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INSIDE<br />
Be An Optimistic<br />
Realist<br />
11<br />
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Cast a Wider<br />
Net for Talent<br />
46<br />
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The Greater Minnesota<br />
Broadband Project<br />
50<br />
Duluthian<br />
JANuARy.fEBRuARy 2012<br />
PUBLISHED BY THE DULUTH AREA CHAMBER OF COMMERCE<br />
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AnkS, CREDIT UnIOnS<br /&g<a title="Duluthian January/February 2012 Digital Edition page 1" href="http://viewer.zmags.com/publication/6e07b0ac?page=1">INSIDEBe An OptimisticRealist11Cast a Wider</a> INSIDEBe An OptimisticRealist11Cast a Wider<a title="Duluthian January/February 2012 Digital Edition page 2" href="http://viewer.zmags.com/publication/6e07b0ac?page=2"></a> <a title="Duluthian January/February 2012 Digital Edition page 3" href="http://viewer.zmags.com/publication/6e07b0ac?page=3"></a> <a title="Duluthian January/February 2012 Digital Edition page 4" href="http://viewer.zmags.com/publication/6e07b0ac?page=4"></a> <a title="Duluthian January/February 2012 Digital Edition page 5" href="http://viewer.zmags.com/publication/6e07b0ac?page=5">InsideDuluthianA publication of the Duluth Area</a> InsideDuluthianA publication of the Duluth Area<a title="Duluthian January/February 2012 Digital Edition page 6" href="http://viewer.zmags.com/publication/6e07b0ac?page=6"></a> <a title="Duluthian January/February 2012 Digital Edition page 7" href="http://viewer.zmags.com/publication/6e07b0ac?page=7">DuluthianEssentialsFrom the Chamber 6 Pres</a> DuluthianEssentialsFrom the Chamber 6 Pres<a title="Duluthian January/February 2012 Digital Edition page 8" href="http://viewer.zmags.com/publication/6e07b0ac?page=8"> President's LetterBy DaviD Ross2012 Will </a> President's LetterBy DaviD Ross2012 Will <a title="Duluthian January/February 2012 Digital Edition page 9" href="http://viewer.zmags.com/publication/6e07b0ac?page=9"> From the Board Chair New Board Chair Is an </a> From the Board Chair New Board Chair Is an <a title="Duluthian January/February 2012 Digital Edition page 10" href="http://viewer.zmags.com/publication/6e07b0ac?page=10"> News You Can UseBy RogeR WeDinWhen It Com</a> News You Can UseBy RogeR WeDinWhen It Com<a title="Duluthian January/February 2012 Digital Edition page 11" href="http://viewer.zmags.com/publication/6e07b0ac?page=11"> Member resource Center By LinDa KRattAnd No</a> Member resource Center By LinDa KRattAnd No<a title="Duluthian January/February 2012 Digital Edition page 12" href="http://viewer.zmags.com/publication/6e07b0ac?page=12"> Profiles in LeadershipServing the Communit</a> Profiles in LeadershipServing the Communit<a title="Duluthian January/February 2012 Digital Edition page 13" href="http://viewer.zmags.com/publication/6e07b0ac?page=13"> Fuse Duluth By LaRa WiLKinsonBe an Optimis</a> Fuse Duluth By LaRa WiLKinsonBe an Optimis<a title="Duluthian January/February 2012 Digital Edition page 14" href="http://viewer.zmags.com/publication/6e07b0ac?page=14"> dyLendTo regional Bank executivesProv</a> dyLendTo regional Bank executivesProv<a title="Duluthian January/February 2012 Digital Edition page 15" href="http://viewer.zmags.com/publication/6e07b0ac?page=15">finessing the financing– because the more succes</a> finessing the financing– because the more succes<a title="Duluthian January/February 2012 Digital Edition page 16" href="http://viewer.zmags.com/publication/6e07b0ac?page=16"> businesses that are highly leveraged are </a> businesses that are