<br />
2021<br />
US BENEFITS GUIDE<br />
ROBUST PROGRAMS FOR PERSONALIZED WELLBEING<br />
WELCOME TO YOUR<br />
2021 EMPLOYEE BENEFITS GUIDE<br />
CSG is proud to offer employee-focused benefits that are robust in design and support<br />
a wide spectrum of employee well-being needs. CSG continues to maintain market-<br />
competitive plan pricing, in line with our industry peers.<br />
This guide provides an overview of your benefits and is designed to help support employees<br />
in making thoughtful elections as a smart consumer of insurance. After reviewing this<br />
guide, please direct any benefits or enrollment questions to the CSG Benefits Team at<br />
CSGBenefitsOrganization@CSGI.com.<br />
2021 CSG Employee Benefits Guide<br />
2<br />
ELIGIBILITY<br />
You are eligible to participate in CSG benefit<br />
programs if you are a full- or part-time regular<br />
employee who works at least 20 hours per<br />
week. Eligible employees may also enroll<br /<a title="CSG 2021 Benefits Handbook_Final page 1" href="http://viewer.zmags.com/publication/c404e33c?page=1"> 2021 US BENEFITS GUIDE ROBUST PROGRAMS FOR PERSON</a>
<a title="CSG 2021 Benefits Handbook_Final page 2" href="http://viewer.zmags.com/publication/c404e33c?page=2"> WELCOME TO YOUR 2021 EMPLOYEE BENEFITS GUIDE CSG </a>
<a title="CSG 2021 Benefits Handbook_Final page 3" href="http://viewer.zmags.com/publication/c404e33c?page=3"> ELIGIBILITY You are eligible to participate in CS</a>
<a title="CSG 2021 Benefits Handbook_Final page 4" href="http://viewer.zmags.com/publication/c404e33c?page=4"> TIPS FOR ENROLLMENT 1. Enroll by your deadline</a>
<a title="CSG 2021 Benefits Handbook_Final page 5" href="http://viewer.zmags.com/publication/c404e33c?page=5"> YOUR HEALTH The CSG medical plan options include:</a>
<a title="CSG 2021 Benefits Handbook_Final page 6" href="http://viewer.zmags.com/publication/c404e33c?page=6"> MEDICAL PLAN COMPARISON (IN-NETWORK) All benefits</a>
<a title="CSG 2021 Benefits Handbook_Final page 7" href="http://viewer.zmags.com/publication/c404e33c?page=7"> HSA BENEFITS The Consumer Managed Plans I & II of</a>
<a title="CSG 2021 Benefits Handbook_Final page 8" href="http://viewer.zmags.com/publication/c404e33c?page=8"> FLEXIBLE SPENDING ACCOUNTS CSG offers four flexib</a>
<a title="CSG 2021 Benefits Handbook_Final page 9" href="http://viewer.zmags.com/publication/c404e33c?page=9"> HSA VS. HEALTH FSA COMPARISON THE BELOW CHART I</a>
<a title="CSG 2021 Benefits Handbook_Final page 10" href="http://viewer.zmags.com/publication/c404e33c?page=10"> PRESCRIPTION DRUGS Prescription drugs are managed</a>
<a title="CSG 2021 Benefits Handbook_Final page 11" href="http://viewer.zmags.com/publication/c404e33c?page=11"> ADDITIONAL RESOURCES, UNITED HEALTHCARE CSG is co</a>
<a title="CSG 2021 Benefits Handbook_Final page 12" href="http://viewer.zmags.com/publication/c404e33c?page=12"> TAP YOUR WAY TO BETTER HEALTH UnitedHealthcare pr</a>
<a title="CSG 2021 Benefits Handbook_Final page 13" href="http://viewer.zmags.com/publication/c404e33c?page=13"> ADDITIONAL UHC PROGRAMS CSG SPINE AND JOINT BENEF</a>
