If you are visually impaired or blind, you can visit the PDF version by Pressing CONTROL + ALT + 4
<br /> It’s Time to<br /> Make Your Choice!<br /> 2017<br /> BENEFITS<br /> OPEN ENROLLMENT<br /> GUIDE<br /> Faculty & Staff<br /> Benefits Open Enrollment: Tuesday, November 1 – Friday, November 18, 2016 GET STARTED<br /> OVERVIEW ENROLLMENT OPTIONS HEALTH PLAN ACCOUNTS YOUR BENEFITS ADDITIONAL <br /> <br /> Take the Time to<br /> Think About Your Choices<br /> The benefits we offer are an important part of the total<br /> compensation you get as a Penn State faculty or staff member.<br /> It’s time to make your choices. How do you know if you<br /> and your family are enrolled in the plan that is best for you?<br /> We have done the math:<br /> • We’ve found the majority of our employees would be<br /> better off financially in the PPO Savings Plan, but more<br /> of our employees are enrolled in the PPO Blue Plan.<br /> • It may be worth 15–20 minutes of your time to explore<br /> your o<a title="2017 Open Enrollment (Faculty and Staff) page 1" href="http://viewer.zmags.com/publication/d031c6ae?page=1"> It’s Time to Make Your Choice! 2017 BENEFITS OPE</a> <a title="2017 Open Enrollment (Faculty and Staff) page 2" href="http://viewer.zmags.com/publication/d031c6ae?page=2"> Take the Time to Think About Your Choices The ben</a> <a title="2017 Open Enrollment (Faculty and Staff) page 3" href="http://viewer.zmags.com/publication/d031c6ae?page=3"> Enrollment Checklist Log into ESSIC during Benefit</a> <a title="2017 Open Enrollment (Faculty and Staff) page 4" href="http://viewer.zmags.com/publication/d031c6ae?page=4"> What’s Going to Be Different in 2017 PPO BLUE PL</a> <a title="2017 Open Enrollment (Faculty and Staff) page 5" href="http://viewer.zmags.com/publication/d031c6ae?page=5"> Watch and Learn Click on the play button below to</a> <a title="2017 Open Enrollment (Faculty and Staff) page 6" href="http://viewer.zmags.com/publication/d031c6ae?page=6"> Penn State Employee Examples Check out these typi</a> <a title="2017 Open Enrollment (Faculty and Staff) page 7" href="http://viewer.zmags.com/publication/d031c6ae?page=7"> Learn More by Attending an In-Person Campus Meeti</a> <a title="2017 Open Enrollment (Faculty and Staff) page 8" href="http://viewer.zmags.com/publication/d031c6ae?page=8"> Unable to Attend an In-Person Campus Meeting? AT</a> <a title="2017 Open Enrollment (Faculty and Staff) page 9" href="http://viewer.zmags.com/publication/d031c6ae?page=9"> Your Cost for Coverage Again this year, premium c</a> <a title="2017 Open Enrollment (Faculty and Staff) page 10" href="http://viewer.zmags.com/publication/d031c6ae?page=10"> Do the Math Consider all of the costs associated </a> <a title="2017 Open Enrollment (Faculty and Staff) page 11" href="http://viewer.zmags.com/publication/d031c6ae?page=11"> Learn more about both plans Penn State is providi</a> <a title="2017 Open Enrollment (Faculty and Staff) page 12" href="http://viewer.zmags.com/publication/d031c6ae?page=12"> Still considering the plans? When you are conside</a> <a title="2017 Open Enrollment (Faculty and Staff) page 13" href="http://viewer.zmags.com/publication/d031c6ae?page=13"> The PPO Savings Plan (a Tax-Qualified Account-Base</a> <a title="2017 Open Enrollment (Faculty and Staff) page 14" href="http://viewer.zmags.com/publication/d031c6ae?page=14"> PPO