<br /> De-risking Portfolios Life Insurers Best’s Calendar: ISSUES & ANSWERS<br /> Before a Recession Target Uninsurables Trade Shows/Conferences Specialized Investments<br /> Page 24 Page 34 Page 60 Pages 21-23<br /> June 2019 • Volume 120 • Issue 6 www.bestreview.com<br /> AM BEST’S MONTHLY INSURANCE MAGAZINE<br /> NotPetya paralyzed businesses and<br /> put cyber on the map as an emerging<br /> catastrophe risk.<br /> Catastrophe Coverage<br /> Pages 41-59<br /> Let's talk niches. Special events and business services. Transportation and fuel.<br /> Entertainment, education, and environment. They all need coverage they can count on. Philadelphia<br /> Insurance Companies provides protection for more than<a title="Best's Review - June 2019 Edition page 1" href="http://viewer.zmags.com/publication/d164d17d?page=1"> De-risking Portfolios Life Insurers </a> <a title="Best's Review - June 2019 Edition page 2" href="http://viewer.zmags.com/publication/d164d17d?page=2"> Let's talk niches. Special events and business se</a> <a title="Best's Review - June 2019 Edition page 3" href="http://viewer.zmags.com/publication/d164d17d?page=3"> The New Storms From the Editor’s Desk: A Californ</a> <a title="Best's Review - June 2019 Edition page 4" href="http://viewer.zmags.com/publication/d164d17d?page=4"> CATASTROPHES Contents Going Dark 42 NotPetya pa</a> <a title="Best's Review - June 2019 Edition page 5" href="http://viewer.zmags.com/publication/d164d17d?page=5"> 41-59 In this special section Best's Review focu</a> <a title="Best's Review - June 2019 Edition page 6" href="http://viewer.zmags.com/publication/d164d17d?page=6"> State of Medical BestWebinar</a> <a title="Best's Review - June 2019 Edition page 7" href="http://viewer.zmags.com/publication/d164d17d?page=7"> ® RIMS Meets in Boston AMBestTV reports on topi</a> <a title="Best's Review - June 2019 Edition page 8" href="http://viewer.zmags.com/publication/d164d17d?page=8"> AM Best TV & Radio I naki Berenguer, CEO and c</a> <a title="Best's Review - June 2019 Edition page 9" href="http://viewer.zmags.com/publication/d164d17d?page=9"> `Elevate' Is Theme of 15th Bermuda Captive Confer</a> <a title="Best's Review - June 2019 Edition page 10" href="http://viewer.zmags.com/publication/d164d17d?page=10"> StarStone Names Former Validus CEO as Chairman E</a> <a title="Best's Review - June 2019 Edition page 11" href="http://viewer.zmags.com/publication/d164d17d?page=11"> Hyperion Fills Newly Created Chief Operating Offi</a> <a title="Best's Review - June 2019 Edition page 12" href="http://viewer.zmags.com/publication/d164d17d?page=12"> Axis Re Names President of EMEA And Latin America</a> <a title="Best's Review - June 2019 Edition page 13" href="http://viewer.zmags.com/publication/d164d17d?page=13"> A Changing Industry Best's Review recently asked</a> <a title="Best's Review - June 2019 Edition page 14" href="http://viewer.zmags.com/publication/d164d17d?page=14"> Supporting Roles Insurance Marketing Hartford F</a> <a title="Best's Review - June 2019 Edition page 15" href="http://viewer.zmags.com/publication/d164d17d?page=15"> Focus on Catastrophes AMBestTV talks to industry</a> <a title="Best's Review - June 2019 Edition page 16" href="http://viewer.zmags.com/publication/d164d17d?page=16"> A Global Conversation t %FMBXBSFUBLFTDBQUJWFJOTV</a> <a title="Best's Review - June 2019 Edition page 17" href="http://viewer.zmags.com/publication/d164d17d?page=17"> Owning Your Development It's up to you to make t</a> <a title="Best's Review - June 2019 Edition page 18" href="http://viewer.zmags.com/publication/d164d17d?page=18"> Regulatory