<a title="CSG 2021 Benefits Handbook_Final page 14" href="http://viewer.zmags.com/publication/c404e33c?page=14"> GET SUPPORT FOR YOUR PRECIOUS DELIVERY NURSE SUP</a>
<a title="CSG 2021 Benefits Handbook_Final page 15" href="http://viewer.zmags.com/publication/c404e33c?page=15"> DENTAL The dental plan is administered by MetLife</a>
<a title="CSG 2021 Benefits Handbook_Final page 16" href="http://viewer.zmags.com/publication/c404e33c?page=16"> VISION CARE CSG offers a choice of vision plans a</a>
<a title="CSG 2021 Benefits Handbook_Final page 17" href="http://viewer.zmags.com/publication/c404e33c?page=17"> MEDICAL PLAN COSTS EMPLOYEE BI-WEEKLY COSTS (26 </a>
<a title="CSG 2021 Benefits Handbook_Final page 18" href="http://viewer.zmags.com/publication/c404e33c?page=18"> LIFE & DISABILITY PLANS CSG offers a variety of l</a>
<a title="CSG 2021 Benefits Handbook_Final page 19" href="http://viewer.zmags.com/publication/c404e33c?page=19"> DEPENDENT LIFE INSURANCE CSG provides you the opp</a>
<a title="CSG 2021 Benefits Handbook_Final page 20" href="http://viewer.zmags.com/publication/c404e33c?page=20"> SUPPLEMENTAL LIFE/AD&D RATE VOLUNTARY LIFE/AD&D</a>
<a title="CSG 2021 Benefits Handbook_Final page 21" href="http://viewer.zmags.com/publication/c404e33c?page=21"> SHORT-TERM DISABILITY COVERAGE CSG offers Short-T</a>
<a title="CSG 2021 Benefits Handbook_Final page 22" href="http://viewer.zmags.com/publication/c404e33c?page=22"> TRADITIONAL LONG-TERM DISABILITY PREMIUM CALCULAT</a>
<a title="CSG 2021 Benefits Handbook_Final page 23" href="http://viewer.zmags.com/publication/c404e33c?page=23"> YOUR WEALTH In addition to the HSA that has a tri</a>
<a title="CSG 2021 Benefits Handbook_Final page 24" href="http://viewer.zmags.com/publication/c404e33c?page=24"> ADDITIONAL BENEFITS LEGAL SERVICES ARAG makes leg</a>
<a title="CSG 2021 Benefits Handbook_Final page 25" href="http://viewer.zmags.com/publication/c404e33c?page=25"> SUPPORT TO ACHIEVE YOUR BEST ADDIT</a>
<a title="CSG 2021 Benefits Handbook_Final page 26" href="http://viewer.zmags.com/publication/c404e33c?page=26"> ADDITIONAL BENEFITS CSG offers many additional be</a>
<a title="CSG 2021 Benefits Handbook_Final page 27" href="http://viewer.zmags.com/publication/c404e33c?page=27"> TIME OFF OUTPUT SOLUTIONS CENTER (OSC) PRODUCTION</a>
<a title="CSG 2021 Benefits Handbook_Final page 28" href="http://viewer.zmags.com/publication/c404e33c?page=28"> US FLEXIBLE VACATION PLAN Eligibility: All exempt</a>
<a title="CSG 2021 Benefits Handbook_Final page 29" href="http://viewer.zmags.com/publication/c404e33c?page=29"> LEAVES OF ABSENCE Leave of Absence (LOA) is a tem</a>
<a title="CSG 2021 Benefits Handbook_Final page 30" href="http://viewer.zmags.com/publication/c404e33c?page=30"> GLOSSARY OF TERMS To help clarify troublesome ter</a>
<a title="CSG 2021 Benefits Handbook_Final page 31" href="http://viewer.zmags.com/publication/c404e33c?page=31"> GLOSSARY CONTINUED Out-of-Pocket Max – The out-of</a>
<a title="CSG 2021 Benefits Handbook_Final page 32" href="http://viewer.zmags.com/publication/c404e33c?page=32"> ABOUT THIS GUIDE This guide summarizes the benefi</a>