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<br /> ISSUE 74<br /> ISSUE 79<br /> SFEPBTREUMABREYR<br /> 2013<br /> 2014<br /> icaew.com/fsf<br /> icaew.com/fsf<br /> FS FOCUS<br /> FS FOCUS<br /> “WTHITEHREPAISTISETNICLLE,AOPWPIODRETSUPNREITAIEDSVTOIEWREF-INVAENSCTIAINLTAHDEVBISOENRDSMARREKNEOTTWTIOLLBEMTERUGSET”ED”<br /> PAGEP2A5GE 8<br /> Which way forward?<br /> RDR and the future of<br /> financial advice for<br /> the mass market<br /> Great expectations<br /> Understanding the<br /> purpose of materiality<br /> What's the meaning?<br /> Man, machine<br /> and intelligent data<br /> Meeting in the middle<br /> Operating within the<br /> risk management rules<br /> <br /> Contents<br /> Issue 79<br /> February 2014<br /> 0822<br /> NEWS<br /> 04<br /> IT Kerplunk<br /> In the wake of the latest<br /> banking IT systems<br /> <a title="FS Focus Feb 14 page 1" href="http://viewer.zmags.com/publication/6b82fa28?page=1"> ISSUE 74 ISSUE 79 SFEPBTREUMABREYR 2013 201</a> <a title="FS Focus Feb 14 page 2" href="http://viewer.zmags.com/publication/6b82fa28?page=2"> </a> <a title="FS Focus Feb 14 page 3" href="http://viewer.zmags.com/publication/6b82fa28?page=3"> Contents Issue 79 February 2014 0822 </a> <a title="FS Focus Feb 14 page 4" href="http://viewer.zmags.com/publication/6b82fa28?page=4"> WELCOME IT Kerplunk After another major </a> <a title="FS Focus Feb 14 page 5" href="http://viewer.zmags.com/publication/6b82fa28?page=5"> NEWS & EVENTS Faculty news </a> <a title="FS Focus Feb 14 page 6" href="http://viewer.zmags.com/publication/6b82fa28?page=6"> NOTICE OF FACULTY AGM AND ELECTIONS 2014 The an</a> <a title="FS Focus Feb 14 page 7" href="http://viewer.zmags.com/publication/6b82fa28?page=7"> “I'M RECOGNIZED FOR MY CERTIFICATION. I'M VALUED</a> <a title="FS Focus Feb 14 page 8" href="http://viewer.zmags.com/publication/6b82fa28?page=8"> A LTER N AT IVE V IEW The wrong remedy The </a> <a title="FS Focus Feb 14 page 9" href="http://viewer.zmags.com/publication/6b82fa28?page=9"> AUDIT & REPORTING Playing catch-up Many fin</a> <a title="FS Focus Feb 14 page 10" href="http://viewer.zmags.com/publication/6b82fa28?page=10"> Living in a material world Understanding the conc</a> <a title="FS Focus Feb 14 page 11" href="http://viewer.zmags.com/publication/6b82fa28?page=11"> AUDIT & REPORTING context of finan</a> <a title="FS Focus Feb 14 page 12" href="http://viewer.zmags.com/publication/6b82fa28?page=12"> LOOKING FOR FINANCE DIRECTION There has been an u</a> <a title="FS Focus Feb 14 page 13" href="http://viewer.zmags.com/publication/6b82fa28?page=13"> COVER STORY O ne year after the la</a> <a title="FS Focus Feb 14 page 14" href="http://viewer.zmags.com/publication/6b82fa28?page=14"> Deloitte lead RDR partner Andrew Power says </a> <a title="FS Focus Feb 14 page 15" href="http://viewer.zmags.com/publication/6b82fa28?page=15"> COVER STORY ADVISER NUMBERS 2012-2013 SOURCE:</a> <a title="FS Focus Feb 14 page 16" href="http://viewer.zmags.com/publication/6b82fa28?page=16"> Managing the stars Professional services firms ma</a> <a title="FS Focus Feb 14 page 17" href="http://viewer.zmags.com/publication/6b82fa28?page=17"> MANAGEMENT LEADERSHIP CONSTELLATION Leader</a> <a title="FS Focus Feb 14 page 18" href="http://viewer.zmags.com/publication/6b82fa28?page=18"> BRINGING DATA TO LIFE Human intelligence is essen</a> <a title="FS Focus Feb 14 page 19" href="http://viewer.zmags.com/publication/6b82fa28?page=19"> RISK & REGULATION PEOPLE AND DATA</a> <a title="FS Focus Feb 14 page 20" href="http://viewer.zmags.com/publication/6b82fa28?page=20"> Shopping for banks With customers still unhappy w</a> <a title="FS Focus Feb 14 page 21" href="http://viewer.zmags.com/publication/6b82fa28?page=21"> RISK & REGULATION 1893 1997</a> <a title="FS Focus Feb 14 page 22" href="http://viewer.zmags.com/publication/6b82fa28?page=22"> CALCULATED RISK-TAKING UK financial advisers must</a> <a title="FS Focus Feb 14 page 23" href="http://viewer.zmags.com/publication/6b82fa28?page=23"> FINANCIAL PLANNING </a> <a title="FS Focus Feb 14 page 24" href="http://viewer.zmags.com/publication/6b82fa28?page=24"> bond buying programme from the start of this year</a> <a title="FS Focus Feb 14 page 25" href="http://viewer.zmags.com/publication/6b82fa28?page=25"> FINANCIAL PLANNING Feeli</a> <a title="FS Focus Feb 14 page 26" href="http://viewer.zmags.com/publication/6b82fa28?page=26"> Unfocused They said it… Breaking up the banks </a> <a title="FS Focus Feb 14 page 27" href="http://viewer.zmags.com/publication/6b82fa28?page=27"> news and views. economia online has all the news </a> <a title="FS Focus Feb 14 page 28" href="http://viewer.zmags.com/publication/6b82fa28?page=28"> The new face of business. </a>