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<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br<a title="bermuda cover_PS page 1" href="http://viewer.zmags.com/publication/63b698e8?page=1"></a> <a title="bermuda cover_PS page 2" href="http://viewer.zmags.com/publication/63b698e8?page=2">A promising future builton solid foundations</a> A promising future builton solid foundations<a title="bermuda cover_PS page 3" href="http://viewer.zmags.com/publication/63b698e8?page=3">BERMUDA400 YEARS OF COMMERCE</a> BERMUDA400 YEARS OF COMMERCE<a title="bermuda cover_PS page 4" href="http://viewer.zmags.com/publication/63b698e8?page=4"></a> <a title="bermuda cover_PS page 5" href="http://viewer.zmags.com/publication/63b698e8?page=5"></a> <a title="bermuda cover_PS page 6" href="http://viewer.zmags.com/publication/63b698e8?page=6"> base inbermuda</a> base inbermuda<a title="bermuda cover_PS page 7" href="http://viewer.zmags.com/publication/63b698e8?page=7">BERMUDA400 YEARS OF COMMERCEPublis</a> BERMUDA400 YEARS OF COMMERCEPublis<a title="bermuda cover_PS page 8" href="http://viewer.zmags.com/publication/63b698e8?page=8">Risk bydesign</a> Risk bydesign<a title="bermuda cover_PS page 9" href="http://viewer.zmags.com/publication/63b698e8?page=9">ACKNOWLEDGEMENTS© Bermuda Zoological Society</a> ACKNOWLEDGEMENTS© Bermuda Zoological Society<a title="bermuda cover_PS page 10" href="http://viewer.zmags.com/publication/63b698e8?page=10"></a> <a title="bermuda cover_PS page 11" href="http://viewer.zmags.com/publication/63b698e8?page=11">As one of Bermuda’s founding entities, Cable & Wir</a> As one of Bermuda’s founding entities, Cable & Wir<a title="bermuda cover_PS page 12" href="http://viewer.zmags.com/publication/63b698e8?page=12"></a> <a title="bermuda cover_PS page 13" href="http://viewer.zmags.com/publication/63b698e8?page=13">© Bermuda Archives17 FOREWORD </a> © Bermuda Archives17 FOREWORD <a title="bermuda cover_PS page 14" href="http://viewer.zmags.com/publication/63b698e8?page=14">Bermuda.The little island that could.And did. A</a> Bermuda.The little island that could.And did. A<a title="bermuda cover_PS page 15" href="http://viewer.zmags.com/publication/63b698e8?page=15">Courtesy of DCI86 INVESTMENT MANAGEMENT </a> Courtesy of DCI86 INVESTMENT MANAGEMENT <a title="bermuda cover_PS page 16" href="http://viewer.zmags.com/publication/63b698e8?page=16">Here’s to the next 400 years.</a> Here’s to the next 400 years.<a title="bermuda cover_PS page 17" href="http://viewer.zmags.com/publication/63b698e8?page=17">157 BERMUDA EMPLOYERS’ ROLE IN 400 YEARS </a> 157 BERMUDA EMPLOYERS’ ROLE IN 400 YEARS <a title="bermuda cover_PS page 18" href="http://viewer.zmags.com/publication/63b698e8?page=18">Celebrating our past,looking forward to our futu</a> Celebrating our past,looking forward to our futu<a title="bermuda cover_PS page 19" href="http://viewer.zmags.com/publication/63b698e8?page=19">IntroFOREWORD FROMTHE PREMIER</a> IntroFOREWORD FROMTHE PREMIER<a title="bermuda cover_PS page 20" href="http://viewer.zmags.com/publication/63b698e8?page=20"></a> <a title="bermuda cover_PS page 21" href="http://viewer.zmags.com/publication/63b698e8?page=21">INTRODUCTIONINTRODUCTIONBy Mat</a> INTRODUCTIONINTRODUCTIONBy Mat<a title="bermuda cover_PS page 22" href="http://viewer.zmags.com/publication/63b698e8?page=22">INTRODUCTION</a> INTRODUCTION<a title="bermuda cover_PS page 23" href="http://viewer.zmags.com/publication/63b698e8?page=23">Property Catastrophe ReinsuranceSpecialty Re</a> Property Catastrophe ReinsuranceSpecialty Re<a title="bermuda cover_PS page 24" href="http://viewer.zmags.com/publication/63b698e8?page=24"> </a> <a title="bermuda cover_PS page 25" href="http://viewer.zmags.com/publication/63b698e8?page=25">THE CELEBRATION OF BERMUDA’S 400TH BIRTHDAY</a> THE CELEBRATION OF BERMUDA’S 400TH BIRTHDAY<a title="bermuda cover_PS page 26" href="http://viewer.zmags.com/publication/63b698e8?page=26">THE CELEBRATION OF BERMUDA’S 400TH BIRTHDAY</a> THE CELEBRATION OF BERMUDA’S 400TH BIRTHDAY<a title="bermuda cover_PS page 27" href="http://viewer.zmags.com/publication/63b698e8?page=27">YESTERDAY - ECONOMYMain Image: Hamilton fr</a> YESTERDAY - ECONOMYMain Image: Hamilton fr<a title="bermuda cover_PS page 28" href="http://viewer.zmags.com/publication/63b698e8?page=28">YESTERDAY - ECONOMYFront Street, Hamilton, lo</a> YESTERDAY - ECONOMYFront Street, Hamilton, lo<a title="bermuda cover_PS page 29" href="http://viewer.zmags.com/publication/63b698e8?page=29">captains exchanged information about ports and car</a> captains exchanged information about ports and car<a title="bermuda cover_PS page 30" href="http://viewer.zmags.com/publication/63b698e8?page=30">YESTERDAY - ECONOMYUploading the