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<br /> NEW YEAR 2009<br /> THE MAGAZINE THAT HELPS YOU GET THE MOST OUT OF YOUR MONEY<br /> WIN!<br /> SAVE!<br /> TWO<br /> FABULOUS<br /> WEEKS IN<br /> ANTIGUA<br /> FANTASTIC<br /> OFFERS ON<br /> HOTELS,<br /> BOOKS,<br /> CLOTHES<br /> AND MORE...<br /> GET MORE<br /> SPEND LESS<br /> Two rooms for<br /> the price of one<br /> Grow your<br /> own vegetables<br /> Cash for clutter<br /> NIGELLA<br /> “NATWEST<br /> HELPED US<br /> TO BUY OUR Waste not, want not: money-saving<br /> DREAM HOME” ideas from TV’s Queen of Leftovers!<br /> WE CAN HELP<br /> MOTORING EXCLUSIVE AMBITIONS<br /> Quentin Willson Katherine Your dream job is<br /> Fill in our monthly<a title="RBS_Sense &amp; PB page 1" href="http://viewer.zmags.com/publication/742c5822?page=1"> NEW YEAR 2009 THE MAGAZINE THAT HELPS Y</a> <a title="RBS_Sense &amp; PB page 2" href="http://viewer.zmags.com/publication/742c5822?page=2"> 13pages of... tips on food, property,health,motor</a> <a title="RBS_Sense &amp; PB page 3" href="http://viewer.zmags.com/publication/742c5822?page=3"> MAKE SURE YOU ENJOY YOUR RETIREMENT Future planni</a> <a title="RBS_Sense &amp; PB page 4" href="http://viewer.zmags.com/publication/742c5822?page=4"> HEALTH GET A FREE BODY MOT Start the </a> <a title="RBS_Sense &amp; PB page 5" href="http://viewer.zmags.com/publication/742c5822?page=5"> HEALTH HOMEWOR</a> <a title="RBS_Sense &amp; PB page 6" href="http://viewer.zmags.com/publication/742c5822?page=6"> “I don’t feel a house is a home until there are l</a> <a title="RBS_Sense &amp; PB page 7" href="http://viewer.zmags.com/publication/742c5822?page=7"> NIGELLA Waste not, want not! You wouldn’t have t</a> <a title="RBS_Sense &amp; PB page 8" href="http://viewer.zmags.com/publication/742c5822?page=8"> 4PLANS FOR Yes, we all make New Year’s resolution</a> <a title="RBS_Sense &amp; PB page 9" href="http://viewer.zmags.com/publication/742c5822?page=9"> PLAN 1 GET MORE DONE A l</a> <a title="RBS_Sense &amp; PB page 10" href="http://viewer.zmags.com/publication/742c5822?page=10"> PLAN 2 WRITE IT DOWN D reading yo</a> <a title="RBS_Sense &amp; PB page 11" href="http://viewer.zmags.com/publication/742c5822?page=11"> RESOLUTIONS PLAN 3 CREATE MORE ‘YOU’TIME SUITS Y</a> <a title="RBS_Sense &amp; PB page 12" href="http://viewer.zmags.com/publication/742c5822?page=12"> GARDENS PHOTOS: NICK DAWE. LOCATION: MOTTISFONT </a> <a title="RBS_Sense &amp; PB page 13" href="http://viewer.zmags.com/publication/742c5822?page=13"> Grow your own The cost of fruit and veg ha</a> <a title="RBS_Sense &amp; PB page 14" href="http://viewer.zmags.com/publication/742c5822?page=14"> Charlie’s top five veg to grow TOMATOES:When you </a> <a title="RBS_Sense &amp; PB page 15" href="http://viewer.zmags.com/publication/742c5822?page=15"> Contain yourself: you don’t need loads o</a> <a title="RBS_Sense &amp; PB page 16" href="http://viewer.zmags.com/publication/742c5822?page=16"> MONEY IT’S WORTH HOW MUCH? It’s a clas</a> <a title="RBS_Sense &amp; PB page 17" href="http://viewer.zmags.com/publication/742c5822?page=17"> Brooches are always in demand, especially those f</a> <a title="RBS_Sense &amp; PB page 18" href="http://viewer.zmags.com/publication/742c5822?page=18"> THE CAR DOCTOR Quentin Willson No one wants to s</a> <a title="RBS_Sense &amp; PB page 19" href="http://viewer.zmags.com/publication/742c5822?page=19"> “When some dealerships charge you labour costs of</a> <a title="RBS_Sense &amp; PB page 20" href="http://viewer.zmags.com/publication/742c5822?page=20"> “I’d advise joining a breakdown service – this ca</a> <a title="RBS_Sense &amp; PB page 21" href="http://viewer.zmags.com/publication/742c5822?page=21"> HANDWASH