<br /> Growing Focus on Insurers Rethink Cyber Cover ISSUES & ANSWERS:<br /> Voluntary Benefits Asset Business Goes Standalone Captive Services & Domiciles<br /> Page 24 Page 33 Page 78 Pages 21-23<br /> www.bestreview.com August 2017<br /> A.M. BEST'S MONTHLY INSURANCE MAGAZINE<br /> UNCERTAIN<br /> Times<br /> As the London market grapples<br /> with the implications of Brexit,<br /> Bermuda keeps close tabs on<br /> proposed U.S. tax reforms.<br /> Page 38 and Page 48<br /> Global Hub package:<br /> Pages 37-62<br <a title="Best's Review - August 2017 Edition page 1" href="http://viewer.zmags.com/publication/691643a2?page=1"> Growing Focus on Insurers Ret</a> <a title="Best's Review - August 2017 Edition page 2" href="http://viewer.zmags.com/publication/691643a2?page=2"> Your in-depth knowledge Our unique perspecti</a> <a title="Best's Review - August 2017 Edition page 3" href="http://viewer.zmags.com/publication/691643a2?page=3"> From the Editor's Desk The Age of Uncertainty </a> <a title="Best's Review - August 2017 Edition page 4" href="http://viewer.zmags.com/publication/691643a2?page=4"> K U Contents 38 HUB Uncertain Times </a> <a title="Best's Review - August 2017 Edition page 5" href="http://viewer.zmags.com/publication/691643a2?page=5"> M I D D L E E A S T 24 58 FEATURES IS</a> <a title="Best's Review - August 2017 Edition page 6" href="http://viewer.zmags.com/publication/691643a2?page=6"> Best's Review Interactive @ www.bestreview.com D</a> <a title="Best's Review - August 2017 Edition page 7" href="http://viewer.zmags.com/publication/691643a2?page=7"> ® Insurers Show Continued Interest in Pr</a> <a title="Best's Review - August 2017 Edition page 8" href="http://viewer.zmags.com/publication/691643a2?page=8"> Executive Changes Department Property/Casualty </a> <a title="Best's Review - August 2017 Edition page 9" href="http://viewer.zmags.com/publication/691643a2?page=9"> Amos II has resigned from the company founded by </a> <a title="Best's Review - August 2017 Edition page 10" href="http://viewer.zmags.com/publication/691643a2?page=10"> Insurance Marketing Top 5 Tips for Identifying H</a> <a title="Best's Review - August 2017 Edition page 11" href="http://viewer.zmags.com/publication/691643a2?page=11"> What Readers Say/Best's Calendar To the baby bo</a> <a title="Best's Review - August 2017 Edition page 12" href="http://viewer.zmags.com/publication/691643a2?page=12"> What Readers Say/Best's Calendar Department </a> <a title="Best's Review - August 2017 Edition page 13" href="http://viewer.zmags.com/publication/691643a2?page=13"> Best's Calendar: Trade Shows/Conferences July 31</a> <a title="Best's Review - August 2017 Edition page 14" href="http://viewer.zmags.com/publication/691643a2?page=14"> A Global Conversation Department The Hub Outloo</a> <a title="Best's Review - August 2017 Edition page 15" href="http://viewer.zmags.com/publication/691643a2?page=15"> “I 'm not worried about Brexit because the</a> <a title="Best's Review - August 2017 Edition page 16" href="http://viewer.zmags.com/publication/691643a2?page=16"> Next Wave Department O ne of the bi</a> <a title="Best's Review - August 2017 Edition page 17" href="http://viewer.zmags.com/publication/691643a2?page=17"> Spotlight on Cyberrisk Cyber Exec: Data Exposure</a> <a title="Best's Review - August 2017 Edition page 18" href="http://viewer.zmags.com/publication/691643a2?page=18"> Spotlight on Captives Department “They’re looki</a> <a title="Best's Review - August 2017 Edition page 19" href="http://viewer.zmags.com/publication/691643a2?page=19"> At Large Obsolescence in the C-Suite? Insig</a> <a title="Best's Review - August 2017 Edition page 20" href="http://viewer.zmags.com/publication/691643a2?page=20"> Risk Adviser Insight The Risk of Rebuilding Ame</a> <a title="Best's Review - August 2017 Edition page 21" href="http://viewer.zmags.com/publication/691643a2?page=21"> Technology Information Hubs Insight Data