Places 2012 7
The Career Challenges
of Military Spouses 16
The Future of Money 22
When it comes to nancial obstacles,
we're ready to help.
At USAA, we know military life is di erent. We've been there. So for current and former
military servicemembers and their families, we o er free nancial advice geared
speci cally to the realities of your life. For help managing expenses, creating an
investment strategy or planning for retirement, talk to a USAA Financial Advisor today.
We make it easy to get started.
Contact us for your free nancial assessment.
800-235-1898 | usaa.com/investing
Investing in securities products involves risk, including possible loss of principal.
Financial planning services and nancial advice provided by USAA Financial Planning Services Insurance Agency, I In This Issue
When it comes to nancial obstacles, we're ready
WELCOME TO USAA MAGAZINE « MESSAGE FRO
12 Shop Smart in 2013 16 Spouses Face Certiﬁcatio
THE FRONT MONEY INVEST AUTO HOME The White Famil
employing some of their earlier money habits. For
THE FRONT MONEY INVEST AUTO HOME to Harvard, I wa
Roll With the Changes? make it easier to manage,
THE FRONT MONEY INVEST AUTO HOME SUBJECTBUILDING
$ PRO/CON Should You Leave Your Children an Inh
STILL CLIPPING COUPONS? WE'LL SHOW YOU ANOTHER WA
T he new yea
BUY A CAR, NOT A PAYMENT Nationally syndi
LIVE ON A BUDGET Do you have more month t
Move. Certify. Repeat. STATE REQUIREMENTS CREATE
PHOTOGRAPHY BY DAVE LAURIDSEN MELISSA ROTHENB
A year later, Smith was granted a “provisio
PHOTOGRAPHY BY CHARLES HARRIS CHRISTINA ACTIS w
“Military spouse education and employment c
NATALIE WILLIAMS has temporarily set aside her c
22 USAA Magazine WINTER 2012
THE usaa.com BY IAN MOUNT · ILLUSTRATI
A Mobile Wallet in Action VIRTUAL COUPONS GPS-en
they are. But while the technology is in its infa
USAA Magazine | Winter 2012
MEMBER SAVINGS Knowing more begins now.
Do-It-Yourself Tools for Members on the Move Make
The views and opinions expressed in the preceding
Cyber thieves are smart. Make sure your online se
« MEMBER SNAPSHOT » Souper CEO Denise Morriso
Divided by the line of scrimmage.