<br />
ISSUE 62<br />
OCTOBER 2014<br />
ICAEW.COM/VITAL<br />
THE QUARTERLY MAGAZINE FOR ACA STUDENTS<br />
REVISION TIPS MEET THE INTERNATIONAL ACAS ROCK A CLIENT MEETING CORPORATE REPORTING<br />
DISCOVER THE<br />
REWARDS<br />
OF YOUR HARD WORK<br />
PROFESSIONAL MORTGAGES PROVIDED<br />
BY SCOTTISH WIDOWS BANK<br />
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We have a range of Professional Mortgages with a choice of fixed and variable rates. As a member of ICAEW you can<br />
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With a Professional Mortgage you can borrow up to 90% of the value of the p<a title="Vital OCTOBER 14 page 1" href="http://viewer.zmags.com/publication/e090b1f8?page=1"> ISSUE 62 OCTOBER 2014 ICAEW.COM/VITAL THE QUARTE</a>
<a title="Vital OCTOBER 14 page 2" href="http://viewer.zmags.com/publication/e090b1f8?page=2"> DISCOVER THE REWARDS OF YOUR HARD WORK PROFESSIO</a>
<a title="Vital OCTOBER 14 page 3" href="http://viewer.zmags.com/publication/e090b1f8?page=3"> Contents </a>
<a title="Vital OCTOBER 14 page 4" href="http://viewer.zmags.com/publication/e090b1f8?page=4"> EDITOR'S LETTER Welcome to Vital Welcome </a>
<a title="Vital OCTOBER 14 page 5" href="http://viewer.zmags.com/publication/e090b1f8?page=5"> You and your views Tell us what you've been up t</a>
<a title="Vital OCTOBER 14 page 6" href="http://viewer.zmags.com/publication/e090b1f8?page=6"> In review: 10 highlights 1 MANAGE YOUR MONEY </a>
<a title="Vital OCTOBER 14 page 7" href="http://viewer.zmags.com/publication/e090b1f8?page=7"> UPFRONT icaew.com/ ICAEW Students </a>
<a title="Vital OCTOBER 14 page 8" href="http://viewer.zmags.com/publication/e090b1f8?page=8"> Flying solo Julie Relf, founder of Appla</a>
<a title="Vital OCTOBER 14 page 9" href="http://viewer.zmags.com/publication/e090b1f8?page=9"> UPFRONT THE BOSS Clare Needham on how she aced h</a>
<a title="Vital OCTOBER 14 page 10" href="http://viewer.zmags.com/publication/e090b1f8?page=10"> They shone in their exams, they dazzled in the wo</a>
<a title="Vital OCTOBER 14 page 11" href="http://viewer.zmags.com/publication/e090b1f8?page=11"> RISING STARS SONIA JENKINS (26) SENIOR </a>
<a title="Vital OCTOBER 14 page 12" href="http://viewer.zmags.com/publication/e090b1f8?page=12"> JACK COOK (24) ASSISTANT AUDITOR, NATIONAL A</a>
<a title="Vital OCTOBER 14 page 13" href="http://viewer.zmags.com/publication/e090b1f8?page=13"> RISING STARS ELEANOR WINDER (24) TAX SE</a>
<a title="Vital OCTOBER 14 page 14" href="http://viewer.zmags.com/publication/e090b1f8?page=14"> MATTHEW OLIVER (26) PARTNER, BESSLER HENDRIE, GUI</a>
<a title="Vital OCTOBER 14 page 15" href="http://viewer.zmags.com/publication/e090b1f8?page=15"> RISING STARS DANIELLE HAWKINS (25) SEMI</a>
<a title="Vital OCTOBER 14 page 16" href="http://viewer.zmags.com/publication/e090b1f8?page=16"> MAKE IT STICK Exam success isn't just about un</a>
<a title="Vital OCTOBER 14 page 17" href="http://viewer.zmags.com/publication/e090b1f8?page=17"> ST U DY RE VI SIO N TI PS on it. After an</a>
<a title="Vital OCTOBER 14 page 18" href="http://viewer.zmags.com/publication/e090b1f8?page=18"> Change the script Students sitting the Financial </a>
<a title="Vital OCTOBER 14 page 19" href="http://viewer.zmags.com/publication/e090b1f8?page=19"> ST UDY F INANC IAL MANAG EMENT mod</a>
<a title="Vital OCTOBER 14 page 20" href="http://viewer.zmags.com/publication/e090b1f8?page=20"> S TUDY ACCOUNT ING ONE GIANT LEAP It's cons</a>
<a title="Vital OCTOBER 14 page 21" href="http://viewer.zmags.com/publication/e090b1f8?page=21"> Sitting the ICAEW Case St</a>
<a title="Vital OCTOBER 14 page 22" href="http://viewer.zmags.com/publication/e090b1f8?page=22"> 22 </a>
<a title="Vital OCTOBER 14 page 23" href="http://viewer.zmags.com/publication/e090b1f8?page=23"> THE BIG INTERVIEW FASTEN YOUR SEATBELT Words</a>
<a title="Vital OCTOBER 14 page 24" href="http://viewer.zmags.com/publication/e090b1f8?page=24"> “I </a>
<a title="Vital OCTOBER 14 page 25" href="http://viewer.zmags.com/publication/e090b1f8?page=25"> THE BIG INTERVIEW Range Rover and Porsche </a>
<a title="Vital OCTOBER 14 page 26" href="http://viewer.zmags.com/publication/e090b1f8?page=26"> NOT ENOUGH HOURS IN THE DAY It's the skill every </a>
<a title="Vital OCTOBER 14 page 27" href="http://viewer.zmags.com/publication/e090b1f8?page=27"> WORK TI ME MANAGEM ENT HO</a>
<a title="Vital OCTOBER 14 page 28" href="http://viewer.zmags.com/publication/e090b1f8?page=28"> Ambition is... bigger audiences and better ƝJXUHV</a>
<a title="Vital OCTOBER 14 page 29" href="http://viewer.zmags.com/publication/e090b1f8?page=29"> WORK OF FICE CONFID ENCE Walk tall The secr</a>
<a title="Vital OCTOBER 14 page 30" href="http://viewer.zmags.com/publication/e090b1f8?page=30"> </a>
<a title="Vital OCTOBER 14 page 31" href="http://viewer.zmags.com/publication/e090b1f8?page=31"> LIFE HEALT H A N D FI TNESS BREAK THE BOREDO</a>
<a title="Vital OCTOBER 14 page 32" href="http://viewer.zmags.com/publication/e090b1f8?page=32"> CYPRUS Katerina Christofidou Growing up, my father</a>
<a title="Vital OCTOBER 14 page 33" href="http://viewer.zmags.com/publication/e090b1f8?page=33"> L IFE INTE RNATIONAL SP ECIAL DUBAI Zaheer </a>
<a title="Vital OCTOBER 14 page 34" href="http://viewer.zmags.com/publication/e090b1f8?page=34"> L IF E The last word Tired of city life, Hum</a>
<a title="Vital OCTOBER 14 page 35" href="http://viewer.zmags.com/publication/e090b1f8?page=35"> news and views. economia online has all the news </a>
<a title="Vital OCTOBER 14 page 36" href="http://viewer.zmags.com/publication/e090b1f8?page=36"> `What gives you the licence to do this?' THE CEO </a>