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<br /> SUPPLEMENT #1 DATED JANUARY 1, 2014 TO THE VIRGINIA529 INVESTSM<br /> PROGRAM DESCRIPTION & PRIVACY POLICY DATED JANUARY 1, 2014<br /> New Lower inVEST Administrative Fee<br /> Effective January 1, 2014, the inVEST Administrative Fee will be reduced from<br /> 0.20% to 0.15%. This fee is mentioned on the following pages in the inVEST<br /> Program Description: 4, 33, 42, 49, 52, and 53.<br /> Please file this Supplement to the Virginia529 inVEST℠ Program Description with your records.<br /> Supplement effective as of January 1, 2013 to the<br /> Virginia529 inVEST℠ Program Description Dated January 1, 2013<br /> This Supplement describes important changes affecting the Virginia529 inVEST program effective<br /> on or about January 1, 2013. The information below replaces referenced sections in the Program<br /> Description.<br /> Pg. 40<br /> Changes to Federal Estate and Gift Tax Provisions. The 2001 Economic Growth <a title="va529_invest_program_description page 1" href="http://viewer.zmags.com/publication/8c27c279?page=1"> SUPPLEMENT #1 DATED JANUARY 1, 2014 TO THE VIRGIN</a> <a title="va529_invest_program_description page 2" href="http://viewer.zmags.com/publication/8c27c279?page=2"> Please file this Supplement to the Virginia529 in</a> <a title="va529_invest_program_description page 3" href="http://viewer.zmags.com/publication/8c27c279?page=3"> another individual or entity, that transfer may b</a> <a title="va529_invest_program_description page 4" href="http://viewer.zmags.com/publication/8c27c279?page=4"> Virginia529 inVEST SM (formerly the Virginia Edu</a> <a title="va529_invest_program_description page 5" href="http://viewer.zmags.com/publication/8c27c279?page=5"> Customers should obtain all enrollment materials,</a> <a title="va529_invest_program_description page 6" href="http://viewer.zmags.com/publication/8c27c279?page=6"> Table of Contents PROGRAM DESCRIPTION.........</a> <a title="va529_invest_program_description page 7" href="http://viewer.zmags.com/publication/8c27c279?page=7"> Virginia529 inVESTSM PROGRAM DESCRIPTION As of J</a> <a title="va529_invest_program_description page 8" href="http://viewer.zmags.com/publication/8c27c279?page=8"> Virginia529 inVEST — Program Description the Ame</a> <a title="va529_invest_program_description page 9" href="http://viewer.zmags.com/publication/8c27c279?page=9"> Virginia529 inVEST — Program Description “Design</a> <a title="va529_invest_program_description page 10" href="http://viewer.zmags.com/publication/8c27c279?page=10"> Virginia529 inVEST — Program Description “Member</a> <a title="va529_invest_program_description page 11" href="http://viewer.zmags.com/publication/8c27c279?page=11"> Virginia529 inVEST — Program Description “Qualif</a> <a title="va529_invest_program_description page 12" href="http://viewer.zmags.com/publication/8c27c279?page=12"> Virginia529 inVEST — Program Description intervi</a> <a title="va529_invest_program_description page 13" href="http://viewer.zmags.com/publication/8c27c279?page=13"> Virginia529 inVEST — Program Description Committ</a> <a title="va529_invest_program_description page 14" href="http://viewer.zmags.com/publication/8c27c279?page=14"> Virginia529 inVEST — Program Description Owners </a> <a title="va529_invest_program_description page 15" href="http://viewer.zmags.com/publication/8c27c279?page=15"> Virginia529 inVEST — Program Description Benefic</a> <a title="va529_invest_program_description page 16" href="http://viewer.zmags.com/publication/8c27c279?page=16"> Virginia529 inVEST — Program Description Account</a> <a title="va529_invest_program_description page 17" href="http://viewer.zmags.com/publication/8c27c279?page=17"> Virginia529 inVEST — Program Description Non-qua</a> <a title="va529_invest_program_description page 18" href="http://viewer.zmags.com/publication/8c27c279?page=18"> Virginia529 inVEST — Program Description investm</a> <a title="va529_invest_program_description page 19" href="http://viewer.zmags.com/publication/8c27c279?page=19"> Virginia529 inVEST — Program Description Please </a> <a title="va529_invest_program_description page 20" href="http://viewer.zmags.com/publication/8c27c279?page=20"> Virginia529 inVEST — Program Description Not Ava</a> <a title="va529_invest_program_description page 21" href="http://viewer.zmags.com/publication/8c27c279?page=21"> Virginia529 inVEST — Program Description Age-Ba</a> <a title="va529_invest_program_description page 22" href="http://viewer.zmags.com/publication/8c27c279?page=22"> Virginia529 inVEST — Program Description Chart </a> <a