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<br /> PREPARING FOR<br /> PENSION COMPULSION<br /> <br /> PENSIONS<br /> <br /> CHRISTINE HALLETT, CEO of Carey Pensions UK, gives an insight into what auto-<br /> enrolment means to employers and employees of companies large and small<br /> <br /> <br /> <br /> <br /> <br /> S<br /> ave more - or work longer - or pay<br /> higher taxes…<br /> <br /> Do any of the above sound<br /> appealing or something you would<br /> sign up to?<br /> <br /> A resounding 100 per cent `no', I hear;<br /> <br /> So, the Pensions Commission have created<br /> their new policy which will start affecting us<br /> all from 2012.<br /> <br /> The policy is to automatically enrol all<br /> jobholders into a contributory pension<br /> scheme through their employer.<br /> &<a title="Business Today Issue 2 2011 page 1" href="http://viewer.zmags.com/publication/d0faafee?page=1">Businesswww.ukbusiness-today.co.uk  Issue 2  2</a> Businesswww.ukbusiness-today.co.uk  Issue 2  2<a title="Business Today Issue 2 2011 page 2" href="http://viewer.zmags.com/publication/d0faafee?page=2"></a> <a title="Business Today Issue 2 2011 page 3" href="http://viewer.zmags.com/publication/d0faafee?page=3">Institute of Customer Service chief executive,Jo</a> Institute of Customer Service chief executive,Jo<a title="Business Today Issue 2 2011 page 4" href="http://viewer.zmags.com/publication/d0faafee?page=4"></a> <a title="Business Today Issue 2 2011 page 5" href="http://viewer.zmags.com/publication/d0faafee?page=5">PUBLISHERIan Parker01625 667607ian.parker@tena</a> PUBLISHERIan Parker01625 667607ian.parker@tena<a title="Business Today Issue 2 2011 page 6" href="http://viewer.zmags.com/publication/d0faafee?page=6">NEWSMANUFACTURINGCOMMENTARYSpring is i</a> NEWSMANUFACTURINGCOMMENTARYSpring is i<a title="Business Today Issue 2 2011 page 7" href="http://viewer.zmags.com/publication/d0faafee?page=7">WORKFORCEEMPLOYEE SATISFACTIONHITS RECORD LO</a> WORKFORCEEMPLOYEE SATISFACTIONHITS RECORD LO<a title="Business Today Issue 2 2011 page 8" href="http://viewer.zmags.com/publication/d0faafee?page=8"></a> <a title="Business Today Issue 2 2011 page 9" href="http://viewer.zmags.com/publication/d0faafee?page=9">PATERNITY LEAVETHUMBS-DOWN FORPATERNITY PLANS</a> PATERNITY LEAVETHUMBS-DOWN FORPATERNITY PLANS<a title="Business Today Issue 2 2011 page 10" href="http://viewer.zmags.com/publication/d0faafee?page=10"></a> <a title="Business Today Issue 2 2011 page 11" href="http://viewer.zmags.com/publication/d0faafee?page=11">CONFLICT MANAGEMENTEMPLOYMENT TRIBUNAL SYSTEM</a> CONFLICT MANAGEMENTEMPLOYMENT TRIBUNAL SYSTEM<a title="Business Today Issue 2 2011 page 12" href="http://viewer.zmags.com/publication/d0faafee?page=12">12 BUSINESSTODAY</a> 12 BUSINESSTODAY<a title="Business Today Issue 2 2011 page 13" href="http://viewer.zmags.com/publication/d0faafee?page=13">SME FOCUS VITALFOR THE ECONOMYOPINIONBIL</a> SME FOCUS VITALFOR THE ECONOMYOPINIONBIL<a title="Business Today Issue 2 2011 page 14" href="http://viewer.zmags.com/publication/d0faafee?page=14">OPINIONSOMEHOW,SOMEONEHAS TO STARTLENDING TO</a> OPINIONSOMEHOW,SOMEONEHAS TO STARTLENDING TO<a title="Business Today Issue 2 2011 page 15" href="http://viewer.zmags.com/publication/d0faafee?page=15">THE GREATCONVERGENCECARL ASTORRI considers the </a> THE GREATCONVERGENCECARL ASTORRI considers the <a title="Business Today Issue 