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<br /> GUIDE FOR<br /> First-time<br /> Buyers<br /> in association with<br /> Advice for<br /> borrowers<br /> What to ask, where to<br /> look, how to prepare<br /> Helping<br /> hands<br /> Government<br /> schemes explained <br /> Yes more<br /> Mr. Nice Guy<br /> By increasing the number of<br /> mortgage advisers we can say<br /> `Yes' to more customers<br /> YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE<br /> Search: NatWest Mortgages<br /> Based on a 75% increase of mortgage advisers<br /> between January 2014 and March 2016.<br /> INTRO<br /> Buying your first home is exciting but with so much to<br /> think about – not least arranging your first mortgage – it<br /> can sometimes be confusing too.<br /> The best lenders work hard to help first-time buyers<br /> through the homebuying maze. Not only are there dedicated<br /> mortgage products for those buying for the first time, but you<a title="NATWEST FTB CONSUMER SUPP 2016 page 1" href="http://viewer.zmags.com/publication/c82f99fd?page=1"> GUIDE FOR First-time Buyers in association with </a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 2" href="http://viewer.zmags.com/publication/c82f99fd?page=2"> Yes more Mr. Nice Guy By increasing the nu</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 3" href="http://viewer.zmags.com/publication/c82f99fd?page=3"> INTRO Buying your first home is exciting but with</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 4" href="http://viewer.zmags.com/publication/c82f99fd?page=4"> RFIENSAEANRCECSH GETTING YOUR FIRST MORTGAGE </a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 5" href="http://viewer.zmags.com/publication/c82f99fd?page=5"> they could lend you and what you can afford to re</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 6" href="http://viewer.zmags.com/publication/c82f99fd?page=6"> DEPOSIT BOOST YOUR BUYING POWER The size of y</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 7" href="http://viewer.zmags.com/publication/c82f99fd?page=7"> However, first-time buyers often struggle to put </a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 8" href="http://viewer.zmags.com/publication/c82f99fd?page=8"> RESEARCH HELP TO BUY HELP TO BUY The governme</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 9" href="http://viewer.zmags.com/publication/c82f99fd?page=9"> your home, or more if you are buying in L</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 10" href="http://viewer.zmags.com/publication/c82f99fd?page=10"> RESEARCH OVERVIEW MORTGAGE BASICS Th</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 11" href="http://viewer.zmags.com/publication/c82f99fd?page=11"> length of time on that specific deal, and if you </a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 12" href="http://viewer.zmags.com/publication/c82f99fd?page=12"> RESEARCH OVERVIEW ACCESS FOR ALL Brian Hollan</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 13" href="http://viewer.zmags.com/publication/c82f99fd?page=13"> to see what yo It’s always to ensure your need to</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 14" href="http://viewer.zmags.com/publication/c82f99fd?page=14"> RESEARCH OVERVIEW WHERE TO GO FOR YOUR MORTGAG</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 15" href="http://viewer.zmags.com/publication/c82f99fd?page=15"> Branch-based advice For many first-time buyers, t</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 16" href="http://viewer.zmags.com/publication/c82f99fd?page=16"> RESEARCH OVERVIEW KNOW YOUR BUDGET From valua</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 17" href="http://viewer.zmags.com/publication/c82f99fd?page=17"> Insurance premiums Buying a home is hugely expens</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 18" href="http://viewer.zmags.com/publication/c82f99fd?page=18"> RESEARCH OVERVIEW THE BUYING PROCESS 10 steps</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 19" href="http://viewer.zmags.com/publication/c82f99fd?page=19"> 6. SEARCHES Your solicitor/ conveyancer carries o</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 20" href="http://viewer.zmags.com/publication/c82f99fd?page=20"> RESEARCH TOP TIPS 10 TOP TIPS FOR FIRST-TIME B</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 21" href="http://viewer.zmags.com/publication/c82f99fd?page=21"> is whether you would prefer your interest rate to</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 22" href="http://viewer.zmags.com/publication/c82f99fd?page=22"> RESEARCH JARGON JARGON BUSTER Do you know you</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 23" href="http://viewer.zmags.com/publication/c82f99fd?page=23"> Computer says `Yes' We're now approving more mo</a> <a title="NATWEST FTB CONSUMER SUPP 2016 page 24" href="http://viewer.zmags.com/publication/c82f99fd?page=24"> </a>