title="va529_invest_program_description page 23" href="http://viewer.zmags.com/publication/8c27c279?page=23"> Virginia529 inVEST — Program Description The fol</a> <a title="va529_invest_program_description page 24" href="http://viewer.zmags.com/publication/8c27c279?page=24"> Virginia529 inVEST — Program Description The ass</a> <a title="va529_invest_program_description page 25" href="http://viewer.zmags.com/publication/8c27c279?page=25"> Virginia529 inVEST — Program Description Each of</a> <a title="va529_invest_program_description page 26" href="http://viewer.zmags.com/publication/8c27c279?page=26"> Virginia529 inVEST — Program Description ensure </a> <a title="va529_invest_program_description page 27" href="http://viewer.zmags.com/publication/8c27c279?page=27"> Virginia529 inVEST — Program Description believe</a> <a title="va529_invest_program_description page 28" href="http://viewer.zmags.com/publication/8c27c279?page=28"> Virginia529 inVEST — Program Description of indu</a> <a title="va529_invest_program_description page 29" href="http://viewer.zmags.com/publication/8c27c279?page=29"> Virginia529 inVEST — Program Description limited</a> <a title="va529_invest_program_description page 30" href="http://viewer.zmags.com/publication/8c27c279?page=30"> Virginia529 inVEST — Program Description rated I</a> <a title="va529_invest_program_description page 31" href="http://viewer.zmags.com/publication/8c27c279?page=31"> Virginia529 inVEST — Program Description Age-Ba</a> <a title="va529_invest_program_description page 32" href="http://viewer.zmags.com/publication/8c27c279?page=32"> Virginia529 inVEST — Program Description Non-Ev</a> <a title="va529_invest_program_description page 33" href="http://viewer.zmags.com/publication/8c27c279?page=33"> Virginia529 inVEST — Program Description Each of</a> <a title="va529_invest_program_description page 34" href="http://viewer.zmags.com/publication/8c27c279?page=34"> Virginia529 inVEST — Program Description the inv</a> <a title="va529_invest_program_description page 35" href="http://viewer.zmags.com/publication/8c27c279?page=35"> Virginia529 inVEST — Program Description Capital</a> <a title="va529_invest_program_description page 36" href="http://viewer.zmags.com/publication/8c27c279?page=36"> Virginia529 inVEST — Program Description may inv</a> <a title="va529_invest_program_description page 37" href="http://viewer.zmags.com/publication/8c27c279?page=37"> Virginia529 inVEST — Program Description risk. T</a> <a title="va529_invest_program_description page 38" href="http://viewer.zmags.com/publication/8c27c279?page=38"> Virginia529 inVEST — Program Description Non-Evo</a> <a title="va529_invest_program_description page 39" href="http://viewer.zmags.com/publication/8c27c279?page=39"> Virginia529 inVEST — Program Description Fees a</a> <a title="va529_invest_program_description page 40" href="http://viewer.zmags.com/publication/8c27c279?page=40"> Virginia529 inVEST — Program Description Other </a> <a title="va529_invest_program_description page 41" href="http://viewer.zmags.com/publication/8c27c279?page=41"> Virginia529 inVEST — Program Description Investm</a> <a title="va529_invest_program_description page 42" href="http://viewer.zmags.com/publication/8c27c279?page=42"> Virginia529 inVEST — Program Description Invest</a> <a title="va529_invest_program_description page 43" href="http://viewer.zmags.com/publication/8c27c279?page=43"> Virginia529 inVEST — Program Description Non-Evo</a> <a title="va529_invest_program_description page 44" href="http://viewer.zmags.com/publication/8c27c279?page=44"> Virginia529 inVEST — Program Description Securi</a> <a title="va529_invest_program_description page 45" href="http://viewer.zmags.com/publication/8c27c279?page=45"> Virginia529 inVEST — Program Description Federal</a> <a title="va529_invest_program_description page 46" href="http://viewer.zmags.com/publication/8c27c279?page=46"> Virginia529 inVEST — Program Description Contrib</a> <a title="va529_invest_program_description page 47" href="http://viewer.zmags.com/publication/8c27c279?page=47"> Virginia529 inVEST — Program Description The Ame</a> <a title="va529_invest_program_description page 48" href="http://viewer.zmags.com/publication/8c27c279?page=48"> VA529 Privacy Policy As of January 1, 2013 Prote</a> <a title="va529_invest_program_description page 49" href="http://viewer.zmags.com/publication/8c27c279?page=49"> Account Agreement As of January 1, 2013 1. The A</a> <a title="va529_invest_program_description page 50" href="http://viewer.zmags.com/publication/8c27c279?page=50"> Virginia College Savings Plan 9001 Arboretum </a>