highly leveraged are <a title="Duluthian January/February 2012 Digital Edition page 17" href="http://viewer.zmags.com/publication/6e07b0ac?page=17">finessing the financing accountant, a lawyer</a> finessing the financing accountant, a lawyer<a title="Duluthian January/February 2012 Digital Edition page 18" href="http://viewer.zmags.com/publication/6e07b0ac?page=18">Northland Credit UnionsAre Evolving to MeetBusi</a> Northland Credit UnionsAre Evolving to MeetBusi<a title="Duluthian January/February 2012 Digital Edition page 19" href="http://viewer.zmags.com/publication/6e07b0ac?page=19">finessing the financing “in most cases </a> finessing the financing “in most cases <a title="Duluthian January/February 2012 Digital Edition page 20" href="http://viewer.zmags.com/publication/6e07b0ac?page=20">HAT FINANCIAL INSTITUTIONS WILLABLE WITH RATES </a> HAT FINANCIAL INSTITUTIONS WILLABLE WITH RATES <a title="Duluthian January/February 2012 Digital Edition page 21" href="http://viewer.zmags.com/publication/6e07b0ac?page=21">finessing the financingcomes with a free busine</a> finessing the financingcomes with a free busine<a title="Duluthian January/February 2012 Digital Edition page 22" href="http://viewer.zmags.com/publication/6e07b0ac?page=22"> forthe20Duluthian ja</a> forthe20Duluthian ja<a title="Duluthian January/February 2012 Digital Edition page 23" href="http://viewer.zmags.com/publication/6e07b0ac?page=23">finessing the financingFinancial advisory Firms </a> finessing the financingFinancial advisory Firms <a title="Duluthian January/February 2012 Digital Edition page 24" href="http://viewer.zmags.com/publication/6e07b0ac?page=24"> “you can’t let fear drive you,” said</a> “you can’t let fear drive you,” said<a title="Duluthian January/February 2012 Digital Edition page 25" href="http://viewer.zmags.com/publication/6e07b0ac?page=25"></a> <a title="Duluthian January/February 2012 Digital Edition page 26" href="http://viewer.zmags.com/publication/6e07b0ac?page=26"> than a big home run. so be defensive andp</a> than a big home run. so be defensive andp<a title="Duluthian January/February 2012 Digital Edition page 27" href="http://viewer.zmags.com/publication/6e07b0ac?page=27">the riveting story of49 years of stable,unevent</a> the riveting story of49 years of stable,unevent<a title="Duluthian January/February 2012 Digital Edition page 28" href="http://viewer.zmags.com/publication/6e07b0ac?page=28">A special supplement to the Duluthian magazineA </a> A special supplement to the Duluthian magazineA <a title="Duluthian January/February 2012 Digital Edition page 29" href="http://viewer.zmags.com/publication/6e07b0ac?page=29">Wealth ManagementCommentary: The Meaningof Wisd</a> Wealth ManagementCommentary: The Meaningof Wisd<a title="Duluthian January/February 2012 Digital Edition page 30" href="http://viewer.zmags.com/publication/6e07b0ac?page=30">Building our City</a> Building our City<a title="Duluthian January/February 2012 Digital Edition page 31" href="http://viewer.zmags.com/publication/6e07b0ac?page=31">Lake superior College Health and science Center</a> Lake superior College Health and science Center<a title="Duluthian January/February 2012 Digital Edition page 32" href="http://viewer.zmags.com/publication/6e07b0ac?page=32">Building our Citynursing and science classes we</a> Building our Citynursing and science classes we<a title="Duluthian January/February 2012 Digital Edition page 33" href="http://viewer.zmags.com/publication/6e07b0ac?page=33">Lake superior College Health and science Center</a> Lake superior College Health and science Center<a