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<br /> Take your<br /> opportunities<br /> Siân Davies Cole, head of<br /> paraplanning at Aspirations, on<br /> what it takes to run a paraplanning<br /> team and how she had to adapt her<br /> plans to get her dream role<br /> PAGE<br /> 7<br /> 5 minutes with…<br /> First of our new quick-fire<br /> questions series<br /> Your own business?<br /> Challenges of going it alone<br /> Mitigating IHT<br /> Using a SSAS – case study<br /> Ethical investing<br /> Combining ESG<br /> and credit analysis<br /> PLUS<br /> NEW SERIES<br /> GUIDE TO... SIMPLE<br /> INSIGHTS INTO KEY<br /> SUBJECTS<br /> Themagazinefor<br /> paraplanners<br /> andfinancial<br /> technicians<br /> November2019<br /> BAILLIE GIFFORD MANAGED FUND<br /> OFFERING OUR BEST<br /> IDEAS AT A LOW COST<br /> SINCE 1987 – THE ONGOING<br /> CHARGE IS JUST 0.43%*.<br /> THINK OF IT AS<br /> A ONE-STOP SHOP.<br /> For over three decades the Baillie Gifford Managed Fund has aimed<a title="Professional Paraplanner November 2019 page 1" href="http://viewer.zmags.com/publication/a9e3b9f8?page=1"> Take your opportunities Siân Davies Cole, head of</a> <a title="Professional Paraplanner November 2019 page 2" href="http://viewer.zmags.com/publication/a9e3b9f8?page=2"> BAILLIE GIFFORD MANAGED FUND OFFERING OUR BEST ID</a> <a title="Professional Paraplanner November 2019 page 3" href="http://viewer.zmags.com/publication/a9e3b9f8?page=3"> </a> <a title="Professional Paraplanner November 2019 page 4" href="http://viewer.zmags.com/publication/a9e3b9f8?page=4"> </a> <a title="Professional Paraplanner November 2019 page 5" href="http://viewer.zmags.com/publication/a9e3b9f8?page=5"> FOR PROFESSIONAL ADVISERS ONLY Proven multi-a</a> <a title="Professional Paraplanner November 2019 page 6" href="http://viewer.zmags.com/publication/a9e3b9f8?page=6"> MIND THE PRE-FUNDING GAP The Zurich Interme</a> <a title="Professional Paraplanner November 2019 page 7" href="http://viewer.zmags.com/publication/a9e3b9f8?page=7"> </a> <a title="Professional Paraplanner November 2019 page 8" href="http://viewer.zmags.com/publication/a9e3b9f8?page=8"> </a> <a title="Professional Paraplanner November 2019 page 9" href="http://viewer.zmags.com/publication/a9e3b9f8?page=9"> </a> <a title="Professional Paraplanner November 2019 page 10" href="http://viewer.zmags.com/publication/a9e3b9f8?page=10"> Community CHALLENGES OF GOING IT ALONE The pro</a> <a title="Professional Paraplanner November 2019 page 11" href="http://viewer.zmags.com/publication/a9e3b9f8?page=11"> Follow us on Twitter @profparaplanner </a> <a title="Professional Paraplanner November 2019 page 12" href="http://viewer.zmags.com/publication/a9e3b9f8?page=12"> </a> <a title="Professional Paraplanner November 2019 page 13" href="http://viewer.zmags.com/publication/a9e3b9f8?page=13"> </a> <a title="Professional Paraplanner November 2019 page 14" href="http://viewer.zmags.com/publication/a9e3b9f8?page=14"> guide to... SETTING UP A SSAS This issue we intr</a> <a title="Professional Paraplanner November 2019 page 15" href="http://viewer.zmags.com/publication/a9e3b9f8?page=15"> NEW SERI ES adviser to ensure the following doc</a> <a title="Professional Paraplanner November 2019 page 16" href="http://viewer.zmags.com/publication/a9e3b9f8?page=16"> </a> <a title="Professional Paraplanner November 2019 page 17" href="http://viewer.zmags.com/publication/a9e3b9f8?page=17"> Your trusted SIPP provider. With 40 </a> <a title="Professional Paraplanner November 2019 page 18" href="http://viewer.zmags.com/publication/a9e3b9f8?page=18"> Pensions TAX CASE STUDY Stephen McPhillips, te</a> <a title="Professional Paraplanner November 2019 page 19" href="http://viewer.zmags.com/publication/a9e3b9f8?page=19"> Follow us on Twitter @profparaplanner both Phil</a> <a title="Professional Paraplanner November 2019 page 20" href="http://viewer.zmags.com/publication/a9e3b9f8?page=20"> Tax UNLOCKING ESTATE PLANNING Overcoming clien</a> <a title="Professional Paraplanner November 2019 page 21" href="http://viewer.zmags.com/publication/a9e3b9f8?page=21"> Follow us on Twitter @profparaplanner </a> <a title="Professional Paraplanner November 2019 page 22" href="http://viewer.zmags.com/publication/a9e3b9f8?page=22"> </a> <a title="Professional Paraplanner November 2019 page 23" href="http://viewer.zmags.com/publication/a9e3b9f8?page=23"> THE INVESTMENT NEW SECTION COMMITTEE In our new</a> <a title="Professional Paraplanner November 2019 page 24" href="http://viewer.zmags.com/publication/a9e3b9f8?page=24"> UNLOVED JAPAN Japan could be worthy of long-term </a> <a title="Professional Paraplanner November 2019 page 25" href="http://viewer.zmags.com/publication/a9e3b9f8?page=25"> Follow us on Twitter @profparaplanner </a> <a title="Professional Paraplanner November 2019 page 26" href="http://viewer.zmags.com/publication/a9e3b9f8?page=26"> ESG AND CORPORATE BONDS THE INVESTMENT COMMITTEE</a> <a title="Professional Paraplanner November 2019 page 27" href="http://viewer.zmags.com/publication/a9e3b9f8?page=27"> Follow us on Twitter @profparaplanner by not ju</a> <a title="Professional Paraplanner November 2019 page 28" href="http://viewer.zmags.com/publication/a9e3b9f8?page=28"> FUNDING UNDER THREAT The sources of funding for n</a> <a title="Professional Paraplanner November 2019 page 29" href="http://viewer.zmags.com/publication/a9e3b9f8?page=29"> Follow us on Twitter @profparaplanner </a> <a title="Professional Paraplanner November 2019 page 30" href="http://viewer.zmags.com/publication/a9e3b9f8?page=30"> WHY EUROPE NOW? 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