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<br /> <br /> Real life is complex.<br /> Residential mortgages needn't be.<br /> At Kensington we've been writing mortgages for<br /> more than 20 years. Our experience has taught<br /> us that you can't always paint a true picture of<br /> someone's ability to afford a mortgage from just<br /> tick boxes and a credit score.<br /> We take the perception of complexity that comes<br /> with lending to the self-employed, contractors,<br /> and those with failed credit scores or complex<br /> incomes and we make it straightforward.<br /> It's our appetite to lend, combined with decisions<br /> made by experienced underwriters who assess<br /> each case individually, that has established us as<br /> the mortgage provider that is lending for real life.<br /> Residential mortgages<br /> Self-employed mortgages<br /> Complex Income mortgages<br /> Failed Credit Score mortgages<br /> Contractor mortgages<br /> First Time Buyer mortgages<br /> Forc<a title="MH3534 Kens.20yr.ZMAG page 1" href="http://viewer.zmags.com/publication/5e4aaaac?page=1"> </a> <a title="MH3534 Kens.20yr.ZMAG page 2" href="http://viewer.zmags.com/publication/5e4aaaac?page=2"> Real life is complex. Residential mortgages needn</a> <a title="MH3534 Kens.20yr.ZMAG page 3" href="http://viewer.zmags.com/publication/5e4aaaac?page=3"> 2012 Intro </a> <a title="MH3534 Kens.20yr.ZMAG page 4" href="http://viewer.zmags.com/publication/5e4aaaac?page=4"> 995 Average house price: </a> <a title="MH3534 Kens.20yr.ZMAG page 5" href="http://viewer.zmags.com/publication/5e4aaaac?page=5"> 1996 Average house price: </a> <a title="MH3534 Kens.20yr.ZMAG page 6" href="http://viewer.zmags.com/publication/5e4aaaac?page=6"> 997 1 Average house price: </a> <a title="MH3534 Kens.20yr.ZMAG page 7" href="http://viewer.zmags.com/publication/5e4aaaac?page=7"> 998 AWARDS WON: </a> <a title="MH3534 Kens.20yr.ZMAG page 8" href="http://viewer.zmags.com/publication/5e4aaaac?page=8"> 999 AWARDS WON: </a> <a title="MH3534 Kens.20yr.ZMAG page 9" href="http://viewer.zmags.com/publication/5e4aaaac?page=9"> 2000 AWARDS WON: </a> <a title="MH3534 Kens.20yr.ZMAG page 10" href="http://viewer.zmags.com/publication/5e4aaaac?page=10"> 2001 Average house price: </a> <a title="MH3534 Kens.20yr.ZMAG page 11" href="http://viewer.zmags.com/publication/5e4aaaac?page=11"> 2002 Average house price: </a> <a title="MH3534 Kens.20yr.ZMAG page 12" href="http://viewer.zmags.com/publication/5e4aaaac?page=12"> 2003 AWARDS WON: </a> <a title="MH3534 Kens.20yr.ZMAG page 13" href="http://viewer.zmags.com/publication/5e4aaaac?page=13"> 2004 AWARDS WON: </a> <a title="MH3534 Kens.20yr.ZMAG page 14" href="http://viewer.zmags.com/publication/5e4aaaac?page=14"> Profile </a> <a title="MH3534 Kens.20yr.ZMAG page 15" href="http://viewer.zmags.com/publication/5e4aaaac?page=15"> TO OUR NEW 2003 judged on its own merits by an </a> <a title="MH3534 Kens.20yr.ZMAG page 16" href="http://viewer.zmags.com/publication/5e4aaaac?page=16"> 2005 Average house price: </a> <a title="MH3534 Kens.20yr.ZMAG page 17" href="http://viewer.zmags.com/publication/5e4aaaac?page=17"> 2006 AWARDS WON: </a> <a title="MH3534 Kens.20yr.ZMAG page 18" href="http://viewer.zmags.com/publication/5e4aaaac?page=18"> 2007 AWARDS WON: </a> <a title="MH3534 Kens.20yr.ZMAG page 19" href="http://viewer.zmags.com/publication/5e4aaaac?page=19"> 2008 Average house price: </a> <a title="MH3534 Kens.20yr.ZMAG page 20" href="http://viewer.zmags.com/publication/5e4aaaac?page=20"> 2009 Average house price: </a> <a title="MH3534 Kens.20yr.ZMAG page 21" href="http://viewer.zmags.com/publication/5e4aaaac?page=21"> 2010 Average house price: </a> <a title="MH3534 Kens.20yr.ZMAG page 22" href="http://viewer.zmags.com/publication/5e4aaaac?page=22"> 201 AWARDS WON: Best Specialist Mortgage </a> <a title="MH3534 Kens.20yr.ZMAG page 23" href="http://viewer.zmags.com/publication/5e4aaaac?page=23"> 2012 Average house price: </a> <a title="MH3534 Kens.20yr.ZMAG page 24" href="http://viewer.zmags.com/publication/5e4aaaac?page=24"> 2013 AWARDS WON: Best Specialist Mortgage </a> <a title="MH3534 Kens.20yr.ZMAG page 25" href="http://viewer.zmags.com/publication/5e4aaaac?page=25"> 2014 AWARDS WON: Best Specialist Mortgage </a> <a title="MH3534 Kens.20yr.ZMAG page 26" href="http://viewer.zmags.com/publication/5e4aaaac?page=26"> 2015 AWARDS WON: </a> <a title="MH3534 Kens.20yr.ZMAG page 27" href="http://viewer.zmags.com/publication/5e4aaaac?page=27"> The key to any Buy to Let Mortgage is finding a l</a> <a title="MH3534 Kens.20yr.ZMAG page 28" href="http://viewer.zmags.com/publication/5e4aaaac?page=28"> </a>