title="Duluthian January/February 2012 Digital Edition page 34" href="http://viewer.zmags.com/publication/6e07b0ac?page=34">Building our CityPROJeCT LAKE SuPERIORCOLLEG</a> Building our CityPROJeCT LAKE SuPERIORCOLLEG<a title="Duluthian January/February 2012 Digital Edition page 35" href="http://viewer.zmags.com/publication/6e07b0ac?page=35">Lake superior College Health and science Center</a> Lake superior College Health and science Center<a title="Duluthian January/February 2012 Digital Edition page 36" href="http://viewer.zmags.com/publication/6e07b0ac?page=36">Building our City The mechanical units for he</a> Building our City The mechanical units for he<a title="Duluthian January/February 2012 Digital Edition page 37" href="http://viewer.zmags.com/publication/6e07b0ac?page=37">Lake superior College Health and science Center</a> Lake superior College Health and science Center<a title="Duluthian January/February 2012 Digital Edition page 38" href="http://viewer.zmags.com/publication/6e07b0ac?page=38">We are The ChamberA look at your fellow chamber </a> We are The ChamberA look at your fellow chamber <a title="Duluthian January/February 2012 Digital Edition page 39" href="http://viewer.zmags.com/publication/6e07b0ac?page=39"></a> <a title="Duluthian January/February 2012 Digital Edition page 40" href="http://viewer.zmags.com/publication/6e07b0ac?page=40"></a> <a title="Duluthian January/February 2012 Digital Edition page 41" href="http://viewer.zmags.com/publication/6e07b0ac?page=41"></a> <a title="Duluthian January/February 2012 Digital Edition page 42" href="http://viewer.zmags.com/publication/6e07b0ac?page=42"></a> <a title="Duluthian January/February 2012 Digital Edition page 43" href="http://viewer.zmags.com/publication/6e07b0ac?page=43">We are The ChamberThough aba membership already </a> We are The ChamberThough aba membership already <a title="Duluthian January/February 2012 Digital Edition page 44" href="http://viewer.zmags.com/publication/6e07b0ac?page=44">HeALTHbeat42 Duluthian january.february 201</a> HeALTHbeat42 Duluthian january.february 201<a title="Duluthian January/February 2012 Digital Edition page 45" href="http://viewer.zmags.com/publication/6e07b0ac?page=45"> More outpatient orthopaedic Proced</a> More outpatient orthopaedic Proced<a title="Duluthian January/February 2012 Digital Edition page 46" href="http://viewer.zmags.com/publication/6e07b0ac?page=46">LAW talk44 Duluthian january.february 2012</a> LAW talk44 Duluthian january.february 2012<a title="Duluthian January/February 2012 Digital Edition page 47" href="http://viewer.zmags.com/publication/6e07b0ac?page=47"> Getting </a> Getting <a title="Duluthian January/February 2012 Digital Edition page 48" href="http://viewer.zmags.com/publication/6e07b0ac?page=48">LeARNINGcurvePHoto CoUrtesY oF FoND DU LaC</a> LeARNINGcurvePHoto CoUrtesY oF FoND DU LaC<a title="Duluthian January/February 2012 Digital Edition page 49" href="http://viewer.zmags.com/publication/6e07b0ac?page=49"> “i often feel employers think theyhave limit</a> “i often feel employers think theyhave limit<a title="Duluthian January/February 2012 Digital Edition page 50" href="http://viewer.zmags.com/publication/6e07b0ac?page=50">BuSINeSSservicesLong-Term Banking Relationsh</a> BuSINeSSservicesLong-Term Banking Relationsh<a title="Duluthian January/February 2012 Digital Edition page 51" href="http://viewer.zmags.com/publication/6e07b0ac?page=51"> banks can be like insurance compa- ar</a> banks can be like insurance compa- ar<a title="Duluthian January/February 2012 Digital Edition page 