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<br /> FINANCIAL<br /> SERVICES<br /> FACULTY<br /> PUBLICATION<br /> ICAEW.COM/FSFISSUE 115<br /> MAY 2017<br /> FSFocus<br /> IN SAFE HANDS<br /> HSBC's PAM KAUR ON<br /> LEADING THE WAY<br /> TO ACCOUNTABILITY<br /> A WELCOME CHANGE?<br /> THE POTENTIAL IMPACT<br /> AND IMPLICATIONS<br /> OF PILLAR 2A PLANS<br /> Crime and<br /> punishment<br /> Who knew what in the financial<br /> scandals? And what lessons<br /> have been learned?<br /> A WELL-DESERVED OPPORTUNITY<br /> EXCLUSIVE VOLVO V60 MEMBER OFFER<br /> You joined ICAEW to get more from something that matters<br /> to you. Buy the V60 D4 R-Design Lux Nav Automatic, with its<br /> advanced handling and practical versatility, and we'll return your<br /> commitment with an exclusive saving of £8,539.<br /> TO FIND OUT MORE, VISIT ICAEW.COM/VOLVO<br /> OR CALL THE VOLVO CAR BUSINESS CENTRE<br /> ON 03333 204 147<br /> <a title="FS Focus MAY17 page 1" href="http://viewer.zmags.com/publication/61124122?page=1"> FINANCIAL SERVICES FACULTY PUBLICATION ICAEW.COM</a> <a title="FS Focus MAY17 page 2" href="http://viewer.zmags.com/publication/61124122?page=2"> A WELL-DESERVED OPPORTUNITY EXCLUSIVE VOLVO V60 M</a> <a title="FS Focus MAY17 page 3" href="http://viewer.zmags.com/publication/61124122?page=3"> May 2017 Issue 115 10 COVER STORY MISCONDUCT MAT</a> <a title="FS Focus MAY17 page 4" href="http://viewer.zmags.com/publication/61124122?page=4"> WELCOME A step forward The Financial Ser</a> <a title="FS Focus MAY17 page 5" href="http://viewer.zmags.com/publication/61124122?page=5"> N E EWS & VENTS CHAIRMAN'S REPORT: RI</a> <a title="FS Focus MAY17 page 6" href="http://viewer.zmags.com/publication/61124122?page=6"> EVENTS CLIENT ASSETS FIRST 24 May 2017 Following</a> <a title="FS Focus MAY17 page 7" href="http://viewer.zmags.com/publication/61124122?page=7"> AND THE WINNER IS… China recently overtook the EU</a> <a title="FS Focus MAY17 page 8" href="http://viewer.zmags.com/publication/61124122?page=8"> SMITH UPFRONT Britain </a> <a title="FS Focus MAY17 page 9" href="http://viewer.zmags.com/publication/61124122?page=9"> AV </a> <a title="FS Focus MAY17 page 10" href="http://viewer.zmags.com/publication/61124122?page=10"> 10 </a> <a title="FS Focus MAY17 page 11" href="http://viewer.zmags.com/publication/61124122?page=11"> COVER STORY NOTES ON A SCANDAL Libor rigging and</a> <a title="FS Focus MAY17 page 12" href="http://viewer.zmags.com/publication/61124122?page=12"> “US Senator Elizabeth Warren tore into Stumpf: `Y</a> <a title="FS Focus MAY17 page 13" href="http://viewer.zmags.com/publication/61124122?page=13"> place to `catch' Libor manipulation,” agrees Kwek</a> <a title="FS Focus MAY17 page 14" href="http://viewer.zmags.com/publication/61124122?page=14"> WHAT LIES BENEATH Recent scandals in the financia</a> <a title="FS Focus MAY17 page 15" href="http://viewer.zmags.com/publication/61124122?page=15"> MANAGEMENT: CONFLICTS OF INTEREST “As we </a> <a title="FS Focus MAY17 page 16" href="http://viewer.zmags.com/publication/61124122?page=16"> THE BIG PROFILE</a> <a title="FS Focus MAY17 page 17" href="http://viewer.zmags.com/publication/61124122?page=17"> From India to banking crises, Pam Kaur, HSBC glob</a> <a title="FS Focus MAY17 page 18" href="http://viewer.zmags.com/publication/61124122?page=18"> PAM KAUR specialised investment and banking</a> <a title="FS Focus MAY17 page 19" href="http://viewer.zmags.com/publication/61124122?page=19"> For every second of delay at checkout, conv</a> <a title="FS Focus MAY17 page 20" href="http://viewer.zmags.com/publication/61124122?page=20"> FUND MANAGEMENT With Brexit negotiations under wa</a> <a title="FS Focus MAY17 page 21" href="http://viewer.zmags.com/publication/61124122?page=21"> TECHNICAL: BREXIT & INVESTMENTS GLOSSARY OF </a> <a title="FS Focus MAY17 page 22" href="http://viewer.zmags.com/publication/61124122?page=22"> BREXIT PRIORITIES With Article 50 negotiations un</a> <a title="FS Focus MAY17 page 23" href="http://viewer.zmags.com/publication/61124122?page=23"> established and authorised. This includes applyin</a> <a title="FS Focus MAY17 page 24" href="http://viewer.zmags.com/publication/61124122?page=24"> BUILDING THE PILLARS As the PRA releases a new c</a> <a title="FS Focus MAY17 page 25" href="http://viewer.zmags.com/publication/61124122?page=25"> TECHNICAL: PILLAR 2A The February consultati</a> <a title="FS Focus MAY17 page 26" href="http://viewer.zmags.com/publication/61124122?page=26"> TECHNICAL: INSURANCE SUPERVISION SOLVING SO</a> <a title="FS Focus MAY17 page 27" href="http://viewer.zmags.com/publication/61124122?page=27"> CORPORATE REFORM Elizabeth Richards looks at how </a> <a title="FS Focus MAY17 page 28" href="http://viewer.zmags.com/publication/61124122?page=28"> TECHNICAL: REFERENCE TECHNICAL DIRECTORY A round</a> <a title="FS Focus MAY17 page 29" href="http://viewer.zmags.com/publication/61124122?page=29"> ³)LQDOO\DQDFFRXQWVSURGXFWLRQSDFNDJH WKDWGRHVZKDWL</a> <a title="FS Focus MAY17 page 30" href="http://viewer.zmags.com/publication/61124122?page=30"> PEOPLE IN FOCUS CEO APPOINTED TO NEW FINAN</a> <a title="FS Focus MAY17 page 31" href="http://viewer.zmags.com/publication/61124122?page=31"> PEOPLE Indeed, the general view on status wi</a> <a title="FS Focus MAY17 page 32" href="http://viewer.zmags.com/publication/61124122?page=32"> T B ID HE IG EA </a> <a title="FS Focus MAY17 page 33" href="http://viewer.zmags.com/publication/61124122?page=33"> PEOPLE Investment Management (LGIM) reveale</a> <a title="FS Focus MAY17 page 34" href="http://viewer.zmags.com/publication/61124122?page=34"> NEWS & EVENTS U NFOCUSED THEY SAID </a> <a title="FS Focus MAY17 page 35" href="http://viewer.zmags.com/publication/61124122?page=35"> INTRODUCING ALL-NEW FORD FIESTA </a> <a title="FS Focus MAY17 page 36" href="http://viewer.zmags.com/publication/61124122?page=36"> </a>