Update Michigan House passes In the N</a> <a title="Best's Review - June 2019 Edition page 19" href="http://viewer.zmags.com/publication/d164d17d?page=19"> Say Yes to Cyber Companies of all sizes benefit f</a> <a title="Best's Review - June 2019 Edition page 20" href="http://viewer.zmags.com/publication/d164d17d?page=20"> Risk Adviser Overcoming Biases Consumers have ma</a> <a title="Best's Review - June 2019 Edition page 21" href="http://viewer.zmags.com/publication/d164d17d?page=21"> Data Manufacturing DataOps is the latest agile pr</a> <a title="Best's Review - June 2019 Edition page 22" href="http://viewer.zmags.com/publication/d164d17d?page=22"> Regulatory/Law Climate-Related Cats Hurricanes, </a> <a title="Best's Review - June 2019 Edition page 23" href="http://viewer.zmags.com/publication/d164d17d?page=23"> Special Advertising Section ISSUES & ANSWERS: </a> <a title="Best's Review - June 2019 Edition page 24" href="http://viewer.zmags.com/publication/d164d17d?page=24"> </a> <a title="Best's Review - June 2019 Edition page 25" href="http://viewer.zmags.com/publication/d164d17d?page=25"> SPECIAL ADVERTISING SECTION ssues &</a> <a title="Best's Review - June 2019 Edition page 26" href="http://viewer.zmags.com/publication/d164d17d?page=26"> Asset Management Horizon? Storm Clouds </a> <a title="Best's Review - June 2019 Edition page 27" href="http://viewer.zmags.com/publication/d164d17d?page=27"> calls for all the publicly traded insurers, almos</a> <a title="Best's Review - June 2019 Edition page 28" href="http://viewer.zmags.com/publication/d164d17d?page=28"> Asset Management “In the mid-November to </a> <a title="Best's Review - June 2019 Edition page 29" href="http://viewer.zmags.com/publication/d164d17d?page=29"> Hello. Do you speak insurance? </a> <a title="Best's Review - June 2019 Edition page 30" href="http://viewer.zmags.com/publication/d164d17d?page=30"> Asset Management “The three transcendent rul</a> <a title="Best's Review - June 2019 Edition page 31" href="http://viewer.zmags.com/publication/d164d17d?page=31"> “The greatest risk to the industry is a ratings m</a> <a title="Best's Review - June 2019 Edition page 32" href="http://viewer.zmags.com/publication/d164d17d?page=32"> ©2019 Conning, Inc. All Rights Reserved. </a> <a title="Best's Review - June 2019 Edition page 33" href="http://viewer.zmags.com/publication/d164d17d?page=33"> Mediation MEDIATION Matters Five best practices </a> <a title="Best's Review - June 2019 Edition page 34" href="http://viewer.zmags.com/publication/d164d17d?page=34"> Mediation Some companies merely go through </a> <a title="Best's Review - June 2019 Edition page 35" href="http://viewer.zmags.com/publication/d164d17d?page=35"> may view its offers as reasonable according to it</a> <a title="Best's Review - June 2019 Edition page 36" href="http://viewer.zmags.com/publication/d164d17d?page=36"> Life Insurance Reaching The Uninsurables The lif</a> <a title="Best's Review - June 2019 Edition page 37" href="http://viewer.zmags.com/publication/d164d17d?page=37"> Key Points A New Market: Life insurers are now t</a> <a title="Best's Review - June 2019 Edition page 38" href="http://viewer.zmags.com/publication/d164d17d?page=38"> Life Insurance vice president, U.S. mortality </a> <a title="Best's Review - June 2019 Edition page 39" href="http://viewer.zmags.com/publication/d164d17d?page=39"> comorbidities, according to Dr. Daniel Zimmerman,</a> <a title="Best's Review - June 2019 Edition page 40" href="http://viewer.zmags.com/publication/d164d17d?page=40"> Life Insurance “It's