U.S. Ar</a> YESTERDAY - ECONOMYUploading the U.S. Ar<a title="bermuda cover_PS page 31" href="http://viewer.zmags.com/publication/63b698e8?page=31">YESTERDAY - COMMERCEMain Image: Steamer Da</a> YESTERDAY - COMMERCEMain Image: Steamer Da<a title="bermuda cover_PS page 32" href="http://viewer.zmags.com/publication/63b698e8?page=32">YESTERDAY - COMMERCEOriginal AIG building. Co</a> YESTERDAY - COMMERCEOriginal AIG building. Co<a title="bermuda cover_PS page 33" href="http://viewer.zmags.com/publication/63b698e8?page=33">haemorrhage companies. The Ocean Drilling and Expl</a> haemorrhage companies. The Ocean Drilling and Expl<a title="bermuda cover_PS page 34" href="http://viewer.zmags.com/publication/63b698e8?page=34">www.timesgroup.co.ukTIMES GROUPCongratulate</a> www.timesgroup.co.ukTIMES GROUPCongratulate<a title="bermuda cover_PS page 35" href="http://viewer.zmags.com/publication/63b698e8?page=35">YESTERDAY - INSURANCEEarly view of Front S</a> YESTERDAY - INSURANCEEarly view of Front S<a title="bermuda cover_PS page 36" href="http://viewer.zmags.com/publication/63b698e8?page=36">YESTERDAY - INSURANCE</a> YESTERDAY - INSURANCE<a title="bermuda cover_PS page 37" href="http://viewer.zmags.com/publication/63b698e8?page=37"> As Bermuda became the domicile of choice,</a> As Bermuda became the domicile of choice,<a title="bermuda cover_PS page 38" href="http://viewer.zmags.com/publication/63b698e8?page=38">YESTERDAY - COMPANY CREATIONReid Street, H</a> YESTERDAY - COMPANY CREATIONReid Street, H<a title="bermuda cover_PS page 39" href="http://viewer.zmags.com/publication/63b698e8?page=39">Commemorating Bermuda on her 400 yearsof Commerc</a> Commemorating Bermuda on her 400 yearsof Commerc<a title="bermuda cover_PS page 40" href="http://viewer.zmags.com/publication/63b698e8?page=40">YESTERDAY - COMPANY CREATION</a> YESTERDAY - COMPANY CREATION<a title="bermuda cover_PS page 41" href="http://viewer.zmags.com/publication/63b698e8?page=41">follow were statutes to regulate investment funds,</a> follow were statutes to regulate investment funds,<a title="bermuda cover_PS page 42" href="http://viewer.zmags.com/publication/63b698e8?page=42">Some thingsdo get betterwith age!For over 45 y</a> Some thingsdo get betterwith age!For over 45 y<a title="bermuda cover_PS page 43" href="http://viewer.zmags.com/publication/63b698e8?page=43">YESTERDAY - REINSURANCE© Chris Burville</a> YESTERDAY - REINSURANCE© Chris Burville<a title="bermuda cover_PS page 44" href="http://viewer.zmags.com/publication/63b698e8?page=44">YESTERDAY - REINSURANCEMain image: ACE absorb</a> YESTERDAY - REINSURANCEMain image: ACE absorb<a title="bermuda cover_PS page 45" href="http://viewer.zmags.com/publication/63b698e8?page=45">YESTERDAY - MUTUAL INSURANCE</a> YESTERDAY - MUTUAL INSURANCE<a title="bermuda cover_PS page 46" href="http://viewer.zmags.com/publication/63b698e8?page=46">YESTERDAY - MUTUAL INSURANCEOil production pi</a> YESTERDAY - MUTUAL INSURANCEOil production pi<a title="bermuda cover_PS page 47" href="http://viewer.zmags.com/publication/63b698e8?page=47">YESTERDAY - INSURANCEMain image: AIG build</a> YESTERDAY - INSURANCEMain image: AIG build<a title="bermuda cover_PS page 48" href="http://viewer.zmags.com/publication/63b698e8?page=48">YESTERDAY - INSURANCE</a> YESTERDAY - INSURANCE<a title="bermuda cover_PS page 49" href="http://viewer.zmags.com/publication/63b698e8?page=49">Underwriters Overseas, Bermudian Joseph Johnson n</a> Underwriters Overseas, Bermudian Joseph Johnson n<a title="bermuda cover_PS page 50" href="http://viewer.zmags.com/publication/63b698e8?page=50">YESTERDAY - INSURANCE</a> YESTERDAY - INSURANCE<a title="bermuda cover_PS page 51" href="http://viewer.zmags.com/publication/63b698e8?page=51">Left: Interior of XL building. © Chris Burville</a> Left: Interior of XL building. © Chris Burville<a title="bermuda cover_PS page 52" href="http://viewer.zmags.com/publication/63b698e8?page=52">YESTERDAY - TOURISM</a> YESTERDAY - TOURISM<a title="bermuda cover_PS page 53" href="http://viewer.zmags.com/publication/63b698e8?page=53"></a> <a title="bermuda cover_PS page 54" href="http://viewer.zmags.com/publication/63b698e8?page=54">YESTERDAY - TOURISMStudents gather on Elbow B</a> YESTERDAY - TOURISMStudents gather on Elbow B<a title="bermuda cover_PS page 55" href="http://viewer.zmags.com/publication/63b698e8?page=55">village-like atmosphere. The American Air Force b</a> village-like atmosphere. The American Air Force b<a title="bermuda cover_PS page 56" href="http://viewer.zmags.com/publication/63b698e8?page=56"></a> <a title="bermuda cover_PS page 57" href="http://viewer.zmags.com/publication/63b698e8?page=57">YESTERDAY - BANKING</a> YESTERDAY - BANKING<a title="bermuda cover_PS page 