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<br /> www.ifaonline.co.uk/retirement-planner<br /> Industry analysis for the professional adviser<br /> Professional<br /> connections<br /> How they can help your business<br /> Adviser insight News analysis<br /> Adviser Q&A Pensions<br /> Almary Green founder What's the verdict on the<br /> Carl Lamb on RDR Autumn Statement?<br /> December 2012 / January 2013<br /> Technical<br /> Equity release<br /> Who won at the Equity<br /> Release Awards 2012<br /> For adviser use only. Not approved for use with PRIVATE INVESTORS. MetLife Europe Limited (trading as MetLife) is authorised by the Central Bank of Ireland and subject to<br /> limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request.<br /> Registered address: 20 on Hatch, Lower Hatch Street, Dublin 2, Irela<a title="RP_Dec/Jan 2013 page 1" href="http://viewer.zmags.com/publication/e91192fd?page=1"> www.ifaonline.co.uk/retirement-planner </a> <a title="RP_Dec/Jan 2013 page 2" href="http://viewer.zmags.com/publication/e91192fd?page=2"> For adviser use only. Not approved for use with P</a> <a title="RP_Dec/Jan 2013 page 3" href="http://viewer.zmags.com/publication/e91192fd?page=3"> Visit us at www.ifaonline.co.uk/retirement-planne</a> <a title="RP_Dec/Jan 2013 page 4" href="http://viewer.zmags.com/publication/e91192fd?page=4"> Adviser insight 4 </a> <a title="RP_Dec/Jan 2013 page 5" href="http://viewer.zmags.com/publication/e91192fd?page=5"> Visit us at www.ifaonline.co.uk/retirement-planne</a> <a title="RP_Dec/Jan 2013 page 6" href="http://viewer.zmags.com/publication/e91192fd?page=6"> 6 Adviser insight </a> <a title="RP_Dec/Jan 2013 page 7" href="http://viewer.zmags.com/publication/e91192fd?page=7"> The less time you spend on technical questions, t</a> <a title="RP_Dec/Jan 2013 page 8" href="http://viewer.zmags.com/publication/e91192fd?page=8"> 8 Adviser insight </a> <a title="RP_Dec/Jan 2013 page 9" href="http://viewer.zmags.com/publication/e91192fd?page=9"> Navigate through the complexities of the retireme</a> <a title="RP_Dec/Jan 2013 page 10" href="http://viewer.zmags.com/publication/e91192fd?page=10"> 10 Adviser insight </a> <a title="RP_Dec/Jan 2013 page 11" href="http://viewer.zmags.com/publication/e91192fd?page=11"> Visit us at www.ifaonline.co.uk/retirement-planne</a> <a title="RP_Dec/Jan 2013 page 12" href="http://viewer.zmags.com/publication/e91192fd?page=12"> News analysis 12 </a> <a title="RP_Dec/Jan 2013 page 13" href="http://viewer.zmags.com/publication/e91192fd?page=13"> Visit us at www.ifaonline.co.uk/retirement-planne</a> <a title="RP_Dec/Jan 2013 page 14" href="http://viewer.zmags.com/publication/e91192fd?page=14"> 14 News analysis </a> <a title="RP_Dec/Jan 2013 page 15" href="http://viewer.zmags.com/publication/e91192fd?page=15"> Visit us at www.ifaonline.co.uk/retirement-planne</a> <a title="RP_Dec/Jan 2013 page 16" href="http://viewer.zmags.com/publication/e91192fd?page=16"> 16 News analysis </a> <a title="RP_Dec/Jan 2013 page 17" href="http://viewer.zmags.com/publication/e91192fd?page=17"> For professional advisers only Xafinity – </a> <a title="RP_Dec/Jan 2013 page 18" href="http://viewer.zmags.com/publication/e91192fd?page=18"> 18 News analysis </a> <a title="RP_Dec/Jan 2013 page 19" href="http://viewer.zmags.com/publication/e91192fd?page=19"> Visit us at www.ifaonline.co.uk/retirement-planne</a> <a title="RP_Dec/Jan 2013 page 20" href="http://viewer.zmags.com/publication/e91192fd?page=20"> 20 Awards </a> <a title="RP_Dec/Jan 2013 page 21" href="http://viewer.zmags.com/publication/e91192fd?page=21"> Are your clients spooked by their retirement inco</a> <a title="RP_Dec/Jan 2013 page 22" href="http://viewer.zmags.com/publication/e91192fd?page=22"> 22 Awards </a> <a title="RP_Dec/Jan 2013 page 23" href="http://viewer.zmags.com/publication/e91192fd?page=23"> For financial adviser use only And the</a> <a title="RP_Dec/Jan 2013 page 24" href="http://viewer.zmags.com/publication/e91192fd?page=24"> 24 Technical </a> <a title="RP_Dec/Jan 2013 page 25" href="http://viewer.zmags.com/publication/e91192fd?page=25"> Visit us at www.ifaonline.co.uk/retirement-planne</a> <a title="RP_Dec/Jan 2013 page 26" href="http://viewer.zmags.com/publication/e91192fd?page=26"> 26 Technical Tax How tax needn't be taxing Pau</a> <a title="RP_Dec/Jan 2013 page 27" href="http://viewer.zmags.com/publication/e91192fd?page=27"> Carey Pensions Working In Partnership with IFAs </a> <a title="RP_Dec/Jan 2013 page 28" href="http://viewer.zmags.com/publication/e91192fd?page=28"> </a>