2 2011 page 16" href="http://viewer.zmags.com/publication/d0faafee?page=16">PROFILEHELPING YOUR BUSINESSFIND NEW TALENTF</a> PROFILEHELPING YOUR BUSINESSFIND NEW TALENTF<a title="Business Today Issue 2 2011 page 17" href="http://viewer.zmags.com/publication/d0faafee?page=17">THE BOTTOM LINE? GOODCUSTOMER SERVICE PAYS OFF</a> THE BOTTOM LINE? GOODCUSTOMER SERVICE PAYS OFF<a title="Business Today Issue 2 2011 page 18" href="http://viewer.zmags.com/publication/d0faafee?page=18">theradvisoPROTECT YOURBUSINESS, KEEPYOUR </a> theradvisoPROTECT YOURBUSINESS, KEEPYOUR <a title="Business Today Issue 2 2011 page 19" href="http://viewer.zmags.com/publication/d0faafee?page=19">COPYRIGHT IN THE DIGITAL AGEUK's economy </a> COPYRIGHT IN THE DIGITAL AGEUK's economy <a title="Business Today Issue 2 2011 page 20" href="http://viewer.zmags.com/publication/d0faafee?page=20">theradvisoTAX AMNESTIESAND YOURBUSINESS</a> theradvisoTAX AMNESTIESAND YOURBUSINESS<a title="Business Today Issue 2 2011 page 21" href="http://viewer.zmags.com/publication/d0faafee?page=21">Q: Do you agree with moves to end the DefaultRet</a> Q: Do you agree with moves to end the DefaultRet<a title="Business Today Issue 2 2011 page 22" href="http://viewer.zmags.com/publication/d0faafee?page=22">CYBERCRIMETHE CYBER THREATTO UK BUSINESS</a> CYBERCRIMETHE CYBER THREATTO UK BUSINESS<a title="Business Today Issue 2 2011 page 23" href="http://viewer.zmags.com/publication/d0faafee?page=23">First I'd like to look at why the rising cyberth</a> First I'd like to look at why the rising cyberth<a title="Business Today Issue 2 2011 page 24" href="http://viewer.zmags.com/publication/d0faafee?page=24">BRIBERYACTSPOT THE DIFFERENCEIMPLEMENTATION </a> BRIBERYACTSPOT THE DIFFERENCEIMPLEMENTATION <a title="Business Today Issue 2 2011 page 25" href="http://viewer.zmags.com/publication/d0faafee?page=25"> THE BRIBERY ACT PROHIBITSTHE OFFER OF AN A</a> THE BRIBERY ACT PROHIBITSTHE OFFER OF AN A<a title="Business Today Issue 2 2011 page 26" href="http://viewer.zmags.com/publication/d0faafee?page=26">PROFILEYOUR PARTNER FORINTERNATIONALISATION</a> PROFILEYOUR PARTNER FORINTERNATIONALISATION<a title="Business Today Issue 2 2011 page 27" href="http://viewer.zmags.com/publication/d0faafee?page=27">NEW SUPPORT TO HELPFIRMS GO GLOBALBUSINESS TODA</a> NEW SUPPORT TO HELPFIRMS GO GLOBALBUSINESS TODA<a title="Business Today Issue 2 2011 page 28" href="http://viewer.zmags.com/publication/d0faafee?page=28">INTERNATIONALCAPITAL SHIFTS TOBRICMK MARKETS</a> INTERNATIONALCAPITAL SHIFTS TOBRICMK MARKETS<a title="Business Today Issue 2 2011 page 29" href="http://viewer.zmags.com/publication/d0faafee?page=29">From a payables perspective, lower purchasing cos</a> From a payables perspective, lower purchasing cos<a title="Business Today Issue 2 2011 page 30" href="http://viewer.zmags.com/publication/d0faafee?page=30">SKILLSWHOSE RESPONSIBILITY IS IT TOAND</a> SKILLSWHOSE RESPONSIBILITY IS IT TOAND<a title="Business Today Issue 2 2011 page 31" href="http://viewer.zmags.com/publication/d0faafee?page=31">THE IMPORTANCE OFENGAGING YOUR PEOPLESKILLSAN</a> THE IMPORTANCE OFENGAGING YOUR PEOPLESKILLSAN<a title="Business Today Issue 2 2011 page 32" href="http://viewer.zmags.com/publication/d0faafee?page=32">PROFILEEXCELLENCE INTRAINING DELIVERYBUSINESS</a> PROFILEEXCELLENCE INTRAINING DELIVERYBUSINESS<a title="Business Today Issue 2 2011 page 