58" href="http://viewer.zmags.com/publication/63b698e8?page=58">YESTERDAY - BANKINGOld Bank of Bermuda cheque</a> YESTERDAY - BANKINGOld Bank of Bermuda cheque<a title="bermuda cover_PS page 59" href="http://viewer.zmags.com/publication/63b698e8?page=59">Front Street Branch, Bank of N.T. Butterfield, 19</a> Front Street Branch, Bank of N.T. Butterfield, 19<a title="bermuda cover_PS page 60" href="http://viewer.zmags.com/publication/63b698e8?page=60">Oh yeh, Oh yeh, Oh yeh!Rubis Energy Bermuda d</a> Oh yeh, Oh yeh, Oh yeh!Rubis Energy Bermuda d<a title="bermuda cover_PS page 61" href="http://viewer.zmags.com/publication/63b698e8?page=61">YESTERDAY - BERMUDA’S FIRST PREMIER</a> YESTERDAY - BERMUDA’S FIRST PREMIER<a title="bermuda cover_PS page 62" href="http://viewer.zmags.com/publication/63b698e8?page=62">YESTERDAY - BERMUDA’S FIRST PREMIERSir E</a> YESTERDAY - BERMUDA’S FIRST PREMIERSir E<a title="bermuda cover_PS page 63" href="http://viewer.zmags.com/publication/63b698e8?page=63">PERSONAL REFLECTIONSThe leaders of Bermuda’s</a> PERSONAL REFLECTIONSThe leaders of Bermuda’s<a title="bermuda cover_PS page 64" href="http://viewer.zmags.com/publication/63b698e8?page=64">YESTERDAY - PERSONAL REFLECTIONSmodel f</a> YESTERDAY - PERSONAL REFLECTIONSmodel f<a title="bermuda cover_PS page 65" href="http://viewer.zmags.com/publication/63b698e8?page=65">of their Island. The things I most enjoy about Be</a> of their Island. The things I most enjoy about Be<a title="bermuda cover_PS page 66" href="http://viewer.zmags.com/publication/63b698e8?page=66">YESTERDAY - PERSONAL REFLECTIONSmany fr</a> YESTERDAY - PERSONAL REFLECTIONSmany fr<a title="bermuda cover_PS page 67" href="http://viewer.zmags.com/publication/63b698e8?page=67">partner, Suzie Pewter, and I have been running si</a> partner, Suzie Pewter, and I have been running si<a title="bermuda cover_PS page 68" href="http://viewer.zmags.com/publication/63b698e8?page=68"></a> <a title="bermuda cover_PS page 69" href="http://viewer.zmags.com/publication/63b698e8?page=69">TODAY - INTRODUCTION© Bermuda Zoological Socie</a> TODAY - INTRODUCTION© Bermuda Zoological Socie<a title="bermuda cover_PS page 70" href="http://viewer.zmags.com/publication/63b698e8?page=70">68TODAY - INTRODUCTION</a> 68TODAY - INTRODUCTION<a title="bermuda cover_PS page 71" href="http://viewer.zmags.com/publication/63b698e8?page=71">Bermuda Dockyard.</a> Bermuda Dockyard.<a title="bermuda cover_PS page 72" href="http://viewer.zmags.com/publication/63b698e8?page=72">Pioneers in Banking</a> Pioneers in Banking<a title="bermuda cover_PS page 73" href="http://viewer.zmags.com/publication/63b698e8?page=73">TODAY - INTERNATIONAL BUSINESS OVERVIEWHou</a> TODAY - INTERNATIONAL BUSINESS OVERVIEWHou<a title="bermuda cover_PS page 74" href="http://viewer.zmags.com/publication/63b698e8?page=74">TODAY - INTERNATIONAL BUSINESS OVERVIEWCourte</a> TODAY - INTERNATIONAL BUSINESS OVERVIEWCourte<a title="bermuda cover_PS page 75" href="http://viewer.zmags.com/publication/63b698e8?page=75">Courtesy Dept. of Communication & Information</a> Courtesy Dept. of Communication & Information<a title="bermuda cover_PS page 76" href="http://viewer.zmags.com/publication/63b698e8?page=76">TODAY - INTERNATIONAL BUSINESS OVERVIEWHam</a> TODAY - INTERNATIONAL BUSINESS OVERVIEWHam<a title="bermuda cover_PS page 77" href="http://viewer.zmags.com/publication/63b698e8?page=77">© Chris Burville</a> © Chris Burville<a title="bermuda cover_PS page 78" href="http://viewer.zmags.com/publication/63b698e8?page=78">Corporate | Insolvency | Litigation</a> Corporate | Insolvency | Litigation<a title="bermuda cover_PS page 79" href="http://viewer.zmags.com/publication/63b698e8?page=79">TODAY - INTERNATIONAL BUSINESS OVERVIEW© Chris</a> TODAY - INTERNATIONAL BUSINESS OVERVIEW© Chris<a title="bermuda cover_PS page 80" href="http://viewer.zmags.com/publication/63b698e8?page=80">TODAY - INTERNATIONAL BUSINESS OVERVIEW© Chris </a> TODAY - INTERNATIONAL BUSINESS OVERVIEW© Chris <a title="bermuda cover_PS page 81" href="http://viewer.zmags.com/publication/63b698e8?page=81">TODAY - INTERNATIONAL BUSINESS OVERVIEWFront </a> TODAY - INTERNATIONAL BUSINESS OVERVIEWFront <a title="bermuda cover_PS page 82" href="http://viewer.zmags.com/publication/63b698e8?page=82">TODAY - INTERNATIONAL BUSINESS OVERVIEWBMA of</a> TODAY - INTERNATIONAL BUSINESS OVERVIEWBMA of<a title="bermuda cover_PS page 83" href="http://viewer.zmags.com/publication/63b698e8?page=83"> Another amendment to the Act, made in 200</a> Another amendment to the Act, made in 200<a title="bermuda cover_PS page 84" href="http://viewer.zmags.com/publication/63b698e8?page=84"></a> <a title="bermuda cover_PS page 85" href="http://viewer.zmags.com/publication/63b698e8?page=85">TODAY - INVESTMENT COMMUNITY</a> TODAY - INVESTMENT COMMUNITY<a title="bermuda cover_PS page 86" href="http://viewer.zmags.com/publication/63b698e8?page=86">TODAY - INVESTMENT COMMUNITY</a> TODAY - INVESTMENT COMMUNITY<a title="bermuda cover_PS page 87" href="http://viewer.zmags.com/publication/63b698e8?page=87">The unrelenting, single-minded focus on alpha.Im</a> The unrelenting, single-minded focus on alpha.Im<a title="bermuda cover_PS page 88" href="http://viewer.zmags.com/publication/63b698e8?page=88">TODAY - INVESTMENT COMMUNITY</a> TODAY - INVESTMENT COMMUNITY<a title="bermuda cover_PS page 89" href="http://viewer.zmags.com/publication/63b698e8?page=89">Bermuda’s professional edge when compared to othe</a> Bermuda’s professional edge when compared to othe<a title="bermuda cover_PS page 90" href="http://viewer.zmags.com/publication/63b698e8?page=90">TODAY - INVESTMENT COMMUNITYIn the background</a> TODAY - INVESTMENT COMMUNITYIn the background<a title="bermuda cover_PS page 91" href="http://viewer.zmags.com/publication/63b698e8?page=91">TODAY - INVESTMENT COMMUNITY Bermuda com</a> TODAY - INVESTMENT COMMUNITY Bermuda com<a title="bermuda cover_PS page 92" href="http://viewer.zmags.com/publication/63b698e8?page=92">TODAY - INVESTMENT COMMUNITY</a> TODAY - INVESTMENT COMMUNITY<a title="bermuda cover_PS page 93" href="http://viewer.zmags.com/publication/63b698e8?page=93">Hurricane Katrina damage. The use of</a> Hurricane Katrina damage. The use of<a title="bermuda cover_PS page 94" href="http://viewer.zmags.com/publication/63b698e8?page=94">PLAN FOR THE FUTURE.MAKE</a> PLAN FOR THE FUTURE.MAKE<a title="bermuda cover_PS page 95" href="http://viewer.zmags.com/publication/63b698e8?page=95">TODAY - INSURANCE AND REINSURANCEMain imag</a> TODAY - INSURANCE AND REINSURANCEMain imag<a title="bermuda cover_PS page 96" href="http://viewer.zmags.com/publication/63b698e8?page=96">TODAY - INSURANCE AND REINSURANCEGround Zero, </a> TODAY - INSURANCE AND REINSURANCEGround Zero, <a title="bermuda cover_PS page 97" href="http://viewer.zmags.com/publication/63b698e8?page=97">Congratulations Bermudafor your 400 years ofbus</a> Congratulations Bermudafor your 400 years ofbus<a title="bermuda cover_PS page 98" href="http://viewer.zmags.com/publication/63b698e8?page=98"></a> <a title="bermuda cover_PS page 99" href="http://viewer.zmags.com/publication/63b698e8?page=99">TODAY - INSURANCE AND REINSURANCE</a> TODAY - INSURANCE AND REINSURANCE<a title="bermuda cover_PS page 100" href="http://viewer.zmags.com/publication/63b698e8?page=100">TODAY - INSURANCE AND REINSURANCEthe es</a> TODAY - INSURANCE AND REINSURANCEthe es<a title="bermuda cover_PS page 101" href="http://viewer.zmags.com/publication/63b698e8?page=101"> P roud to be part ofthe Bermuda Quadrice</a> P roud to be part ofthe Bermuda Quadrice<a title="bermuda cover_PS page 102" href="http://viewer.zmags.com/publication/63b698e8?page=102">TODAY - INSURANCE AND REINSURANCEChart </a> TODAY - INSURANCE AND REINSURANCEChart <a title="bermuda cover_PS page 103" href="http://viewer.zmags.com/publication/63b698e8?page=103">TODAY - INSURANCE AND REINSURANCETable 1</a> TODAY - INSURANCE AND REINSURANCETable 1<a title="bermuda cover_PS page 104" href="http://viewer.zmags.com/publication/63b698e8?page=104">TODAY - INSURANCE AND REINSURANCETable 5</a> TODAY - INSURANCE AND REINSURANCETable 5<a title="bermuda cover_PS page 105" href="http://viewer.zmags.com/publication/63b698e8?page=105">Florida: Bermuda remains the dominant player in t</a> Florida: Bermuda remains the dominant player in t<a title="bermuda cover_PS page 106" href="http://viewer.zmags.com/publication/63b698e8?page=106">1609 - Sir George Somers maps Bermuda</a> 1609 - Sir George Somers maps Bermuda<a title="bermuda cover_PS page 107" href="http://viewer.zmags.com/publication/63b698e8?page=107">TODAY - INSURANCE AND REINSURANCE</a> TODAY - INSURANCE AND REINSURANCE<a title="bermuda cover_PS page 108" href="http://viewer.zmags.com/publication/63b698e8?page=108">TODAY - INSURANCE AND REINSURANCE</a> TODAY - INSURANCE AND REINSURANCE<a title="bermuda cover_PS page 109" href="http://viewer.zmags.com/publication/63b698e8?page=109">Happy 400th Anniversary Bermuda!Congratulations</a> Happy 400th Anniversary Bermuda!Congratulations<a title="bermuda cover_PS page 110" href="http://viewer.zmags.com/publication/63b698e8?page=110">TODAY - INSURANCE AND REINSURANCE</a> TODAY - INSURANCE AND REINSURANCE<a title="bermuda cover_PS page 111" href="http://viewer.zmags.com/publication/63b698e8?page=111">109</a> 109<a title="bermuda cover_PS page 112" href="http://viewer.zmags.com/publication/63b698e8?page=112">HeritageThink</a> HeritageThink<a title="bermuda cover_PS page 