<br />
ISSUE 100<br />
JANUARY 2016<br />
ICAEW.COM/FSF<br />
100<br />
Celebrating 100 issues of analysis<br />
and insight on financial services<br />
+<br />
DOWN TO<br />
ROOT LEVEL<br />
ALISON COTTRELL<br />
ON BANKING<br />
STANDARDS<br />
SUPPLY, DEMAND<br />
THE PENSIONS<br />
SCENE FROM THE<br />
RETIREMENT AND<br />
SAVINGS SUMMIT<br />
“I didn't realise Baird<br />
has raised and managed<br />
more than $3 billion in<br />
private equity.”<br />
You may know Baird for our deep sector expertise, but that's really just the beginning of<br />
our capabilities. With more than 100 offices on three continents and more than $1 billion<br />
in revenues, Baird offers insights, expertise and strong relationships with intermediaries<br />
and businesses around the globe.<br />
Access a truly global financial partner at BairdEurope.com.<br />
London Shanghai Chicago Milwaukee<br />
Robert W. Baird Limited and Baird Capital Partners Europe L<a title="FS Focus JANUARY 2016 page 1" href="http://viewer.zmags.com/publication/cd06a83c?page=1"> ISSUE 100 JANUARY 2016 ICAEW.COM/FSF 100 Celebrat</a>
<a title="FS Focus JANUARY 2016 page 2" href="http://viewer.zmags.com/publication/cd06a83c?page=2"> “I didn't realise Baird has raised and managed </a>
<a title="FS Focus JANUARY 2016 page 3" href="http://viewer.zmags.com/publication/cd06a83c?page=3"> Contents Issue 100 January 2016 08 NEWS 04 Upon </a>
<a title="FS Focus JANUARY 2016 page 4" href="http://viewer.zmags.com/publication/cd06a83c?page=4"> WELCOME Marking time Nine years ago, when </a>
<a title="FS Focus JANUARY 2016 page 5" href="http://viewer.zmags.com/publication/cd06a83c?page=5"> NEWS & EVENTS FS Focus at 100 FS Focus l</a>
<a title="FS Focus JANUARY 2016 page 6" href="http://viewer.zmags.com/publication/cd06a83c?page=6"> News & events FINANCIAL ADVICE MARKETS REVIEW </a>
<a title="FS Focus JANUARY 2016 page 7" href="http://viewer.zmags.com/publication/cd06a83c?page=7"> Are you in tune? Conduct and culture Thursday 11 </a>
<a title="FS Focus JANUARY 2016 page 8" href="http://viewer.zmags.com/publication/cd06a83c?page=8"> ALTE RNAT IVE VIEW Retail's wish list for paym</a>
<a title="FS Focus JANUARY 2016 page 9" href="http://viewer.zmags.com/publication/cd06a83c?page=9"> AUDIT & REGULATION IFRS 9: questions for i</a>
<a title="FS Focus JANUARY 2016 page 10" href="http://viewer.zmags.com/publication/cd06a83c?page=10"> THE ACA EVOLUTION CONTINUES Two industry-specific</a>
<a title="FS Focus JANUARY 2016 page 11" href="http://viewer.zmags.com/publication/cd06a83c?page=11"> AUDIT & REPORTING T he ACA qualification is r</a>
<a title="FS Focus JANUARY 2016 page 12" href="http://viewer.zmags.com/publication/cd06a83c?page=12"> GETTING TECHY Non-executives are not aller</a>
<a title="FS Focus JANUARY 2016 page 13" href="http://viewer.zmags.com/publication/cd06a83c?page=13"> MANAGEMENT C omputing is often viewed as some</a>
<a title="FS Focus JANUARY 2016 page 14" href="http://viewer.zmags.com/publication/cd06a83c?page=14"> SETTING DOWN NEW ROOTS 14 </a>
<a title="FS Focus JANUARY 2016 page 15" href="http://viewer.zmags.com/publication/cd06a83c?page=15"> It's not often you hear someone say “I'm proud to</a>
<a title="FS Focus JANUARY 2016 page 16" href="http://viewer.zmags.com/publication/cd06a83c?page=16"> thing or is it really embedded and acted [upon] a</a>
<a title="FS Focus JANUARY 2016 page 17" href="http://viewer.zmags.com/publication/cd06a83c?page=17"> BANKING STANDARDS “It is easy within a secto</a>
<a title="FS Focus JANUARY 2016 page 18" href="http://viewer.zmags.com/publication/cd06a83c?page=18"> DO BANKS WORK? ICAEW members enjoyed an evening o</a>
<a title="FS Focus JANUARY 2016 page 19" href="http://viewer.zmags.com/publication/cd06a83c?page=19"> RISK & REGULATION </a>
<a title="FS Focus JANUARY 2016 page 20" href="http://viewer.zmags.com/publication/cd06a83c?page=20"> CYBER DEFENCES It is possible to insure cyber ris</a>
<a title="FS Focus JANUARY 2016 page 21" href="http://viewer.zmags.com/publication/cd06a83c?page=21"> RISK & REGULATION CYBER INSURANCE COSTS A</a>
<a title="FS Focus JANUARY 2016 page 22" href="http://viewer.zmags.com/publication/cd06a83c?page=22"> ADVICE ALLIANCE Delegates at ICAEW's Retirement a</a>
<a title="FS Focus JANUARY 2016 page 23" href="http://viewer.zmags.com/publication/cd06a83c?page=23"> FINANCIAL PLANNING </a>
<a title="FS Focus JANUARY 2016 page 24" href="http://viewer.zmags.com/publication/cd06a83c?page=24"> “Choice is a two-edged sword – it gives peopl</a>
<a title="FS Focus JANUARY 2016 page 25" href="http://viewer.zmags.com/publication/cd06a83c?page=25"> FINANCIAL PLANNING VALERO DOVAL/IKON Plugging d</a>
<a title="FS Focus JANUARY 2016 page 26" href="http://viewer.zmags.com/publication/cd06a83c?page=26"> Unfocused They said it… Predictions for 2016 A</a>
<a title="FS Focus JANUARY 2016 page 27" href="http://viewer.zmags.com/publication/cd06a83c?page=27"> CREATE VALUE FOR YOURSELF AND YOUR ENTERPRISE—STA</a>
<a title="FS Focus JANUARY 2016 page 28" href="http://viewer.zmags.com/publication/cd06a83c?page=28"> Trident_ redefined. </a>