication/31e859a2?page=39">NotesNotes</a> NotesNotes<a title="CS&A Natural Disaster Quick Reference Guide 2011 page 40" href="http://viewer.zmags.com/publication/31e859a2?page=40"> 1006 Merylinger CourtFranklin, TN 37067 </a> 1006 Merylinger CourtFranklin, TN 37067