113" href="http://viewer.zmags.com/publication/63b698e8?page=113">TODAY - INSURANCE AND REINSURANCEMain imag</a> TODAY - INSURANCE AND REINSURANCEMain imag<a title="bermuda cover_PS page 114" href="http://viewer.zmags.com/publication/63b698e8?page=114">TODAY - INSURANCE AND REINSURANCEABIR compani</a> TODAY - INSURANCE AND REINSURANCEABIR compani<a title="bermuda cover_PS page 115" href="http://viewer.zmags.com/publication/63b698e8?page=115">American International Group, Inc. (AIG) is the l</a> American International Group, Inc. (AIG) is the l<a title="bermuda cover_PS page 116" href="http://viewer.zmags.com/publication/63b698e8?page=116">TODAY - INSURANCE AND REINSURANCE</a> TODAY - INSURANCE AND REINSURANCE<a title="bermuda cover_PS page 117" href="http://viewer.zmags.com/publication/63b698e8?page=117">TODAY - INSURANCE AND REINSURANCE</a> TODAY - INSURANCE AND REINSURANCE<a title="bermuda cover_PS page 118" href="http://viewer.zmags.com/publication/63b698e8?page=118">TODAY - INSURANCE AND REINSURANCE</a> TODAY - INSURANCE AND REINSURANCE<a title="bermuda cover_PS page 119" href="http://viewer.zmags.com/publication/63b698e8?page=119"> According to the International Associat</a> According to the International Associat<a title="bermuda cover_PS page 120" href="http://viewer.zmags.com/publication/63b698e8?page=120">TODAY - INSURANCE AND REINSURANCE</a> TODAY - INSURANCE AND REINSURANCE<a title="bermuda cover_PS page 121" href="http://viewer.zmags.com/publication/63b698e8?page=121">AIG building. © Chris Burville</a> AIG building. © Chris Burville<a title="bermuda cover_PS page 122" href="http://viewer.zmags.com/publication/63b698e8?page=122">Together we’ve come a long way300 milli</a> Together we’ve come a long way300 milli<a title="bermuda cover_PS page 123" href="http://viewer.zmags.com/publication/63b698e8?page=123">TODAY - INSURANCE AND REINSURANCE</a> TODAY - INSURANCE AND REINSURANCE<a title="bermuda cover_PS page 124" href="http://viewer.zmags.com/publication/63b698e8?page=124">TODAY - INSURANCE AND REINSURANCE </a> TODAY - INSURANCE AND REINSURANCE <a title="bermuda cover_PS page 125" href="http://viewer.zmags.com/publication/63b698e8?page=125">TODAY - INSURANCE AND REINSURANCE© Chris Burvi</a> TODAY - INSURANCE AND REINSURANCE© Chris Burvi<a title="bermuda cover_PS page 126" href="http://viewer.zmags.com/publication/63b698e8?page=126">TODAY - INSURANCE AND REINSURANCEFriendly comp</a> TODAY - INSURANCE AND REINSURANCEFriendly comp<a title="bermuda cover_PS page 127" href="http://viewer.zmags.com/publication/63b698e8?page=127">Fifteen minutes of fame is all that most of us ca</a> Fifteen minutes of fame is all that most of us ca<a title="bermuda cover_PS page 128" href="http://viewer.zmags.com/publication/63b698e8?page=128">TODAY - INSURANCE AND REINSURANCEWall Street s</a> TODAY - INSURANCE AND REINSURANCEWall Street s<a title="bermuda cover_PS page 129" href="http://viewer.zmags.com/publication/63b698e8?page=129">TODAY - INSURANCE AND REINSURANCE© Chris B</a> TODAY - INSURANCE AND REINSURANCE© Chris B<a title="bermuda cover_PS page 130" href="http://viewer.zmags.com/publication/63b698e8?page=130">TODAY - INSURANCE AND REINSURANCEcompan</a> TODAY - INSURANCE AND REINSURANCEcompan<a title="bermuda cover_PS page 131" href="http://viewer.zmags.com/publication/63b698e8?page=131">TODAY - INSURANCE AND REINSURANCEDynamic.Just A</a> TODAY - INSURANCE AND REINSURANCEDynamic.Just A<a title="bermuda cover_PS page 132" href="http://viewer.zmags.com/publication/63b698e8?page=132">TODAY - CAPTIVES© Chris Burville</a> TODAY - CAPTIVES© Chris Burville<a title="bermuda cover_PS page 133" href="http://viewer.zmags.com/publication/63b698e8?page=133"> One of the interesting facts about the g</a> One of the interesting facts about the g<a title="bermuda cover_PS page 134" href="http://viewer.zmags.com/publication/63b698e8?page=134">TODAY - CAPTIVESBermuda’s captive industry is</a> TODAY - CAPTIVESBermuda’s captive industry is<a title="bermuda cover_PS page 135" href="http://viewer.zmags.com/publication/63b698e8?page=135">TODAY - CAPTIVES</a> TODAY - CAPTIVES<a title="bermuda cover_PS page 136" href="http://viewer.zmags.com/publication/63b698e8?page=136">TODAY - CAPTIVES</a> TODAY - CAPTIVES<a title="bermuda cover_PS page 137" href="http://viewer.zmags.com/publication/63b698e8?page=137">TODAY - CAPTIVESMany businesses rely on ca</a> TODAY - CAPTIVESMany businesses rely on ca<a title="bermuda cover_PS page 138" href="http://viewer.zmags.com/publication/63b698e8?page=138">TODAY - CAPTIVES</a> TODAY - CAPTIVES<a title="bermuda cover_PS page 139" href="http://viewer.zmags.com/publication/63b698e8?page=139"> ownership holdings in group companies. By</a> ownership holdings in group companies. By<a title="bermuda