<br />
Your Benefits<br />
Your Health<br />
Choices for Healthy Living in 2017<br />
YOUR 2017 BENEFITS GUIDE<br />
Your 2017 Guide to Benefits<br />
Welcome to Alice Peck Day Memorial Hospital (APD), the official sponsor of your benefits program!<br />
As an employee of Alice Peck Day, you are eligible to participate in a competitive benefits program<br />
based on your category of employment. This guide is provided to give you a general overview of the<br />
benefit choices you have as an Alice Peck Day employee.<br />
We have attempted to make this guide as up to date and precise as possible. However, if there are<br />
any discrepancies between this guide and the plan documents, the plan documents will supersede<br />
this guide. Employee benefit plans and policies may be changed at the sole discretion of the<br />
company. Please make sure that you read all benefits information provided to you.<br />
Once you make benefit elections, they will be effective for the plan year<a title="DH_APD_2016 Guide-EMAG page 1" href="http://viewer.zmags.com/publication/31ea1be2?page=1"> Your Benefits Your Health Choices for Healthy Li</a>
<a title="DH_APD_2016 Guide-EMAG page 2" href="http://viewer.zmags.com/publication/31ea1be2?page=2"> Your 2017 Guide to Benefits Welcome to Alice Peck</a>
<a title="DH_APD_2016 Guide-EMAG page 3" href="http://viewer.zmags.com/publication/31ea1be2?page=3"> What’s Inside Enrolling in Your Benefits ........</a>
<a title="DH_APD_2016 Guide-EMAG page 4" href="http://viewer.zmags.com/publication/31ea1be2?page=4"> Enrolling in Your Benefits APD's online enrollmen</a>
<a title="DH_APD_2016 Guide-EMAG page 5" href="http://viewer.zmags.com/publication/31ea1be2?page=5"> If You Don’t Enroll BENEFITS ELIGIBLE IN 2017 </a>
<a title="DH_APD_2016 Guide-EMAG page 6" href="http://viewer.zmags.com/publication/31ea1be2?page=6"> Changing Your Benefit Elections The APD benefit </a>
<a title="DH_APD_2016 Guide-EMAG page 7" href="http://viewer.zmags.com/publication/31ea1be2?page=7"> Benefits Eligibility Each position at APD is budg</a>
<a title="DH_APD_2016 Guide-EMAG page 8" href="http://viewer.zmags.com/publication/31ea1be2?page=8"> Enhancing the Health of APD Employees and Their F</a>
<a title="DH_APD_2016 Guide-EMAG page 9" href="http://viewer.zmags.com/publication/31ea1be2?page=9"> Spouse Coverage Benefits eligible employees may e</a>
<a title="DH_APD_2016 Guide-EMAG page 10" href="http://viewer.zmags.com/publication/31ea1be2?page=10"> INGREDIENTS: Cooking spray 1 teaspoon olive oil ¼</a>
<a title="DH_APD_2016 Guide-EMAG page 11" href="http://viewer.zmags.com/publication/31ea1be2?page=11"> Alice Peck Day Benefits Medical and Prescription </a>
<a title="DH_APD_2016 Guide-EMAG page 12" href="http://viewer.zmags.com/publication/31ea1be2?page=12"> Factors to Consider How do you want to pay for fu</a>
<a title="DH_APD_2016 Guide-EMAG page 13" href="http://viewer.zmags.com/publication/31ea1be2?page=13"> ElevateHealth Plans ElevateHealth is an insurance</a>
<a title="DH_APD_2016 Guide-EMAG page 14" href="http://viewer.zmags.com/publication/31ea1be2?page=14"> Free Preventive Care Services All of the APD medi</a>
<a title="DH_APD_2016 Guide-EMAG page 15" href="http://viewer.zmags.com/publication/31ea1be2?page=15"> 2017 Medical/Prescription Plans Summary Single = </a>
<a title="DH_APD_2016 Guide-EMAG page 16" href="http://viewer.zmags.com/publication/31ea1be2?page=16"> 2017 Medical/Prescription Drug Employee Contribut</a>
<a title="DH_APD_2016 Guide-EMAG page 17" href="http://viewer.zmags.com/publication/31ea1be2?page=17"> INGREDIENTS: 1 ½ cup farro (semi-pearled) ¼ cup o</a>