Savings Plan To understand how the PPO Saving</a> <a title="2017 Open Enrollment (Faculty and Staff) page 15" href="http://viewer.zmags.com/publication/d031c6ae?page=15"> PPO Blue Plan To understand how the PPO Blue Plan</a> <a title="2017 Open Enrollment (Faculty and Staff) page 16" href="http://viewer.zmags.com/publication/d031c6ae?page=16"> Value-Based Benefit Design (VBBD) – PPO Blue Plan </a> <a title="2017 Open Enrollment (Faculty and Staff) page 17" href="http://viewer.zmags.com/publication/d031c6ae?page=17"> PPO Savings Plan vs. PPO Blue Plan: The Details H</a> <a title="2017 Open Enrollment (Faculty and Staff) page 18" href="http://viewer.zmags.com/publication/d031c6ae?page=18"> Health Savings Account (HSA) (only for those who </a> <a title="2017 Open Enrollment (Faculty and Staff) page 19" href="http://viewer.zmags.com/publication/d031c6ae?page=19"> YOUR HSA IS TAX-FREE TIMES THREE! What makes an H</a> <a title="2017 Open Enrollment (Faculty and Staff) page 20" href="http://viewer.zmags.com/publication/d031c6ae?page=20"> Health Care Flexible Spending Account (for those </a> <a title="2017 Open Enrollment (Faculty and Staff) page 21" href="http://viewer.zmags.com/publication/d031c6ae?page=21"> Member can take the balance with him or her if he</a> <a title="2017 Open Enrollment (Faculty and Staff) page 22" href="http://viewer.zmags.com/publication/d031c6ae?page=22"> Dependent Care Flexible Spending Account (for tho</a> <a title="2017 Open Enrollment (Faculty and Staff) page 23" href="http://viewer.zmags.com/publication/d031c6ae?page=23"> Additional Benefits Dental The Dental plan, admini</a> <a title="2017 Open Enrollment (Faculty and Staff) page 24" href="http://viewer.zmags.com/publication/d031c6ae?page=24"> BENEFIT CATEGORY IN-NETWORK NON-NETWORK MAXIMUMS/</a> <a title="2017 Open Enrollment (Faculty and Staff) page 25" href="http://viewer.zmags.com/publication/d031c6ae?page=25"> Vision The Vision plan, administered by Highmark/</a> <a title="2017 Open Enrollment (Faculty and Staff) page 26" href="http://viewer.zmags.com/publication/d031c6ae?page=26"> Life Insurance If you are already enrolled in the</a> <a title="2017 Open Enrollment (Faculty and Staff) page 27" href="http://viewer.zmags.com/publication/d031c6ae?page=27"> Read on to see the rates. Long-Term Disability (</a> <a title="2017 Open Enrollment (Faculty and Staff) page 28" href="http://viewer.zmags.com/publication/d031c6ae?page=28"> ! REMEMBER TO TAKE ACTION: During Benefits Open E</a> <a title="2017 Open Enrollment (Faculty and Staff) page 29" href="http://viewer.zmags.com/publication/d031c6ae?page=29"> ! REMEMBER TO TAKE ACTION: During Benefits Open E</a> <a title="2017 Open Enrollment (Faculty and Staff) page 30" href="http://viewer.zmags.com/publication/d031c6ae?page=30"> Now You’re Ready to Make Your Choices... Log Into</a> <a title="2017 Open Enrollment (Faculty and Staff) page 31" href="http://viewer.zmags.com/publication/d031c6ae?page=31"> Your Benefit Resources COVERAGE VENDOR WEB</a> <a title="2017 Open Enrollment (Faculty and Staff) page 32" href="http://viewer.zmags.com/publication/d031c6ae?page=32"> Glossary ACCIDENTAL DEATH & DISMEMBERMENT (AD&D</a> <a title="2017 Open Enrollment (Faculty and Staff) page 33" href="http://viewer.zmags.com/publication/d031c6ae?page=33"> HEALTH CARE FLEXIBLE SPENDING ACCOUNT (FSA) If yo</a>