cover_PS page 140" href="http://viewer.zmags.com/publication/63b698e8?page=140">TODAY - CAPTIVESUS</a> TODAY - CAPTIVESUS<a title="bermuda cover_PS page 141" href="http://viewer.zmags.com/publication/63b698e8?page=141"> Whether premiums will be deductible under</a> Whether premiums will be deductible under<a title="bermuda cover_PS page 142" href="http://viewer.zmags.com/publication/63b698e8?page=142">TODAY - CAPTIVES</a> TODAY - CAPTIVES<a title="bermuda cover_PS page 143" href="http://viewer.zmags.com/publication/63b698e8?page=143">TODAY - PUBLIC SPIRITWorld Insurance Forum</a> TODAY - PUBLIC SPIRITWorld Insurance Forum<a title="bermuda cover_PS page 144" href="http://viewer.zmags.com/publication/63b698e8?page=144">TODAY - PUBLIC SPIRIT</a> TODAY - PUBLIC SPIRIT<a title="bermuda cover_PS page 145" href="http://viewer.zmags.com/publication/63b698e8?page=145">TODAY - PUBLIC SPIRIT</a> TODAY - PUBLIC SPIRIT<a title="bermuda cover_PS page 146" href="http://viewer.zmags.com/publication/63b698e8?page=146">TODAY - PUBLIC SPIRIT© Chris Burville</a> TODAY - PUBLIC SPIRIT© Chris Burville<a title="bermuda cover_PS page 147" href="http://viewer.zmags.com/publication/63b698e8?page=147">© Chris Burville</a> © Chris Burville<a title="bermuda cover_PS page 148" href="http://viewer.zmags.com/publication/63b698e8?page=148">TODAY - PROFESSIONAL SERVICES</a> TODAY - PROFESSIONAL SERVICES<a title="bermuda cover_PS page 149" href="http://viewer.zmags.com/publication/63b698e8?page=149">Courtesy Dept. of Communication & Information</a> Courtesy Dept. of Communication & Information<a title="bermuda cover_PS page 150" href="http://viewer.zmags.com/publication/63b698e8?page=150">TODAY - PROFESSIONAL SERVICES</a> TODAY - PROFESSIONAL SERVICES<a title="bermuda cover_PS page 151" href="http://viewer.zmags.com/publication/63b698e8?page=151">TODAY - PROFESSIONAL SERVICES</a> TODAY - PROFESSIONAL SERVICES<a title="bermuda cover_PS page 152" href="http://viewer.zmags.com/publication/63b698e8?page=152">TODAY - PROFESSIONAL SERVICES</a> TODAY - PROFESSIONAL SERVICES<a title="bermuda cover_PS page 153" href="http://viewer.zmags.com/publication/63b698e8?page=153">similar level to the United Kingdom. The one thin</a> similar level to the United Kingdom. The one thin<a title="bermuda cover_PS page 154" href="http://viewer.zmags.com/publication/63b698e8?page=154">TODAY - PROFESSIONAL SERVICES</a> TODAY - PROFESSIONAL SERVICES<a title="bermuda cover_PS page 155" href="http://viewer.zmags.com/publication/63b698e8?page=155">LEGAL SYSTEMAfter a tumultuous start and 400 yea</a> LEGAL SYSTEMAfter a tumultuous start and 400 yea<a title="bermuda cover_PS page 156" href="http://viewer.zmags.com/publication/63b698e8?page=156">TODAY - PROFESSIONAL SERVICES</a> TODAY - PROFESSIONAL SERVICES<a title="bermuda cover_PS page 157" href="http://viewer.zmags.com/publication/63b698e8?page=157">TODAY - FINANCIALT</a> TODAY - FINANCIALT<a title="bermuda cover_PS page 158" href="http://viewer.zmags.com/publication/63b698e8?page=158">TODAY - FINANCIAL</a> TODAY - FINANCIAL<a title="bermuda cover_PS page 159" href="http://viewer.zmags.com/publication/63b698e8?page=159">TODAY - EMPLOYMENT© Chris Burville</a> TODAY - EMPLOYMENT© Chris Burville<a title="bermuda cover_PS page 160" href="http://viewer.zmags.com/publication/63b698e8?page=160">TODAY - EMPLOYMENT</a> TODAY - EMPLOYMENT<a title="bermuda cover_PS page 161" href="http://viewer.zmags.com/publication/63b698e8?page=161"></a> <a title="bermuda cover_PS page 162" href="http://viewer.zmags.com/publication/63b698e8?page=162">Play breathtaking golf courses overlooking turquo</a> Play breathtaking golf courses overlooking turquo<a title="bermuda cover_PS page 163" href="http://viewer.zmags.com/publication/63b698e8?page=163">TODAY - TOURISMCourtesy Elbow Beach Bermud</a> TODAY - TOURISMCourtesy Elbow Beach Bermud<a title="bermuda cover_PS page 164" href="http://viewer.zmags.com/publication/63b698e8?page=164">TODAY - TOURISM</a> TODAY - TOURISM<a title="bermuda cover_PS page 165" href="http://viewer.zmags.com/publication/63b698e8?page=165"></a> <a title="bermuda cover_PS page 166" href="http://viewer.zmags.com/publication/63b698e8?page=166"></a> <a title="bermuda cover_PS page 167" href="http://viewer.zmags.com/publication/63b698e8?page=167">Courtesy Tucker’s Point</a> Courtesy Tucker’s Point<a title="bermuda cover_PS page 168" href="http://viewer.zmags.com/publication/63b698e8?page=168"></a> <a title="bermuda cover_PS page 169" href="http://viewer.zmags.com/publication/63b698e8?page=169">TOMORROW - THE ECONOMYCourtesy Elbow Beach</a> TOMORROW - THE ECONOMYCourtesy Elbow Beach<a title="bermuda cover_PS page 170" href="http://viewer.zmags.com/publication/63b698e8?page=170">TOMORROW - THE