<br /> Stephen Catlin: AM Best: World's Opioid Epidemic ISSUES & ANSWERS<br /> Attracting Talent Largest Insurers A Concern for Life Insurers Career Development<br /> Page 19 Page 28 Page 31 Page 23<br /> &EBRUARYs6OLUMEs)SSUE WWWBESTREVIEWCOM<br /> AM<br /> BEST'S MONTHLY INSURANCE MAGAZ INE<br /> <br /> Pina Albo Roger Crandall Dennis Glass Jim Morris<br /> Hamilton Insurance MassMutual Lincoln Financial Group <a title="Best'sReview_February_2019 page 1" href="http://viewer.zmags.com/publication/64385aa3?page=1"> Stephen Catlin: AM Best: </a> <a title="Best'sReview_February_2019 page 2" href="http://viewer.zmags.com/publication/64385aa3?page=2"> SOS Is your C-Suite getting the strategic support</a> <a title="Best'sReview_February_2019 page 3" href="http://viewer.zmags.com/publication/64385aa3?page=3"> Leadership Transition From the Editor's Desk: In</a> <a title="Best'sReview_February_2019 page 4" href="http://viewer.zmags.com/publication/64385aa3?page=4"> LEADERSHIP 2.0 Contents </a> <a title="Best'sReview_February_2019 page 5" href="http://viewer.zmags.com/publication/64385aa3?page=5"> 31 The Bitter Pill 36 A Growing Need </a> <a title="Best'sReview_February_2019 page 6" href="http://viewer.zmags.com/publication/64385aa3?page=6"> Measuring Digital Maturity AM Best Webinars AM </a> <a title="Best'sReview_February_2019 page 7" href="http://viewer.zmags.com/publication/64385aa3?page=7"> Singapore Conference, Finances and Innovation AM</a> <a title="Best'sReview_February_2019 page 8" href="http://viewer.zmags.com/publication/64385aa3?page=8"> AM Best TV & Radio Beazley Head of AP: China's B</a> <a title="Best'sReview_February_2019 page 9" href="http://viewer.zmags.com/publication/64385aa3?page=9"> Emerging Leaders Conference: Industry Trends And </a> <a title="Best'sReview_February_2019 page 10" href="http://viewer.zmags.com/publication/64385aa3?page=10"> Liberty Rebrands, Appoints President of Ironshore</a> <a title="Best'sReview_February_2019 page 11" href="http://viewer.zmags.com/publication/64385aa3?page=11"> Prior to joining Broker Network, O'Connor wa</a> <a title="Best'sReview_February_2019 page 12" href="http://viewer.zmags.com/publication/64385aa3?page=12"> Executive Changes Both appointments were e</a> <a title="Best'sReview_February_2019 page 13" href="http://viewer.zmags.com/publication/64385aa3?page=13"> He was most recently vice president of stop </a> <a title="Best'sReview_February_2019 page 14" href="http://viewer.zmags.com/publication/64385aa3?page=14"> Full Force Insurance Marketing Liberty National</a> <a title="Best'sReview_February_2019 page 15" href="http://viewer.zmags.com/publication/64385aa3?page=15"> Talent Talk Insurance industry professionals talk</a> <a title="Best'sReview_February_2019 page 16" href="http://viewer.zmags.com/publication/64385aa3?page=16"> A Global Conversation “ W e hear a lot about </a> <a title="Best'sReview_February_2019 page 17" href="http://viewer.zmags.com/publication/64385aa3?page=17"> Keep a High Profile A complete and updated social</a> <a title="Best'sReview_February_2019 page 18" href="http://viewer.zmags.com/publication/64385aa3?page=18"> Regulatory Update New insurance commissioners In</a> <a title="Best'sReview_February_2019 page 19" href="http://viewer.zmags.com/publication/64385aa3?page=19"> Lloyd's Confirms 2019 Electronic Placement Targets</a> <a title="Best'sReview_February_2019 page 20" href="http://viewer.zmags.com/publication/64385aa3?page=20"> Regulatory Update In the News agreement between</a> <a title="Best'sReview_February_2019 page 21" href="http://viewer.zmags.com/publication/64385aa3?page=21"> Marketing Makeover To attract young talent, the i</a> <a title="Best'sReview_February_2019 page 22" href="http://viewer.zmags.com/publication/64385aa3?page=22"> Risk Adviser Try Another Way Insureds have optio</a> <a title="Best'sReview_February_2019 page 23" href="http://viewer.zmags.com/publication/64385aa3?page=23"> The AI Insurer With losses averted, the business </a> <a title="Best'sReview_February_2019 page 24" href="http://viewer.zmags.com/publication/64385aa3?page=24"> Regulatory/Law Money? Or Not? The use of bitcoin</a> <a title="Best'sReview_February_2019 page 25" href="http://viewer.zmags.com/publication/64385aa3?page=25"> Special Advertising Section ISSUES & ANSWERS: </a> <a title="Best'sReview_February_2019 page 26" href="http://viewer.zmags.com/publication/64385aa3?page=26"> MANAGEMENT & PROFESSIONAL LIABILITY PROTECTION </a> <a title="Best'sReview_February_2019 