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<br /> AMERICAN AIRLINES FEDERAL CREDIT UNION : IT ALL ADDS UP WINTER 2010<br /> ®<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> ! <br /> !!! " <br /> <br /> <br /> WINTER 2010<br /> Features<br /> [ 12 ] Pay it forward<br /> Helping your neighbor used to be a<br /> common American value. The gesture<br /> returns in the current economy.<br /> [ 16 ] Green opportunity<br /> The surge in environmental awareness<br /> has created a rising industry, offering new<br /<a title="Winter 2010 page 1" href="http://viewer.zmags.com/publication/5a4dc3a9?page=1"> AMERICAN AIRLINES FEDERAL CREDIT UNION : IT ALL A</a> <a title="Winter 2010 page 2" href="http://viewer.zmags.com/publication/5a4dc3a9?page=2"> </a> <a title="Winter 2010 page 3" href="http://viewer.zmags.com/publication/5a4dc3a9?page=3"> WINTER 2010 Features [ 12 ] Pay it forward </a> <a title="Winter 2010 page 4" href="http://viewer.zmags.com/publication/5a4dc3a9?page=4"> A WORD From the CEO Value adds up The se</a> <a title="Winter 2010 page 5" href="http://viewer.zmags.com/publication/5a4dc3a9?page=5"> Planning for life. Trust us to guide you through </a> <a title="Winter 2010 page 6" href="http://viewer.zmags.com/publication/5a4dc3a9?page=6"> FOUNDATION Laying the groundwork for finan</a> <a title="Winter 2010 page 7" href="http://viewer.zmags.com/publication/5a4dc3a9?page=7"> Book reviews The New Frugality: How to Consume </a> <a title="Winter 2010 page 8" href="http://viewer.zmags.com/publication/5a4dc3a9?page=8"> FOUNDATION Laying the groundwork for finan</a> <a title="Winter 2010 page 9" href="http://viewer.zmags.com/publication/5a4dc3a9?page=9"> Saving is easy Anybodycantellyouhowtosaveabuck.B</a> <a title="Winter 2010 page 10" href="http://viewer.zmags.com/publication/5a4dc3a9?page=10"> The benefits of buying stock in your company ca</a> <a title="Winter 2010 page 11" href="http://viewer.zmags.com/publication/5a4dc3a9?page=11"> ers like to spend, and they’ll be back. So if you</a> <a title="Winter 2010 page 12" href="http://viewer.zmags.com/publication/5a4dc3a9?page=12"> Prepackaged companies are a popular business </a> <a title="Winter 2010 page 13" href="http://viewer.zmags.com/publication/5a4dc3a9?page=13"> — who has founded more than four franchise operat</a> <a title="Winter 2010 page 14" href="http://viewer.zmags.com/publication/5a4dc3a9?page=14"> </a> <a title="Winter 2010 page 15" href="http://viewer.zmags.com/publication/5a4dc3a9?page=15"> pay it forward Everyday Americans seize the possi</a> <a title="Winter 2010 page 16" href="http://viewer.zmags.com/publication/5a4dc3a9?page=16"> Take Marilyn Mock. She went to a Dallas forec</a> <a title="Winter 2010 page 17" href="http://viewer.zmags.com/publication/5a4dc3a9?page=17"> “I hope we will all use this compound crisis as a</a> <a title="Winter 2010 page 18" href="http://viewer.zmags.com/publication/5a4dc3a9?page=18"> Green Opportun</a> <a title="Winter 2010 page 19" href="http://viewer.zmags.com/publication/5a4dc3a9?page=19"> = verything in Tommy Whiteaker’s </a> <a title="Winter 2010 page 20" href="http://viewer.zmags.com/publication/5a4dc3a9?page=20"> >a]d\kg^_j]]f Somewhat ironically, the d</a> <a title="Winter 2010 page 21" href="http://viewer.zmags.com/publication/5a4dc3a9?page=21"> ÉAloYk`m_][gfka\]jaf_o] o]j]h</a> <a title="Winter 2010 page 22" href="http://viewer.zmags.com/publication/5a4dc3a9?page=22"> 20 | | Winter 2010</a> <a title="Winter 2010 page 23" href="http://viewer.zmags.com/publication/5a4dc3a9?page=23"> By Mark Henricks S o you have big</a> <a title="Winter 2010 page 24" href="http://viewer.zmags.com/publication/5a4dc3a9?page=24"> Take First, start by doing a </a> <a title="Winter 2010 page 25" href="http://viewer.zmags.com/publication/5a4dc3a9?page=25"> Emerging Careers Today, many young people go thr</a> <a title="Winter 2010 page 26" href="http://viewer.zmags.com/publication/5a4dc3a9?page=26"> For skills that you can’t learn </a> <a title="Winter 2010 page 27" href="http://viewer.zmags.com/publication/5a4dc3a9?page=27"> M App mbe licati r on e </a> <a title="Winter 2010 page 28" href="http://viewer.zmags.com/publication/5a4dc3a9?page=28"> Welc ome to AA Credit Un ion To join, or make cha</a> <a title="Winter 2010 page 29" href="http://viewer.zmags.com/publication/5a4dc3a9?page=29"> Products and Services Offered by AA Credit Union </a> <a title="Winter 2010 page 30" href="http://viewer.zmags.com/publication/5a4dc3a9?page=30"> Beneficiary for Payable on Death (P.O.D.) P.O.D. (</a> <a title="Winter 2010 page 31" href="http://viewer.zmags.com/publication/5a4dc3a9?page=31"> 7HOIS!!