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2018 Annual Enrollment | November 1 – 17, 2017
Active Employees
DOW U.S. BE
NEFITS DECISION GUIDE
SOLUTIONS FOR A BETTER FUTURE
Choosing Your 2018 Benefits
You are the Human Element. You help make great things happen and bring
our solutions to life. This is why Dow invests in you, and provides rewards
and benefits for you to live a healthy and vibrant life. Annual enrollment is a
time to learn about your options and choose the benefits that will help you
and your family thrive.
2018 Benefit Highlights
Use this guide with the tools on the Dow Benefits website to help you
consider your needs, evaluate your choices and make the best benefit
decisions for 2018.
The Dow Benefits website offers several tools to help you choose your benefits:
- Medical Plan Comparison and Cost Analysis Tools
- Dental Plan Comparison Tool
- Life Insurance Needs Analysis Tool
- Re
2018 Annual Enrollment | November 1 – 17, 2017
2018 Benefit Highlights Use this guide with the to
Ask .............................................
ASK 4 Employee Benefits Decision Guide 2018
Ask To better understand which benefits are right
INVESTIGATE 6 Employee Benefits Decision Guide
Medical Plans Dow offers several options for medi
MAP Plus – Two Choices (continued) How the MAP Pl
HMOs and HMO-like Plans – Only Available at Some
DECIDE — WHICH MEDICAL PLAN IS RIGHT FOR ME? If y
Health Savings Account (HSA) If you enroll in MAP
What are the benefits of an HSA? Learn how an HSA
Dental Plans Dow offers choices for dental covera
DECIDE – WHICH DENTAL PLAN IS RIGHT FOR ME? If yo
Vision Care Plan You have the option to elect the
Reimbursement/Flexible Spending Accounts (FSAs) T
Current HCRA Participants Electing the HSA for 20
DECIDE – WHICH REIMBURSEMENT ACCOUNT IS RIGHT FOR
Retirement Health Care Assistance Plan (RHCAP) Th
Life Insurance Life insurance benefits offer an im
Dependent Life Insurance for Child(ren) Provides
Accident Insurance Dow offers insurance that prov
Long Term Disability (LTD) The LTD program provid
Legal Plan MetLaw, offered through Hyatt Legal Pl
QUESTIONS? Employee Benefits Decision Guide 2018
Questions? Check out the Resources link, found in