a growth opportunity. Peopl</a> <a title="Best's Review - June 2019 Edition page 41" href="http://viewer.zmags.com/publication/d164d17d?page=41"> chronic illnesses. Insurers are offering apps, di</a> <a title="Best's Review - June 2019 Edition page 42" href="http://viewer.zmags.com/publication/d164d17d?page=42"> Are You Getting the Insurance Data You Need? Los</a> <a title="Best's Review - June 2019 Edition page 43" href="http://viewer.zmags.com/publication/d164d17d?page=43"> Special Section Sponsored by: EMERGING Catastro</a> <a title="Best's Review - June 2019 Edition page 44" href="http://viewer.zmags.com/publication/d164d17d?page=44"> Catastrophes: Cyber Insurance by Kate Smith I </a> <a title="Best's Review - June 2019 Edition page 45" href="http://viewer.zmags.com/publication/d164d17d?page=45"> Special Section Sponsored by: </a> <a title="Best's Review - June 2019 Edition page 46" href="http://viewer.zmags.com/publication/d164d17d?page=46"> Catastrophes: Cyber Insurance It took 10 da</a> <a title="Best's Review - June 2019 Edition page 47" href="http://viewer.zmags.com/publication/d164d17d?page=47"> “NotPetya was concentrated as an attack on t</a> <a title="Best's Review - June 2019 Edition page 48" href="http://viewer.zmags.com/publication/d164d17d?page=48"> Catastrophes: Cyber Insurance “Had [NotPetya] be</a> <a title="Best's Review - June 2019 Edition page 49" href="http://viewer.zmags.com/publication/d164d17d?page=49"> Special Section Sponsored by: CCCCCCCCCCCCCCCCCC</a> <a title="Best's Review - June 2019 Edition page 50" href="http://viewer.zmags.com/publication/d164d17d?page=50"> Catastrophes: Cyberrisk But beyond those</a> <a title="Best's Review - June 2019 Edition page 51" href="http://viewer.zmags.com/publication/d164d17d?page=51"> Best's Insurance Reports® Gives You a Panoramic V</a> <a title="Best's Review - June 2019 Edition page 52" href="http://viewer.zmags.com/publication/d164d17d?page=52"> Catastrophes: Cyberrisk “When you compar</a> <a title="Best's Review - June 2019 Edition page 53" href="http://viewer.zmags.com/publication/d164d17d?page=53"> Special Section Sponsored by: out there to put</a> <a title="Best's Review - June 2019 Edition page 54" href="http://viewer.zmags.com/publication/d164d17d?page=54"> </a> <a title="Best's Review - June 2019 Edition page 55" href="http://viewer.zmags.com/publication/d164d17d?page=55"> Delivering the calm before, during and after the </a> <a title="Best's Review - June 2019 Edition page 56" href="http://viewer.zmags.com/publication/d164d17d?page=56"> Catastrophes: Volcanoes Hawaii's Mt. Kilauea was</a> <a title="Best's Review - June 2019 Edition page 57" href="http://viewer.zmags.com/publication/d164d17d?page=57"> Special Section Sponsored by: </a> <a title="Best's Review - June 2019 Edition page 58" href="http://viewer.zmags.com/publication/d164d17d?page=58"> Catastrophes: Volcanoes For months, Kil</a> <a title="Best's Review - June 2019 Edition page 59" href="http://viewer.zmags.com/publication/d164d17d?page=59"> Special Section Sponsored by: turn to the surp</a> <a title="Best's Review - June 2019 Edition page 60" href="http://viewer.zmags.com/publication/d164d17d?page=60"> Catastrophes: Volcanoes If insurers “don't feel </a> <a title="Best's Review - June 2019 Edition page 61" href="http://viewer.zmags.com/publication/d164d17d?page=61"> so it doesn't take into account other volcanic pe</a> <a title="Best's Review - June 2019 Edition page 62" href="http://viewer.zmags.com/publication/d164d17d?page=62"> Trade Shows Best's Calendar: Trade Shows/Confere</a> <a title="Best's