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<br /> www.bestreview.com<br /> BEST’S REVIEW<br /> January 2014<br /> Monthly Insurance News Magazine Insurers • Agents & Brokers • Reinsurers<br /> INNOVATION<br /> SHOWCASE<br /> A forum to recognize the forward thinking among insurance organizations that breeds success. Pages 11-27<br /> A.M. Best Rankings:<br /> Top Audit and Actuarial Firms<br /> PAGE 34<br /> New Risks Emerge<br /> For Agents and Brokers’<br /> Errors & Omissions Coverage<br /> PAGE 52<br /> <br /> Monthly Insurance News Magazine<br /> Published by A.M. Best Company<br /> BEST'S REVIEW<br /> CHAIRMAN & PRESIDENT Arthur Snyder III<br /> EXECUTIVE VICE PRESIDENT Larry G. Mayewski<br /> EXECUTIVE VICE PRESIDENT Paul C. Tinnirello<br /> SENIOR VICE PRESIDENTS Manfred Nowacki, Matthew Mosher,<br /> Rita L. Tedesco, Karen B. Heine<br /> A.M. 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