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<br /> ISSUE 102<br /> MARCH 2016<br /> ICAEW.COM/FSF<br /> A NATURAL<br /> REMEDY?<br /> FINANCIAL<br /> STABILITY AND<br /> CLIMATE CHANGE<br /> STARTING STRONG<br /> HOW TO MAKE<br /> THE MOST OF THE<br /> FIRST 90 DAYS IN<br /> A SENIOR ROLE<br /> MESSAGE<br /> RECEIVED<br /> Making customer<br /> communication<br /> count when it<br /> comes to product<br /> disclosure<br /> Fighting Expenses & Card Fraud<br /> 0†v;o=olr-m‹u;7b|ņ uo1†u;l;m|-u7v-m7$u-ˆ;Ѵş m|;u|-bml;m|;Šr;mv;vvঞѴѴ<br /> u;ru;v;m|vom;o=|_;Ѵ-u];v|-u;-vo==u-†7v†@;u;7|o7-‹ĺ<br /> u]-mbv-ঞomvv_o†Ѵ70;|-hbm]-=u;v_u;ˆb;‰o=|_;bu=u-†7ubvh-m7_o‰|_;‹1-m7;|;1|-m7ru;ˆ;m||_bv<br /> †mm;1;vv-u‹u;ˆ;m†;Ѵ;-h-];‰b|_lbmbl†l;@ou|ĺ<br /> bm7o†|_o‰bm|_bvv|;rŊ0‹Ŋv|;r]†b7;ʼn‰‰ĺ-1Ѵĺ1olņ=u-†7<br /> ACL EBOOK<br /> $<br /> $<br /> Combat t ng<br /> Pu chas ng Ca d<br /> and T&E Expense F aud<br /> Ge ng S a ed Gu de<br /> r i:<br /> i r:<br /> tti r :<br /> <a title="FS Focus MARCH 16 page 1" href="http://viewer.zmags.com/publication/6e109bac?page=1"> ISSUE 102 MARCH 2016 ICAEW.COM/FSF A NATURAL R</a> <a title="FS Focus MARCH 16 page 2" href="http://viewer.zmags.com/publication/6e109bac?page=2"> Fighting Expenses & Card Fraud 0†v;o=olr-m‹u;7b</a> <a title="FS Focus MARCH 16 page 3" href="http://viewer.zmags.com/publication/6e109bac?page=3"> Contents Issue 102 March 2016 2010 </a> <a title="FS Focus MARCH 16 page 4" href="http://viewer.zmags.com/publication/6e109bac?page=4"> WELCOME A word of advice Policy and politi</a> <a title="FS Focus MARCH 16 page 5" href="http://viewer.zmags.com/publication/6e109bac?page=5"> NEWS & EVENTS News & events CHA</a> <a title="FS Focus MARCH 16 page 6" href="http://viewer.zmags.com/publication/6e109bac?page=6"> News & events UPCOMING</a> <a title="FS Focus MARCH 16 page 7" href="http://viewer.zmags.com/publication/6e109bac?page=7"> </a> <a title="FS Focus MARCH 16 page 8" href="http://viewer.zmags.com/publication/6e109bac?page=8"> ALTE RNAT IVE VIEW The future in 3Ds Three fac</a> <a title="FS Focus MARCH 16 page 9" href="http://viewer.zmags.com/publication/6e109bac?page=9"> AUDIT & REPORTING Transaction reporting 2.0</a> <a title="FS Focus MARCH 16 page 10" href="http://viewer.zmags.com/publication/6e109bac?page=10"> THE BUSINESS OF NATURE The inextricable link betw</a> <a title="FS Focus MARCH 16 page 11" href="http://viewer.zmags.com/publication/6e109bac?page=11"> AUDIT & REPORTING “Once climate change become</a> <a title="FS Focus MARCH 16 page 12" href="http://viewer.zmags.com/publication/6e109bac?page=12"> THE FIRST 90 DAYS It can be lonely at the top, pa</a> <a title="FS Focus MARCH 16 page 13" href="http://viewer.zmags.com/publication/6e109bac?page=13"> MANAGEMENT 46 47 48 49 50 51 52 53 54 55 56 </a> <a title="FS Focus MARCH 16 page 14" href="http://viewer.zmags.com/publication/6e109bac?page=14"> ARON VELLEKOOP LEON LESS IS MORE Consumers have </a> <a title="FS Focus MARCH 16 page 15" href="http://viewer.zmags.com/publication/6e109bac?page=15"> COVER STORY TABLE 1: THE RELEVANCE OF BEHAVI</a> <a title="FS Focus MARCH 16 page 16" href="http://viewer.zmags.com/publication/6e109bac?page=16"> Many customers have difficulty assessing risk and</a> <a title="FS Focus MARCH 16 page 17" href="http://viewer.zmags.com/publication/6e109bac?page=17"> COVER STORY that typical level. The midata i</a> <a title="FS Focus MARCH 16 page 18" href="http://viewer.zmags.com/publication/6e109bac?page=18"> NAVIGATE THE MAZE Preparing for the senior manage</a> <a title="FS Focus MARCH 16 page 19" href="http://viewer.zmags.com/publication/6e109bac?page=19"> rightly being personally accountable and appropri</a> <a title="FS Focus MARCH 16 page 20" href="http://viewer.zmags.com/publication/6e109bac?page=20"> REALITY CHECK Cyber security budgets are expandin</a> <a title="FS Focus MARCH 16 page 21" href="http://viewer.zmags.com/publication/6e109bac?page=21"> increased risk to system availability or integrit</a> <a title="FS Focus MARCH 16 page 22" href="http://viewer.zmags.com/publication/6e109bac?page=22"> THE PERPLEXING WORLD OF PUBLIC SECTOR PENSIONS Pu</a> <a title="FS Focus MARCH 16 page 23" href="http://viewer.zmags.com/publication/6e109bac?page=23"> FINANCIAL PLANNING Some members may wis</a> <a title="FS Focus MARCH 16 page 24" href="http://viewer.zmags.com/publication/6e109bac?page=24"> FIT FOR THE FUTURE The culture of personal financ</a> <a title="FS Focus MARCH 16 page 25" href="http://viewer.zmags.com/publication/6e109bac?page=25"> But it would be a mistake to think that the </a> <a title="FS Focus MARCH 16 page 26" href="http://viewer.zmags.com/publication/6e109bac?page=26"> Unfocused They said it… EU in or out? At last w</a> <a title="FS Focus MARCH 16 page 27" href="http://viewer.zmags.com/publication/6e109bac?page=27"> news and views. economia online has all the news </a> <a title="FS Focus MARCH 16 page 28" href="http://viewer.zmags.com/publication/6e109bac?page=28"> Trident_ redefined. </a>