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<br /> Be in the Know<br /> Get the latest news on your<br /> Flagstar benefits.<br /> Updates & Reminders<br /> Find Your Best Fit<br /> You have choices. Explore what’s<br /> best for you.<br /> Benefit Options<br /> Build Your Benefits Package:<br /> Enroll Nov. 5 – 19, 2018<br /> Choose your benefits. You MUST enroll<br /> to have coverage for 2019.<br /> Make Your Choices<br /> KNOW: Updates & Reminders EXPLORE: Benefit Options ENROLL: Make Your Choices<br /> 2019 Benefit Guide<br /> Former Wells Fargo Employees<br /> Craft Your Flagstar Story<br /> As a Flagstar employee, you’re part of a team of talented, passionate artisans<br /> who work together to make great things happen. You help shape our story,<br /> and that’s why we invest in you by providing a package of valuable total<br /> rewards. Your benefits are part of that package.<br /> Learn more.<br /> A Perfect Fit for Flagstar Employees<br /> Ready to start saving? The HDHP with a Health <a title="2019 WF Benefit Guide page 1" href="http://viewer.zmags.com/publication/367dd92d?page=1"> Be in the Know Get the latest news on your Flagst</a> <a title="2019 WF Benefit Guide page 2" href="http://viewer.zmags.com/publication/367dd92d?page=2"> Craft Your Flagstar Story KNOW</a> <a title="2019 WF Benefit Guide page 3" href="http://viewer.zmags.com/publication/367dd92d?page=3"> KNOW: Updates & Reminders EXPLORE: Benefit </a> <a title="2019 WF Benefit Guide page 4" href="http://viewer.zmags.com/publication/367dd92d?page=4"> News and Reminders for 2019 KNOW: Up</a> <a title="2019 WF Benefit Guide page 5" href="http://viewer.zmags.com/publication/367dd92d?page=5"> Eligibility There are generally three categorie</a> <a title="2019 WF Benefit Guide page 6" href="http://viewer.zmags.com/publication/367dd92d?page=6"> </a> <a title="2019 WF Benefit Guide page 7" href="http://viewer.zmags.com/publication/367dd92d?page=7"> Medical </a> <a title="2019 WF Benefit Guide page 8" href="http://viewer.zmags.com/publication/367dd92d?page=8"> KNOW: Updates & Reminders EXPLORE: Benefit </a> <a title="2019 WF Benefit Guide page 9" href="http://viewer.zmags.com/publication/367dd92d?page=9"> KNOW: Updates & Reminders Things to Know • Tel</a> <a title="2019 WF Benefit Guide page 10" href="http://viewer.zmags.com/publication/367dd92d?page=10"> KNOW: Updates & Reminders EXPLORE: Benefit </a> <a title="2019 WF Benefit Guide page 11" href="http://viewer.zmags.com/publication/367dd92d?page=11"> Health Savings Account (HSA) KNOW: U</a> <a title="2019 WF Benefit Guide page 12" href="http://viewer.zmags.com/publication/367dd92d?page=12"> Dental </a> <a title="2019 WF Benefit Guide page 13" href="http://viewer.zmags.com/publication/367dd92d?page=13"> Vision </a> <a title="2019 WF Benefit Guide page 14" href="http://viewer.zmags.com/publication/367dd92d?page=14"> Life Insurance Lincoln Financial Group is the i</a> <a title="2019 WF Benefit Guide page 15" href="http://viewer.zmags.com/publication/367dd92d?page=15"> Disability Program KN</a> <a title="2019 WF Benefit Guide page 16" href="http://viewer.zmags.com/publication/367dd92d?page=16"> Flexible Spending Accounts (FSAs) KNOW: Upd</a> <a title="2019 WF Benefit Guide page 17" href="http://viewer.zmags.com/publication/367dd92d?page=17"> 401(k) Plan (Retirement Program) KNOW: Upd</a> <a title="2019 WF Benefit Guide page 18" href="http://viewer.zmags.com/publication/367dd92d?page=18"> Other Programs NEW for 2019 Benefit Options to </a> <a title="2019 WF Benefit Guide page 19" href="http://viewer.zmags.com/publication/367dd92d?page=19"> KNOW: Updates & Reminders EXPLORE: Benefit </a> <a title="2019 WF Benefit Guide page 20" href="http://viewer.zmags.com/publication/367dd92d?page=20"> KNOW: Updates & Reminders Action Required — Yo</a> <a title="2019 WF Benefit Guide page 21" href="http://viewer.zmags.com/publication/367dd92d?page=21"> WHO TO CONTACT General benefit questions and assi</a> <a title="2019 WF Benefit Guide page 22" href="http://viewer.zmags.com/publication/367dd92d?page=22"> Additional Information KNOW</a>