<br /> Asset Managers Eye Marine: War Risk ISSUES & ANSWERS ISSUES & ANSWERS<br /> Lower Rates, Uncertainty Premiums, Rankings Affirmative Cyber Architects & Engineers<br /> Page 24 Pages 50-63 Page 20 Page 22<br /> $ECEMBERs6OLUMEs)SSUE WWWBESTREVIEWCOM<br /> AM BEST'S MONTHLY INSURANCE MAGAZINE<br /> Insurers face a range of strategic challenges<br /> in 2020 as they seek to meet customer<br /> expectations, improve their use of new<br /> technologies <a title="BR_December_2019 page 1" href="http://viewer.zmags.com/publication/d921d5eb?page=1"> Asset Managers Eye Marine: War Ri</a> <a title="BR_December_2019 page 2" href="http://viewer.zmags.com/publication/d921d5eb?page=2"> Let's talk niches. 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Los</a> <a title="BR_December_2019 page 35" href="http://viewer.zmags.com/publication/d921d5eb?page=35"> Special Section Sponsored by: 2020 Vision VISIO</a> <a title="BR_December_2019 page 36" href="http://viewer.zmags.com/publication/d921d5eb?page=36"> 2020 Vision Strategic Planning From curating con</a> <a title="BR_December_2019 page 37" href="http://viewer.zmags.com/publication/d921d5eb?page=37"> Special Section Sponsored by: Meanin</a> <a title="BR_December_2019 page 38" href="http://viewer.zmags.com/publication/d921d5eb?page=38"> 2020 Vision Stay Nimble There are a number</a> <a title="BR_December_2019 page 39" href="http://viewer.zmags.com/publication/d921d5eb?page=39"> Amplifying your investment opportunities begins w</a> <a title="BR_December_2019 page 40" href="http://viewer.zmags.com/publication/d921d5eb?page=40"> Aggregation Mindset 2020 Vision When I</a> <a title="BR_December_2019 page 41" href="http://viewer.zmags.com/publication/d921d5eb?page=41"> </a> <a title="BR_December_2019 page 42" href="http://viewer.zmags.com/publication/d921d5eb?page=42"> 2020 Vision Personalize Offerings I would s</a> <a title="BR_December_2019 page 43" href="http://viewer.zmags.com/publication/d921d5eb?page=43"> Special Section Sponsored by: Talent </a> <a title="BR_December_2019 page 44" href="http://viewer.zmags.com/publication/d921d5eb?page=44"> 2020 Vision Accelerated Change Survey results re</a> <a title="BR_December_2019 page 45" href="http://viewer.zmags.com/publication/d921d5eb?page=45"> The third risk was very interesting—it ranked [No</a> <a title="BR_December_2019 page 46" href="http://viewer.zmags.com/publication/d921d5eb?page=46"> 2020 Vision Willis Re International chairman urg</a> <a title="BR_December_2019 page 47" href="http://viewer.zmags.com/publication/d921d5eb?page=47"> The insurance industry is doing a decent jo</a> <a title="BR_December_2019 page 48" href="http://viewer.zmags.com/publication/d921d5eb?page=48"> 2020 Vision “There has to be a fundamental shift</a> <a title="BR_December_2019 page 49" href="http://viewer.zmags.com/publication/d921d5eb?page=49"> Special Section Sponsored by: MAIN EVENT:)N</a> <a title="BR_December_2019 page 50" href="http://viewer.zmags.com/publication/d921d5eb?page=50"> 2020 Vision Taking the Olympics as an ex</a> <a title="BR_December_2019 page 51" href="http://viewer.zmags.com/publication/d921d5eb?page=51"> Special Section Sponsored by: “Where we cut t</a> <a title="BR_December_2019 page 52" href="http://viewer.zmags.com/publication/d921d5eb?page=52"> Marine Insurance Uncharted Waters A series of at</a> <a title="BR_December_2019 page 53" href="http://viewer.zmags.com/publication/d921d5eb?page=53"> Key Points Danger Zone: Strikes on tankers just </a> <a title="BR_December_2019 page 54" href="http://viewer.zmags.com/publication/d921d5eb?page=54"> Marine Insurance A n I</a> <a title="BR_December_2019 page 55" href="http://viewer.zmags.com/publication/d921d5eb?page=55"> “Whether the latest attacks were an act of terror</a> <a title="BR_December_2019 page 56" href="http://viewer.zmags.com/publication/d921d5eb?page=56"> Marine Insurance “Once the Joint War Committee l</a> <a title="BR_December_2019 page 57" href="http://viewer.zmags.com/publication/d921d5eb?page=57"> of