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<br /> ISSUE 81<br /> APRIL 2014<br /> ICAEW.COM/FSF<br /> TOGETHER HOW'S MY READY FOR<br /> AS ONE REGULATING? THE STAGE<br /> THE CASE FOR THE UK'S NEW TIME FOR<br /> AN INTEGRATED FINANCIAL MEDIUM-SIZED<br /> REPORTING REGULATORS COMPANIES TO<br /> FRAMEWORK – A YEAR ON AUTO ENROL<br /> EASY TIGER<br /> What happens<br /> when it's time<br /> to get off the<br /> interest rate ride?<br /> DISCOVER THE<br /> REWARDS OF YOUR<br /> HARD WORK<br /> PROFESSIONAL MORTGAGES PROVIDED<br /> BY SCOTTISH WIDOWS BANK<br /> Having worked so hard for your career, isn't it nice to know that you could be rewarded with a<br /> Professional Mortgage, exclusively for experts like you?<br /> We have a range of Professional Mortgages with a choice of f<a title="FS Focus APRIL 14 page 1" href="http://viewer.zmags.com/publication/b9d29b38?page=1"> ISSUE 81 APRIL 2014 ICAEW.COM/FSF TOGETHER </a> <a title="FS Focus APRIL 14 page 2" href="http://viewer.zmags.com/publication/b9d29b38?page=2"> DISCOVER THE REWARDS OF YOUR HARD WORK PROF</a> <a title="FS Focus APRIL 14 page 3" href="http://viewer.zmags.com/publication/b9d29b38?page=3"> Contents Issue 81 April 2014 16 NEWS 04 Pensions</a> <a title="FS Focus APRIL 14 page 4" href="http://viewer.zmags.com/publication/b9d29b38?page=4"> WELCOME Pension pitfalls In the UK, the</a> <a title="FS Focus APRIL 14 page 5" href="http://viewer.zmags.com/publication/b9d29b38?page=5"> Faculty news STRATEGIC OVERHAUL UNVEILED TO </a> <a title="FS Focus APRIL 14 page 6" href="http://viewer.zmags.com/publication/b9d29b38?page=6"> Events CPD TRAINING IN FINANCIAL REPORTING Fro</a> <a title="FS Focus APRIL 14 page 7" href="http://viewer.zmags.com/publication/b9d29b38?page=7"> Auto enrolment: together we can ease the burden </a> <a title="FS Focus APRIL 14 page 8" href="http://viewer.zmags.com/publication/b9d29b38?page=8"> ALTERNATIV E VI EW THE FEAR FACTOR The threat o</a> <a title="FS Focus APRIL 14 page 9" href="http://viewer.zmags.com/publication/b9d29b38?page=9"> AUDIT & REPORTING MAKING THE LINKS The FRC'</a> <a title="FS Focus APRIL 14 page 10" href="http://viewer.zmags.com/publication/b9d29b38?page=10"> Forging new ties Bringing together financial, str</a> <a title="FS Focus APRIL 14 page 11" href="http://viewer.zmags.com/publication/b9d29b38?page=11"> AUDIT & REPORTING </a> <a title="FS Focus APRIL 14 page 12" href="http://viewer.zmags.com/publication/b9d29b38?page=12"> GETTING OFF THE TIGER Banks are riding a tiger in</a> <a title="FS Focus APRIL 14 page 13" href="http://viewer.zmags.com/publication/b9d29b38?page=13"> COVER STORY </a> <a title="FS Focus APRIL 14 page 14" href="http://viewer.zmags.com/publication/b9d29b38?page=14"> 134% Percentage of gross disposbale income that</a> <a title="FS Focus APRIL 14 page 15" href="http://viewer.zmags.com/publication/b9d29b38?page=15"> COVER STORY least</a> <a title="FS Focus APRIL 14 page 16" href="http://viewer.zmags.com/publication/b9d29b38?page=16"> Living in a digital world We know how digital tec</a> <a title="FS Focus APRIL 14 page 17" href="http://viewer.zmags.com/publication/b9d29b38?page=17"> MANAGEMENT RYAN ETTER / IKON THE DIGITAL THREAT</a> <a title="FS Focus APRIL 14 page 18" href="http://viewer.zmags.com/publication/b9d29b38?page=18"> IKON/ OTTO DETTMER REGULATORS' REPORT CARDS 1 Ap</a> <a title="FS Focus APRIL 14 page 19" href="http://viewer.zmags.com/publication/b9d29b38?page=19"> RISK & REGULATION REPOR</a> <a title="FS Focus APRIL 14 page 20" href="http://viewer.zmags.com/publication/b9d29b38?page=20"> RISK & REGULATION REPORT CARD FINANCIAL POLICY C</a> <a title="FS Focus APRIL 14 page 21" href="http://viewer.zmags.com/publication/b9d29b38?page=21"> RISK & REGULATION Devilish detail The new EM</a> <a title="FS Focus APRIL 14 page 22" href="http://viewer.zmags.com/publication/b9d29b38?page=22"> LLP salaried partners: the new regime HMRC's new </a> <a title="FS Focus APRIL 14 page 23" href="http://viewer.zmags.com/publication/b9d29b38?page=23"> FINANCIAL PLANNING GALLERYSTOCK Legislation wil</a> <a title="FS Focus APRIL 14 page 24" href="http://viewer.zmags.com/publication/b9d29b38?page=24"> Automatic enrolment into workplace pensions is fr</a> <a title="FS Focus APRIL 14 page 25" href="http://viewer.zmags.com/publication/b9d29b38?page=25"> FINANCIAL PLANNING REVIEW EXISTING </a> <a title="FS Focus APRIL 14 page 26" href="http://viewer.zmags.com/publication/b9d29b38?page=26"> Unfocused “So actually, if people do get a La</a> <a title="FS Focus APRIL 14 page 27" href="http://viewer.zmags.com/publication/b9d29b38?page=27"> OPENING DOORS TO GLOBAL GROWTH OPPORTUNITIES </a> <a title="FS Focus APRIL 14 page 28" href="http://viewer.zmags.com/publication/b9d29b38?page=28"> news and views. economia online has all the news </a>