page 27" href="http://viewer.zmags.com/publication/64385aa3?page=27"> SPECIAL ADVERTISING SECTION ssues &</a> <a title="Best'sReview_February_2019 page 28" href="http://viewer.zmags.com/publication/64385aa3?page=28"> A BRIGHT IDEA RESULTED IN… Increased income and v</a> <a title="Best'sReview_February_2019 page 29" href="http://viewer.zmags.com/publication/64385aa3?page=29"> SPECIAL ADVERTISING SECTION ssues &</a> <a title="Best'sReview_February_2019 page 30" href="http://viewer.zmags.com/publication/64385aa3?page=30"> AM Best Rankings A Chinese multiline</a> <a title="Best'sReview_February_2019 page 31" href="http://viewer.zmags.com/publication/64385aa3?page=31"> to $500 million reduction in premium revenues due</a> <a title="Best'sReview_February_2019 page 32" href="http://viewer.zmags.com/publication/64385aa3?page=32"> AM Best Rankings of the top five insurers remain</a> <a title="Best'sReview_February_2019 page 33" href="http://viewer.zmags.com/publication/64385aa3?page=33"> Headline 75,000 65,000 55,000 Life Insur</a> <a title="Best'sReview_February_2019 page 34" href="http://viewer.zmags.com/publication/64385aa3?page=34"> Life Insurance to illegal heroin out on the stre</a> <a title="Best'sReview_February_2019 page 35" href="http://viewer.zmags.com/publication/64385aa3?page=35"> “People are going right through their savings try</a> <a title="Best'sReview_February_2019 page 36" href="http://viewer.zmags.com/publication/64385aa3?page=36"> Life Insurance “There's evidence that we're seei</a> <a title="Best'sReview_February_2019 page 37" href="http://viewer.zmags.com/publication/64385aa3?page=37"> Some carriers have developed predictive anal</a> <a title="Best'sReview_February_2019 page 38" href="http://viewer.zmags.com/publication/64385aa3?page=38"> Life Insurance A Growing Need Limra's Hartshor</a> <a title="Best'sReview_February_2019 page 39" href="http://viewer.zmags.com/publication/64385aa3?page=39"> “The population in the Latin American markets, th</a> <a title="Best'sReview_February_2019 page 40" href="http://viewer.zmags.com/publication/64385aa3?page=40"> Get the Best Perspective on Financial Strength T</a> <a title="Best'sReview_February_2019 page 41" href="http://viewer.zmags.com/publication/64385aa3?page=41"> Leadership 2.0 2.0 Leadership A s CEOs and other</a> <a title="Best'sReview_February_2019 page 42" href="http://viewer.zmags.com/publication/64385aa3?page=42"> Leadership 2.0: Preparing Leaders Generation NeX</a> <a title="Best'sReview_February_2019 page 43" href="http://viewer.zmags.com/publication/64385aa3?page=43"> Key Points Executive Exodus: As baby boomers ret</a> <a title="Best'sReview_February_2019 page 44" href="http://viewer.zmags.com/publication/64385aa3?page=44"> Leadership 2.0: Preparing Leaders While simp</a> <a title="Best'sReview_February_2019 page 45" href="http://viewer.zmags.com/publication/64385aa3?page=45"> “Organizations have kept people in very narrow sw</a> <a title="Best'sReview_February_2019 page 46" href="http://viewer.zmags.com/publication/64385aa3?page=46"> Leadership 2.0: Preparing Leaders “Compensation </a> <a title="Best'sReview_February_2019 page 47" href="http://viewer.zmags.com/publication/64385aa3?page=47"> Are You Getting the Insurance Data You Need? Los</a> <a title="Best'sReview_February_2019 page 48" href="http://viewer.zmags.com/publication/64385aa3?page=48"> FACELIFT: Swiss Re's offices (above) have been red</a> <a title="Best'sReview_February_2019 page 49" href="http://viewer.zmags.com/publication/64385aa3?page=49"> Plan </a> <a title="Best'sReview_February_2019 page 50" href="http://viewer.zmags.com/publication/64385aa3?page=50"> Leadership 2.0: Creative Retention space where y</a> <a title="Best'sReview_February_2019 page 51" href="http://viewer.zmags.com/publication/64385aa3?page=51"> “We want people to be here a long time, and it's </a> <a title="Best'sReview_February_2019 page 52" href="http://viewer.zmags.com/publication/64385aa3?page=52"> Leadership 2.0: CEO Advice Insurance industry le</a> <a title="Best'sReview_February_2019 page 53" href="http://viewer.zmags.com/publication/64385aa3?page=53"> T oday's insurance CEOs may be in a top ro</a> <a title="Best'sReview_February_2019 page 54" href="http://viewer.zmags.com/publication/64385aa3?page=54"> Leadership 2.0: CEO Advice Focus on Strengths </a> <a title="Best'sReview_February_2019 page 55" href="http://viewer.zmags.com/publication/64385aa3?page=55"> Aim High, Then Recharge We all know the wor</a> <a