<br /> Insurers Respond Who's New: Beyond Catastrophes: Issues & Answers:<br /> To Concussion Risk Turnover at the Top Building Resilience Specialty Lines<br /> Page 40 Page 48 Page 78 Pages 27-39<br /> www.bestreview.com September 2016<br /> A.M. BEST'S MONTHLY INSURANCE MAGAZINE<br /> GROWTH L EADERS<br /> With William R. Berkley at the helm, W.R. Berkley is one of the<br /> companies that have achieved dramatic growth over the past<br /> decades. Berkley is also among the industry lea<a title="Best's Review - September 2016 Edition page 1" href="http://viewer.zmags.com/publication/85138eaf?page=1"> Insurers Respond </a> <a title="Best's Review - September 2016 Edition page 2" href="http://viewer.zmags.com/publication/85138eaf?page=2"> Stone houses. Aluminum bats. Our client relatio</a> <a title="Best's Review - September 2016 Edition page 3" href="http://viewer.zmags.com/publication/85138eaf?page=3"> From the Editor's Desk Decades of Change </a> <a title="Best's Review - September 2016 Edition page 4" href="http://viewer.zmags.com/publication/85138eaf?page=4"> Contents GROWTH LEADERS Best's </a> <a title="Best's Review - September 2016 Edition page 5" href="http://viewer.zmags.com/publication/85138eaf?page=5"> Most companies would be content with a 94% claims</a> <a title="Best's Review - September 2016 Edition page 6" href="http://viewer.zmags.com/publication/85138eaf?page=6"> Contents SPECIALTY LINES Heads Up </a> <a title="Best's Review - September 2016 Edition page 7" href="http://viewer.zmags.com/publication/85138eaf?page=7"> Will digital help us do less or be more? Find out</a> <a title="Best's Review - September 2016 Edition page 8" href="http://viewer.zmags.com/publication/85138eaf?page=8"> Interactive Content Sponsored by: Lexington Insu</a> <a title="Best's Review - September 2016 Edition page 9" href="http://viewer.zmags.com/publication/85138eaf?page=9"> Funny how the most successful people in the indus</a> <a title="Best's Review - September 2016 Edition page 10" href="http://viewer.zmags.com/publication/85138eaf?page=10"> ® A.M.BestTV Parting Words From III's Hartwig: </a> <a title="Best's Review - September 2016 Edition page 11" href="http://viewer.zmags.com/publication/85138eaf?page=11"> Always flexible Based on our solid expertise in </a> <a title="Best's Review - September 2016 Edition page 12" href="http://viewer.zmags.com/publication/85138eaf?page=12"> Executive Changes Executive Changes Distributio</a> <a title="Best's Review - September 2016 Edition page 13" href="http://viewer.zmags.com/publication/85138eaf?page=13"> It's All in the Name ALLIANZ AUSTRIA has b</a> <a title="Best's Review - September 2016 Edition page 14" href="http://viewer.zmags.com/publication/85138eaf?page=14"> What Readers Say About Feedback/Calendar Changi</a> <a title="Best's Review - September 2016 Edition page 15" href="http://viewer.zmags.com/publication/85138eaf?page=15"> Best's Calendar: Trade Shows/Conferences Sept. 7 </a> <a title="Best's Review - September 2016 Edition page 16" href="http://viewer.zmags.com/publication/85138eaf?page=16"> Perspectives A Global Conversation About Life In</a> <a title="Best's Review - September 2016 Edition page 17" href="http://viewer.zmags.com/publication/85138eaf?page=17"> Education For Those Who Expect More American Pu</a> <a title="Best's Review - September 2016 Edition page 18" href="http://viewer.zmags.com/publication/85138eaf?page=18"> Spotlight on Specialty Lines Cyberattacks Increa</a> <a title="Best's Review - September 2016 Edition page 19" href="http://viewer.zmags.com/publication/85138eaf?page=19"> Spotlight on Commercial Lines Outgoing III Presi</a> <a title="Best's Review - September 2016 Edition page 20" href="http://viewer.zmags.com/publication/85138eaf?page=20"> Insight At Large Corporate Navigation Capitali</a> <a title="Best's Review - September 2016 Edition page 21" href="http://viewer.zmags.com/publication/85138eaf?page=21"> 3411 Silverside Road Baynard Building, Suite 100 </a> <a title="Best's Review - September 2016 Edition page 22" href="http://viewer.zmags.com/publication/85138eaf?page=22"> Insight Risk Adviser Appealing to Fear Insuranc</a> <a title="Best's Review - September 2016 Edition page 23" href="http://viewer.zmags.com/publication/85138eaf?page=23"> </a> <a title="Best's Review - September 2016 Edition page 24" href="http://viewer.zmags.com/publication/85138eaf?page=24"> Insight Technology The Next Big Thing Insurers </a> <a title="Best's Review - September 2016 Edition page 25" href="http://viewer.zmags.com/publication/85138eaf?page=25"> </a> <a