ONLY QDwoasdhreivsed-athmraogueghcacras</a> <a title="RBS_Sense &amp; PB page 22" href="http://viewer.zmags.com/publication/742c5822?page=22"> HOW CAN WE HELP? Mortgages can be confusing, </a> <a title="RBS_Sense &amp; PB page 23" href="http://viewer.zmags.com/publication/742c5822?page=23"> And what are the benefits if you don’t pay a guara</a> <a title="RBS_Sense &amp; PB page 24" href="http://viewer.zmags.com/publication/742c5822?page=24"> Win a trip to Switzerland Enjoy a dream weeke</a> <a title="RBS_Sense &amp; PB page 25" href="http://viewer.zmags.com/publication/742c5822?page=25"> The chalet-style HotelArc-en-ciel </a> <a title="RBS_Sense &amp; PB page 26" href="http://viewer.zmags.com/publication/742c5822?page=26"> YOUR MONTHLY BUDGET PLANNER HOW MUCH IS COMING IN</a> <a title="RBS_Sense &amp; PB page 27" href="http://viewer.zmags.com/publication/742c5822?page=27"> HOW MUCH IS LEFT FOR LEISURE/SAVING? PHOTOS: NIC</a> <a title="RBS_Sense &amp; PB page 28" href="http://viewer.zmags.com/publication/742c5822?page=28"> YOUR SAVINGS Dream holiday £1,500 New car </a> <a title="RBS_Sense &amp; PB page 29" href="http://viewer.zmags.com/publication/742c5822?page=29"> PLANNER Home extension £10,000 New home depos</a> <a title="RBS_Sense &amp; PB page 30" href="http://viewer.zmags.com/publication/742c5822?page=30"> </a> <a title="RBS_Sense &amp; PB page 31" href="http://viewer.zmags.com/publication/742c5822?page=31"> PyouRAWARd-iWinnving magAzinte fRomenAtWest </a> <a title="RBS_Sense &amp; PB page 32" href="http://viewer.zmags.com/publication/742c5822?page=32"> Arcadia What the New Year holds for Jilly Cooper </a> <a title="RBS_Sense &amp; PB page 33" href="http://viewer.zmags.com/publication/742c5822?page=33"> bucolic bisley: The picturesque village near Jill</a> <a title="RBS_Sense &amp; PB page 34" href="http://viewer.zmags.com/publication/742c5822?page=34"> almanac </a> <a title="RBS_Sense &amp; PB page 35" href="http://viewer.zmags.com/publication/742c5822?page=35"> England glory: Skipper Kevin Pietersen holds the </a> <a title="RBS_Sense &amp; PB page 36" href="http://viewer.zmags.com/publication/742c5822?page=36"> Saucy Dame Made a dame in 2003 after her high-pro</a> <a title="RBS_Sense &amp; PB page 37" href="http://viewer.zmags.com/publication/742c5822?page=37"> </a> <a title="RBS_Sense &amp; PB page 38" href="http://viewer.zmags.com/publication/742c5822?page=38"> was awarded the title of dame in 19</a> <a title="RBS_Sense &amp; PB page 39" href="http://viewer.zmags.com/publication/742c5822?page=39"> Dames Theatrical Dame Made a dame in 1988, Judi D</a> <a title="RBS_Sense &amp; PB page 40" href="http://viewer.zmags.com/publication/742c5822?page=40"> Mars ByBuzz Forty ye</a> <a title="RBS_Sense &amp; PB page 41" href="http://viewer.zmags.com/publication/742c5822?page=41"> Aldrin PRIVATE BANKING | NEw yEAR 2009 | 45</a> <a title="RBS_Sense &amp; PB page 42" href="http://viewer.zmags.com/publication/742c5822?page=42"> The buffalo pioneer “Ihadapassionforfarming, havi</a> <a title="RBS_Sense &amp; PB page 43" href="http://viewer.zmags.com/publication/742c5822?page=43"> The sweetsmell of success From</a> <a title="RBS_Sense &amp; PB page 44" href="http://viewer.zmags.com/publication/742c5822?page=44"> Business </a> <a title="RBS_Sense &amp; PB page 45" href="http://viewer.zmags.com/publication/742c5822?page=45"> The cake challenger “I took a career break from m</a> <a title="RBS_Sense &amp; PB page 46" href="http://viewer.zmags.com/publication/742c5822?page=46"> Moneytalks with Katherine Jenkins At 28, the mezz</a> <a title="RBS_Sense &amp; PB page 47" href="http://viewer.zmags.com/publication/742c5822?page=47"> family to nice holidays – I don’t get much time o</a>