<br />
2019 Annual Enrollment | November 1 – 16, 2018<br />
DOW U.S. BENEFITS TRANSITION GUID<br />
Active employees transitioning to the Agriculture Company (future Corteva<br />
Agriscience™) or the Specialty Products Company (future DuPont™)<br />
E<br />
Choosing Your 2019 Benefits with Your Transition in Mind<br />
As you make your Dow benefit choices for 2019, it is important to keep in mind your transition<br />
to Corteva Agriscience/future DuPont . You will enroll in Corteva Agriscience/future DuPont<br />
benefits at the time Dow becomes a new independent company (expected to occur at the<br />
beginning of the second quarter in 2019). To prepare for your transition, carefully consider<br />
what Dow benefits to choose for the first part of 2019.<br />
2019 Benefit Highlights<br />
Use this guide with the tools on the Dow Benefits website to help you<br />
consider your needs, evaluate your choices and make the best benefit<br />
decisions for 2019.<br />
The Dow Bene<a title="Corteva/DuPont Benefits Transition Guide page 1" href="http://viewer.zmags.com/publication/b903842b?page=1"> 2019 Annual Enrollment | November 1 – 16, 2018 </a>
<a title="Corteva/DuPont Benefits Transition Guide page 2" href="http://viewer.zmags.com/publication/b903842b?page=2"> 2019 Benefit Highlights Use this guide with the to</a>
<a title="Corteva/DuPont Benefits Transition Guide page 3" href="http://viewer.zmags.com/publication/b903842b?page=3"> Ask .............................................</a>
<a title="Corteva/DuPont Benefits Transition Guide page 4" href="http://viewer.zmags.com/publication/b903842b?page=4"> ASK 4 Employee Benefits Transition Guide 20</a>
<a title="Corteva/DuPont Benefits Transition Guide page 5" href="http://viewer.zmags.com/publication/b903842b?page=5"> Ask To better understand which benefits are right </a>
<a title="Corteva/DuPont Benefits Transition Guide page 6" href="http://viewer.zmags.com/publication/b903842b?page=6"> INVESTIGATE 6 Employee Benefits Transition Gui</a>
<a title="Corteva/DuPont Benefits Transition Guide page 7" href="http://viewer.zmags.com/publication/b903842b?page=7"> Medical Plans While Dow offers several medical op</a>
<a title="Corteva/DuPont Benefits Transition Guide page 8" href="http://viewer.zmags.com/publication/b903842b?page=8"> Why MAP Plus Option 2 is the Right Choice If you </a>
<a title="Corteva/DuPont Benefits Transition Guide page 9" href="http://viewer.zmags.com/publication/b903842b?page=9"> Other Medical Options While MAP Plus Option 2 is</a>
<a title="Corteva/DuPont Benefits Transition Guide page 10" href="http://viewer.zmags.com/publication/b903842b?page=10"> DECIDE — WHICH MEDICAL PLAN IS RIGHT FOR ME? If y</a>
<a title="Corteva/DuPont Benefits Transition Guide page 11" href="http://viewer.zmags.com/publication/b903842b?page=11"> Health Savings Account (HSA) With MAP Plus Option</a>
<a title="Corteva/DuPont Benefits Transition Guide page 12" href="http://viewer.zmags.com/publication/b903842b?page=12"> How you use your HSA money is up to you. You can </a>
<a title="Corteva/DuPont Benefits Transition Guide page 13" href="http://viewer.zmags.com/publication/b903842b?page=13"> Dental Plans Dow offers choices for dental covera</a>
<a title="Corteva/DuPont Benefits Transition Guide page 14" href="http://viewer.zmags.com/publication/b903842b?page=14"> DECIDE – WHICH DENTAL PLAN IS RIGHT FOR ME? If yo</a>
<a title="Corteva/DuPont Benefits Transition Guide page 15" href="http://viewer.zmags.com/publication/b903842b?page=15"> Vision Care Plan You have the option to elect the</a>
<a title="Corteva/DuPont Benefits Transition Guide page 16" href="http://viewer.zmags.com/publication/b903842b?page=16"> Reimbursement/Flexible Spending Accounts (FSAs) T</a>
<a title="Corteva/DuPont Benefits Transition Guide page 17" href="http://viewer.zmags.com/publication/b903842b?page=17"> Current HCRA Participants Electing the HSA for 20</a>
<a title="Corteva/DuPont Benefits Transition Guide page 18" href="http://viewer.zmags.com/publication/b903842b?page=18"> DECIDE – WHICH REIMBURSEMENT ACCOUNT IS RIGHT FOR</a>
<a title="Corteva/DuPont Benefits Transition Guide page 19" href="http://viewer.zmags.com/publication/b903842b?page=19"> Retirement Health Care Assistance Plan (RHCAP) Th</a>
<a title="Corteva/DuPont Benefits Transition Guide page 20" href="http://viewer.zmags.com/publication/b903842b?page=20"> Life Insurance Life insurance benefits offer an im</a>
<a title="Corteva/DuPont Benefits Transition Guide page 21" href="http://viewer.zmags.com/publication/b903842b?page=21"> Dependent Life Insurance for Child(ren) Provides </a>
<a title="Corteva/DuPont Benefits Transition Guide page 22" href="http://viewer.zmags.com/publication/b903842b?page=22"> Accident Insurance Dow offers insurance that prov</a>
<a title="Corteva/DuPont Benefits Transition Guide page 23" href="http://viewer.zmags.com/publication/b903842b?page=23"> Long Term Disability (LTD) The LTD program provid</a>
<a title="Corteva/DuPont Benefits Transition Guide page 24" href="http://viewer.zmags.com/publication/b903842b?page=24"> Legal Plan MetLaw, offered through Hyatt Legal Pl</a>
<a title="Corteva/DuPont Benefits Transition Guide page 25" href="http://viewer.zmags.com/publication/b903842b?page=25"> QUESTIONS? Employee Benefits Transition Guide 2019</a>
<a title="Corteva/DuPont Benefits Transition Guide page 26" href="http://viewer.zmags.com/publication/b903842b?page=26"> Questions? Check out the Resources link, found in</a>