<br /> ESG Investing Decoding the AM Best Report: ISSUES & ANSWERS<br /> Goes Mainstream Life Insurance Riddle The D&O Market Programs & Wholesale Business<br /> Page 30 Page 38 Page 71 Pages 23-25<br /> -ARCHs6OLUMEs)SSUE WWWBESTREVIEWCOM<br /> AM BEST'S MONTHLY INSURANCE MAGAZINE<br /> Centers of<br /> Expertise<br /> Though insurtech hubs can be found<br /> around the world, certain places are<br /> known for a particular type of talent or<br /> a particular type of startup. Page 44<br /> Insurtech Coverage<br /> Pages 43-63<br /> Empowering people<br /> to live longer<br /> SCOR Global <a title="Best'sReview_March_2019 page 1" href="http://viewer.zmags.com/publication/3d7c5b22?page=1"> ESG Investing Decoding t</a> <a title="Best'sReview_March_2019 page 2" href="http://viewer.zmags.com/publication/3d7c5b22?page=2"> Empowering people to live longer SCOR Glob</a> <a title="Best'sReview_March_2019 page 3" href="http://viewer.zmags.com/publication/3d7c5b22?page=3"> The Insurtech Marketplace From the Editor's Desk</a> <a title="Best'sReview_March_2019 page 4" href="http://viewer.zmags.com/publication/3d7c5b22?page=4"> STARTUPS Contents </a> <a title="Best'sReview_March_2019 page 5" href="http://viewer.zmags.com/publication/3d7c5b22?page=5"> Amplifying your investment opportunities begins w</a> <a title="Best'sReview_March_2019 page 6" href="http://viewer.zmags.com/publication/3d7c5b22?page=6"> Contents 27 Building Blocks 30 Joining the Movem</a> <a title="Best'sReview_March_2019 page 7" href="http://viewer.zmags.com/publication/3d7c5b22?page=7"> </a> <a title="Best'sReview_March_2019 page 8" href="http://viewer.zmags.com/publication/3d7c5b22?page=8"> A Changing Claims Process AM Best Webinars An A</a> <a title="Best'sReview_March_2019 page 9" href="http://viewer.zmags.com/publication/3d7c5b22?page=9"> P/C Joint Industry Forum, Cat Losses and Exposure</a> <a title="Best'sReview_March_2019 page 10" href="http://viewer.zmags.com/publication/3d7c5b22?page=10"> AM Best's Holzberger: Complex Cat Losses Are Havi</a> <a title="Best'sReview_March_2019 page 11" href="http://viewer.zmags.com/publication/3d7c5b22?page=11"> AHIP's National Health Policy Conference: A Look </a> <a title="Best'sReview_March_2019 page 12" href="http://viewer.zmags.com/publication/3d7c5b22?page=12"> New CEO at Prudential Plc North America Executiv</a> <a title="Best'sReview_March_2019 page 13" href="http://viewer.zmags.com/publication/3d7c5b22?page=13"> Marsh & McLennan Appoints CEO At Consulting Affil</a> <a title="Best'sReview_March_2019 page 14" href="http://viewer.zmags.com/publication/3d7c5b22?page=14"> Michigan Governor Appoints Commissioner Executiv</a> <a title="Best'sReview_March_2019 page 15" href="http://viewer.zmags.com/publication/3d7c5b22?page=15"> Holdings global executive committee forming in Ap</a> <a title="Best'sReview_March_2019 page 16" href="http://viewer.zmags.com/publication/3d7c5b22?page=16"> Sailing Ahead Insurance Marketing Erie Insuranc</a> <a title="Best'sReview_March_2019 page 17" href="http://viewer.zmags.com/publication/3d7c5b22?page=17"> Special Solutions Experts in the specialty lines</a> <a title="Best'sReview_March_2019 page 18" href="http://viewer.zmags.com/publication/3d7c5b22?page=18"> A Global Conversation “ I think there are always</a> <a title="Best'sReview_March_2019 page 19" href="http://viewer.zmags.com/publication/3d7c5b22?page=19"> Say Yes Looking to give your career a boost? Put</a> <a title="Best'sReview_March_2019 page 20" href="http://viewer.zmags.com/publication/3d7c5b22?page=20"> Regulatory Update In the News Guidance on data </a> <a title="Best'sReview_March_2019 page 21" href="http://viewer.zmags.com/publication/3d7c5b22?page=21"> Commitment Beyond Numbers. The operative word is </a> <a title="Best'sReview_March_2019 page 