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<br /> <br /> BUSINESS<br /> SCOTLAND<br /> The Magazine of the Scottish Chambers of Commerce<br /> <br /> <br /> January-March 2012 | issue 10<br /> <br /> <br /> RIDING THE EUROZONE<br /> ROLLERCOASTER<br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> INTERVIEW: STARS OF THE BREWING INDUSTRY, BREWDOG<br /> ALSO INSIDE: ENERGY  TRAINING AND SKILLS<br /> <br /> PUBLISHER<br /> <a title="Scottish Business Jan-Mar 2012 page 1" href="http://viewer.zmags.com/publication/70ed59a2?page=1"></a> <a title="Scottish Business Jan-Mar 2012 page 2" href="http://viewer.zmags.com/publication/70ed59a2?page=2">BUSINESSSCOTLANDThe Magazine of the Scottish Ch</a> BUSINESSSCOTLANDThe Magazine of the Scottish Ch<a title="Scottish Business Jan-Mar 2012 page 3" href="http://viewer.zmags.com/publication/70ed59a2?page=3"></a> <a title="Scottish Business Jan-Mar 2012 page 4" href="http://viewer.zmags.com/publication/70ed59a2?page=4">PUBLISHERTen Alps PublishingGreat Michael House</a> PUBLISHERTen Alps PublishingGreat Michael House<a title="Scottish Business Jan-Mar 2012 page 5" href="http://viewer.zmags.com/publication/70ed59a2?page=5">WELCOME4Reasons to becheerful in 2012As w</a> WELCOME4Reasons to becheerful in 2012As w<a title="Scottish Business Jan-Mar 2012 page 6" href="http://viewer.zmags.com/publication/70ed59a2?page=6">www.scottishchambers.org.ukNEWAYRSHIRECHIEF</a> www.scottishchambers.org.ukNEWAYRSHIRECHIEF<a title="Scottish Business Jan-Mar 2012 page 7" href="http://viewer.zmags.com/publication/70ed59a2?page=7">CHAMBER NEWS6Chamber Town Centre D</a> CHAMBER NEWS6Chamber Town Centre D<a title="Scottish Business Jan-Mar 2012 page 8" href="http://viewer.zmags.com/publication/70ed59a2?page=8">www.scottishchambers.org.ukMORTEN NILSSONPOS</a> www.scottishchambers.org.ukMORTEN NILSSONPOS<a title="Scottish Business Jan-Mar 2012 page 9" href="http://viewer.zmags.com/publication/70ed59a2?page=9">CHAMBER NEWS8FIFE CHAMBER DINNERRAISES MON</a> CHAMBER NEWS8FIFE CHAMBER DINNERRAISES MON<a title="Scottish Business Jan-Mar 2012 page 10" href="http://viewer.zmags.com/publication/70ed59a2?page=10">www.scottishchambers.org.ukAle's well for </a> www.scottishchambers.org.ukAle's well for <a title="Scottish Business Jan-Mar 2012 page 11" href="http://viewer.zmags.com/publication/70ed59a2?page=11">NEWS COMMENTARY10FLUSHED WITH SUCCESSThe </a> NEWS COMMENTARY10FLUSHED WITH SUCCESSThe <a title="Scottish Business Jan-Mar 2012 page 12" href="http://viewer.zmags.com/publication/70ed59a2?page=12">CRACKING THE ONLINEDATING MARKETBusiness Scotl</a> CRACKING THE ONLINEDATING MARKETBusiness Scotl<a title="Scottish Business Jan-Mar 2012 page 13" href="http://viewer.zmags.com/publication/70ed59a2?page=13"></a> <a title="Scottish Business Jan-Mar 2012 page 14" href="http://viewer.zmags.com/publication/70ed59a2?page=14">CHANGES IN BUSINESSRATES AND THE EFFECTON YOUR</a> CHANGES IN BUSINESSRATES AND THE EFFECTON YOUR<a title="Scottish Business Jan-Mar 2012 page 15" href="http://viewer.zmags.com/publication/70ed59a2?page=15">14NEWS COMMENTARYNEW TORONTO ROUTEOne of</a> 14NEWS COMMENTARYNEW TORONTO ROUTEOne of<a title="Scottish Business Jan-Mar 2012 page 16" href="http://viewer.zmags.com/publication/70ed59a2?page=16">www.scottishchambers.org.ukFIRST MINISTER OPENS</a> www.scottishchambers.org.ukFIRST MINISTER OPENS<a title="Scottish Business Jan-Mar 2012 page 17" href="http://viewer.zmags.com/publication/70ed59a2?page=17">CHAMBER CONTACTS16www.scottishchambers</a> CHAMBER CONTACTS16www.scottishchambers<a title="Scottish Business Jan-Mar 2012 page 18" href="http://viewer.zmags.com/publication/70ed59a2?page=18">www.scottishchambers.org.ukWHAT DOES THIS YEAR H</a> www.scottishchambers.org.ukWHAT