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<br /> CAPTURING OUR IMPACT<br /> IFC Housing Finance – Multiplying Impacts<br /> If you just sit and wait for government<br /> subsidies, you will never build a better<br /> life in your home.<br /> —Page 14<br /> In Honduras, two-thirds of the population<br /> lives in extreme poverty and only<br /> 20 percent of the economically active<br /> population has access to traditional<br /> financial products such as mortgages.<br /> —Page 20<br /> The package that IFC helped craft<br /> included both high-quality materials<br /> and free engineering advice from<br /> U.S. experts.<br /> —Page 18<br /> IFC spent three years advising lenders<br /> and surveyors and working for the<br /> passage of a law that both created a level<br /> field for lenders t<a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 1" href="http://viewer.zmags.com/publication/31f901a7?page=1"> CAPTURING OUR IMPACT IFC Housing Finance – Multip</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 2" href="http://viewer.zmags.com/publication/31f901a7?page=2"> If you just sit and wait for government subsidies</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 3" href="http://viewer.zmags.com/publication/31f901a7?page=3"> The package that IFC helped craft included both</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 4" href="http://viewer.zmags.com/publication/31f901a7?page=4"> OUR IMPACT Telling Their Stories CAPTURING OUR I</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 5" href="http://viewer.zmags.com/publication/31f901a7?page=5"> FIG. 1 GLOBAL HOME LOAN PENETRATION LOW-INCOME E</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 6" href="http://viewer.zmags.com/publication/31f901a7?page=6"> between financial institutions, construction compa</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 7" href="http://viewer.zmags.com/publication/31f901a7?page=7"> FIG. 3 HOME LOAN MARKET PENETRATION BY REGION EA</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 8" href="http://viewer.zmags.com/publication/31f901a7?page=8"> CAPTURING OUR IMPACT Urbanization is on the rise</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 9" href="http://viewer.zmags.com/publication/31f901a7?page=9"> FIG. 5 MORTGAGE DEPTH (2006–2010) AND PENETRATION</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 10" href="http://viewer.zmags.com/publication/31f901a7?page=10"> CAPTURING OUR IMPACT conflicts. This results in h</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 11" href="http://viewer.zmags.com/publication/31f901a7?page=11"> Page 30 CONTENTS EURO</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 12" href="http://viewer.zmags.com/publication/31f901a7?page=12"> MIDDLE EAST & NORTH AFRICA Page 22 LATIN A</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 13" href="http://viewer.zmags.com/publication/31f901a7?page=13"> EUROPE & CENTRAL ASIA Page 12 SOUTH ASIA</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 14" href="http://viewer.zmags.com/publication/31f901a7?page=14"> EUROPE & CENTRAL ASIA Household expenditure for</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 15" href="http://viewer.zmags.com/publication/31f901a7?page=15"> RUSSIAN FEDERATION Page 14 EUROPE & CENTRAL ASIA</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 16" href="http://viewer.zmags.com/publication/31f901a7?page=16"> Energy-efficient upgrades make cold apartments coz</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 17" href="http://viewer.zmags.com/publication/31f901a7?page=17"> The residential housing sector in Russia consumes</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 18" href="http://viewer.zmags.com/publication/31f901a7?page=18"> LATIN AMERICA & CARIBBEAN Percentage of peopl</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 19" href="http://viewer.zmags.com/publication/31f901a7?page=19"> HONDURAS Page 20 HAITI Page 18 </a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 20" href="http://viewer.zmags.com/publication/31f901a7?page=20"> HELPING HAITI REBUILD Loans packaged with so</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 21" href="http://viewer.zmags.com/publication/31f901a7?page=21"> EUROPE & CENTRAL ASIA LATIN AMERICA & CARIBBEAN M</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 22" href="http://viewer.zmags.com/publication/31f901a7?page=22"> A mortgage buys peace of mind for a boat worker a</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 23" href="http://viewer.zmags.com/publication/31f901a7?page=23"> EUROPE & CENTRAL ASIA LATIN AMERICA & CARIBBEAN M</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 24" href="http://viewer.zmags.com/publication/31f901a7?page=24"> MIDDLE EAST & NORTH AFRICA Percentage of peop</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 25" href="http://viewer.zmags.com/publication/31f901a7?page=25"> AFGHANISTAN Page 24 </a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 26" href="http://viewer.zmags.com/publication/31f901a7?page=26"> Microloans mean huge improvements for Afghan hous</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 27" href="http://viewer.zmags.com/publication/31f901a7?page=27"> In developing countries worldwide, low- and moder</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 28" href="http://viewer.zmags.com/publication/31f901a7?page=28"> SOUTH ASIA Annual urban population growth</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 29" href="http://viewer.zmags.com/publication/31f901a7?page=29"> BANGLADESH INDIA </a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 30" href="http://viewer.zmags.com/publication/31f901a7?page=30"> First housing finance program for informal workers</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 31" href="http://viewer.zmags.com/publication/31f901a7?page=31"> CLICK TO VIEW VIDEO CONTENT </a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 32" href="http://viewer.zmags.com/publication/31f901a7?page=32"> HOMES FOR THE POOREST Small loans help build</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 33" href="http://viewer.zmags.com/publication/31f901a7?page=33"> EUROPE & CENTRAL ASIA LATIN AMERICA & CARIBBEAN M</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 34" href="http://viewer.zmags.com/publication/31f901a7?page=34"> SUB-SAHARAN AFRICA Mortgage depth and mortga</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 35" href="http://viewer.zmags.com/publication/31f901a7?page=35"> GHANA Page 34 WWW.IFC.ORG </a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 36" href="http://viewer.zmags.com/publication/31f901a7?page=36"> Many pieces come together to boost mortgage lendi</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 37" href="http://viewer.zmags.com/publication/31f901a7?page=37"> EUROPE & CENTRAL ASIA LATIN AMERICA & CARIBBEAN M</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 38" href="http://viewer.zmags.com/publication/31f901a7?page=38"> CONTACT US GLOBAL / HEADQUARTERS Washington,</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 39" href="http://viewer.zmags.com/publication/31f901a7?page=39"> CREDITS PRODUCED BY IFC Financial Institution</a> <a title="IFC Housing Finance &mdash; Multiplying Our Impacts page 40" href="http://viewer.zmags.com/publication/31f901a7?page=40"> 2121 Pennsylvania Ave., N.W. | Washington, D.C. 2</a>