title="Best'sReview_February_2019 page 56" href="http://viewer.zmags.com/publication/64385aa3?page=56"> Leadership 2.0: CEO Advice Stay the Course </a> <a title="Best'sReview_February_2019 page 57" href="http://viewer.zmags.com/publication/64385aa3?page=57"> On Board Leadership 2.0: Board Succession Julie</a> <a title="Best'sReview_February_2019 page 58" href="http://viewer.zmags.com/publication/64385aa3?page=58"> Leadership 2.0: Board Succession are seeking dir</a> <a title="Best'sReview_February_2019 page 59" href="http://viewer.zmags.com/publication/64385aa3?page=59"> these younger individuals. Insurers in the past l</a> <a title="Best'sReview_February_2019 page 60" href="http://viewer.zmags.com/publication/64385aa3?page=60"> 62% 49% 48% Wo</a> <a title="Best'sReview_February_2019 page 61" href="http://viewer.zmags.com/publication/64385aa3?page=61"> HAUB HAS IT Haub Sc</a> <a title="Best'sReview_February_2019 page 62" href="http://viewer.zmags.com/publication/64385aa3?page=62"> Leadership 2.0: Interns A Talent Insurers tha</a> <a title="Best'sReview_February_2019 page 63" href="http://viewer.zmags.com/publication/64385aa3?page=63"> Advantage Key Points Falling Behind: Companies</a> <a title="Best'sReview_February_2019 page 64" href="http://viewer.zmags.com/publication/64385aa3?page=64"> Leadership 2.0: Interns “It's an investment…but </a> <a title="Best'sReview_February_2019 page 65" href="http://viewer.zmags.com/publication/64385aa3?page=65"> “We can't attract students into this major unless</a> <a title="Best'sReview_February_2019 page 66" href="http://viewer.zmags.com/publication/64385aa3?page=66"> Leadership 2.0: RMI Programs WESTERN SETTING: Ne</a> <a title="Best'sReview_February_2019 page 67" href="http://viewer.zmags.com/publication/64385aa3?page=67"> the first holder of the Mountain States Insurance</a> <a title="Best'sReview_February_2019 page 68" href="http://viewer.zmags.com/publication/64385aa3?page=68"> Leadership 2.0: RMI Programs criminal justice, a</a> <a title="Best'sReview_February_2019 page 69" href="http://viewer.zmags.com/publication/64385aa3?page=69"> AM Best Revises Global Reinsurance Segment Outloo</a> <a title="Best'sReview_February_2019 page 70" href="http://viewer.zmags.com/publication/64385aa3?page=70"> What AM Best Says alternative capital structures</a> <a title="Best'sReview_February_2019 page 71" href="http://viewer.zmags.com/publication/64385aa3?page=71"> Best's Credit Rating Actions T his</a> <a title="Best'sReview_February_2019 page 72" href="http://viewer.zmags.com/publication/64385aa3?page=72"> Rating Action Business Type Company Name/ Ultim</a> <a title="Best'sReview_February_2019 page 73" href="http://viewer.zmags.com/publication/64385aa3?page=73"> Rating Action Business Type Company Name/ Ultim</a> <a title="Best'sReview_February_2019 page 74" href="http://viewer.zmags.com/publication/64385aa3?page=74"> Rating Action Business Type Company Name/ Ultim</a> <a title="Best'sReview_February_2019 page 75" href="http://viewer.zmags.com/publication/64385aa3?page=75"> Rating Action Business Type Company Name/ Ultim</a> <a title="Best'sReview_February_2019 page 76" href="http://viewer.zmags.com/publication/64385aa3?page=76"> BEST'S FINANCIAL STRENGTH RATING GUIDE – (FSR) R</a> <a title="Best'sReview_February_2019 page 77" href="http://viewer.zmags.com/publication/64385aa3?page=77"> BEST'S ISSUER CREDIT RATING GUIDE – (ICR) A Best'</a> <a title="Best'sReview_February_2019 page 78" href="http://viewer.zmags.com/publication/64385aa3?page=78"> Costly Breach Industry Updates D i</a> <a title="Best'sReview_February_2019 page 79" href="http://viewer.zmags.com/publication/64385aa3?page=79"> How does your capitalization stack up? Best</a> <a title="Best'sReview_February_2019 page 80" href="http://viewer.zmags.com/publication/64385aa3?page=80"> A New Agenda Industry Updates T he i</a> <a title="Best'sReview_February_2019 page 81" href="http://viewer.zmags.com/publication/64385aa3?page=81"> Connect with AM Best On Twitter @AMBestCo @A</a> <a title="Best'sReview_February_2019 page 82" href="http://viewer.zmags.com/publication/64385aa3?page=82"> The Last Word On the Road Again Modifying roadwa</a> <a title="Best'sReview_February_2019 page 83" href="http://viewer.zmags.com/publication/64385aa3?page=83"> WE'RE ON THE MOVE IN SMALL COMMERCIAL </a> <a title="Best'sReview_February_2019 page 84" href="http://viewer.zmags.com/publication/64385aa3?page=84"> Expect big things in workers' compensation. Most </a>