<br />
It’s Time to<br />
Make Your Choice!<br />
2017<br />
BENEFITS<br />
OPEN ENROLLMENT<br />
GUIDE<br />
Teamsters Local 8<br />
Benefits Open Enrollment: Tuesday, November 1 – Friday, November 18, 2016 GET STARTED<br />
OVERVIEW ENROLLMENT OPTIONS HEALTH PLAN ACCOUNTS YOUR BENEFITS ADDITIONAL <br />
<br />
Take the Time to<br />
Think About Your Choices<br />
The benefits we offer are an important part of the total<br />
compensation you get as a Penn State employee. It’s time<br />
to make your choices. How do you know if you and your<br />
family are enrolled in the plan that is best for you?<br />
We have done the math:<br />
• Although more of you are enrolled in the PPO Blue Plan<br />
today, it may not be the best plan for you and your family<br />
members. Just because the PPO Blue Plan has a lower<br />
deductible, that does not mean that it provides the best<br />
coverage<a title="2017 Open Enrollment (Teamsters) page 1" href="http://viewer.zmags.com/publication/d07da23c?page=1"> It’s Time to Make Your Choice! 2017 BENEFITS OPE</a>
<a title="2017 Open Enrollment (Teamsters) page 2" href="http://viewer.zmags.com/publication/d07da23c?page=2"> Take the Time to Think About Your Choices The ben</a>
<a title="2017 Open Enrollment (Teamsters) page 3" href="http://viewer.zmags.com/publication/d07da23c?page=3"> Enrollment Checklist Log into ESSIC during Benefit</a>
<a title="2017 Open Enrollment (Teamsters) page 4" href="http://viewer.zmags.com/publication/d07da23c?page=4"> What You Need to Know What’s going to be differen</a>
<a title="2017 Open Enrollment (Teamsters) page 5" href="http://viewer.zmags.com/publication/d07da23c?page=5"> Watch and Learn Click on the play button below to</a>
<a title="2017 Open Enrollment (Teamsters) page 6" href="http://viewer.zmags.com/publication/d07da23c?page=6"> Penn State Employee Examples Check out these typi</a>
<a title="2017 Open Enrollment (Teamsters) page 7" href="http://viewer.zmags.com/publication/d07da23c?page=7"> Learn More by Attending an In-Person Campus Meeti</a>
<a title="2017 Open Enrollment (Teamsters) page 8" href="http://viewer.zmags.com/publication/d07da23c?page=8"> Unable to Attend an In-Person Campus Meeting? AT</a>
<a title="2017 Open Enrollment (Teamsters) page 9" href="http://viewer.zmags.com/publication/d07da23c?page=9"> Your Cost for Coverage Again this year, premium c</a>
<a title="2017 Open Enrollment (Teamsters) page 10" href="http://viewer.zmags.com/publication/d07da23c?page=10"> Do the Math Consider all of the costs associated </a>
<a title="2017 Open Enrollment (Teamsters) page 11" href="http://viewer.zmags.com/publication/d07da23c?page=11"> Learn more about both plans Penn State is providi</a>
<a title="2017 Open Enrollment (Teamsters) page 12" href="http://viewer.zmags.com/publication/d07da23c?page=12"> Still considering the plans? When you are conside</a>
<a title="2017 Open Enrollment (Teamsters) page 13" href="http://viewer.zmags.com/publication/d07da23c?page=13"> The PPO Savings Plan (a Tax-Qualified Account-Base</a>
<a title="2017 Open Enrollment (Teamsters) page 14" href="http://viewer.zmags.com/publication/d07da23c?page=14"> PPO Savings Plan To understand how the PPO Saving</a>
<a title="2017 Open Enrollment (Teamsters) page 15" href="http://viewer.zmags.com/publication/d07da23c?page=15"> PPO Blue Plan To understand how the PPO Blue Plan</a>
<a title="2017 Open Enrollment (Teamsters) page 16" href="http://viewer.zmags.com/publication/d07da23c?page=16"> Value-Based Benefit Design (VBBD) – PPO Blue Plan </a>
<a title="2017 Open Enrollment (Teamsters) page 17" href="http://viewer.zmags.com/publication/d07da23c?page=17"> PPO Savings Plan vs. PPO Blue Plan: The Details H</a>
<a title="2017 Open Enrollment (Teamsters) page 18" href="http://viewer.zmags.com/publication/d07da23c?page=18"> Health Savings Account (HSA) (only for those who </a>
<a title="2017 Open Enrollment (Teamsters) page 19" href="http://viewer.zmags.com/publication/d07da23c?page=19"> YOUR HSA IS TAX-FREE TIMES THREE! What makes an H</a>
<a title="2017 Open Enrollment (Teamsters) page 20" href="http://viewer.zmags.com/publication/d07da23c?page=20"> Health Care Flexible Spending Account (for those </a>
<a title="2017 Open Enrollment (Teamsters) page 21" href="http://viewer.zmags.com/publication/d07da23c?page=21"> Member can take the balance with him or her if he</a>
<a title="2017 Open Enrollment (Teamsters) page 22" href="http://viewer.zmags.com/publication/d07da23c?page=22"> Dependent Care Flexible Spending Account (for tho</a>
<a title="2017 Open Enrollment (Teamsters) page 23" href="http://viewer.zmags.com/publication/d07da23c?page=23"> Additional Benefits Dental The Dental plan, admini</a>
<a title="2017 Open Enrollment (Teamsters) page 24" href="http://viewer.zmags.com/publication/d07da23c?page=24"> BENEFIT CATEGORY IN-NETWORK NON-NETWORK MAXIMUMS/</a>
<a title="2017 Open Enrollment (Teamsters) page 25" href="http://viewer.zmags.com/publication/d07da23c?page=25"> Vision The Vision plan, administered by Highmark/</a>
<a title="2017 Open Enrollment (Teamsters) page 26" href="http://viewer.zmags.com/publication/d07da23c?page=26"> Life Insurance If you are already enrolled in the</a>
<a title="2017 Open Enrollment (Teamsters) page 27" href="http://viewer.zmags.com/publication/d07da23c?page=27"> Read on to see the rates. Long-Term Disability (</a>
<a title="2017 Open Enrollment (Teamsters) page 28" href="http://viewer.zmags.com/publication/d07da23c?page=28"> ! REMEMBER TO TAKE ACTION: During Benefits Open E</a>
<a title="2017 Open Enrollment (Teamsters) page 29" href="http://viewer.zmags.com/publication/d07da23c?page=29"> Now You’re Ready to Make Your Choices... Log Into</a>
<a title="2017 Open Enrollment (Teamsters) page 30" href="http://viewer.zmags.com/publication/d07da23c?page=30"> Your Benefit Resources COVERAGE VENDOR WEB</a>
<a title="2017 Open Enrollment (Teamsters) page 31" href="http://viewer.zmags.com/publication/d07da23c?page=31"> Glossary ACCIDENTAL DEATH & DISMEMBERMENT (AD&D</a>
<a title="2017 Open Enrollment (Teamsters) page 32" href="http://viewer.zmags.com/publication/d07da23c?page=32"> HEALTH CARE FLEXIBLE SPENDING ACCOUNT (FSA) If yo</a>