and a</a> <a title="Best's Review - August 2017 Edition page 22" href="http://viewer.zmags.com/publication/691643a2?page=22"> Regulatory/Law Insight Cyber Concerns Retailer'</a> <a title="Best's Review - August 2017 Edition page 23" href="http://viewer.zmags.com/publication/691643a2?page=23"> Special Advertising Section ISSUES & ANSWERS: </a> <a title="Best's Review - August 2017 Edition page 24" href="http://viewer.zmags.com/publication/691643a2?page=24"> Commitment Beyond Numbers. The operative word is </a> <a title="Best's Review - August 2017 Edition page 25" href="http://viewer.zmags.com/publication/691643a2?page=25"> SPECIAL ADVERTISING SECTION ssues &</a> <a title="Best's Review - August 2017 Edition page 26" href="http://viewer.zmags.com/publication/691643a2?page=26"> Life Insurance A Quest for Growth Life </a> <a title="Best's Review - August 2017 Edition page 27" href="http://viewer.zmags.com/publication/691643a2?page=27"> Life Insurance opportunity as shifting dynamics </a> <a title="Best's Review - August 2017 Edition page 28" href="http://viewer.zmags.com/publication/691643a2?page=28"> Life Insurance “Voluntary products meet a lot of</a> <a title="Best's Review - August 2017 Edition page 29" href="http://viewer.zmags.com/publication/691643a2?page=29"> “Most carriers are thinking about how to grow in </a> <a title="Best's Review - August 2017 Edition page 30" href="http://viewer.zmags.com/publication/691643a2?page=30"> Life Insurance “There is a real advantage to sca</a> <a title="Best's Review - August 2017 Edition page 31" href="http://viewer.zmags.com/publication/691643a2?page=31"> Recent Initiatives Company </a> <a title="Best's Review - August 2017 Edition page 32" href="http://viewer.zmags.com/publication/691643a2?page=32"> THE Captives CAPTIVE VIEW Captive formation is </a> <a title="Best's Review - August 2017 Edition page 33" href="http://viewer.zmags.com/publication/691643a2?page=33"> “The White House has called for a reduction of th</a> <a title="Best's Review - August 2017 Edition page 34" href="http://viewer.zmags.com/publication/691643a2?page=34"> Captives “While any potential implementation of </a> <a title="Best's Review - August 2017 Edition page 35" href="http://viewer.zmags.com/publication/691643a2?page=35"> IN Asset Management Transition Rising costs, pr</a> <a title="Best's Review - August 2017 Edition page 36" href="http://viewer.zmags.com/publication/691643a2?page=36"> Asset Management You have the very large players</a> <a title="Best's Review - August 2017 Edition page 37" href="http://viewer.zmags.com/publication/691643a2?page=37"> Hello. Do you speak insurance? </a> <a title="Best's Review - August 2017 Edition page 38" href="http://viewer.zmags.com/publication/691643a2?page=38"> Asset Management you've got a lot of economic pr</a> <a title="Best's Review - August 2017 Edition page 39" href="http://viewer.zmags.com/publication/691643a2?page=39"> Hub38 Of the Matter43 48 G lo</a> <a title="Best's Review - August 2017 Edition page 40" href="http://viewer.zmags.com/publication/691643a2?page=40"> Insurance Hubs: London UNCERTAIN Times </a> <a title="Best's Review - August 2017 Edition page 41" href="http://viewer.zmags.com/publication/691643a2?page=41"> “The real opportunity for the London market to re</a> <a title="Best's Review - August 2017 Edition page 42" href="http://viewer.zmags.com/publication/691643a2?page=42"> Insurance Hubs: London “Brexit will put the spot</a> <a title="Best's Review - August 2017 Edition page 43" href="http://viewer.zmags.com/publication/691643a2?page=43"> each of these companies.We're not talking about m</a> <a title="Best's Review - August 2017 Edition page 44" href="http://viewer.zmags.com/publication/691643a2?page=44"> Insurance Hubs: London potential capital provide</a> <a title="Best's Review - August 2017 Edition page 45" href="http://viewer.zmags.com/publication/691643a2?page=45"> Insurance Hubs: EU Finding an EU Home U.K.