52" href="http://viewer.zmags.com/publication/6e07b0ac?page=52">WeBwise50 Duluthian january.february 2012</a> WeBwise50 Duluthian january.february 2012<a title="Duluthian January/February 2012 Digital Edition page 53" href="http://viewer.zmags.com/publication/6e07b0ac?page=53">Greater Minnesota Broadband Project Will Expand </a> Greater Minnesota Broadband Project Will Expand <a title="Duluthian January/February 2012 Digital Edition page 54" href="http://viewer.zmags.com/publication/6e07b0ac?page=54">People & PlacesPeople&Highlighting Chambermemb</a> People & PlacesPeople&Highlighting Chambermemb<a title="Duluthian January/February 2012 Digital Edition page 55" href="http://viewer.zmags.com/publication/6e07b0ac?page=55">Lillian’s of Duluth lillian’</a> Lillian’s of Duluth lillian’<a title="Duluthian January/February 2012 Digital Edition page 56" href="http://viewer.zmags.com/publication/6e07b0ac?page=56">u.S. Bank andres gonzale</a> u.S. Bank andres gonzale<a title="Duluthian January/February 2012 Digital Edition page 57" href="http://viewer.zmags.com/publication/6e07b0ac?page=57">Out There Advertising Kate acheson </a> Out There Advertising Kate acheson <a title="Duluthian January/February 2012 Digital Edition page 58" href="http://viewer.zmags.com/publication/6e07b0ac?page=58">RSM Mcgladrey, Inc. </a> RSM Mcgladrey, Inc. <a title="Duluthian January/February 2012 Digital Edition page 59" href="http://viewer.zmags.com/publication/6e07b0ac?page=59">Express Employment Professionals carrie </a> Express Employment Professionals carrie <a title="Duluthian January/February 2012 Digital Edition page 60" href="http://viewer.zmags.com/publication/6e07b0ac?page=60">Northland Foundation The northland foundatio</a> Northland Foundation The northland foundatio<a title="Duluthian January/February 2012 Digital Edition page 61" href="http://viewer.zmags.com/publication/6e07b0ac?page=61">National Bank of Commerce bruce Webb, </a> National Bank of Commerce bruce Webb, <a title="Duluthian January/February 2012 Digital Edition page 62" href="http://viewer.zmags.com/publication/6e07b0ac?page=62">Cw Technology cW technol- </a> Cw Technology cW technol- <a title="Duluthian January/February 2012 Digital Edition page 63" href="http://viewer.zmags.com/publication/6e07b0ac?page=63">American Engineering Testing, Inc. americ</a> American Engineering Testing, Inc. americ<a title="Duluthian January/February 2012 Digital Edition page 64" href="http://viewer.zmags.com/publication/6e07b0ac?page=64">westmorelandFlintWestmoreland- </a> westmorelandFlintWestmoreland- <a title="Duluthian January/February 2012 Digital Edition page 65" href="http://viewer.zmags.com/publication/6e07b0ac?page=65">Thank You </a> Thank You <a title="Duluthian January/February 2012 Digital Edition page 66" href="http://viewer.zmags.com/publication/6e07b0ac?page=66">NewmembersThe Duluth Area Chamber of Commerce </a> NewmembersThe Duluth Area Chamber of Commerce <a title="Duluthian January/February 2012 Digital Edition page 67" href="http://viewer.zmags.com/publication/6e07b0ac?page=67">MembershiprenewalsThese Chamber members have c</a> MembershiprenewalsThese Chamber members have c<a title="Duluthian January/February 2012 Digital Edition page 68" href="http://viewer.zmags.com/publication/6e07b0ac?page=68">theSource S pReSIdeNT Of LAke Su</a> theSource S pReSIdeNT Of LAke Su<a title="Duluthian January/February 2012 Digital Edition page 69" href="http://viewer.zmags.com/publication/6e07b0ac?page=69"></a> <a title="Duluthian January/February 2012 Digital Edition page 70" href="http://viewer.zmags.com/publication/6e07b0ac?page=70"></a>