33" href="http://viewer.zmags.com/publication/d0faafee?page=33">DEMONSTRATING THEVALUE OF APPRENTICESHIPSSKILL</a> DEMONSTRATING THEVALUE OF APPRENTICESHIPSSKILL<a title="Business Today Issue 2 2011 page 34" href="http://viewer.zmags.com/publication/d0faafee?page=34">INTERVIEWFIGHTER LLOYD RESISTSTHE ECONOMY'S</a> INTERVIEWFIGHTER LLOYD RESISTSTHE ECONOMY'S<a title="Business Today Issue 2 2011 page 35" href="http://viewer.zmags.com/publication/d0faafee?page=35">Indeed, when I spoke to Lloyd he was intraining </a> Indeed, when I spoke to Lloyd he was intraining <a title="Business Today Issue 2 2011 page 36" href="http://viewer.zmags.com/publication/d0faafee?page=36">PROFILE PEERLESS PENSIONADMINISTRAT</a> PROFILE PEERLESS PENSIONADMINISTRAT<a title="Business Today Issue 2 2011 page 37" href="http://viewer.zmags.com/publication/d0faafee?page=37">PENSIONS REFORM –THE KEY QUESTIONSPENSIONSBU</a> PENSIONS REFORM –THE KEY QUESTIONSPENSIONSBU<a title="Business Today Issue 2 2011 page 38" href="http://viewer.zmags.com/publication/d0faafee?page=38">PROFILEPENSION REFORMS -AUTOMATIC ENROLMENTB</a> PROFILEPENSION REFORMS -AUTOMATIC ENROLMENTB<a title="Business Today Issue 2 2011 page 39" href="http://viewer.zmags.com/publication/d0faafee?page=39">< 37With the need for such a bespokesolution </a> < 37With the need for such a bespokesolution <a title="Business Today Issue 2 2011 page 40" href="http://viewer.zmags.com/publication/d0faafee?page=40">PROFILEEXPERT HELP TOMANAGE YOUR PENSIONAND B</a> PROFILEEXPERT HELP TOMANAGE YOUR PENSIONAND B<a title="Business Today Issue 2 2011 page 41" href="http://viewer.zmags.com/publication/d0faafee?page=41">< 39Will auto-enrolment bedetrimental to exec</a> < 39Will auto-enrolment bedetrimental to exec<a title="Business Today Issue 2 2011 page 42" href="http://viewer.zmags.com/publication/d0faafee?page=42">PENSIONSAUTOENROLMENT:VALUE FORMONEYCONCERN</a> PENSIONSAUTOENROLMENT:VALUE FORMONEYCONCERN<a title="Business Today Issue 2 2011 page 43" href="http://viewer.zmags.com/publication/d0faafee?page=43">PENSIONS REFORM –THE FUNDAMENTALS </a> PENSIONS REFORM –THE FUNDAMENTALS <a title="Business Today Issue 2 2011 page 44" href="http://viewer.zmags.com/publication/d0faafee?page=44">PROFILEGO ON - DEMAND MOREFROM YOUR INDEPENDEN</a> PROFILEGO ON - DEMAND MOREFROM YOUR INDEPENDEN<a title="Business Today Issue 2 2011 page 45" href="http://viewer.zmags.com/publication/d0faafee?page=45">NEST – EASINGTHE PENSIONSBURDENBy GRAHAM VIDL</a> NEST – EASINGTHE PENSIONSBURDENBy GRAHAM VIDL<a title="Business Today Issue 2 2011 page 46" href="http://viewer.zmags.com/publication/d0faafee?page=46">PROFILEA SOPHISTICATEDAPPROACH TOPENSIONS RIS</a> PROFILEA SOPHISTICATEDAPPROACH TOPENSIONS RIS<a title="Business Today Issue 2 2011 page 47" href="http://viewer.zmags.com/publication/d0faafee?page=47">EMPLOYERS MUST FACESOME HOME TRUTHSPENSIONSB</a> EMPLOYERS MUST FACESOME HOME TRUTHSPENSIONSB<a title="Business Today Issue 2 2011 page 48" href="http://viewer.zmags.com/publication/d0faafee?page=48">PROFILETO BOLDLY GO…BUSINESS TODAY turns the</a> PROFILETO BOLDLY GO…BUSINESS TODAY turns the<a title="Business Today Issue 2 2011 page 49" href="http://viewer.zmags.com/publication/d0faafee?page=49"></a> <a title="Business Today Issue 2 2011 page 50" href="http://viewer.zmags.com/publication/d0faafee?page=50">PENSIONSTHE IDEAL PENSIONSRECRUITMENT PARTNER</a> PENSIONSTHE IDEAL PENSIONSRECRUITMENT