-based</a> <a title="Best's Review - August 2017 Edition page 46" href="http://viewer.zmags.com/publication/691643a2?page=46"> Insurance Hubs: EU “There's not supposed to be a</a> <a title="Best's Review - August 2017 Edition page 47" href="http://viewer.zmags.com/publication/691643a2?page=47"> “Our view is our clients have a problem not of th</a> <a title="Best's Review - August 2017 Edition page 48" href="http://viewer.zmags.com/publication/691643a2?page=48"> Insurance Hubs: EU “Businesses want to deal with</a> <a title="Best's Review - August 2017 Edition page 49" href="http://viewer.zmags.com/publication/691643a2?page=49"> Experiment with insurers' BCAR scores under chang</a> <a title="Best's Review - August 2017 Edition page 50" href="http://viewer.zmags.com/publication/691643a2?page=50"> Insurance Hubs: Bermuda SHIFTING Sands Tax refor</a> <a title="Best's Review - August 2017 Edition page 51" href="http://viewer.zmags.com/publication/691643a2?page=51"> resulting in the redomiciling of companies to the</a> <a title="Best's Review - August 2017 Edition page 52" href="http://viewer.zmags.com/publication/691643a2?page=52"> Insurance Hubs: Bermuda “Tax is an issue, but it</a> <a title="Best's Review - August 2017 Edition page 53" href="http://viewer.zmags.com/publication/691643a2?page=53"> “Bermuda, as it has proven many times before, wil</a> <a title="Best's Review - August 2017 Edition page 54" href="http://viewer.zmags.com/publication/691643a2?page=54"> Insurance Hubs: Bermuda “For Bermuda, the island</a> <a title="Best's Review - August 2017 Edition page 55" href="http://viewer.zmags.com/publication/691643a2?page=55"> Singapore Makes Its Mark Insurance Hubs: Asia T</a> <a title="Best's Review - August 2017 Edition page 56" href="http://viewer.zmags.com/publication/691643a2?page=56"> Insurance Hubs: Asia partner at international la</a> <a title="Best's Review - August 2017 Edition page 57" href="http://viewer.zmags.com/publication/691643a2?page=57"> “This regulatory sandbox is yet another example o</a> <a title="Best's Review - August 2017 Edition page 58" href="http://viewer.zmags.com/publication/691643a2?page=58"> Insurance Hubs: Asia Five Lines to Watch Singapo</a> <a title="Best's Review - August 2017 Edition page 59" href="http://viewer.zmags.com/publication/691643a2?page=59"> “With insurance, as with all the other industries</a> <a title="Best's Review - August 2017 Edition page 60" href="http://viewer.zmags.com/publication/691643a2?page=60"> Insurance Hubs: Middle East On Its Way The Middl</a> <a title="Best's Review - August 2017 Edition page 61" href="http://viewer.zmags.com/publication/691643a2?page=61"> W hile the headlines from the Middle</a> <a title="Best's Review - August 2017 Edition page 62" href="http://viewer.zmags.com/publication/691643a2?page=62"> Insurance Hubs: Middle East For years, </a> <a title="Best's Review - August 2017 Edition page 63" href="http://viewer.zmags.com/publication/691643a2?page=63"> The Middle East is starting to give global “estab</a> <a title="Best's Review - August 2017 Edition page 64" href="http://viewer.zmags.com/publication/691643a2?page=64"> Insurance Hubs: Middle East Today, financial cen</a> <a title="Best's Review - August 2017 Edition page 65" href="http://viewer.zmags.com/publication/691643a2?page=65"> Adapt or Technology Fall Behind Many insurers a</a> <a title="Best's Review - August 2017 Edition page 66" href="http://viewer.zmags.com/publication/691643a2?page=66"> Technology • Focusing on the Past: Instead of lo</a> <a title="Best's Review - August 2017 Edition page 67" href="http://viewer.zmags.com/publication/691643a2?page=67"> Keep Up To Date in Today's Ever-Changing </a> <a title="Best's Review - August 2017 Edition page 68" href="http://viewer.zmags.com/publication/691643a2?page=68"> Technology TIME TEAM TO Insurers see strong</a> <a title="Best's Review - August 2017 Edition page 