If you are visually impaired or blind, you can visit the PDF version by Pressing CONTROL + ALT + 4
<br /> www.banking-gateway.com Winter 2011/2012<br /> Solve the<br /> payments puzzle<br /> How to piece together regulatory challenges and<br /> breakthrough technologies in Europe and beyond<br /> Published in partnership with<br /> PLUS: CUSTOMER EXPERIENCE MANAGEMENT · TECHNOLOGY & INNOVATION · OUTSOURCING ·<br /> CORRESPONDENT BANKING · FRAUD & SECURITY · DATA CENTRES · RISK & COMPLIANCE<br /> Redefining Fraud Prevention<br /> ValidSoft can provide protection for all electronic, mobile and phone<br /> based banking channels<br />  Securing transactions through<br /> multi-factor authentication<br /> <br />  Telecommunication based solution<br /> against Card Not Present and Card<br /> Present fraud<br /> <br />  Using an Out Of Band (OOB) Channel<br /> e.g. the Mobile Phone<a title="Future Banking Issue 2 2011 page 1" href="http://viewer.zmags.com/publication/a0b0ff2f?page=1"> www.banking-gateway.com </a> <a title="Future Banking Issue 2 2011 page 2" href="http://viewer.zmags.com/publication/a0b0ff2f?page=2"> Redefining Fraud Prevention ValidSoft can provide</a> <a title="Future Banking Issue 2 2011 page 3" href="http://viewer.zmags.com/publication/a0b0ff2f?page=3"> Foreword On the web... On the web... </a> <a title="Future Banking Issue 2 2011 page 4" href="http://viewer.zmags.com/publication/a0b0ff2f?page=4"> Contents 14 Saxo Bank's CIO Mikael </a> <a title="Future Banking Issue 2 2011 page 5" href="http://viewer.zmags.com/publication/a0b0ff2f?page=5"> Contents Enhancing securities trading 40 To tax</a> <a title="Future Banking Issue 2 2011 page 6" href="http://viewer.zmags.com/publication/a0b0ff2f?page=6"> The intelligence > The front office Vital stati</a> <a title="Future Banking Issue 2 2011 page 7" href="http://viewer.zmags.com/publication/a0b0ff2f?page=7"> The intelligence > The front office The fate of t</a> <a title="Future Banking Issue 2 2011 page 8" href="http://viewer.zmags.com/publication/a0b0ff2f?page=8"> The intelligence > The front office News & views</a> <a title="Future Banking Issue 2 2011 page 9" href="http://viewer.zmags.com/publication/a0b0ff2f?page=9"> Smart Cloud Sourcing & Consulting </a> <a title="Future Banking Issue 2 2011 page 10" href="http://viewer.zmags.com/publication/a0b0ff2f?page=10"> CONNECTING THE TRADING WORLD 600+ FINANCIAL SERV</a> <a title="Future Banking Issue 2 2011 page 11" href="http://viewer.zmags.com/publication/a0b0ff2f?page=11"> Insight > Market intelligence Rewriting the ru</a> <a title="Future Banking Issue 2 2011 page 12" href="http://viewer.zmags.com/publication/a0b0ff2f?page=12"> Insight > Market intelligence This raises t</a> <a title="Future Banking Issue 2 2011 page 13" href="http://viewer.zmags.com/publication/a0b0ff2f?page=13"> Insight > Market intelligence The CRD IV R</a> <a title="Future Banking Issue 2 2011 page 14" href="http://viewer.zmags.com/publication/a0b0ff2f?page=14"> The big interview > Mikael Munck IT: the bedrock </a> <a title="Future Banking Issue 2 2011 page 15" href="http://viewer.zmags.com/publication/a0b0ff2f?page=15"> The big interview > Mikael Munck Developin</a> <a title="Future Banking Issue 2 2011 page 16" href="http://viewer.zmags.com/publication/a0b0ff2f?page=16"> Company insight > Data centre optimisation Effi</a> <a title="Future Banking Issue 2 2011 page 17" href="http://viewer.zmags.com/publication/a0b0ff2f?page=17"> Company insight > Data centre optimisation What</a> <a title="Future Banking Issue 2 2011 page 18" href="http://viewer.zmags.com/publication/a0b0ff2f?page=18"> Special report > Payments Joining dots the Th</a> <a title="Future Banking Issue 2 2011 page 19" href="http://viewer.zmags.com/publication/a0b0ff2f?page=19"> Special report > Payments “A </a> <a title="Future Banking Issue 2 2011 page 20" href="http://viewer.zmags.com/publication/a0b0ff2f?page=20"> Special report > Payments systems remains the m</a> <a title="Future Banking Issue 2 2011 page 21" href="http://viewer.zmags.com/publication/a0b0ff2f?page=21"> Consulting Division at BTR Services We assi</a> <a title="Future Banking Issue 2 2011 page 22" href="http://viewer.zmags.com/publication/a0b0ff2f?page=22"> Company insight > Payments Produce or deliver: </a> <a title="Future Banking Issue 2 2011 page 23" href="http://viewer.zmags.com/publication/a0b0ff2f?page=23"> Company insight > Payments + Figure 1. From e</a> <a title="Future Banking Issue 2 2011 page 24" href="http://viewer.zmags.com/publication/a0b0ff2f?page=24"> Special report > Payments D</a> <a title="Future Banking Issue 2 2011 page 25" href="http://viewer.zmags.com/publication/a0b0ff2f?page=25"> Special report > Payments services using card</a> <a title="Future Banking Issue 2 2011 page 26" href="http://viewer.zmags.com/publication/a0b0ff2f?page=26"> Company insight > Payments Ensure payments inn</a> <a title="Future Banking Issue 2 2011 page 27" href="http://viewer.zmags.com/publication/a0b0ff2f?page=27"> Company insight > Payments </a> <a title="Future Banking Issue 2 2011 page 28" href="http://viewer.zmags.com/publication/a0b0ff2f?page=28"> Special report > Payments SEPA marches on With</a> <a title="Future Banking Issue 2 2011 page 29" href="http://viewer.zmags.com/publication/a0b0ff2f?page=29"> Special report > Payments Th</a> <a title="Future Banking Issue 2 2011 page 30" href="http://viewer.zmags.com/publication/a0b0ff2f?page=30"> Special report > Payments scheme, taking into a</a> <a title="Future Banking Issue 2 2011 page 31" href="http://viewer.zmags.com/publication/a0b0ff2f?page=31"> Over a third of the world's largest banks rely ou</a> <a title="Future Banking Issue 2 2011 page 32" href="http://viewer.zmags.com/publication/a0b0ff2f?page=32"> Special report > Payments Richard Armstrong Ric</a> <a title="Future Banking Issue 2 2011 page 33" href="http://viewer.zmags.com/publication/a0b0ff2f?page=33"> of the technology,” says Richard Armstrong, new h</a> <a title="Future Banking Issue 2 2011 page 34" href="http://viewer.zmags.com/publication/a0b0ff2f?page=34"> Company insight > Payments Together we are stro</a> <a title="Future Banking Issue 2 2011 page 35" href="http://viewer.zmags.com/publication/a0b0ff2f?page=35"> Company insight > Payments </a> <a title="Future Banking Issue 2 2011 page 36" href="http://viewer.zmags.com/publication/a0b0ff2f?page=36"> Special report > Payments </a> <a title="Future Banking Issue 2 2011 page 37" href="http://viewer.zmags.com/publication/a0b0ff2f?page=37"> Special report > Payments “We have to exa</a> <a title="Future Banking Issue 2 2011 page 38" href="http://viewer.zmags.com/publication/a0b0ff2f?page=38"> Company insight > Payments Share the stress of</a> <a title="Future Banking Issue 2 2011 page 39" href="http://viewer.zmags.com/publication/a0b0ff2f?page=39"> Company insight > Payments </a> <a title="Future Banking Issue 2 2011 page 40" href="http://viewer.zmags.com/publication/a0b0ff2f?page=40"> Insight > Enhancing securities trading To tax, o</a> <a title="Future Banking Issue 2 2011 page 41" href="http://viewer.zmags.com/publication/a0b0ff2f?page=41"> Insight > Enhancing securities trading N</a> <a title="Future Banking Issue 2 2011 page 42" href="http://viewer.zmags.com/publication/a0b0ff2f?page=42"> Company insight > Enhancing securities trading </a> <a title="Future Banking Issue 2 2011 page 43" href="http://viewer.zmags.com/publication/a0b0ff2f?page=43"> Company insight > Enhancing securities trading </a> <a title="Future Banking Issue 2 2011 page 44" href="http://viewer.zmags.com/publication/a0b0ff2f?page=44"> Company insight > Enhancing securities trading </a> <a title="Future Banking Issue 2 2011 page 45" href="http://viewer.zmags.com/publication/a0b0ff2f?page=45"> Company insight > Enhancing securities trading </a> <a title="Future Banking Issue 2 2011 page 46" href="http://viewer.zmags.com/publication/a0b0ff2f?page=46"> Company insight > Enhancing securities trading </a> <a title="Future Banking Issue 2 2011 page 47" href="http://viewer.zmags.com/publication/a0b0ff2f?page=47"> Company insight > Enhancing securities trading </a> <a title="Future Banking Issue 2 2011 page 48" href="http://viewer.zmags.com/publication/a0b0ff2f?page=48"> Company insight > Enterprise content management </a> <a title="Future Banking Issue 2 2011 page 49" href="http://viewer.zmags.com/publication/a0b0ff2f?page=49"> </a> <a title="Future Banking Issue 2 2011 page 50" href="http://viewer.zmags.com/publication/a0b0ff2f?page=50"> Insight > Fraud & security On guard against t</a> <a title="Future Banking Issue 2 2011 page 51" href="http://viewer.zmags.com/publication/a0b0ff2f?page=51"> beyond have increased significantly in recent yea</a> <a title="Future Banking Issue 2 2011 page 52" href="http://viewer.zmags.com/publication/a0b0ff2f?page=52"> Company insight > Fraud & security Durable def</a> <a title="Future Banking Issue 2 2011 page 53" href="http://viewer.zmags.com/publication/a0b0ff2f?page=53"> Company insight > Fraud & security In order </a> <a title="Future Banking Issue 2 2011 page 54" href="http://viewer.zmags.com/publication/a0b0ff2f?page=54"> Company insight > Fraud & security Securing th</a> <a title="Future Banking Issue 2 2011 page 55" href="http://viewer.zmags.com/publication/a0b0ff2f?page=55"> Company insight > Fraud & security </a> <a title="Future Banking Issue 2 2011 page 56" href="http://viewer.zmags.com/publication/a0b0ff2f?page=56"> Insight > Fraud & security </a> <a title="Future Banking Issue 2 2011 page 57" href="http://viewer.zmags.com/publication/a0b0ff2f?page=57"> Brett Smith Brett Smith is vice-president of secu</a> <a title="Future Banking Issue 2 2011 page 58" href="http://viewer.zmags.com/publication/a0b0ff2f?page=58"> Company insight > Biometric solutions </a> <a title="Future Banking Issue 2 2011 page 59" href="http://viewer.zmags.com/publication/a0b0ff2f?page=59"> Company insight > Biometric solutions chip, mat</a> <a title="Future Banking Issue 2 2011 page 60" href="http://viewer.zmags.com/publication/a0b0ff2f?page=60"> Company insight > Outsourcing Destination: gro</a> <a title="Future Banking Issue 2 2011 page 61" href="http://viewer.zmags.com/publication/a0b0ff2f?page=61"> Company insight > Outsourcing Savvy banks ar</a> <a title="Future Banking Issue 2 2011 page 62" href="http://viewer.zmags.com/publication/a0b0ff2f?page=62"> Insight > Customer experience management </a> <a title="Future Banking Issue 2 2011 page 63" href="http://viewer.zmags.com/publication/a0b0ff2f?page=63"> Let's face it, banking is not the reason you'r</a> <a title="Future Banking Issue 2 2011 page 64" href="http://viewer.zmags.com/publication/a0b0ff2f?page=64"> Company insight > Customer experience management </a> <a title="Future Banking Issue 2 2011 page 65" href="http://viewer.zmags.com/publication/a0b0ff2f?page=65"> Company insight > Customer experience management </a> <a title="Future Banking Issue 2 2011 page 66" href="http://viewer.zmags.com/publication/a0b0ff2f?page=66"> Company insight > Customer experience management </a> <a title="Future Banking Issue 2 2011 page 67" href="http://viewer.zmags.com/publication/a0b0ff2f?page=67"> Company insight > Customer experience management </a> <a title="Future Banking Issue 2 2011 page 68" href="http://viewer.zmags.com/publication/a0b0ff2f?page=68"> Insight > Correspondent banking Trading plac</a> <a title="Future Banking Issue 2 2011 page 69" href="http://viewer.zmags.com/publication/a0b0ff2f?page=69"> Insight > Correspondent banking What does</a> <a title="Future Banking Issue 2 2011 page 70" href="http://viewer.zmags.com/publication/a0b0ff2f?page=70"> Company insight > Correspondent banking Achieve</a> <a title="Future Banking Issue 2 2011 page 71" href="http://viewer.zmags.com/publication/a0b0ff2f?page=71"> Company insight > Correspondent banking clie</a> <a title="Future Banking Issue 2 2011 page 72" href="http://viewer.zmags.com/publication/a0b0ff2f?page=72"> Company insight > Correspondent banking Value-</a> <a title="Future Banking Issue 2 2011 page 73" href="http://viewer.zmags.com/publication/a0b0ff2f?page=73"> Company insight > Correspondent banking </a> <a title="Future Banking Issue 2 2011 page 74" href="http://viewer.zmags.com/publication/a0b0ff2f?page=74"> Company insight > Correspondent banking Manage </a> <a title="Future Banking Issue 2 2011 page 75" href="http://viewer.zmags.com/publication/a0b0ff2f?page=75"> Company insight > Global custody Clear flexibi</a> <a title="Future Banking Issue 2 2011 page 76" href="http://viewer.zmags.com/publication/a0b0ff2f?page=76"> Insight > Technology & innovation Exchange for t</a> <a title="Future Banking Issue 2 2011 page 77" href="http://viewer.zmags.com/publication/a0b0ff2f?page=77"> Insight > Technology & innovation “I don't</a> <a title="Future Banking Issue 2 2011 page 78" href="http://viewer.zmags.com/publication/a0b0ff2f?page=78"> Company insight > Technology & innovation Inte</a> <a title="Future Banking Issue 2 2011 page 79" href="http://viewer.zmags.com/publication/a0b0ff2f?page=79"> Company insight > Technology & innovation Expe</a> <a title="Future Banking Issue 2 2011 page 80" href="http://viewer.zmags.com/publication/a0b0ff2f?page=80"> Insight > Risk & compliance “W </a> <a title="Future Banking Issue 2 2011 page 81" href="http://viewer.zmags.com/publication/a0b0ff2f?page=81"> Insight > Risk & compliance By the time a ba</a> <a title="Future Banking Issue 2 2011 page 82" href="http://viewer.zmags.com/publication/a0b0ff2f?page=82"> Insight > Risk & compliance “Risk appetite </a> <a title="Future Banking Issue 2 2011 page 83" href="http://viewer.zmags.com/publication/a0b0ff2f?page=83"> Real People. Real Solutions. Is customer engagem</a> <a title="Future Banking Issue 2 2011 page 84" href="http://viewer.zmags.com/publication/a0b0ff2f?page=84"> WE ARE THE ONES WHO HELP YOU LEAD WITH GLOBAL DEL</a>