<br />
2012–2013 Program Guide<br />
Looking towards the future<br />
<br />
It's never too late or too soon<br />
to start saving for college!<br />
Pursue your dreams at any stage in life or help<br />
a loved one reach theirs with Virginia529.SM<br />
As the nation’s largest 529 college savings plan,<br />
let us show you just how easy it is to get started<br />
and why more people save for higher education<br />
with Virginia529 than any other plan!<br />
Where will Virginia529 take you?<br />
<br />
Table of Contents<br />
4<br />
5<br />
6<br />
8<br />
10<br />
10<br />
11<br />
12<br />
Key Terms<br />
Virginia529 at a Glance<br />
Virginia529 prePAIDSM<br />
Virginia529 inVESTSM<br />
CollegeWealth®<br />
CollegeAmerica®<br />
Program Comparison Chart<br />
Frequently Asked Questions<br />
Selected information is presented in summary form for convenience. Customers should obtain the enrollment materials,<br />
including the Program Description, <a title="va529_program_guide page 1" href="http://viewer.zmags.com/publication/9d3aa9fc?page=1"> 2012–2013 Program Guide Looking towards</a>
<a title="va529_program_guide page 2" href="http://viewer.zmags.com/publication/9d3aa9fc?page=2"> </a>
<a title="va529_program_guide page 3" href="http://viewer.zmags.com/publication/9d3aa9fc?page=3"> It's never too late or too soon to start saving f</a>
<a title="va529_program_guide page 4" href="http://viewer.zmags.com/publication/9d3aa9fc?page=4"> </a>
<a title="va529_program_guide page 5" href="http://viewer.zmags.com/publication/9d3aa9fc?page=5"> Table of Contents 4 5 6 8 10 10 11 12 Key</a>
<a title="va529_program_guide page 6" href="http://viewer.zmags.com/publication/9d3aa9fc?page=6"> 4 PROGRAM GUIDE Key Terms n 529: A tax-advant</a>
<a title="va529_program_guide page 7" href="http://viewer.zmags.com/publication/9d3aa9fc?page=7"> PROGRAM GUIDE 5 Virginia529 at a Glance Flexibl</a>
<a title="va529_program_guide page 8" href="http://viewer.zmags.com/publication/9d3aa9fc?page=8"> 6 PROGRAM GUIDE Virginia529 prePAID Type of Prog</a>
<a title="va529_program_guide page 9" href="http://viewer.zmags.com/publication/9d3aa9fc?page=9"> PROGRAM GUIDE 7 2012–2013 Virginia529 prePAID Pr</a>
<a title="va529_program_guide page 10" href="http://viewer.zmags.com/publication/9d3aa9fc?page=10"> 8 PROGRAM GUIDE Virginia529 inVEST Type of Progr</a>
<a title="va529_program_guide page 11" href="http://viewer.zmags.com/publication/9d3aa9fc?page=11"> PROGRAM GUIDE 9 Non-Evolving Portfolios These p</a>
<a title="va529_program_guide page 12" href="http://viewer.zmags.com/publication/9d3aa9fc?page=12"> 10 PROGRAM GUIDE Additional Savings Options Type</a>
<a title="va529_program_guide page 13" href="http://viewer.zmags.com/publication/9d3aa9fc?page=13"> PROGRAM GUIDE 11 Program Comparison Chart Pre</a>
<a title="va529_program_guide page 14" href="http://viewer.zmags.com/publication/9d3aa9fc?page=14"> PROGRAM GUIDE 12 Frequently Asked Questions Are t</a>
<a title="va529_program_guide page 15" href="http://viewer.zmags.com/publication/9d3aa9fc?page=15"> Save today for a brighter tomorrow Toll-Free 1.8</a>