69" href="http://viewer.zmags.com/publication/691643a2?page=69"> UP Why? Put simply, insurers have</a> <a title="Best's Review - August 2017 Edition page 70" href="http://viewer.zmags.com/publication/691643a2?page=70"> Insurers must begin reaching out to IT firms to c</a> <a title="Best's Review - August 2017 Edition page 71" href="http://viewer.zmags.com/publication/691643a2?page=71"> Between a ROCK and a HARD PLACE Litigation Ins</a> <a title="Best's Review - August 2017 Edition page 72" href="http://viewer.zmags.com/publication/691643a2?page=72"> Litigation construction company assigned all of </a> <a title="Best's Review - August 2017 Edition page 73" href="http://viewer.zmags.com/publication/691643a2?page=73"> The savvier of the plaintiffs bar know that commu</a> <a title="Best's Review - August 2017 Edition page 74" href="http://viewer.zmags.com/publication/691643a2?page=74"> A.M. Best Data U.S. Property/Casualty — 2016 Dir</a> <a title="Best's Review - August 2017 Edition page 75" href="http://viewer.zmags.com/publication/691643a2?page=75"> U.S. Commercial Multi Peril – 2016 Direct Premium</a> <a title="Best's Review - August 2017 Edition page 76" href="http://viewer.zmags.com/publication/691643a2?page=76"> U.S. Medical Professional Liability – 2016 Direct</a> <a title="Best's Review - August 2017 Edition page 77" href="http://viewer.zmags.com/publication/691643a2?page=77"> U.S. Workers' Compensation – 2016 Direct Premiums</a> <a title="Best's Review - August 2017 Edition page 78" href="http://viewer.zmags.com/publication/691643a2?page=78"> Top 200 U.S. Combined Life & Health Insurers Ran</a> <a title="Best's Review - August 2017 Edition page 79" href="http://viewer.zmags.com/publication/691643a2?page=79"> Company/Group Admitted Assets Molina Healthcare </a> <a title="Best's Review - August 2017 Edition page 80" href="http://viewer.zmags.com/publication/691643a2?page=80"> What A.M. Best Says Best's Special Report Looks </a> <a title="Best's Review - August 2017 Edition page 81" href="http://viewer.zmags.com/publication/691643a2?page=81"> 863&,QGXVWU\±6WDQGDORQH&\EHUVHFXULW\'LUHFW3UHPLXP</a> <a title="Best's Review - August 2017 Edition page 82" href="http://viewer.zmags.com/publication/691643a2?page=82"> Best's Credit Rating Actions Department T </a> <a title="Best's Review - August 2017 Edition page 83" href="http://viewer.zmags.com/publication/691643a2?page=83"> Rating Action Busi- ness Type Company Name/ Ult</a> <a title="Best's Review - August 2017 Edition page 84" href="http://viewer.zmags.com/publication/691643a2?page=84"> Rating Action Busi- ness Type Company Name/ Ult</a> <a title="Best's Review - August 2017 Edition page 85" href="http://viewer.zmags.com/publication/691643a2?page=85"> BEST'S FINANCIAL STRENGTH RATING GUIDE – (FSR) A </a> <a title="Best's Review - August 2017 Edition page 86" href="http://viewer.zmags.com/publication/691643a2?page=86"> BEST'S ISSUER CREDIT RATING GUIDE – (ICR) A Best'</a> <a title="Best's Review - August 2017 Edition page 87" href="http://viewer.zmags.com/publication/691643a2?page=87"> Industry Updates Catlin: Cyberrisk Could Spark </a> <a title="Best's Review - August 2017 Edition page 88" href="http://viewer.zmags.com/publication/691643a2?page=88"> Department Catlin, who expressed co</a> <a title="Best's Review - August 2017 Edition page 89" href="http://viewer.zmags.com/publication/691643a2?page=89"> Share your knowledge with our 59,000-plus </a> <a title="Best's Review - August 2017 Edition page 90" href="http://viewer.zmags.com/publication/691643a2?page=90"> The Last Word Department Campus Crusaders Butle</a> <a title="Best's Review - August 2017 Edition page 91" href="http://viewer.zmags.com/publication/691643a2?page=91"> Know the Risks related to hundreds of businesses</a> <a title="Best's Review - August 2017 Edition page 92" href="http://viewer.zmags.com/publication/691643a2?page=92"> Expect big things in workers' compensation. Expec</a>