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<br /> 2013 ANNUAL<br /> ENROLLMENT:<br /> BENEFITS GUIDE for<br /> FIELD ASSOCIATES<br /> A Word from<br /> On 2013 Benefit Changes<br /> NEW! Short Term<br /> DISABILITY<br /> BENEFIT<br /> and new wellness programs<br /> • Important Enrollment<br /> Reminders<br /> • New Coverage Policy<br /> • 2013 Rates<br /> • How to Enroll<br /> Click the headlines for more information!<br /> WHAT’S NEW<br /> A WORD FROM DOLLAR TREE<br /> Dear Dollar Tree Associates:<br /> Your health and the health of your family is of<br /> paramount importance to Dollar Tree’s mission and<br /> values. We are making some changes for 2013 that<br /> are designed with a strong focus on wellness and<br /> preventive benefits to encourage and make it easy for<br /> our associates to take responsibility for their health.<br /> We are excited about our new healthcare partner<br /> for 2013 – UnitedHealthcare. We believe that United<br /> gives us the best capabilities, support, an<a title="2013 Dollar Tree Guide_11-13-2012_v2 page 1" href="http://viewer.zmags.com/publication/a845d278?page=1"> 2013 ANNUAL ENROLLMENT: BENEFITS GUIDE for FIEL</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 2" href="http://viewer.zmags.com/publication/a845d278?page=2"> WHAT’S NEW A WORD FROM DOLLAR TREE Dear Dollar</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 3" href="http://viewer.zmags.com/publication/a845d278?page=3"> BENEFITS REMINDERS IMPORTANT BENEFITS PLAN REMIN</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 4" href="http://viewer.zmags.com/publication/a845d278?page=4"> MEDICAL PLAN UNITEDHEALTHCARE PPO UnitedHealthca</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 5" href="http://viewer.zmags.com/publication/a845d278?page=5"> WELLNESS TOOLS AND RESOURCES UNITEDHEALTHCARE PPO</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 6" href="http://viewer.zmags.com/publication/a845d278?page=6"> MEDICAL PLAN TO CONFIRM THAT YOUR HEALTH CARE P</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 7" href="http://viewer.zmags.com/publication/a845d278?page=7"> DENTAL PLAN DELTA DENTAL There are no changes t</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 8" href="http://viewer.zmags.com/publication/a845d278?page=8"> VISION PLAN EYEMED VISION CARE There are no cha</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 9" href="http://viewer.zmags.com/publication/a845d278?page=9"> FLEXIBLE SPENDING ACCOUNT HEALTH CARE AND DEPENDE</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 10" href="http://viewer.zmags.com/publication/a845d278?page=10"> FLEXIBLE SPENDING ACCOUNTS SAVINGS EXAMPLE & FREQ</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 11" href="http://viewer.zmags.com/publication/a845d278?page=11"> LIFE AND AD&D METLIFE Dollar Tree offers two type</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 12" href="http://viewer.zmags.com/publication/a845d278?page=12"> DISABILITY INCOME PROTECTION UNUM IF YOU WERE DI</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 13" href="http://viewer.zmags.com/publication/a845d278?page=13"> DISABILITY INCOME PROTECTION UNUM LONG TERM DISAB</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 14" href="http://viewer.zmags.com/publication/a845d278?page=14"> 2013 BENEFITS RATES 2013 PREMIUM/RATE CHART FOR F</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 15" href="http://viewer.zmags.com/publication/a845d278?page=15"> INSTRUCTIONS 2013 BENEFITS ANNUAL </a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 16" href="http://viewer.zmags.com/publication/a845d278?page=16"> INSTRUCTIONS 2013 BENEFITS ANNUAL ENROLLMENT 4. </a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 17" href="http://viewer.zmags.com/publication/a845d278?page=17"> IMPORTANT NOTICES PLEASE READ EXPANDED WOMEN’S PR</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 18" href="http://viewer.zmags.com/publication/a845d278?page=18"> IMPORTANT NOTICES PLEASE READ request enrollment </a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 19" href="http://viewer.zmags.com/publication/a845d278?page=19"> IMPORTANT NOTICES PLEASE READ GENERAL NOTICE OF C</a> <a title="2013 Dollar Tree Guide_11-13-2012_v2 page 20" href="http://viewer.zmags.com/publication/a845d278?page=20"> IMPORTANT CONTACTS PROVIDER PHONE/WEB Dollar </a>