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<br /> Smart Saving<br /> & Selective Spending<br /> A Savvy Guide to Financial Success<br /> Financial literacy<br /> is one of the<br /> key components<br /> that can help<br /> people realize<br /> their financial<br /> dreams. Climbing<br /> to the pinnacle of<br /> financial success<br /> may have some<br /> ups and downs.<br /> But with the right<br /> preparation and a<br /> strong knowledge<br /> base of time-tested<br /> strategies, you can<br /> learn to make wise<br /> decisions about<br /> handling your<br /> money so you can<br /> achieve the future<br /> you desire.<br /> Tuesday, April 1, 2014<br /> 1<br /> Table of contents<br /> Pay yourself first . . . . . . . . . . . . page 4<br /> Want vs. needs . . . . . . . . . . . . page 5<br /> Shop smart . . . . . . . . . . . . . . page 5<br /> Teaching kids about money? . . . . pages 6 - 7<br /> Save to own . . . . . . . . <a title="smart saving_2014 page 1" href="http://viewer.zmags.com/publication/b9a0976b?page=1"> Smart Saving & Selective S</a> <a title="smart saving_2014 page 2" href="http://viewer.zmags.com/publication/b9a0976b?page=2"> Table of contents Pay yourself first . . . . </a> <a title="smart saving_2014 page 3" href="http://viewer.zmags.com/publication/b9a0976b?page=3"> Get a head start! Think you’ll put off saving til</a> <a title="smart saving_2014 page 4" href="http://viewer.zmags.com/publication/b9a0976b?page=4"> Get the most out of your money No matter what you</a> <a title="smart saving_2014 page 5" href="http://viewer.zmags.com/publication/b9a0976b?page=5"> Wants vs. needs Shop smart! What if you ha</a> <a title="smart saving_2014 page 6" href="http://viewer.zmags.com/publication/b9a0976b?page=6"> Understanding $ and ¢ When is a sale not a don’t</a> <a title="smart saving_2014 page 7" href="http://viewer.zmags.com/publication/b9a0976b?page=7"> ale? ise clearance! n the store ! ught up in </a> <a title="smart saving_2014 page 8" href="http://viewer.zmags.com/publication/b9a0976b?page=8"> Debit cards Can't wait to get a debit card? It se</a> <a title="smart saving_2014 page 9" href="http://viewer.zmags.com/publication/b9a0976b?page=9"> What is interest? Interest is money that a borrow</a> <a title="smart saving_2014 page 10" href="http://viewer.zmags.com/publication/b9a0976b?page=10"> Building a credit history Most people borrow mone</a> <a title="smart saving_2014 page 11" href="http://viewer.zmags.com/publication/b9a0976b?page=11"> Learn to earn Money matters have a language all t</a> <a title="smart saving_2014 page 12" href="http://viewer.zmags.com/publication/b9a0976b?page=12"> Thanks Mountain America has c</a>