DOES THIS YEAR H<a title="Scottish Business Jan-Mar 2012 page 19" href="http://viewer.zmags.com/publication/70ed59a2?page=19"></a> <a title="Scottish Business Jan-Mar 2012 page 20" href="http://viewer.zmags.com/publication/70ed59a2?page=20">REMOVING PENSIONSCHEME UNCERTAINTYAND RISK</a> REMOVING PENSIONSCHEME UNCERTAINTYAND RISK<a title="Scottish Business Jan-Mar 2012 page 21" href="http://viewer.zmags.com/publication/70ed59a2?page=21"></a> <a title="Scottish Business Jan-Mar 2012 page 22" href="http://viewer.zmags.com/publication/70ed59a2?page=22">UNDERSTANDINGTHE NATURE OF RISKNOW: Pensions, </a> UNDERSTANDINGTHE NATURE OF RISKNOW: Pensions, <a title="Scottish Business Jan-Mar 2012 page 23" href="http://viewer.zmags.com/publication/70ed59a2?page=23"></a> <a title="Scottish Business Jan-Mar 2012 page 24" href="http://viewer.zmags.com/publication/70ed59a2?page=24">www.scottishchambers.org.ukAUTO-ENROLMENT –THE </a> www.scottishchambers.org.ukAUTO-ENROLMENT –THE <a title="Scottish Business Jan-Mar 2012 page 25" href="http://viewer.zmags.com/publication/70ed59a2?page=25"></a> <a title="Scottish Business Jan-Mar 2012 page 26" href="http://viewer.zmags.com/publication/70ed59a2?page=26">www.scottishchambers.org.ukDON'T LET AUTO-ENROLM</a> www.scottishchambers.org.ukDON'T LET AUTO-ENROLM<a title="Scottish Business Jan-Mar 2012 page 27" href="http://viewer.zmags.com/publication/70ed59a2?page=27">www.scottishchambers.org.uk26EMPLOYEE BENE</a> www.scottishchambers.org.uk26EMPLOYEE BENE<a title="Scottish Business Jan-Mar 2012 page 28" href="http://viewer.zmags.com/publication/70ed59a2?page=28">EMPLOYEE BENEFITS – LOOKING WIDEROffering award-</a> EMPLOYEE BENEFITS – LOOKING WIDEROffering award-<a title="Scottish Business Jan-Mar 2012 page 29" href="http://viewer.zmags.com/publication/70ed59a2?page=29"></a> <a title="Scottish Business Jan-Mar 2012 page 30" href="http://viewer.zmags.com/publication/70ed59a2?page=30">www.scottishchambers.org.uk29PROFILERBS -</a> www.scottishchambers.org.uk29PROFILERBS -<a title="Scottish Business Jan-Mar 2012 page 31" href="http://viewer.zmags.com/publication/70ed59a2?page=31">30EUROZONEBusiness Scotland January-March </a> 30EUROZONEBusiness Scotland January-March <a title="Scottish Business Jan-Mar 2012 page 32" href="http://viewer.zmags.com/publication/70ed59a2?page=32">Recent months have been a rollercoaster forstock</a> Recent months have been a rollercoaster forstock<a title="Scottish Business Jan-Mar 2012 page 33" href="http://viewer.zmags.com/publication/70ed59a2?page=33"></a> <a title="Scottish Business Jan-Mar 2012 page 34" href="http://viewer.zmags.com/publication/70ed59a2?page=34">Ride high on thefall in SterlingBusiness Scotla</a> Ride high on thefall in SterlingBusiness Scotla<a title="Scottish Business Jan-Mar 2012 page 35" href="http://viewer.zmags.com/publication/70ed59a2?page=35">State Bank of India – Your Partner for India Rela</a> State Bank of India – Your Partner for India Rela<a title="Scottish Business Jan-Mar 2012 page 36" href="http://viewer.zmags.com/publication/70ed59a2?page=36">www.scottishchambers.org.ukTen reasons for </a> www.scottishchambers.org.ukTen reasons for <a title="Scottish Business Jan-Mar 2012 page 37" href="http://viewer.zmags.com/publication/70ed59a2?page=37"></a> <a title="Scottish Business Jan-Mar 2012 page 38" href="http://viewer.zmags.com/publication/70ed59a2?page=38">CREATING SERVICEEXCELLENCE IN RETAILThe Worl</a> CREATING SERVICEEXCELLENCE IN RETAILThe Worl<a title="Scottish Business Jan-Mar 2012 page 39" href="http://viewer.zmags.com/publication/70ed59a2?page=39"></a> <a title="Scottish Business Jan-Mar 2012 page 40" href="http://viewer.zmags.com/publication/70ed59a2?page=40">www.scottishchambers.org.ukHOW