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<br /> www.bestreview.com<br /> January 2013<br /> -ONTHLY)NSURANCE.EWS-AGAZINE )NSURERSs!GENTS"ROKERSs2EINSURERS<br /> ENTS "ROKERSs 2EINSURERS<br /> A forum to recognize the forward thinking among<br /> insurance organizations that breeds success. Page 12<br /> A.M. Best Rankings: Top<br /> Auditor and Actuarial Firms<br /> PAGE 36<br /> How Sandy Changes<br /> Boat Coverage<br /> PAGE 46<br /> <br /> Monthly Insurance News Magazine<br /> Published by A.M. Best Company<br /> BEST'S REVIEW<br /> CHAIRMAN & PRESIDENT Arthur Snyder III<br /> EXECUTIVE VICE PRESIDENT Larry G. Mayewski<br /> EXECUTIVE VICE PRESIDENT Paul C. Tinnirello<br /> SENIOR VICE PRESIDENTS Manfred Nowacki, Matthew Mosher,<br /> Rita L. Tedesco, Karen B. Heine<br /> A.M. BEST COMPANY, INC.<br /> (WORLD HE<a title="January 2013 page 1" href="http://viewer.zmags.com/publication/9c3baaf9?page=1"> www.bestreview.com January 2013 -ONTHLY)NS</a> <a title="January 2013 page 2" href="http://viewer.zmags.com/publication/9c3baaf9?page=2"> </a> <a title="January 2013 page 3" href="http://viewer.zmags.com/publication/9c3baaf9?page=3"> Monthly Insurance News Magazine Published by A.M</a> <a title="January 2013 page 4" href="http://viewer.zmags.com/publication/9c3baaf9?page=4"> Read our exclusive preview of a new book on insur</a> <a title="January 2013 page 5" href="http://viewer.zmags.com/publication/9c3baaf9?page=5"> ϲϳйŽĨŝĚĞŶƟƚLJƚŚĞŌĂŶĚĚĂƚĂďƌĞĂĐŚĞƐŽĐĐƵƌĨƌŽŵƚŚĞůŽƐƐŽƌ</a> <a title="January 2013 page 6" href="http://viewer.zmags.com/publication/9c3baaf9?page=6"> Contents, continued REGULATORY/LAW 36 ROTATION</a> <a title="January 2013 page 7" href="http://viewer.zmags.com/publication/9c3baaf9?page=7"> You're unique. We see that clearly. </a> <a title="January 2013 page 8" href="http://viewer.zmags.com/publication/9c3baaf9?page=8"> 6 ONLINE http://www.bestreview.com New Intera</a> <a title="January 2013 page 9" href="http://viewer.zmags.com/publication/9c3baaf9?page=9"> People in Insurance Insurance Jobs The U.S. insur</a> <a title="January 2013 page 10" href="http://viewer.zmags.com/publication/9c3baaf9?page=10"> People in Insurance Inc. He held several senior</a> <a title="January 2013 page 11" href="http://viewer.zmags.com/publication/9c3baaf9?page=11"> Insurance Marketing TOP 5 Tips for Advertising </a> <a title="January 2013 page 12" href="http://viewer.zmags.com/publication/9c3baaf9?page=12"> App News Aetna's Mobile Field Enrollment Tool </a> <a title="January 2013 page 13" href="http://viewer.zmags.com/publication/9c3baaf9?page=13"> Differentiate your company Close new business</a> <a title="January 2013 page 14" href="http://viewer.zmags.com/publication/9c3baaf9?page=14"> A forum for forward-thinking initiatives that are</a> <a title="January 2013 page 15" href="http://viewer.zmags.com/publication/9c3baaf9?page=15"> Workers' Compensation Accident Fund Holding</a> <a title="January 2013 page 16" href="http://viewer.zmags.com/publication/9c3baaf9?page=16"> INNOVATION SHOWCASE Homeowners Ace Private</a> <a title="January 2013 page 17" href="http://viewer.zmags.com/publication/9c3baaf9?page=17"> RGA Market Innovation Challenge More than 30 mi</a> <a title="January 2013 page 18" href="http://viewer.zmags.com/publication/9c3baaf9?page=18"> INNOVATION SHOWCASE Life Underwriting RGA </a> <a title="January 2013 page 19" href="http://viewer.zmags.com/publication/9c3baaf9?page=19"> Multinational Insurance Ace Group Ace World</a> <a title="January 2013 page 20" href="http://viewer.zmags.com/publication/9c3baaf9?page=20"> INNOVATION SHOWCASE Continuing Education A</a> <a title="January 2013 page 21" href="http://viewer.zmags.com/publication/9c3baaf9?page=21"> Life Underwriting American General Life Cos</a> <a title="January 2013 page 22" href="http://viewer.zmags.com/publication/9c3baaf9?page=22"> INNOVATION SHOWCASE Homeowners Narraganset</a> <a title="January 2013 page 23" href="http://viewer.zmags.com/publication/9c3baaf9?page=23"> Life Underwriting Primerica TermNow INNOVA</a> <a title="January 2013 page 24" href="http://viewer.zmags.com/publication/9c3baaf9?page=24"> Congratulations, Primerica! 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