title="Best's Review - September 2016 Edition page 26" href="http://viewer.zmags.com/publication/85138eaf?page=26"> Insight Regulatory/Law Shaping the Law The fort</a> <a title="Best's Review - September 2016 Edition page 27" href="http://viewer.zmags.com/publication/85138eaf?page=27"> Haven't we met before? Yes! Allow us to re-int</a> <a title="Best's Review - September 2016 Edition page 28" href="http://viewer.zmags.com/publication/85138eaf?page=28"> Insight Asset Management Cash Flow and Interest</a> <a title="Best's Review - September 2016 Edition page 29" href="http://viewer.zmags.com/publication/85138eaf?page=29"> Special Advertising Section ISSUES & ANSWERS: S</a> <a title="Best's Review - September 2016 Edition page 30" href="http://viewer.zmags.com/publication/85138eaf?page=30"> Exceptional Partnerships. Extraordinary Solutions</a> <a title="Best's Review - September 2016 Edition page 31" href="http://viewer.zmags.com/publication/85138eaf?page=31"> Special Advertising Section Issues & Answers E</a> <a title="Best's Review - September 2016 Edition page 32" href="http://viewer.zmags.com/publication/85138eaf?page=32"> It takes a hard shell to protect you from the </a> <a title="Best's Review - September 2016 Edition page 33" href="http://viewer.zmags.com/publication/85138eaf?page=33"> Special Advertising Section Issues & Answers E</a> <a title="Best's Review - September 2016 Edition page 34" href="http://viewer.zmags.com/publication/85138eaf?page=34"> Some games shouldn't be played without a safety n</a> <a title="Best's Review - September 2016 Edition page 35" href="http://viewer.zmags.com/publication/85138eaf?page=35"> Special Advertising Section Issues & Answers T</a> <a title="Best's Review - September 2016 Edition page 36" href="http://viewer.zmags.com/publication/85138eaf?page=36"> </a> <a title="Best's Review - September 2016 Edition page 37" href="http://viewer.zmags.com/publication/85138eaf?page=37"> Special Advertising Section Issues & Answers S</a> <a title="Best's Review - September 2016 Edition page 38" href="http://viewer.zmags.com/publication/85138eaf?page=38"> If you can think it, we'll think of a way to insu</a> <a title="Best's Review - September 2016 Edition page 39" href="http://viewer.zmags.com/publication/85138eaf?page=39"> Special Advertising Section Issues & Answers G</a> <a title="Best's Review - September 2016 Edition page 40" href="http://viewer.zmags.com/publication/85138eaf?page=40"> “Your clients count on you... You can count on Ad</a> <a title="Best's Review - September 2016 Edition page 41" href="http://viewer.zmags.com/publication/85138eaf?page=41"> Special Advertising Section Issues & Answers E</a> <a title="Best's Review - September 2016 Edition page 42" href="http://viewer.zmags.com/publication/85138eaf?page=42"> Specialty Lines Heads Up Insurers aren't sitting</a> <a title="Best's Review - September 2016 Edition page 43" href="http://viewer.zmags.com/publication/85138eaf?page=43"> according to the National SAFE KIDS Campaign and </a> <a title="Best's Review - September 2016 Edition page 44" href="http://viewer.zmags.com/publication/85138eaf?page=44"> Specialty Lines originally thinking about. But s</a> <a title="Best's Review - September 2016 Edition page 45" href="http://viewer.zmags.com/publication/85138eaf?page=45"> MARSHALL DENNEHEY WARNER COLEMAN & GOGGIN ATTOR</a> <a title="Best's Review - September 2016 Edition page 46" href="http://viewer.zmags.com/publication/85138eaf?page=46"> Specialty Lines going to have to really reconsid</a> <a title="Best's Review - September 2016 Edition page 47" href="http://viewer.zmags.com/publication/85138eaf?page=47"> China Regulator Adds, Revises Asset Management Ru</a> <a title="Best's Review - September 2016 Edition page 48" href="http://viewer.zmags.com/publication/85138eaf?page=48"> Leaders HANDOFF The insurance industry is seeing</a> <a title="Best's Review - September 2016 Edition page 49" href="http://viewer.zmags.com/publication/85138eaf?page=49"> Corp., announced their retirements. “Som</a> <a title="Best's Review - September 2016 Edition page 50" href="http://viewer.zmags.com/publication/85138eaf?page=50"> Planned and Recent CEO Changes, Listed by Start D</a> <a title="Best's Review - September 2016 Edition page 51" href="http://viewer.zmags.com/publication/85138eaf?page=51"> (Continued from page 47) “In low interes</a> <a title="Best's Review - September 2016 Edition page 52" href="http://viewer.zmags.com/publication/85138eaf?page=52"> Leaders Three notable exceptions are In</a> <a title="Best's Review - September 2016 Edition page 53" href="http://viewer.zmags.com/publication/85138eaf?page=53"> models and products that are both capital-friendl</a> <a title="Best's Review - September 2016 Edition page 54" href="http://viewer.zmags.com/publication/85138eaf?page=54"> Growth Leaders GROWTH LEADERS B est's Review pre</a> <a title="Best's Review - September 2016 Edition page 55" href="http://viewer.zmags.com/publication/85138eaf?page=55"> Decades of Change While many big multiline comme</a> <a title="Best's Review - September 2016 Edition page 56" href="http://viewer.zmags.com/publication/85138eaf?page=56"> Growth Leaders “Why would we have thoug</a> <a title="Best's Review - September 2016 Edition page 57" href="http://viewer.zmags.com/publication/85138eaf?page=57"> to excess and surplus, he said, because the line </a> <a title="Best's Review - September 2016 Edition page 58" href="http://viewer.zmags.com/publication/85138eaf?page=58"> Growth Leaders “I don't think it's the typical t</a> <a title="Best's Review - September 2016 Edition page 59" href="http://viewer.zmags.com/publication/85138eaf?page=59"> “We effectively said that to be able to grow in c</a> <a title="Best's Review - September 2016 Edition page 60" href="http://viewer.zmags.com/publication/85138eaf?page=60"> Growth Leaders Rob Berkley joined W.R. B</a> <a title="Best's Review - September 2016 Edition page 61" href="http://viewer.zmags.com/publication/85138eaf?page=61"> people together in a way that can best serve the </a> <a title="Best's Review - September 2016 Edition page 62" href="http://viewer.zmags.com/publication/85138eaf?page=62"> Growth Leaders Finding Its Niche Philadelphia I</a> <a title="Best's Review - September 2016 Edition page 63" href="http://viewer.zmags.com/publication/85138eaf?page=63"> Steep Ascent AmTrust climbed 117 spots in the ra</a> <a title="Best's Review - September 2016 Edition page 64" href="http://viewer.zmags.com/publication/85138eaf?page=64"> Best's Key Rating Guide ® Is Now Available Online</a> <a title="Best's Review - September 2016 Edition page 65" href="http://viewer.zmags.com/publication/85138eaf?page=65"> Shifting Gears Growth Leaders Geico and Progres</a> <a title="Best's Review - September 2016 Edition page 66" href="http://viewer.zmags.com/publication/85138eaf?page=66"> Growth Leaders company's performance,” Sullivan </a> <a title="Best's Review - September 2016 Edition page 67" href="http://viewer.zmags.com/publication/85138eaf?page=67"> Having one of the longest-running, consist</a> <a title="Best's Review - September 2016 Edition page 68" href="http://viewer.zmags.com/publication/85138eaf?page=68"> Growth Leaders “That's had many knock-on e</a> <a title="Best's Review - September 2016 Edition page 69" href="http://viewer.zmags.com/publication/85138eaf?page=69"> Growth Leaders Finding Solutions Regulation, cap</a> <a title="Best's Review - September 2016 Edition page 70" href="http://viewer.zmags.com/publication/85138eaf?page=70"> Decades of Change: U.S. Life Insurers U.S. Ordina</a> <a title="Best's Review - September 2016 Edition page 71" href="http://viewer.zmags.com/publication/85138eaf?page=71"> Capital Volatility Prudential has made stru</a> <a title="Best's Review - September 2016 Edition page 72" href="http://viewer.zmags.com/publication/85138eaf?page=72"> Decades of Change: U.S. Life Insurers U.S. Indivi</a> <a title="Best's Review - September 2016 Edition page 73" href="http://viewer.zmags.com/publication/85138eaf?page=73"> Life Insurance Moving Forward Amid uncertainty </a> <a title="Best's Review - September 2016 Edition page 74" href="http://viewer.zmags.com/publication/85138eaf?page=74"> Life Insurance At Issue The retirement </a> <a title="Best's Review - September 2016 Edition page 75" href="http://viewer.zmags.com/publication/85138eaf?page=75"> retirement savings vehicles and are exempted from</a> <a title="Best's Review - September 2016 Edition page 76" href="http://viewer.zmags.com/publication/85138eaf?page=76"> Conference Coverage Sharing RISK As mutual insur</a> <a title="Best's Review - September 2016 Edition page 77" href="http://viewer.zmags.com/publication/85138eaf?page=77"> Highlights from the 23rd annual event follow</a> <a title="Best's Review - September 2016 Edition page 78" href="http://viewer.zmags.com/publication/85138eaf?page=78"> Conference Coverage get concerned about is nonph</a> <a title="Best's Review - September 2016 Edition page 79" href="http://viewer.zmags.com/publication/85138eaf?page=79"> What A.M. 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