TO SEETHE FUTURE</a> www.scottishchambers.org.ukHOW TO SEETHE FUTURE<a title="Scottish Business Jan-Mar 2012 page 41" href="http://viewer.zmags.com/publication/70ed59a2?page=41"></a> <a title="Scottish Business Jan-Mar 2012 page 42" href="http://viewer.zmags.com/publication/70ed59a2?page=42">AERONAUTICALENGINEER ISSCOTLAND'S TOPAPPRENTIC</a> AERONAUTICALENGINEER ISSCOTLAND'S TOPAPPRENTIC<a title="Scottish Business Jan-Mar 2012 page 43" href="http://viewer.zmags.com/publication/70ed59a2?page=43">RECYCLING42NEW WASTE REGULATIONS ARE A</a> RECYCLING42NEW WASTE REGULATIONS ARE A<a title="Scottish Business Jan-Mar 2012 page 44" href="http://viewer.zmags.com/publication/70ed59a2?page=44">www.scottishchambers.org.ukBusiness waste target</a> www.scottishchambers.org.ukBusiness waste target<a title="Scottish Business Jan-Mar 2012 page 45" href="http://viewer.zmags.com/publication/70ed59a2?page=45"></a> <a title="Scottish Business Jan-Mar 2012 page 46" href="http://viewer.zmags.com/publication/70ed59a2?page=46"></a> <a title="Scottish Business Jan-Mar 2012 page 47" href="http://viewer.zmags.com/publication/70ed59a2?page=47"></a> <a title="Scottish Business Jan-Mar 2012 page 48" href="http://viewer.zmags.com/publication/70ed59a2?page=48">www.scottishchambers.org.ukMarine energy, hig</a> www.scottishchambers.org.ukMarine energy, hig<a title="Scottish Business Jan-Mar 2012 page 49" href="http://viewer.zmags.com/publication/70ed59a2?page=49">48PROFILEAs other companies have looked beyond</a> 48PROFILEAs other companies have looked beyond<a title="Scottish Business Jan-Mar 2012 page 50" href="http://viewer.zmags.com/publication/70ed59a2?page=50">SECTORS COMBINETO BOOST OFFSHOREWIND PROJECTS</a> SECTORS COMBINETO BOOST OFFSHOREWIND PROJECTS<a title="Scottish Business Jan-Mar 2012 page 51" href="http://viewer.zmags.com/publication/70ed59a2?page=51"></a> <a title="Scottish Business Jan-Mar 2012 page 52" href="http://viewer.zmags.com/publication/70ed59a2?page=52">www.scottishchambers.org.ukMARINE ENERGY DEVI</a> www.scottishchambers.org.ukMARINE ENERGY DEVI<a title="Scottish Business Jan-Mar 2012 page 53" href="http://viewer.zmags.com/publication/70ed59a2?page=53">52ENERGYRenewables. The industry is being wide</a> 52ENERGYRenewables. The industry is being wide<a title="Scottish Business Jan-Mar 2012 page 54" href="http://viewer.zmags.com/publication/70ed59a2?page=54">www.scottishchambers.org.ukA positive 2011 fort</a> www.scottishchambers.org.ukA positive 2011 fort<a title="Scottish Business Jan-Mar 2012 page 55" href="http://viewer.zmags.com/publication/70ed59a2?page=55">Investment boostfor wave and tidal54ENERGYA</a> Investment boostfor wave and tidal54ENERGYA<a title="Scottish Business Jan-Mar 2012 page 56" href="http://viewer.zmags.com/publication/70ed59a2?page=56">www.scottishchambers.org.ukNEW MARKETS – A R</a> www.scottishchambers.org.ukNEW MARKETS – A R<a title="Scottish Business Jan-Mar 2012 page 57" href="http://viewer.zmags.com/publication/70ed59a2?page=57">56NEWS AND FEATURESGet fit, start a diet, stop</a> 56NEWS AND FEATURESGet fit, start a diet, stop<a title="Scottish Business Jan-Mar 2012 page 58" href="http://viewer.zmags.com/publication/70ed59a2?page=58">www.scottishchambers.org.uk1.9 MILLION EURO F</a> www.scottishchambers.org.uk1.9 MILLION EURO F<a title="Scottish Business Jan-Mar 2012 page 59" href="http://viewer.zmags.com/publication/70ed59a2?page=59">58NEWS AND FEATURESDarren Montagu, managing di</a> 58NEWS AND FEATURESDarren Montagu, managing di<a title="Scottish Business Jan-Mar 2012 page 60" href="http://viewer.zmags.com/publication/70ed59a2?page=60"></a> <a title="Scottish Business Jan-Mar 2012 page 61" href="http://viewer.zmags.com/publication/70ed59a2?page=61"></a>