#REDIT5NION Membership benefits and eligib</a> <a title="Winter 2010 page 32" href="http://viewer.zmags.com/publication/5a4dc3a9?page=32"> YOUTH 9OUTH9OUNG!DULTS AA Credit Union will star</a> <a title="Winter 2010 page 33" href="http://viewer.zmags.com/publication/5a4dc3a9?page=33"> &EATURED -EMBER4ESTIMONIALS MEMBERS Dear An</a> <a title="Winter 2010 page 34" href="http://viewer.zmags.com/publication/5a4dc3a9?page=34"> SAVINGS 3HARE3AVINGSAND#ERTI½CATES No matter wha</a> <a title="Winter 2010 page 35" href="http://viewer.zmags.com/publication/5a4dc3a9?page=35"> Share Certificate Ladders -PPLJOH GPS B TNBSU JOWF</a> <a title="Winter 2010 page 36" href="http://viewer.zmags.com/publication/5a4dc3a9?page=36"> CHECKING #HECKING!CCOUNTS We understand that you</a> <a title="Winter 2010 page 37" href="http://viewer.zmags.com/publication/5a4dc3a9?page=37"> )NVEST,INK‡ *OWFTU-JOLJTBOBDDPVOUUIBUQBZTDPNQFU</a> <a title="Winter 2010 page 38" href="http://viewer.zmags.com/publication/5a4dc3a9?page=38"> INVEST )NVESTING)NSURANCE Your AA Credit Union m</a> <a title="Winter 2010 page 39" href="http://viewer.zmags.com/publication/5a4dc3a9?page=39"> (OME,ENDING Whether you’re a first-time homebuyer</a> <a title="Winter 2010 page 40" href="http://viewer.zmags.com/publication/5a4dc3a9?page=40"> HOME LOANS (OME,ENDING Mortgages, Home Equity an</a> <a title="Winter 2010 page 41" href="http://viewer.zmags.com/publication/5a4dc3a9?page=41"> Refinancing Programs As interest rates continue to</a> <a title="Winter 2010 page 42" href="http://viewer.zmags.com/publication/5a4dc3a9?page=42"> AUTO LOANS !UTO,OAN"ASICS Our goal is to help yo</a> <a title="Winter 2010 page 43" href="http://viewer.zmags.com/publication/5a4dc3a9?page=43"> )NTERCONTINENTAL7ARRANTY3ERVICES)73 A factory war</a> <a title="Winter 2010 page 44" href="http://viewer.zmags.com/publication/5a4dc3a9?page=44"> AUTO LOANS !!#REDIT5NIONCONGRATULATES AUTOPROMOTI</a> <a title="Winter 2010 page 45" href="http://viewer.zmags.com/publication/5a4dc3a9?page=45"> !UTO2ECREATIONAL,OANS AUTO LOANS In addition to g</a> <a title="Winter 2010 page 46" href="http://viewer.zmags.com/publication/5a4dc3a9?page=46"> CREDIT CARDS !!#REDIT5NION#R</a> <a title="Winter 2010 page 47" href="http://viewer.zmags.com/publication/5a4dc3a9?page=47"> CREDIT CARDS Visa® Plati</a> <a title="Winter 2010 page 48" href="http://viewer.zmags.com/publication/5a4dc3a9?page=48"> EDUCATE 0ERSONAL ,OANS If you’re thinking abou</a> <a title="Winter 2010 page 49" href="http://viewer.zmags.com/publication/5a4dc3a9?page=49"> #ONVENIENCE/PTIONS Check out Phone LoAAns, WebLo</a> <a title="Winter 2010 page 50" href="http://viewer.zmags.com/publication/5a4dc3a9?page=50"> SPOTLIGHT %MPLOYEE3POTLIGHT Miami Member Servi</a> <a title="Winter 2010 page 51" href="http://viewer.zmags.com/publication/5a4dc3a9?page=51"> "RANCH,OCATIONS LOCATIONS BRANCH ADDRESS PHONE/</a> <a title="Winter 2010 page 52" href="http://viewer.zmags.com/publication/5a4dc3a9?page=52"> LOCATIONS "RANCH,OCATIONS BRANCH ADDRESS PHONE/F</a> <a title="Winter 2010 page 53" href="http://viewer.zmags.com/publication/5a4dc3a9?page=53"> LOCATIONS BRANCH ADDRESS PHONE/FAX HOURS TEXAS B</a> <a title="Winter 2010 page 54" href="http://viewer.zmags.com/publication/5a4dc3a9?page=54"> OWENS </a> <a title="Winter 2010 page 55" href="http://viewer.zmags.com/publication/5a4dc3a9?page=55"> ‡ Guide you step-by-step like GPS, with spe</a> <a title="Winter 2010 page 56" href="http://viewer.zmags.com/publication/5a4dc3a9?page=56"> ® | it all adds up ® | A quarterly publicatio</a>