Review - June 2019 Edition page 63" href="http://viewer.zmags.com/publication/d164d17d?page=63"> INSURANCE Event </a> <a title="Best's Review - June 2019 Edition page 64" href="http://viewer.zmags.com/publication/d164d17d?page=64"> WORKERS' COMPENSATION Event </a> <a title="Best's Review - June 2019 Edition page 65" href="http://viewer.zmags.com/publication/d164d17d?page=65"> ANNUAL CORPORATE CHANGES 2018 Corporate Changes </a> <a title="Best's Review - June 2019 Edition page 66" href="http://viewer.zmags.com/publication/d164d17d?page=66"> Corporate Changes HealthSpring of Alabama Inc. (</a> <a title="Best's Review - June 2019 Edition page 67" href="http://viewer.zmags.com/publication/d164d17d?page=67"> Freedom Health Inc. (AMB# 064910), Tampa, Fla. Th</a> <a title="Best's Review - June 2019 Edition page 68" href="http://viewer.zmags.com/publication/d164d17d?page=68"> Corporate Changes Delhaize Insurance Co. (AMB# 0</a> <a title="Best's Review - June 2019 Edition page 69" href="http://viewer.zmags.com/publication/d164d17d?page=69"> Greyhawk Specialty Insurance Co. (AMB# 011545), W</a> <a title="Best's Review - June 2019 Edition page 70" href="http://viewer.zmags.com/publication/d164d17d?page=70"> ACQUISITIONS & OWNERSHIP CHANGES Corporate Chang</a> <a title="Best's Review - June 2019 Edition page 71" href="http://viewer.zmags.com/publication/d164d17d?page=71"> Atwater, Calif. This company was placed into inso</a> <a title="Best's Review - June 2019 Edition page 72" href="http://viewer.zmags.com/publication/d164d17d?page=72"> Record Economic Losses Highlight Insurance Gap W</a> <a title="Best's Review - June 2019 Edition page 73" href="http://viewer.zmags.com/publication/d164d17d?page=73"> would rise. Unfortunately, those farmers were lar</a> <a title="Best's Review - June 2019 Edition page 74" href="http://viewer.zmags.com/publication/d164d17d?page=74"> Best's Credit Rating Actions Rating Actions T h</a> <a title="Best's Review - June 2019 Edition page 75" href="http://viewer.zmags.com/publication/d164d17d?page=75"> Rating Action Business Type Company Name/ Ultim</a> <a title="Best's Review - June 2019 Edition page 76" href="http://viewer.zmags.com/publication/d164d17d?page=76"> Rating Action Business Type Company Name/ Ultim</a> <a title="Best's Review - June 2019 Edition page 77" href="http://viewer.zmags.com/publication/d164d17d?page=77"> BEST'S FINANCIAL STRENGTH RATING GUIDE – (FSR) A </a> <a title="Best's Review - June 2019 Edition page 78" href="http://viewer.zmags.com/publication/d164d17d?page=78"> BEST'S ISSUER CREDIT RATING GUIDE – (ICR) Rating</a> <a title="Best's Review - June 2019 Edition page 79" href="http://viewer.zmags.com/publication/d164d17d?page=79"> Back in Business Stephen Catlin has teamed with P</a> <a title="Best's Review - June 2019 Edition page 80" href="http://viewer.zmags.com/publication/d164d17d?page=80"> Industry Updates unencumbered by legacy systems,</a> <a title="Best's Review - June 2019 Edition page 81" href="http://viewer.zmags.com/publication/d164d17d?page=81"> Connect with AM Best On Twitter @AMBestCo @A</a> <a title="Best's Review - June 2019 Edition page 82" href="http://viewer.zmags.com/publication/d164d17d?page=82"> The Last Word Read All About It A travel insuran</a> <a title="Best's Review - June 2019 Edition page 83" href="http://viewer.zmags.com/publication/d164d17d?page=83"> Get the Best Perspective on Financial Strength T</a> <a title="Best's Review - June 2019 Edition page 84" href="http://viewer.zmags.com/publication/d164d17d?page=84"> Expect big things in workers' compensation. Most </a>