<br />
ISSUE 88<br />
DECEMBER<br />
2014<br />
ICAEW.COM/FSF<br />
LIABILITIES<br />
FOR INSURERS<br />
THE LOWDOWN<br />
ON PERIODIC<br />
PAYMENT ORDERS<br />
THE FINTECH<br />
PIONEERS<br />
BLAZING A TRAIL<br />
IN AN EMERGING<br />
INDUSTRY<br />
SMARTER<br />
COMMUNICATION<br />
CHANGING THE<br />
CORPORATE<br />
BANKING CULTURE<br />
THE PENSIONS DIVIDE<br />
Flexibility or disaster? Minister Steve Webb<br />
debates the reforms with Mick McAteer<br />
“THIS IS THE<br />
INFORMATION AGE.<br />
ISACA KEEPS ME<br />
MORE INFORMED.”<br />
— OPEYEMI ONIFADE, CISA, CISM, CGEIT<br />
PRACTICE LEADER, AFENOID ENTERPRISE, LTD<br />
ABUJA, NIGERIA<br />
ISACA MEMBER SINCE 2010<br />
Connect with a global community of more than<br />
115,000 innovators, leaders and passionate professionals<br />
in IS and IT. Leverage standards, best practices and<br />
expert insights into the rapidly evolving IT landscape.<br />
Be more informed<a title="FS Focus DECEMBER 14 page 1" href="http://viewer.zmags.com/publication/32dabb2d?page=1"> ISSUE 88 DECEMBER 2014 ICAEW.COM/FSF LIABILITI</a>
<a title="FS Focus DECEMBER 14 page 2" href="http://viewer.zmags.com/publication/32dabb2d?page=2"> “THIS IS THE INFORMATION AGE. ISACA KEEPS ME MOR</a>
<a title="FS Focus DECEMBER 14 page 3" href="http://viewer.zmags.com/publication/32dabb2d?page=3"> Contents Issue 88 December 2014 1216 </a>
<a title="FS Focus DECEMBER 14 page 4" href="http://viewer.zmags.com/publication/32dabb2d?page=4"> WELCOME Banking on quality Bad news is </a>
<a title="FS Focus DECEMBER 14 page 5" href="http://viewer.zmags.com/publication/32dabb2d?page=5"> NEWS & EVENTS Faculty news £56m fine for</a>
<a title="FS Focus DECEMBER 14 page 6" href="http://viewer.zmags.com/publication/32dabb2d?page=6"> Events SAVE THE DATE 2015 Our programme prov</a>
<a title="FS Focus DECEMBER 14 page 7" href="http://viewer.zmags.com/publication/32dabb2d?page=7"> We've set our heart on growing small bu</a>
<a title="FS Focus DECEMBER 14 page 8" href="http://viewer.zmags.com/publication/32dabb2d?page=8"> ALTE RNAT IVE VIEW On collision course If you t</a>
<a title="FS Focus DECEMBER 14 page 9" href="http://viewer.zmags.com/publication/32dabb2d?page=9"> AUDIT & REPORTING The long and short of it </a>
<a title="FS Focus DECEMBER 14 page 10" href="http://viewer.zmags.com/publication/32dabb2d?page=10"> WATCH YOUR BACK UK defined benefit pension plans </a>
<a title="FS Focus DECEMBER 14 page 11" href="http://viewer.zmags.com/publication/32dabb2d?page=11"> AUDIT & REPORTING the UK and other member st</a>
<a title="FS Focus DECEMBER 14 page 12" href="http://viewer.zmags.com/publication/32dabb2d?page=12"> PENSIONS REVOLUTION: BRIGHT NEW FUTURE OR POLICY </a>
<a title="FS Focus DECEMBER 14 page 13" href="http://viewer.zmags.com/publication/32dabb2d?page=13"> FINANCIAL PLANNING DUE DILIGENCE Rory Percival, </a>
<a title="FS Focus DECEMBER 14 page 14" href="http://viewer.zmags.com/publication/32dabb2d?page=14"> PENSIONS HEAD TO HEAD FLEXIBILITY OR SECURITY?</a>
<a title="FS Focus DECEMBER 14 page 15" href="http://viewer.zmags.com/publication/32dabb2d?page=15"> provided by trusted organisations that have a pro</a>
<a title="FS Focus DECEMBER 14 page 16" href="http://viewer.zmags.com/publication/32dabb2d?page=16"> THE FINTECH TRAILBLAZERS Start-ups trying to brea</a>
<a title="FS Focus DECEMBER 14 page 17" href="http://viewer.zmags.com/publication/32dabb2d?page=17"> FINTECH LONDON'S FINTECH SCENE </a>
<a title="FS Focus DECEMBER 14 page 18" href="http://viewer.zmags.com/publication/32dabb2d?page=18"> tackle their legacy back-end systems and ensure t</a>
<a title="FS Focus DECEMBER 14 page 19" href="http://viewer.zmags.com/publication/32dabb2d?page=19"> FINTECH “Most of the banks have bee</a>
<a title="FS Focus DECEMBER 14 page 20" href="http://viewer.zmags.com/publication/32dabb2d?page=20"> SIX BIG STEPS TO CULTURE CHANGE Culture change is</a>
<a title="FS Focus DECEMBER 14 page 21" href="http://viewer.zmags.com/publication/32dabb2d?page=21"> MANAGEMENT </a>
<a title="FS Focus DECEMBER 14 page 22" href="http://viewer.zmags.com/publication/32dabb2d?page=22"> REWARDS FOR GOOD CONDUCT The regulator expects ge</a>
<a title="FS Focus DECEMBER 14 page 23" href="http://viewer.zmags.com/publication/32dabb2d?page=23"> RISK & REGULATION Ultimately, insurers w</a>
<a title="FS Focus DECEMBER 14 page 24" href="http://viewer.zmags.com/publication/32dabb2d?page=24"> EU POLICY: THE 2015 BATTLEGROUND 2014 was a year </a>
<a title="FS Focus DECEMBER 14 page 25" href="http://viewer.zmags.com/publication/32dabb2d?page=25"> RISK & REGULATION </a>
<a title="FS Focus DECEMBER 14 page 26" href="http://viewer.zmags.com/publication/32dabb2d?page=26"> Unfocused They said it… UK's EU exit The propos</a>
<a title="FS Focus DECEMBER 14 page 27" href="http://viewer.zmags.com/publication/32dabb2d?page=27"> news and views. economia online has all the news </a>
<a title="FS Focus DECEMBER 14 page 28" href="http://viewer.zmags.com/publication/32dabb2d?page=28"> `What gives you the licence to do this?' THE CEO </a>