22" href="http://viewer.zmags.com/publication/3d7c5b22?page=22"> Partner Up At Large With innovation, the sum is</a> <a title="Best'sReview_March_2019 page 23" href="http://viewer.zmags.com/publication/3d7c5b22?page=23"> Buckle Up Directors and officers insurance rates </a> <a title="Best'sReview_March_2019 page 24" href="http://viewer.zmags.com/publication/3d7c5b22?page=24"> Regulatory/Law Privacy Concerns In the age of in</a> <a title="Best'sReview_March_2019 page 25" href="http://viewer.zmags.com/publication/3d7c5b22?page=25"> Special Advertising Section ISSUES & ANSWERS: </a> <a title="Best'sReview_March_2019 page 26" href="http://viewer.zmags.com/publication/3d7c5b22?page=26"> MANAGEMENT & PROFESSIONAL LIABILITY PROTECTION </a> <a title="Best'sReview_March_2019 page 27" href="http://viewer.zmags.com/publication/3d7c5b22?page=27"> SPECIAL ADVERTISING SECTION ssues &</a> <a title="Best'sReview_March_2019 page 28" href="http://viewer.zmags.com/publication/3d7c5b22?page=28"> Advertisement Berkley Luxury Group Offers Lux</a> <a title="Best'sReview_March_2019 page 29" href="http://viewer.zmags.com/publication/3d7c5b22?page=29"> Building Blocks Specialty Coverage Allied World</a> <a title="Best'sReview_March_2019 page 30" href="http://viewer.zmags.com/publication/3d7c5b22?page=30"> long-term effect is construction defect issues, s</a> <a title="Best'sReview_March_2019 page 31" href="http://viewer.zmags.com/publication/3d7c5b22?page=31"> </a> <a title="Best'sReview_March_2019 page 32" href="http://viewer.zmags.com/publication/3d7c5b22?page=32"> Asset Management JOINING M VE Asset managers a</a> <a title="Best'sReview_March_2019 page 33" href="http://viewer.zmags.com/publication/3d7c5b22?page=33"> Asset Management THE MENT Key Points Positive </a> <a title="Best'sReview_March_2019 page 34" href="http://viewer.zmags.com/publication/3d7c5b22?page=34"> Asset Management T he movement has gone</a> <a title="Best'sReview_March_2019 page 35" href="http://viewer.zmags.com/publication/3d7c5b22?page=35"> Are You Getting the Insurance Data You Need? Los</a> <a title="Best'sReview_March_2019 page 36" href="http://viewer.zmags.com/publication/3d7c5b22?page=36"> Asset Management methodology in December dedicat</a> <a title="Best'sReview_March_2019 page 37" href="http://viewer.zmags.com/publication/3d7c5b22?page=37"> Factors to Consider The ESG criteria considered b</a> <a title="Best'sReview_March_2019 page 38" href="http://viewer.zmags.com/publication/3d7c5b22?page=38"> Asset Management While Allianz SE no </a> <a title="Best'sReview_March_2019 page 39" href="http://viewer.zmags.com/publication/3d7c5b22?page=39"> “There are potential financial costs or benefits </a> <a title="Best'sReview_March_2019 page 40" href="http://viewer.zmags.com/publication/3d7c5b22?page=40"> Life Insurance Decoding the Connection USAA's Bi</a> <a title="Best'sReview_March_2019 page 41" href="http://viewer.zmags.com/publication/3d7c5b22?page=41"> “When the process elongates and we make it more c</a> <a title="Best'sReview_March_2019 page 42" href="http://viewer.zmags.com/publication/3d7c5b22?page=42"> Life Insurance They have already tapped in</a> <a title="Best'sReview_March_2019 page 43" href="http://viewer.zmags.com/publication/3d7c5b22?page=43"> jumps on our mobile app or website and buys it. </a> <a title="Best'sReview_March_2019 page 44" href="http://viewer.zmags.com/publication/3d7c5b22?page=44"> Life Insurance “Essentially what you're trying t</a> <a title="Best'sReview_March_2019 page 45" href="http://viewer.zmags.com/publication/3d7c5b22?page=45"> 56 Startups 44 52 </a> <a title="Best'sReview_March_2019 page 46" href="http://viewer.zmags.com/publication/3d7c5b22?page=46"> Startups: Centers of Expertise Centers Exper Of </a> <a title="Best'sReview_March_2019 page 