ECONOMY</a> TOMORROW - THE ECONOMY<a title="bermuda cover_PS page 171" href="http://viewer.zmags.com/publication/63b698e8?page=171"></a> <a title="bermuda cover_PS page 172" href="http://viewer.zmags.com/publication/63b698e8?page=172">TOMORROW - THE ECONOMY</a> TOMORROW - THE ECONOMY<a title="bermuda cover_PS page 173" href="http://viewer.zmags.com/publication/63b698e8?page=173">TOMORROW - LAWClocktower and the marina at</a> TOMORROW - LAWClocktower and the marina at<a title="bermuda cover_PS page 174" href="http://viewer.zmags.com/publication/63b698e8?page=174">TOMORROW - LAWEarly morning Bermuda scene at </a> TOMORROW - LAWEarly morning Bermuda scene at <a title="bermuda cover_PS page 175" href="http://viewer.zmags.com/publication/63b698e8?page=175">TOMORROW - LAW© Sacha Blackburne Photography</a> TOMORROW - LAW© Sacha Blackburne Photography<a title="bermuda cover_PS page 176" href="http://viewer.zmags.com/publication/63b698e8?page=176">TOMORROW - LAW</a> TOMORROW - LAW<a title="bermuda cover_PS page 177" href="http://viewer.zmags.com/publication/63b698e8?page=177">© Chris Burville</a> © Chris Burville<a title="bermuda cover_PS page 178" href="http://viewer.zmags.com/publication/63b698e8?page=178"></a> <a title="bermuda cover_PS page 179" href="http://viewer.zmags.com/publication/63b698e8?page=179">TOMORROW - LAW</a> TOMORROW - LAW<a title="bermuda cover_PS page 180" href="http://viewer.zmags.com/publication/63b698e8?page=180">TOMORROW - LAW</a> TOMORROW - LAW<a title="bermuda cover_PS page 181" href="http://viewer.zmags.com/publication/63b698e8?page=181">IN TOUCHIn May 2008, a Commercial Court Users Co</a> IN TOUCHIn May 2008, a Commercial Court Users Co<a title="bermuda cover_PS page 182" href="http://viewer.zmags.com/publication/63b698e8?page=182">GENERAL CONTRACTORS &CONSTRUCTION MANAGERS</a> GENERAL CONTRACTORS &CONSTRUCTION MANAGERS<a title="bermuda cover_PS page 183" href="http://viewer.zmags.com/publication/63b698e8?page=183">TOMORROW - PLANNING AND DEVELOPMENT</a> TOMORROW - PLANNING AND DEVELOPMENT<a title="bermuda cover_PS page 184" href="http://viewer.zmags.com/publication/63b698e8?page=184">TOMORROW - PLANNING AND DEVELOPMENT© Chris Bu</a> TOMORROW - PLANNING AND DEVELOPMENT© Chris Bu<a title="bermuda cover_PS page 185" href="http://viewer.zmags.com/publication/63b698e8?page=185"></a> <a title="bermuda cover_PS page 186" href="http://viewer.zmags.com/publication/63b698e8?page=186">Discerning. Sophisticated. Ideal.Rolling hil</a> Discerning. Sophisticated. Ideal.Rolling hil<a title="bermuda cover_PS page 187" href="http://viewer.zmags.com/publication/63b698e8?page=187">TOMORROW - PLANNING AND DEVELOPMENTCourtes</a> TOMORROW - PLANNING AND DEVELOPMENTCourtes<a title="bermuda cover_PS page 188" href="http://viewer.zmags.com/publication/63b698e8?page=188">TOMORROW - PLANNING AND DEVELOPMENT</a> TOMORROW - PLANNING AND DEVELOPMENT<a title="bermuda cover_PS page 189" href="http://viewer.zmags.com/publication/63b698e8?page=189"></a> <a title="bermuda cover_PS page 190" href="http://viewer.zmags.com/publication/63b698e8?page=190">TOMORROW - PLANNING AND DEVELOPMENT</a> TOMORROW - PLANNING AND DEVELOPMENT<a title="bermuda cover_PS page 191" href="http://viewer.zmags.com/publication/63b698e8?page=191">TOMORROW - INSURANCE</a> TOMORROW - INSURANCE<a title="bermuda cover_PS page 192" href="http://viewer.zmags.com/publication/63b698e8?page=192">TOMORROW - INSURANCE© Chris Burville</a> TOMORROW - INSURANCE© Chris Burville<a title="bermuda cover_PS page 193" href="http://viewer.zmags.com/publication/63b698e8?page=193">techniques as well as their ability to price thei</a> techniques as well as their ability to price thei<a title="bermuda cover_PS page 194" href="http://viewer.zmags.com/publication/63b698e8?page=194">TOMORROW - INSURANCE</a> TOMORROW - INSURANCE<a title="bermuda cover_PS page 195" href="http://viewer.zmags.com/publication/63b698e8?page=195"> We combine the right expertiseto meet our cl</a> We combine the right expertiseto meet our cl<a title="bermuda cover_PS page 196" href="http://viewer.zmags.com/publication/63b698e8?page=196">TOMORROW - INSURANCE</a> TOMORROW - INSURANCE<a title="bermuda cover_PS page 197" href="http://viewer.zmags.com/publication/63b698e8?page=197"> It is also helpful to quantify the amoun</a> It is also helpful to quantify the amoun<a title="bermuda cover_PS page 198" href="http://viewer.zmags.com/publication/63b698e8?page=198">TOMORROW - INSURANCE</a> TOMORROW - INSURANCE<a title="bermuda cover_PS page 199" href="http://viewer.zmags.com/publication/63b698e8?page=199">TOMORROW - INSURANCE© Chris Burville</a> TOMORROW - INSURANCE© Chris Burville<a title="bermuda cover_PS page 200" href="http://viewer.zmags.com/publication/63b698e8?page=200"></a> <a