Open Enrollment<br />
Guide<br />
October 19-30, 2020WELCOME TO<br />
OPEN ENROLLMENT<br />
FOR 2021 BENEFITS!<br />
Open Enrollment is your opportunity to change<br />
medical plans, update contribution amounts<br />
to your Health Savings or Flexible Spending<br />
Accounts, purchase supplement Life Insurance<br />
for you or your dependents, and enroll in<br />
voluntary benefits.<br />
WHAT YOU<br />
NEED TO KNOW<br />
• Forthefifthyearinarow,premiumratesforourmedicalplans<br />
andotherbenefitprogramswillremainunchanged(based<br />
on eligible earnings tier).<br />
• The Wellness Incentive program will continue in 2021 so you<br />
can keep earning HRA or HSA rewards for making healthy<br />
lifestyle decisions.<br />
• Through convenient paycheck deductions, you can contribute<br />
pre-tax dollars to a Healthcare Flexible Spending account and/<br />
or a Dependent Care Flexible Spending account. Remember,<br />
if you’<a title="2021 Open Enrollment Guide page 1" href="http://viewer.zmags.com/publication/e006e72e?page=1">Open Enrollment Guide October 19-30, 202</a>
<a title="2021 Open Enrollment Guide page 2" href="http://viewer.zmags.com/publication/e006e72e?page=2">WELCOME TO OPEN ENROLLMENT FOR 2021 BENEFITS! </a>
<a title="2021 Open Enrollment Guide page 3" href="http://viewer.zmags.com/publication/e006e72e?page=3">WHAT’S CHANGING • We will be moving from OptumR</a>
<a title="2021 Open Enrollment Guide page 4" href="http://viewer.zmags.com/publication/e006e72e?page=4">TOOLS AND RESOURCES INFORMATION Visit </a>
<a title="2021 Open Enrollment Guide page 5" href="http://viewer.zmags.com/publication/e006e72e?page=5">PLAN COMPARISON CHART To help you decide </a>
<a title="2021 Open Enrollment Guide page 6" href="http://viewer.zmags.com/publication/e006e72e?page=6">WELLNESS INCENTIVES 2021WELLNESSINCENTIVES ASS</a>
<a title="2021 Open Enrollment Guide page 7" href="http://viewer.zmags.com/publication/e006e72e?page=7">MEDICAL PLANS OVERVIEW TYPESOFSERVICES CIGNA</a>
<a title="2021 Open Enrollment Guide page 8" href="http://viewer.zmags.com/publication/e006e72e?page=8">MEDICAL PREMIUMS 2021MONTHLYMEDICALPREMIUM</a>
<a title="2021 Open Enrollment Guide page 9" href="http://viewer.zmags.com/publication/e006e72e?page=9">DENTAL AND VISION PREMIUMS 2021DENTALPLANS </a>
<a title="2021 Open Enrollment Guide page 10" href="http://viewer.zmags.com/publication/e006e72e?page=10">OTHER PLANS AT-A-GLANCE BENEFIT PLAN OFFERING</a>
<a title="2021 Open Enrollment Guide page 11" href="http://viewer.zmags.com/publication/e006e72e?page=11">POINTS TO REMEMBER YOUR ACTION Total contribu</a>
<a title="2021 Open Enrollment Guide page 12" href="http://viewer.zmags.com/publication/e006e72e?page=12"> JM Family is required to share your personal info</a>