<a title="DH_APD_2016 Guide-EMAG page 18" href="http://viewer.zmags.com/publication/31ea1be2?page=18"> Prescription Drug Benefits OptumRx is APD’s Presc</a>
<a title="DH_APD_2016 Guide-EMAG page 19" href="http://viewer.zmags.com/publication/31ea1be2?page=19"> Did You Know? The Prescription Advantage Program </a>
<a title="DH_APD_2016 Guide-EMAG page 20" href="http://viewer.zmags.com/publication/31ea1be2?page=20"> Health Savings Account (HSA) The HSA is a pre-ta</a>
<a title="DH_APD_2016 Guide-EMAG page 21" href="http://viewer.zmags.com/publication/31ea1be2?page=21"> Contributions to Your HSA Account APD Contributio</a>
<a title="DH_APD_2016 Guide-EMAG page 22" href="http://viewer.zmags.com/publication/31ea1be2?page=22"> Health Reimbursement Account (HRA) The HRA is a </a>
<a title="DH_APD_2016 Guide-EMAG page 23" href="http://viewer.zmags.com/publication/31ea1be2?page=23"> Flexible Spending Accounts (FSA) APD offers two </a>
<a title="DH_APD_2016 Guide-EMAG page 24" href="http://viewer.zmags.com/publication/31ea1be2?page=24"> Dental Insurance APD offers two Dental options f</a>
<a title="DH_APD_2016 Guide-EMAG page 25" href="http://viewer.zmags.com/publication/31ea1be2?page=25"> Enhanced Dental Carryover Benefit Northeast Delta </a>
<a title="DH_APD_2016 Guide-EMAG page 26" href="http://viewer.zmags.com/publication/31ea1be2?page=26"> Dental Plans Summary Single = Employee Only cover</a>
<a title="DH_APD_2016 Guide-EMAG page 27" href="http://viewer.zmags.com/publication/31ea1be2?page=27"> Vision Coverage APD offers vision coverage for e</a>
<a title="DH_APD_2016 Guide-EMAG page 28" href="http://viewer.zmags.com/publication/31ea1be2?page=28"> Staff Short-Term and Long-Term Disability Insuran</a>
<a title="DH_APD_2016 Guide-EMAG page 29" href="http://viewer.zmags.com/publication/31ea1be2?page=29"> Staff Life Insurance Benefits APD provides Basic </a>
<a title="DH_APD_2016 Guide-EMAG page 30" href="http://viewer.zmags.com/publication/31ea1be2?page=30"> Staff Supplemental Life and AD&D Insurance** In </a>
<a title="DH_APD_2016 Guide-EMAG page 31" href="http://viewer.zmags.com/publication/31ea1be2?page=31"> Identity Theft Protection APD offers Identity Th</a>
<a title="DH_APD_2016 Guide-EMAG page 32" href="http://viewer.zmags.com/publication/31ea1be2?page=32"> Other Benefits Employee Assistance Program The Emp</a>
<a title="DH_APD_2016 Guide-EMAG page 33" href="http://viewer.zmags.com/publication/31ea1be2?page=33"> Deskercise For the average desk worker, repetiti</a>
<a title="DH_APD_2016 Guide-EMAG page 34" href="http://viewer.zmags.com/publication/31ea1be2?page=34"> Practitioner Benefits The following benefits apply </a>
<a title="DH_APD_2016 Guide-EMAG page 35" href="http://viewer.zmags.com/publication/31ea1be2?page=35"> Practitioner Benefits Retirement Plans Effective f</a>
<a title="DH_APD_2016 Guide-EMAG page 36" href="http://viewer.zmags.com/publication/31ea1be2?page=36"> Physician Benefits Physician Life Insurance* The 2</a>
<a title="DH_APD_2016 Guide-EMAG page 37" href="http://viewer.zmags.com/publication/31ea1be2?page=37"> Physician Dependent Life and AD&D Insurance The </a>
<a title="DH_APD_2016 Guide-EMAG page 38" href="http://viewer.zmags.com/publication/31ea1be2?page=38"> Who to Contact Health Plans </a>
<a title="DH_APD_2016 Guide-EMAG page 39" href="http://viewer.zmags.com/publication/31ea1be2?page=39"> Plan Documents and Summary Plan Descriptions Thi</a>
<a title="DH_APD_2016 Guide-EMAG page 40" href="http://viewer.zmags.com/publication/31ea1be2?page=40"> </a>