<br />
ISSUE 87<br />
NOVEMBER<br />
20142014<br />
ICAEW.COM/FSF<br />
INCREASINGLY UNDER THE SETTING SOME<br />
ASSURED MICROSCOPE BOUNDARIES<br />
RESTORING REGULATORY WHERE DOES<br />
TRUST IN EXPECTATIONS REGULATED<br />
THE CAPITAL OF CONSUMER ADVICE BEGIN<br />
MARKETS CREDIT FIRMS AND END?<br />
THE CYBER<br />
FIGHTBACK<br />
How the financial services industry<br />
can beat crooks at their own game<br />
<br />
Contents<br />
Issue 87<br />
November 2014<br />
08<br />
NEWS<br />
04<br />
Presumed<br />
guilty<br />
Iain Coke asks if<br />
measures to monitor<br />
banks in the wake of the<br />
financial crisis will<br />
result in good people<br />
moving away from the<br />
profession<br />
05<br />
COVER: DAN MURRELL<br />
News &<br />
events<br />
George Osborne<br />
<a title="FS Focus Nov 14 page 1" href="http://viewer.zmags.com/publication/6bcad9a8?page=1"> ISSUE 87 NOVEMBER 20142014 ICAEW.COM/FSF INCR</a>
<a title="FS Focus Nov 14 page 2" href="http://viewer.zmags.com/publication/6bcad9a8?page=2"> </a>
<a title="FS Focus Nov 14 page 3" href="http://viewer.zmags.com/publication/6bcad9a8?page=3"> Contents Issue 87 November 2014 08 NEWS 04 Presu</a>
<a title="FS Focus Nov 14 page 4" href="http://viewer.zmags.com/publication/6bcad9a8?page=4"> WELCOME Presumed guilty? No bankers wen</a>
<a title="FS Focus Nov 14 page 5" href="http://viewer.zmags.com/publication/6bcad9a8?page=5"> NEWS & EVENTS Faculty news OSBORNE ANNO</a>
<a title="FS Focus Nov 14 page 6" href="http://viewer.zmags.com/publication/6bcad9a8?page=6"> Events Our winter programme provides y</a>
<a title="FS Focus Nov 14 page 7" href="http://viewer.zmags.com/publication/6bcad9a8?page=7"> “THIS IS THE INFORMATION AGE. ISACA KEEPS ME MOR</a>
<a title="FS Focus Nov 14 page 8" href="http://viewer.zmags.com/publication/6bcad9a8?page=8"> ALTE RNAT IVE VIEW Where's the incentive? B</a>
<a title="FS Focus Nov 14 page 9" href="http://viewer.zmags.com/publication/6bcad9a8?page=9"> GOVERNANCE Defining fair Policymakers plan </a>
<a title="FS Focus Nov 14 page 10" href="http://viewer.zmags.com/publication/6bcad9a8?page=10"> THE VALUE OF ASSURANCE Assurance reporting is pla</a>
<a title="FS Focus Nov 14 page 11" href="http://viewer.zmags.com/publication/6bcad9a8?page=11"> AUDIT & REPORTING NEIL WEBB / IKON Benchmarks –</a>
<a title="FS Focus Nov 14 page 12" href="http://viewer.zmags.com/publication/6bcad9a8?page=12"> THE BIG PICTURE Investors are still struggling to</a>
<a title="FS Focus Nov 14 page 13" href="http://viewer.zmags.com/publication/6bcad9a8?page=13"> AUDIT & REPORTING Comparability: there is a </a>
<a title="FS Focus Nov 14 page 14" href="http://viewer.zmags.com/publication/6bcad9a8?page=14"> THE CYBER FIGHTBACK DAN MURRELL Cybercrime may </a>
<a title="FS Focus Nov 14 page 15" href="http://viewer.zmags.com/publication/6bcad9a8?page=15"> COVER STORY Y ou can't have f</a>
<a title="FS Focus Nov 14 page 16" href="http://viewer.zmags.com/publication/6bcad9a8?page=16"> EY's Global Information Security Survey 2013</a>
<a title="FS Focus Nov 14 page 17" href="http://viewer.zmags.com/publication/6bcad9a8?page=17"> comprehensive requirements that organisations are</a>
<a title="FS Focus Nov 14 page 18" href="http://viewer.zmags.com/publication/6bcad9a8?page=18"> OPEN-DOOR POLICY Consumer credit firms must be pr</a>
<a title="FS Focus Nov 14 page 19" href="http://viewer.zmags.com/publication/6bcad9a8?page=19"> RISK & REGULATION </a>
<a title="FS Focus Nov 14 page 20" href="http://viewer.zmags.com/publication/6bcad9a8?page=20"> LOOSENING THE CHAINS The EU securitisation marke</a>
<a title="FS Focus Nov 14 page 21" href="http://viewer.zmags.com/publication/6bcad9a8?page=21"> RISK & REGULATION improvement on earlier pro</a>
<a title="FS Focus Nov 14 page 22" href="http://viewer.zmags.com/publication/6bcad9a8?page=22"> BECAUSE I'M WORTH IT Firms need to be upfront and</a>
<a title="FS Focus Nov 14 page 23" href="http://viewer.zmags.com/publication/6bcad9a8?page=23"> FINANCIAL PLANNING whether clients will rece</a>
<a title="FS Focus Nov 14 page 24" href="http://viewer.zmags.com/publication/6bcad9a8?page=24"> THE SIMPLE LIFE The FCA has set out to clarify th</a>
<a title="FS Focus Nov 14 page 25" href="http://viewer.zmags.com/publication/6bcad9a8?page=25"> FINANCIAL PLANNING </a>
<a title="FS Focus Nov 14 page 26" href="http://viewer.zmags.com/publication/6bcad9a8?page=26"> Unfocused They said it… Bank of England IT fail</a>
<a title="FS Focus Nov 14 page 27" href="http://viewer.zmags.com/publication/6bcad9a8?page=27"> news and views. economia online has all the news </a>
<a title="FS Focus Nov 14 page 28" href="http://viewer.zmags.com/publication/6bcad9a8?page=28"> </a>