title="bermuda cover_PS page 201" href="http://viewer.zmags.com/publication/63b698e8?page=201">TOMORROW - INTERNATIONAL RELATIONSBelow: F</a> TOMORROW - INTERNATIONAL RELATIONSBelow: F<a title="bermuda cover_PS page 202" href="http://viewer.zmags.com/publication/63b698e8?page=202">200TOMORROW - INTERNATIONAL RELATIONS</a> 200TOMORROW - INTERNATIONAL RELATIONS<a title="bermuda cover_PS page 203" href="http://viewer.zmags.com/publication/63b698e8?page=203">Kendrick Meek, Elijah Cummings and Joseph Crowley</a> Kendrick Meek, Elijah Cummings and Joseph Crowley<a title="bermuda cover_PS page 204" href="http://viewer.zmags.com/publication/63b698e8?page=204"></a> <a title="bermuda cover_PS page 205" href="http://viewer.zmags.com/publication/63b698e8?page=205">TOMORROW - IT AND TELECOMS</a> TOMORROW - IT AND TELECOMS<a title="bermuda cover_PS page 206" href="http://viewer.zmags.com/publication/63b698e8?page=206">TOMORROW - IT AND TELECOMS</a> TOMORROW - IT AND TELECOMS<a title="bermuda cover_PS page 207" href="http://viewer.zmags.com/publication/63b698e8?page=207">TOMORROW - IT AND TELECOMS</a> TOMORROW - IT AND TELECOMS<a title="bermuda cover_PS page 208" href="http://viewer.zmags.com/publication/63b698e8?page=208">TOMORROW - IT AND TELECOMS</a> TOMORROW - IT AND TELECOMS<a title="bermuda cover_PS page 209" href="http://viewer.zmags.com/publication/63b698e8?page=209"></a> <a title="bermuda cover_PS page 210" href="http://viewer.zmags.com/publication/63b698e8?page=210">TOMORROW - IT AND TELECOMS</a> TOMORROW - IT AND TELECOMS<a title="bermuda cover_PS page 211" href="http://viewer.zmags.com/publication/63b698e8?page=211"></a> <a title="bermuda cover_PS page 212" href="http://viewer.zmags.com/publication/63b698e8?page=212">TOMORROW - EDUCATION AND RESEARCH</a> TOMORROW - EDUCATION AND RESEARCH<a title="bermuda cover_PS page 213" href="http://viewer.zmags.com/publication/63b698e8?page=213"> The interest in new sources of informati</a> The interest in new sources of informati<a title="bermuda cover_PS page 214" href="http://viewer.zmags.com/publication/63b698e8?page=214">TOMORROW - EDUCATION AND RESEARCH</a> TOMORROW - EDUCATION AND RESEARCH<a title="bermuda cover_PS page 215" href="http://viewer.zmags.com/publication/63b698e8?page=215">TOMORROW - EDUCATION AND RESEARCH</a> TOMORROW - EDUCATION AND RESEARCH<a title="bermuda cover_PS page 216" href="http://viewer.zmags.com/publication/63b698e8?page=216">TOMORROW - EDUCATION AND RESEARCHPhilip </a> TOMORROW - EDUCATION AND RESEARCHPhilip <a title="bermuda cover_PS page 217" href="http://viewer.zmags.com/publication/63b698e8?page=217">TOMORROW - EDUCATION AND RESEARCH© Chris B</a> TOMORROW - EDUCATION AND RESEARCH© Chris B<a title="bermuda cover_PS page 218" href="http://viewer.zmags.com/publication/63b698e8?page=218">TOMORROW - EDUCATION AND RESEARCH</a> TOMORROW - EDUCATION AND RESEARCH<a title="bermuda cover_PS page 219" href="http://viewer.zmags.com/publication/63b698e8?page=219">knowledgeable in US forms, regulations and standa</a> knowledgeable in US forms, regulations and standa<a title="bermuda cover_PS page 220" href="http://viewer.zmags.com/publication/63b698e8?page=220">TOMORROW - EDUCATION AND RESEARCH© Chris B</a> TOMORROW - EDUCATION AND RESEARCH© Chris B<a title="bermuda cover_PS page 221" href="http://viewer.zmags.com/publication/63b698e8?page=221">with the educational skills and training necessar</a> with the educational skills and training necessar<a title="bermuda cover_PS page 222" href="http://viewer.zmags.com/publication/63b698e8?page=222">TOMORROW - ECONOMY</a> TOMORROW - ECONOMY<a title="bermuda cover_PS page 223" href="http://viewer.zmags.com/publication/63b698e8?page=223">Adam Smith’s Wealth of Nations published in 1776)</a> Adam Smith’s Wealth of Nations published in 1776)<a title="bermuda cover_PS page 224" href="http://viewer.zmags.com/publication/63b698e8?page=224">TOMORROW - ECONOMYThe Government has recognis</a> TOMORROW - ECONOMYThe Government has recognis<a title="bermuda cover_PS page 225" href="http://viewer.zmags.com/publication/63b698e8?page=225">INDEX OF ADVERTISERSINDEX OF</a> INDEX OF ADVERTISERSINDEX OF<a title="bermuda cover_PS page 226" href="http://viewer.zmags.com/publication/63b698e8?page=226">January, 2009WELCOME TO BERMUDA’S QUADRICEN</a> January, 2009WELCOME TO BERMUDA’S QUADRICEN<a title="bermuda cover_PS page 227" href="http://viewer.zmags.com/publication/63b698e8?page=227">MOREEDUCATED.LESSGUESS.BRING THE POWER OF BL</a> MOREEDUCATED.LESSGUESS.BRING THE POWER OF BL<a title="bermuda cover_PS page 228" href="http://viewer.zmags.com/publication/63b698e8?page=228">Issued by The Bank of Bermuda Limited. The Bank o</a> Issued by The Bank of Bermuda Limited. The Bank o