crucial significance in determining whether an</a> <a title="BR_December_2019 page 58" href="http://viewer.zmags.com/publication/d921d5eb?page=58"> Best's Rankings AM Best Data Top 25 U.S. Ocean </a> <a title="BR_December_2019 page 59" href="http://viewer.zmags.com/publication/d921d5eb?page=59"> Top 25 U.S. Fire and Allied Writers Ranked by 201</a> <a title="BR_December_2019 page 60" href="http://viewer.zmags.com/publication/d921d5eb?page=60"> U.S. Fire and Allied Lines - Top Writers by State</a> <a title="BR_December_2019 page 61" href="http://viewer.zmags.com/publication/d921d5eb?page=61"> Carrying a Heavy Load Cargo risks, such</a> <a title="BR_December_2019 page 62" href="http://viewer.zmags.com/publication/d921d5eb?page=62"> Inland Marine Insurance never anticipated in the</a> <a title="BR_December_2019 page 63" href="http://viewer.zmags.com/publication/d921d5eb?page=63"> brokers who we work with about what the effects o</a> <a title="BR_December_2019 page 64" href="http://viewer.zmags.com/publication/d921d5eb?page=64"> A Global Conversation “A nother interesting init</a> <a title="BR_December_2019 page 65" href="http://viewer.zmags.com/publication/d921d5eb?page=65"> “ T he marine industry has been suffer</a> <a title="BR_December_2019 page 66" href="http://viewer.zmags.com/publication/d921d5eb?page=66"> State of Muni Bond Market, BestWebinars AM Bes</a> <a title="BR_December_2019 page 67" href="http://viewer.zmags.com/publication/d921d5eb?page=67"> Indispensable Analysis. Timely Information. </a> <a title="BR_December_2019 page 68" href="http://viewer.zmags.com/publication/d921d5eb?page=68"> ® AM Best TV Jan. 1 Renewals, TRIPRA Among Issu</a> <a title="BR_December_2019 page 69" href="http://viewer.zmags.com/publication/d921d5eb?page=69"> Arceo.ai's Vitale: Cyber Losses Are Biggest Risk </a> <a title="BR_December_2019 page 70" href="http://viewer.zmags.com/publication/d921d5eb?page=70"> Climate Change TOTAL IMPACT Insurers are on the </a> <a title="BR_December_2019 page 71" href="http://viewer.zmags.com/publication/d921d5eb?page=71"> Climate Change 2018 The fourth-warmest year of a</a> <a title="BR_December_2019 page 72" href="http://viewer.zmags.com/publication/d921d5eb?page=72"> Climate Change getting more severe, more </a> <a title="BR_December_2019 page 73" href="http://viewer.zmags.com/publication/d921d5eb?page=73"> “Insurance companies can't just keep charging mor</a> <a title="BR_December_2019 page 74" href="http://viewer.zmags.com/publication/d921d5eb?page=74"> Climate Change “Nobody's actually grappled with </a> <a title="BR_December_2019 page 75" href="http://viewer.zmags.com/publication/d921d5eb?page=75"> Best's Credit Rating Actions T his</a> <a title="BR_December_2019 page 76" href="http://viewer.zmags.com/publication/d921d5eb?page=76"> Rating Action Business Type Company Name/ Ultim</a> <a title="BR_December_2019 page 77" href="http://viewer.zmags.com/publication/d921d5eb?page=77"> Rating Action Business Type Company Name/ Ultim</a> <a title="BR_December_2019 page 78" href="http://viewer.zmags.com/publication/d921d5eb?page=78"> BEST'S FINANCIAL STRENGTH RATING GUIDE – (FSR) R</a> <a title="BR_December_2019 page 79" href="http://viewer.zmags.com/publication/d921d5eb?page=79"> BEST'S ISSUER CREDIT RATING GUIDE – (ICR) A Best'</a> <a title="BR_December_2019 page 80" href="http://viewer.zmags.com/publication/d921d5eb?page=80"> Best's Insurance Professionals and Claims Resourc</a> <a title="BR_December_2019 page 81" href="http://viewer.zmags.com/publication/d921d5eb?page=81"> ADVERTISER </a> <a title="BR_December_2019 page 82" href="http://viewer.zmags.com/publication/d921d5eb?page=82"> The Last Word Going to the Extreme Rising risk e</a> <a title="BR_December_2019 page 83" href="http://viewer.zmags.com/publication/d921d5eb?page=83"> A Global View of the Insurance Industry The finan</a> <a title="BR_December_2019 page 84" href="http://viewer.zmags.com/publication/d921d5eb?page=84"> Expect big things in workers' compensation. Most </a>