47" href="http://viewer.zmags.com/publication/3d7c5b22?page=47"> tise </a> <a title="Best'sReview_March_2019 page 48" href="http://viewer.zmags.com/publication/3d7c5b22?page=48"> Startups: Centers of Expertise “In Nove</a> <a title="Best'sReview_March_2019 page 49" href="http://viewer.zmags.com/publication/3d7c5b22?page=49"> Ontario/Toronto Brain Trust The Toronto-Waterlo</a> <a title="Best'sReview_March_2019 page 50" href="http://viewer.zmags.com/publication/3d7c5b22?page=50"> Startups: Centers of Expertise “We can fold</a> <a title="Best'sReview_March_2019 page 51" href="http://viewer.zmags.com/publication/3d7c5b22?page=51"> “This is what a lot of people like about the Isra</a> <a title="Best'sReview_March_2019 page 52" href="http://viewer.zmags.com/publication/3d7c5b22?page=52"> L ondon and Germany have distinct reputations tha</a> <a title="Best'sReview_March_2019 page 53" href="http://viewer.zmags.com/publication/3d7c5b22?page=53"> France it's about math.A lot of the startups whic</a> <a title="Best'sReview_March_2019 page 54" href="http://viewer.zmags.com/publication/3d7c5b22?page=54"> Startups: Commercial Lines Taking Care of Busine</a> <a title="Best'sReview_March_2019 page 55" href="http://viewer.zmags.com/publication/3d7c5b22?page=55"> SMALL BUSINESS ROW: In the U.S., 82% of small- bu</a> <a title="Best'sReview_March_2019 page 56" href="http://viewer.zmags.com/publication/3d7c5b22?page=56"> Startups: Commercial Lines “Disruption is not ac</a> <a title="Best'sReview_March_2019 page 57" href="http://viewer.zmags.com/publication/3d7c5b22?page=57"> “You have a high-cost, high-touch model, which me</a> <a title="Best'sReview_March_2019 page 58" href="http://viewer.zmags.com/publication/3d7c5b22?page=58"> Startups: Unicorns Uncovering TheUnico A growin</a> <a title="Best'sReview_March_2019 page 59" href="http://viewer.zmags.com/publication/3d7c5b22?page=59"> Gusto Devoted Health </a> <a title="Best'sReview_March_2019 page 60" href="http://viewer.zmags.com/publication/3d7c5b22?page=60"> Startups: Unicorns along with a handful of insur</a> <a title="Best'sReview_March_2019 page 61" href="http://viewer.zmags.com/publication/3d7c5b22?page=61"> their business 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What AM Best Says Number of Securities Class Act</a> <a title="Best'sReview_March_2019 page 75" href="http://viewer.zmags.com/publication/3d7c5b22?page=75"> Best's Credit Rating Actions T his</a> <a title="Best'sReview_March_2019 page 76" href="http://viewer.zmags.com/publication/3d7c5b22?page=76"> Rating Action Business Type Company Name/ Ultim</a> <a title="Best'sReview_March_2019 page 77" href="http://viewer.zmags.com/publication/3d7c5b22?page=77"> Rating Action Business Type Company Name/ Ultim</a> <a title="Best'sReview_March_2019 page 78" href="http://viewer.zmags.com/publication/3d7c5b22?page=78"> Rating Action Business Type Company Name/ Ultim</a> <a title="Best'sReview_March_2019 page 79" href="http://viewer.zmags.com/publication/3d7c5b22?page=79"> BEST'S FINANCIAL STRENGTH RATING GUIDE – (FSR) A </a> <a title="Best'sReview_March_2019 page 80" href="http://viewer.zmags.com/publication/3d7c5b22?page=80"> BEST'S ISSUER CREDIT RATING GUIDE – (ICR) Rating</a> <a title="Best'sReview_March_2019 page 81" href="http://viewer.zmags.com/publication/3d7c5b22?page=81"> Connect with AM Best On Twitter @AMBestCo @A</a> <a title="Best'sReview_March_2019 page 82" href="http://viewer.zmags.com/publication/3d7c5b22?page=82"> The Last Word Driving Down Hacks Trillium Secure</a> <a title="Best'sReview_March_2019 page 83" href="http://viewer.zmags.com/publication/3d7c5b22?page=83"> SOS Is your C-Suite getting the strategic support</a> <a title="Best'sReview_March_2019 page 84" href="http://viewer.zmags.com/publication/3d7c5b22?page=84"> Expect big things in workers' compensation. Most </a>