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Zmags
It’s Time to
Make Your Choice!
2017
BENEFITS
OPEN ENROLLMENT
GUIDE
Faculty & Staff
Benefits Open Enrollment: Tuesday, November 1 – Friday, November 18, 2016 GET STARTED
OVERVIEW ENROLLMENT OPTIONS HEALTH PLAN ACCOUNTS YOUR BENEFITS ADDITIONAL
Take the Time to
Think About Your Choices
The benefits we offer are an important part of the total
compensation you get as a Penn State faculty or staff member.
It’s time to make your choices. How do you know if you
and your family are enrolled in the plan that is best for you?
We have done the math:
• We’ve found the majority of our employees would be
better off financially in the PPO Savings Plan, but more
of our employees are enrolled in the PPO Blue Plan.
• It may be worth 15–20 minutes of your time to explore
your o
It’s Time to Make Your Choice! 2017 BENEFITS OPE
Take the Time to Think About Your Choices The ben
Enrollment Checklist Log into ESSIC during Benefit
What’s Going to Be Different in 2017 PPO BLUE PL
Watch and Learn Click on the play button below to
Penn State Employee Examples Check out these typi
Learn More by Attending an In-Person Campus Meeti
Unable to Attend an In-Person Campus Meeting? AT
Your Cost for Coverage Again this year, premium c
Do the Math Consider all of the costs associated
Learn more about both plans Penn State is providi
Still considering the plans? When you are conside
The PPO Savings Plan (a Tax-Qualified Account-Base
PPO Savings Plan To understand how the PPO Saving
PPO Blue Plan To understand how the PPO Blue Plan
Value-Based Benefit Design (VBBD) – PPO Blue Plan
PPO Savings Plan vs. PPO Blue Plan: The Details H
Health Savings Account (HSA) (only for those who
YOUR HSA IS TAX-FREE TIMES THREE! What makes an H
Health Care Flexible Spending Account (for those
Member can take the balance with him or her if he
Dependent Care Flexible Spending Account (for tho
Additional Benefits Dental The Dental plan, admini
BENEFIT CATEGORY IN-NETWORK NON-NETWORK MAXIMUMS/
Vision The Vision plan, administered by Highmark/
Life Insurance If you are already enrolled in the
Read on to see the rates. Long-Term Disability (
! REMEMBER TO TAKE ACTION: During Benefits Open E
! REMEMBER TO TAKE ACTION: During Benefits Open E
Now You’re Ready to Make Your Choices... Log Into
Your Benefit Resources COVERAGE VENDOR WEB
Glossary ACCIDENTAL DEATH & DISMEMBERMENT (AD&D
HEALTH CARE FLEXIBLE SPENDING ACCOUNT (FSA) If yo