PARTNER<a title="Business Today Issue 2 2011 page 51" href="http://viewer.zmags.com/publication/d0faafee?page=51">PREPARING FORPENSION COMPULSIONPENSIONSCHRIS</a> PREPARING FORPENSION COMPULSIONPENSIONSCHRIS<a title="Business Today Issue 2 2011 page 52" href="http://viewer.zmags.com/publication/d0faafee?page=52">PROFILEGROUP WRAPS –CHOOSING THE RIGHTONE FOR</a> PROFILEGROUP WRAPS –CHOOSING THE RIGHTONE FOR<a title="Business Today Issue 2 2011 page 53" href="http://viewer.zmags.com/publication/d0faafee?page=53">AUTO-ENROLMENT ANDTHE FLEXIBLE WORKFORCEPENSIO</a> AUTO-ENROLMENT ANDTHE FLEXIBLE WORKFORCEPENSIO<a title="Business Today Issue 2 2011 page 54" href="http://viewer.zmags.com/publication/d0faafee?page=54">PENSIONSNAVIGATING WORKPLACEPENSIONS REFORMBI</a> PENSIONSNAVIGATING WORKPLACEPENSIONS REFORMBI<a title="Business Today Issue 2 2011 page 55" href="http://viewer.zmags.com/publication/d0faafee?page=55">REGAINING POWEROVER PROFITSRICHARD MCINTOSH </a> REGAINING POWEROVER PROFITSRICHARD MCINTOSH <a title="Business Today Issue 2 2011 page 56" href="http://viewer.zmags.com/publication/d0faafee?page=56">PROFILEBUSINESSFINANCEOPTIONSFOR SMES</a> PROFILEBUSINESSFINANCEOPTIONSFOR SMES<a title="Business Today Issue 2 2011 page 57" href="http://viewer.zmags.com/publication/d0faafee?page=57">HOW TO GET BACK ONTRACK WITH YOUR BANKBANKING</a> HOW TO GET BACK ONTRACK WITH YOUR BANKBANKING<a title="Business Today Issue 2 2011 page 58" href="http://viewer.zmags.com/publication/d0faafee?page=58">BANKINGGETTING YOURBUSINESS INTO SHAPET </a> BANKINGGETTING YOURBUSINESS INTO SHAPET <a title="Business Today Issue 2 2011 page 59" href="http://viewer.zmags.com/publication/d0faafee?page=59">REWARDING TOP TALENTWhat factors impact on an </a> REWARDING TOP TALENTWhat factors impact on an <a title="Business Today Issue 2 2011 page 60" href="http://viewer.zmags.com/publication/d0faafee?page=60">cbaInsolvency PractitionersWith offices across</a> cbaInsolvency PractitionersWith offices across<a title="Business Today Issue 2 2011 page 61" href="http://viewer.zmags.com/publication/d0faafee?page=61">INSOLVENCYKEEP TIGHT CREDITCONTROLS IN PLACE</a> INSOLVENCYKEEP TIGHT CREDITCONTROLS IN PLACE<a title="Business Today Issue 2 2011 page 62" href="http://viewer.zmags.com/publication/d0faafee?page=62">INTERVIEWGETTING THE INSOLVENCYBALANCE RIGHT</a> INTERVIEWGETTING THE INSOLVENCYBALANCE RIGHT<a title="Business Today Issue 2 2011 page 63" href="http://viewer.zmags.com/publication/d0faafee?page=63">DRIVING OUT THE`SEVEN DEADLY SINS'CLOUDSTEVE</a> DRIVING OUT THE`SEVEN DEADLY SINS'CLOUDSTEVE<a title="Business Today Issue 2 2011 page 64" href="http://viewer.zmags.com/publication/d0faafee?page=64">EMPLOYMENTSMES NEED TO BRACETHEMSELVES FOR</a> EMPLOYMENTSMES NEED TO BRACETHEMSELVES FOR<a title="Business Today Issue 2 2011 page 65" href="http://viewer.zmags.com/publication/d0faafee?page=65">TO TWEET ORNOT TO TWEETJOANNE KAVANAGH looks a</a> TO TWEET ORNOT TO TWEETJOANNE KAVANAGH looks a<a title="Business Today Issue 2 2011 page 66" href="http://viewer.zmags.com/publication/d0faafee?page=66">RENEWABLESTHE BUSINESS CASEFOR GOING GREEN</a> RENEWABLESTHE BUSINESS CASEFOR GOING GREEN<a title="Business Today Issue 2 2011 page 67" href="http://viewer.zmags.com/publication/d0faafee?page=67"></a> <a title="Business Today Issue 2 2011 page 68" href="http://viewer.zmags.com/publication/d0faafee?page=68"></a>