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Open Enrollment<br /> Guide<br /> October 19-30, 2020WELCOME TO<br /> OPEN ENROLLMENT<br /> FOR 2021 BENEFITS!<br /> Open Enrollment is your opportunity to change<br /> medical plans, update contribution amounts<br /> to your Health Savings or Flexible Spending<br /> Accounts, purchase supplement Life Insurance<br /> for you or your dependents, and enroll in<br /> voluntary benefits.<br /> WHAT YOU<br /> NEED TO KNOW<br /> • Forthefifthyearinarow,premiumratesforourmedicalplans<br /> andotherbenefitprogramswillremainunchanged(based<br /> on eligible earnings tier).<br /> • The Wellness Incentive program will continue in 2021 so you<br /> can keep earning HRA or HSA rewards for making healthy<br /> lifestyle decisions.<br /> • Through convenient paycheck deductions, you can contribute<br /> pre-tax dollars to a Healthcare Flexible Spending account and/<br /> or a Dependent Care Flexible Spending account. Remember,<br /> if you’<a title="2021 Open Enrollment Guide page 1" href="http://viewer.zmags.com/publication/e006e72e?page=1">Open Enrollment Guide October 19-30, 202</a> <a title="2021 Open Enrollment Guide page 2" href="http://viewer.zmags.com/publication/e006e72e?page=2">WELCOME TO OPEN ENROLLMENT FOR 2021 BENEFITS! </a> <a title="2021 Open Enrollment Guide page 3" href="http://viewer.zmags.com/publication/e006e72e?page=3">WHAT’S CHANGING • We will be moving from OptumR</a> <a title="2021 Open Enrollment Guide page 4" href="http://viewer.zmags.com/publication/e006e72e?page=4">TOOLS AND RESOURCES INFORMATION Visit </a> <a title="2021 Open Enrollment Guide page 5" href="http://viewer.zmags.com/publication/e006e72e?page=5">PLAN COMPARISON CHART To help you decide </a> <a title="2021 Open Enrollment Guide page 6" href="http://viewer.zmags.com/publication/e006e72e?page=6">WELLNESS INCENTIVES 2021WELLNESSINCENTIVES ASS</a> <a title="2021 Open Enrollment Guide page 7" href="http://viewer.zmags.com/publication/e006e72e?page=7">MEDICAL PLANS OVERVIEW TYPESOFSERVICES CIGNA</a> <a title="2021 Open Enrollment Guide page 8" href="http://viewer.zmags.com/publication/e006e72e?page=8">MEDICAL PREMIUMS 2021MONTHLYMEDICALPREMIUM</a> <a title="2021 Open Enrollment Guide page 9" href="http://viewer.zmags.com/publication/e006e72e?page=9">DENTAL AND VISION PREMIUMS 2021DENTALPLANS </a> <a title="2021 Open Enrollment Guide page 10" href="http://viewer.zmags.com/publication/e006e72e?page=10">OTHER PLANS AT-A-GLANCE BENEFIT PLAN OFFERING</a> <a title="2021 Open Enrollment Guide page 11" href="http://viewer.zmags.com/publication/e006e72e?page=11">POINTS TO REMEMBER YOUR ACTION Total contribu</a> <a title="2021 Open Enrollment Guide page 12" href="http://viewer.zmags.com/publication/e006e72e?page=12"> JM Family is required to share your personal info</a>